Discover EMV or microship cards

Learn how it works, where you can use them and what their benefits are.

Increased security, increased transaction speed and improved consumer payment experience

The micro chip card technology allows you to expand payments with Visa cards to new acceptance environments such as public transportation, vending machines and parking lots. Since they have a small but powerful microprocessor that can provide greater security, increase the speed of the transaction and offer other applications that allow to improve the consumer payment experience, such as, for example, loyalty programs of the trade.

What is VSDC?

Visa Smart Debit/Credit (VSDC) is Visa's chip-based solution that allows banks to combine the functionality of debit and credit products with the strategic flexibility of chip technology.

Visa Smart Debit/Credit products provide a globally interoperable payment service with a suite of risk control enhancements available only through chip technology.

¿Where in Latin America and Caribbean can I use a chip card?

In Latin America and the Caribbean Visa has been working in Smart Card projects since 1994, accumulating vast experience and know-how in the technology and achieving the successful roll-out of multiple EMV programs throughout the region.

Today 17 countries have active EMV production implementations, and a number of others are well under way in the migration path. Active countries are:

• Argentina
• Brasil
• Chile
• Colombia
• Costa Rica
• Ecuador
• El Salvador
• Guatemala
• Honduras
• México
• Nicaragua
• Paraguay
• Perú
• República Dominicana
• Trinidad & Tobago
• Uruguay
• Venezuela

What other benefits do smart cards offer?

Consumers across the globe are embracing new features, such as authentication, electronic ticketing for transit and events, among other venues.

This provides faster, easier, and more flexible access to everyday services. The memory capacity and processing power of chip technology enable a range of complementary applications to reside alongside payment. Visa and its client banks are working with transit authorities, health care providers, and other service organizations worldwide to enable value-added services applications in a VSDC chip.