# Change the way you pay and get paid

Access banking services quickly and minimize wait times.

## Transact with Visa Pay and win fantastic prizes

### **What is the Visa Pay x FIFA 2026 campaign?**

**In Short**

- Use Visa Pay → Earn points → Rank higher → Win prizes

**Campaign Overview**

- Promotion for Visa Pay users in the DRC during the FIFA World Cup (11 June – 19 July 2026)
- Every eligible transaction (min. USD 5 or equivalent in CDF) earns points automatically
- 4 competition phases aligned to the tournament (Group Stage → Final)
- Prizes awarded at each phase to top-ranked users

**Participation Rules**

- Open to Visa Pay users with an active, KYC-verified account
- Must be 18+ and based in the DRC
- No registration required — automatic entry after first qualifying transaction

**How It Works**

1. Use Visa Pay (pay, send, receive, top-up)
2. Earn points on each eligible transaction (minimum USD 5 or equivalent)
3. Accumulate points and climb the leaderboard
4. Compete to be among the top users in each phase

**Winning Mechanics**

- Winners selected based on points ranking at each phase
- Points reset after every phase → equal chance to win again
- More active days and consistent usage improve ranking

### Send & receive money

Send and receive money to any eligible mobile number in the DRC.

### Free virtual card

Get a Virtual Visa Card at no cost, without the need to visit a bank branch.

### Pay online

Use your Virtual Visa Card for online shopping and subscription payments.

## Enjoy secure transactions with Visa

## Make every purchase count. Enjoy great value every time you pay with Visa Pay

## Skip the queues, pay and get paid fast, anywhere, and anytime

## Visa Pay charges

With Visa pay, send and receive payments at minimum cost.

**Free Virtual Visa Card in CDF/USD**

**Free e-commerce payment**

**Free transfer from own bank account**

1% transfer fee for P2P payments*  
2% Fee to top-up wallet using any DRC bank issued Visa card*

* VAT applicable.

## Mobile Money Fee

2.5% for transfers from Mobile Money to Visa Pay Bank Wallet, inclusive of Mobile Money commission  
2.5% for transfers from Visa Pay Bank Wallet to Mobile Money inclusive of Mobile Money commission (minimum $2.5)

## FAQ

### What is Visa Pay?

Visa Pay is a digital wallet and mobile payments solution that provides digital onboarding, seamless and instant digital payments using a virtual card, and great value.

### What are the benefits of Visa Pay?

You instantly receive a wallet and a virtual Visa card without needing to visit a bank branch. The wallet will come in two currencies. You can send & receive money via registered mobile numbers, regardless of their mobile network, and use your digital card for online purchase.

### What is the Visa Pay PIN used for?

The Visa Pay PIN is used to protect your money and to prevent unauthorized transactions from your wallet. Remember - you should never share your PIN with anyone, and we will never ask you for your PIN outside the Visa Pay app.

### Whom should I contact if I have an issue?

Please contact your wallet bank to report any issues.

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