# LANDSCAPE

The evolution of payments in Latin America and the Caribbean

- # How AI is revolutionizing online commerce

[GET THE REPORT](https://globalclient.visa.com/AIrevolutionizing-en)

## CONSUMER INSIGHTS TRENDS

### What Consumers Value Most: Are Companies Measuring Up?

Consumers across Latin America and the Caribbean are reshaping the definition of value in payments and commerce.

[GET THE REPORT](https://globalclient.visa.com/ConsumersValue2026-en?_gl=1*1plotwk*_gcl_au*MTk4OTE1Mzc4Ni4xNzc2OTUwNjg5*_ga*MjA3NzQwODk1My4xNzUwMjc0MTc0*_ga_MFHD9HS65Z*czE3ODQyOTYxMDUkbzQyJGcxJHQxNzg0Mjk5MDUzJGoyNSRsMCRoMA..)

### Stopping Account-to-Account Payments Fraud with Artificial Intelligence

Responsible AI: The key to stopping real-time (A2A) payment fraud growing 161% Globally.

[GET THE REPORT](https://globalclient.visa.com/lac-JuniperReport_en)

### How Digital Maturity is Shaping Payment Trends

Discover how different levels of digital maturity can play a key role in shaping your business strategies.

[GET THE REPORT](https://globalclient.visa.com/lac-digitalmaturity_en?_gl=1*1hxyp3s*_gcl_au*Mjg2NzkyNDY0LjE3Mzc3NTA0MDU.*_ga*MTg4MzkwMDQzNS4xNzE5ODc5NDAw*_ga_MFHD9HS65Z*MTc0NDM4MjExMy4yMS4xLjE3NDQzODIzMTUuNjAuMC4w)

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## COMMERCE AND PAYMENT TRENDS

### The Banking Preferences of Next-Generation SMBs

Discover how financial institutions can position themselves as preferred partners for the new generation of entrepreneurs.

[GET THE REPORT](https://globalclient.visa.com/NextGenSMBs_en)

### B2B Commercial card acceptance in Latin America and the Caribbean

Learn the economic implications, benefits, and challenges.

[GET THE REPORT](https://globalclient.visa.com/lac_acceptance_en)

### Making network tokens your strategic advantage

Learn how you can leverage network tokens to protect your transactions.

[GET THE REPORT](https://globalclient.visa.com/lac_crypto_en?utm_source=linkedin&utm_medium=paid-social&utm_content=demandgen-thought-leadership_eng_issuers_customer-eloqua_targeted_single-image_1x1_homepage&utm_campaign=lac-lac-spa_consumer-products_q2-fy23_landscape)

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# WEB 3.0: Beyond the Hype - Principles and Opportunities

[Read blog post](https://caribbean.visa.com/partner-with-us/info-for-partners/blog/web-3-0-beyond-the-hype.html)