# Dock delivers. How one Visa Ready partner powered fintech success

## Visa Ready. At the ready for fintechs

Today’s fintechs are rapidly transforming the world’s payment landscape. But for all their innovation, many still struggle to rapidly deploy and scale their solutions, especially when faced with complex local regulations and regional networks.

To help, Visa has created the Visa Ready program—which includes a global network of certified partners that can help fintechs quickly and efficiently stand up payment solutions for their end clients—thus accelerating time-to-market and fueling business growth.

## A big opportunity with a big challenge

A global fintech leader was recently tasked by an on-demand grocery delivery service to help them issue secure, pre-loaded credit cards. The cards would be used by the service’s Brazilian couriers to make in-store purchases and fulfill customers’ orders.

Unfortunately, this fintech had no experience working within the Brazilian payment and regulatory ecosystem, which is highly regulated by the Brazilian Central Bank. That’s when the fintech reached out to Dock—an in-market Visa Ready partner—for help.

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## Dock provides an open approach

Dock is an innovative technology company that gives its fintech clients the ability to easily create, operate and offer modern, digital banking experiences. They’re also the first Visa Ready-certified BIN sponsor in Brazil, having met a number of key operational and technical criteria such as:

**Digital-first**  
**focus**

**KYC/eKYC**  
**frameworks**

**Operational**  
**excellence**

**Regional compliance**  
 **knowledge**

Dock leveraged their API-based Open Banking platform to help their fintech client confidently launch a highly relevant payment solution with a fast time to market, quicker implementation, and streamlined contracting.

## Finding the right partner

**Fintech**  
Fintech sought an enabler  
to help with digital issuance

**Visa Ready**  
**BIN Sponsor**

Visa Ready Partners     
are certified to support  
fintech use cases

F i n t e c h  o p t e d  t o  p a r t n e r                                                       
w i t h  D o c k ,  t h e  fi r s t                  
Visa ReadyBIN Sponsor in Brazil

Dock rapidly developed a card  
issuance solution allowing the  
fintech to launch in Brazil

## A thriving program, a bright outlook

Thanks to the expertise of Dock, the new cards were up and running in just 13 days. Since that time the program has rapidly grown through widespread adoption and usage.<sup>1</sup>

**11.5 K**

active cards

**$22 M**  
USD total volume transacted

**total transactions**

**Since entering the Brazilian market at scale, Dock’s fintech client**  
**can now plan for additional expansion with a proven Visa Ready**  
**partner at their side.**

---

As a certified Visa Ready  
partner, we have the ability  
to help fintechs quickly    
and confidently launch  
innovative, cross-border  
solutions that comply with  
local regulations.

Fred Amaral,  
CEO  
Dock

## Why Visa Ready for fintech

Every Visa Ready partner is vetted to ensure they deliver digital-first issuance,  
rapid implementation and expansion across borders, a strong focus on user  
experience, and full-scale API integration.

Visa Ready partners also provide rapid access to Visa’s certified  
infrastructure—  
giving fintechs the confidence that their payment flows meet local regulations,  
as well as Visa’s global security and functional standards.

**Visa Ready Fintech Enablement at a glance**

+  
**25** partners

program pillars

Issuer  
Processor

Program  
Manager

VAS  
Provider

BIN  
Sponsor

+  
**100** countries

**To find a Visa Ready partner that can help you scale your business**  
**and create new revenue streams, contact your Account Executive**  
**or visit:**

<u>www.partner. visa.com</u>

1. Dock Data Team, June-December 2020.