Visa Easy Payment Services | Visa
Visa Easy Payment Service
Process more transactions in less time.
How it works
Visa Easy Payment Service gives you and your customers a fast, convenient checkout.
No PIN
Nearly all card-present transactions apply.
No Sign-Up
Merchants in most MCCs are eligible.
The benefits of Visa Easy Payment Service (VEPS)
Quicker and more convenient than cash.
Enjoy the benefits of higher value transactions compared with cash—the average U.S. consumers spend per Visa purchase is consistently higher than cash.¹
Faster checkout gives your customers a more seamless experience—help reduce long lines for smaller transactions.
Getting started is easy, with no additional fees, registration requirements or new equipment.
- Source: U.S. Visa Payment Panel Study (2Q11 to 1Q12) Visa Payment Panel Study was commissioned by Visa and has been conducted continuously since 1991 by independent research firm TNS among 20,000 respondents annually, ages 18+, and who own atleast one payment card.
Visa Easy Payment Service (VEPS) limits
VEPS applies in different countries, based on the country's local currency. To find out what the VEPS limit is in your country, please contact your Visa representative.
Dispute protection
Visa’s chip card technology helps protect in-store payments against counterfeit cards by generating a unique, one-time code before the transaction can be approved.
Merchants are protected from liability related to lost and stolen fraud when performing a VEPS transaction without PIN.
Q + A
Frequently asked questions about Visa Easy Payment Service.
Which merchants qualify to participate in VEPS?
Merchants must belong to one of the eligible Merchant Category Codes (MCCs) to participate (98% of MCCs are eligible).
How does a transaction qualify for VEPS?
To qualify, a transaction:
- Must be a Visa or Visa Electron transaction
- Must take place at a qualified merchant
- Must be under the country-specific limits
- Must be authorized by the card issuer
Do merchants need to sign up with Visa to participate, and is there a fee?
No. Merchants do not need to sign up with Visa to participate in the VEPS program. There is no additional fee.
If a merchant already accepts card payments, do they need to make changes to their device to support VEPS?
Changes to the device are not mandatory, but may be beneficial to streamline transactions. Merchants should work with their acquirer to determine if device changes are needed.
How does VEPS apply to the various acceptance technologies?
Merchants using magnetic stripe, chip, and contactless technologies can all benefit from VEPS. All VEPS qualifying transactions follow normal acceptance procedures. The major difference? No PIN is required and receipts are only required by request.
Interested in VEPS?
Contact your acquirer to learn more about the benefits of VEPS.