About Visa | Financial Inclusion & Financial literacy | Visa

Opportunities for all

We believe everyone has the right to access basic financial services.

Powering financial inclusion

Our products are helping the underserved around the world.

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Sending + receiving money

In many parts of the world, critical person-to-person payments can be inefficient and expensive. To help, Visa offers fast, efficient and reliable personal payment options to the underserved.

Paying for everyday necessities

Throughout Africa, India and other emerging economies, Visa’s electronic payments provide the underserved with a better way to pay for necessities, such as food, clothing, medicine and transportation.

Receiving social payments

Many government agencies are using Visa prepaid products to deliver money to the unbanked and underserved, and moving away from distributing physical cash or goods.

Benefits for Dominican citizens

Distributing public services through Visa prepaid cards resulted in a faster, more cost-effective benefits program.

Financial Inclusion in Rwanda

Rwanda is just one example of how working towards financial inclusion can transform lives.


Partnering for inclusion

Achieving greater financial inclusion requires working collaboratively with leading partners.

We work with recognized development organizations to understand the financial lives of the underserved and to support on-the-ground programs to meet their financial needs.

Better Than Cash Alliance

Visa, along with the Bill & Melinda Gates Foundation, USAID, Citi, the UN Capital Development Fund, Ford Foundation and the Omidyar Network, formed the Better Than Cash Alliance to speed the transition from cash to electronic payments, an important step in advancing greater inclusion.

CARE

In Ghana, Visa is working with CARE to provide full-service banking to remote areas through mobile technology. CARE community savings groups can open and operate a savings account without traveling to a physical bank.

Cherie Blair Foundation for Women

This partnership is focused on increasing women’s access to financial services in Nigeria. The project is aimed at enabling more female entrepreneurs to become agents in the retail network of a leading financial services provider.

Financial Inclusion 2020

Visa, the Citi Foundation and the Center for Financial Inclusion at Accion founded the Financial Inclusion 2020 initiative to help achieve a world with universal access to quality financial services.

GSMA mWomen Global Development Alliance

Three hundred million fewer women than men own mobile phones. The Alliance is working to improve women’s lives through access to mobile technology, which in turn, gives them access to financial services, education and healthcare.

Kiva.org

Visa worked with Kiva.org, the world’s first personal microlending website, to expand economic inclusion opportunities for U.S. small businesses through access to microloans.

Women’s World Banking

Visa has partnered with Women’s World Banking, a global network of microfinance organizations that works to empower and drive financial inclusion for impoverished Nigerian women and their families.

Center for Financial Services Innovation (CFSI)

Visa works with CFSI to support programs serving underbanked communities across North America.


Financial literacy

Empowering the world with financial knowledge

For nearly two decades, Visa's financial literacy programs have educated millions of children and adults in more than 30 countries on how to manage their money wisely. These programs are all designed with one goal in mind: To ensure that as individuals gain access to financial services, they do so with a sound understanding of money management.

Whether it’s a theater that teaches budgeting to children in Brazil, or a FIFA World Cup™-branded video game about personal finance basics, our free literacy programs are culturally relevant, innovative and engaging.

Our financial literacy websites, localized around the globe, draw millions of visits each year from parents, teachers, students and consumers looking for free, high-quality personal finance information for the classroom and home.

Visa’s pledge through the Clinton Global Initiative to reach 20 million people worldwide with our financial literacy program by May 1, 2013 was surpassed one year ahead of schedule. Visa has now reached more than 33 million people.

From 2012 to 2014, Visa also hosted a series of high-level conferences in India, Eastern Europe, Kenya, Middle East, Brazil and China delivered in collaboration with the Financial Times. These forums were dedicated to improving the financial literacy of individuals from the most vulnerable communities around the globe.

Financial Soccer

Harnessing the power of the world’s most popular sport, Financial Soccer has been used over 5 million times to date and is available in 15 languages and 41 countries.

Avengers save the day

Visa and Marvel created an exciting comic, available in 8 languages, to help children learn personal finance skills.

View the comic

Global Financial Literacy Summit

An event that gathers thought leaders, policymakers and executives to help enable financial literacy around the world.

Youth Outreach in China

The Financial Literacy Traveling Bus makes a stop in China to teach kids about money management.

Financial Football

Visa created this fun NFL-themed video game to tackle the issue of financial literacy among young people.