Visa Pay – Secure, Fast Payments & Free Virtual Card | Visa

Change the way you pay and get paid

Access banking services quickly and minimize wait times.

Transact with Visa Pay and win fantastic prizes

What is the Visa Pay x FIFA 2026 campaign?

In Short

Campaign Overview

Participation Rules

How It Works

  1. Use Visa Pay (pay, send, receive, top-up)
  2. Earn points on each eligible transaction (minimum USD 5 or equivalent)
  3. Accumulate points and climb the leaderboard
  4. Compete to be among the top users in each phase

Winning Mechanics

Send & receive money

Send and receive money to any eligible mobile number in the DRC.

Free virtual card

Get a Virtual Visa Card at no cost, without the need to visit a bank branch.

Pay online

Use your Virtual Visa Card for online shopping and subscription payments.

Enjoy secure transactions with Visa

Make every purchase count. Enjoy great value every time you pay with Visa Pay

Skip the queues, pay and get paid fast, anywhere, and anytime

Visa Pay charges

With Visa pay, send and receive payments at minimum cost.

Free Virtual Visa Card in CDF/USD

Free e-commerce payment

Free transfer from own bank account

1% transfer fee for P2P payments*
2% Fee to top-up wallet using any DRC bank issued Visa card*

Mobile Money Fee

2.5% for transfers from Mobile Money to Visa Pay Bank Wallet, inclusive of Mobile Money commission
2.5% for transfers from Visa Pay Bank Wallet to Mobile Money inclusive of Mobile Money commission (minimum $2.5)

FAQ

What is Visa Pay?

Visa Pay is a digital wallet and mobile payments solution that provides digital onboarding, seamless and instant digital payments using a virtual card, and great value.

What are the benefits of Visa Pay?

You instantly receive a wallet and a virtual Visa card without needing to visit a bank branch. The wallet will come in two currencies. You can send & receive money via registered mobile numbers, regardless of their mobile network, and use your digital card for online purchase.

What is the Visa Pay PIN used for?

The Visa Pay PIN is used to protect your money and to prevent unauthorized transactions from your wallet. Remember - you should never share your PIN with anyone, and we will never ask you for your PIN outside the Visa Pay app.

Whom should I contact if I have an issue?

Please contact your wallet bank to report any issues.

Download the app now!