Simplify B2B payments with Visa Commercial Pay

Manage virtual B2B payments with an integrated digital platform.

Visa Commercial Pay. A suite of virtual B2B payment solutions

Improve cash flow and eliminate outdated manual processes with Visa Commercial Pay. It functions across multiple business-spend use cases, from supplier payments to corporate travel and mobile payment options, to offer a solution that simplifies the way businesses manage payments.

Featuring an easy-to-use interface, Visa Commercial Pay assists businesses with streamlining operations, automating reconciliation and communicating virtual card payment information, all within one central and secure platform.

B2B supplier payments

Experience greater accounts payable efficiency and improve the procurement process with Visa Commercial Pay.

Manage payments with virtual cards via an integrated platform that delivers automation and digitisation of the purchasing and financial management processes.

How Visa Commercial Pay helps B2B supplier payments

Automated data matching

Increases the speed of reconciliation of payments.

Extending Days Payable Outstanding (DPO)

Improve your cash flow position with DPO.

Reduce Day Sales Outstanding

Enhance relationships by making payments to suppliers faster.

Ensure card use compliance

Enforce compliance with spend controls at the point of purchase.

Payment data visibility

Visa Commercial Pay provides a single platform for enhanced visibility of payment data.

Automate processes

Reduce payment processing costs and time by automating and digitising manual processes.

For corporate travel

Effortlessly oversee corporate travel throughout the entire journey, utilising the issuance and management of virtual cards from a single platform.

Visa Commercial Pay seamlessly integrates into business travel processes to deliver enhanced data, full spend visibility and automated expense reconciliation.

How Visa Commercial Pay helps manage corporate travel finances

Create or add virtual cards easily

With the Visa Commercial Pay mobile app, you can add virtual cards to digital wallets and make it simple for employees to pay for expenses on-the-go.

Travel expenses visibility

Gain more visibility into travel expenses to better consolidate total cost of trips.

Access to payment details

Whether a booking is made via a travel management company or an online booking tool, payment details are easy to access.

View travel details

Manage travel better with access to hotel booking confirmations, location, payment instructions and agency contact information.

Spend controls

Reduce the risk of out-of-policy or fraudulent spending with spend controls.

Reduce processing costs

Visa Commercial Pay will help eliminate manual and inefficient travel expense management processes.

For travel intermediaries

Visa Commercial Pay is a single integrated platform enabling travel intermediaries to manage all end-to-end virtual payments, communication and reconciliation within a centralised platform.

How Visa Commercial Pay helps manage travel intermediaries

Fully automated reconciliation process

Automatically capture booking, custom and transaction data.

Single unified platform

Provide greater spend visibility and transparency to finance team.

Automated virtual card delivery

Eliminates the need for a manual offline billback process.

Extended Days Payable Outstanding (DPO)

Optimize your working capital with DPO and additional revenue streams.

Better dispute management

Transactions made on virtual cards are more secure, and in cases of chargebacks, easier to manage.

Spend controls

Minimise risk of fraud with spend controls.

Automate processes

Reduce the costs and time needed to manage payments with Visa Commercial Pay.

Reduce Day Sales Outstanding (DSO)

Faster supplier payments reduce DSO and open opportunities for payment terms negotiations.

Issuance on mobile devices

Enables instant issuance to mobile devices for payments on-the-go.

Accelerate the digital transformation of B2B supplier payments

Contact your issuer to learn more about how Visa Commercial Pay can enhance your commercial card programme.