Visa Protect for Account-to-Account Payments

Enterprise-wide risk solutions to keep real-time payments (RTP) moving.

Real-time can be a real problem for fraud and scams

Because immediate payments settle in near real-time, recovering fraudulent transactions is nearly impossible—hampering consumer confidence, slowing adoption and impacting revenue.

$ 55 B in online RTP scams worldwide¹

$55B

in online RTP scams worldwide¹

68 % of consumers received unsolicited communication they thought was part of a RTP scam²

68%

of consumers received unsolicited communication they thought was part of a RTP scam²

15 % of authorized push payment (APP) scam victims leave their financial institution³

15%

of authorized push payment (APP) scam victims leave their financial institution³

1. 2021; https://thepaypers.com/expert-opinion/online-scams-have-become-a-global-epidemic--1260282
2. https://www.fico.com/blogs/real-time-payments-survey-reveals-growth-usage-and-scams
3. https://corporate.visa.com/content/dam/vcom/corporate/products/documents/app-scam-whitepaper.pdf

For instant payments, Visa is the answer

As a global payments leader, Visa provides a multi-financial institution and multi-network approach to monitor and prevent real-time payment fraud and scams.

Advanced AI

Applied across billions of originating and receiving endpoints, and multiple instant payment networks.

Sophisticated AI models

Help inform real-time payment decisions.

Decades of experience

In proactive transaction scoring and network risk management.

See how Visa Protect for Account-to-Account Payments evaluates risks effectively

• WHITEPAPER Stay ahead of APP scams

APP scams are a growing threat on RTP networks— impacting both consumers and banks. See how Visa’s multi-network view can deliver actionable advice.

Get the whitepaper (English)

Pay.UK case study

Pay.UK partners with Visa in pilot to fight real-time payments fraud and scams

See the results (English)

News and resources

Learn how Visa’s risk solutions slow fraud and keep business moving for real-time payment operators.

Insights to counter APP scams

Swift, simple reimbursement is often the deciding factor between staying with or switching banks.

• View the infographic (English)

Instant payments fraud mitigation

As North America starts to adopt instant payments, fraud management needs to be top of mind.

• Learn to address instant payments fraud (English)

Prevent scams and stop real-time payments fraud

See how with Visa Protect for Account-to-Account Payments.