# Visa Merchant Data Standards Manual ## Visa Supplemental Requirements ### APRIL 2026 © 2026 Visa. All Rights Reserved. April 2026 VISA PUBLIC --- Note: This document is a supplement of the Visa Core Rules and Visa Product and Service Rules. In the event of any conflict between any content in this document, any document referenced herein, any exhibit to this document, or any communications concerning this document, and any content in the Visa Core Rules and Visa Product and Service Rules, the Visa Core Rules and Visa Product and Service Rules shall govern and control. --- Merchant Data Standards Manual Table of Contents # Table of Contents ## Introduction ... 1 ## Summary of Changes……… ... 2 ## Section 1: Merchant Data Requirements……………………………………………………………………… 3 Determining a Merchant Name ... 4 Determining a Merchant Location ... 11 Determining Merchant Category Codes ... 19 General Requirements ... 19 Mandatory Multiple MCCs ... 20 Optional Multiple MCCs………………………………………………………………………………… 22 **Section 2: Merchant Category Code Listing ... 25** **Section 3: New MCC or MCC Change Requests ... 110** April 2026 VISA PUBLIC --- Introduction The Visa Merchant Data Standards Manual contains requirements for Merchant/Payment Facilitator/Marketplace/Digital Wallet Operator classification, location, and various data elements, including Merchant location, Merchant Category Codes (MCC), and other VisaNet data formats. --- Visa Merchant Data Standards Manual – Summary of Changes for this Edition This is a global document and should be used by Members in all Visa Regions. In this edition, the following new MCCs have been created: | MCC 3854 | JHAT | | --- | --- | | MCC 3855 | C'EST LA VIE RESORT IZUMIGO | | MCC 3856 | BANYAN TREE HOTELS & RESORTS | | MCC 3857 | HOTEL SUNROUTE | | MCC 3858 | SOTETSU FRESA-INN | | MCC 3859 | LA VISTA | | MCC 3860 | JR-EAST HOTEL METS | | MCC 3861 | AB HOTEL | | MCC 3862 | CHISUN HOTELS | | MCC 3863 | SUPER HOTEL | | MCC 3864 | ITOEN HOTEL | | MCC 3865 | QUINTESSA HOTEL | | MCC 3866 | SMILE HOTEL | | MCC 3867 | HOTEL ALPHA-1 | | MCC 3868 | RELOVACATIONS | | MCC 3869 | YUTORELO | | MCC 3870 | KEIO PRESSO INN | | MCC 3871 | VILLA-FONTAINE | | MCC 3872 | MEITETSU INN | | MCC 3873 | TOKYU HARVEST CLUB | | MCC 3874 | HOTEL LIVEMAX | | MCC 3875 | FUFU JAPAN | | MCC 3876 | HMI HOTEL GROUP | | MCC 3877 | ORIX HOTELS&RESORTS | | MCC 3878 | WASHINGTON HOTEL | | MCC 3879 | SANCO INN | | MCC 3880 | HOTEL UNIZO | | MCC 3881 | HOTEL METROPOLITAN | | MCC 3882 | CENTURION HOTELS | | MCC 3883 | NEST HOTEL | | MCC 3305 | Air Transat: TRANSAT | The following amendments were also incorporated to facilitate easier merchant designation and classification: The “Determining a Merchant Name” section has been updated to include the definition of Staged Digital Wallet Operators and how they differ from Merchant Wallets. Examples have also been provided for reference. --- Merchant Data Standards Manual Section 1: Merchant Data Requirements # Section 1: Merchant Data Requirements This section contains requirements for assigning and formatting the following data elements: - Merchant name - Merchant location, Payment Facilitator location, Digital Wallet Operator location, Marketplace location (including city, state, and country formats) and Ramp Provider location. - Supplementary Merchant information - Merchant Category Code (MCC) Merchant data must be the same as, or consistent with, comparable data throughout a transaction’s life cycle and on the transaction receipt. Visa retains the right to require corrections to non-compliant or confusing Merchant data. April 2026 VISA PUBLIC --- Determining a Merchant Name General Requirements The Merchant name is the most important factor in cardholder recognition of transactions. Correct use helps to minimize copy requests resulting from unrecognizable Merchant names and reduces costs to Acquirers, Issuers and Merchants. The Merchant name must be the name most prominently displayed by the Merchant and by which cardholders recognize the Merchant (while also reflecting the Merchant’s “Doing Business As” (DBA) name). Merchants may sometimes use names that do not cause confusion when viewed at the Merchant premises but may confuse the cardholder if viewed out of context on a cardholder statement. Examples of such names would include a parking garage named John’s Farm (that is no longer the site of a farm) or a restaurant named Ship Chandler. When the content of the Merchant name is inconsistent with the MCC, the Merchant name must contain extra information that identifies the type of Merchant to the cardholder. In the example above, the Merchant descriptor for John’s Farm must be John’s Farm Parking; the descriptor for Ship Chandler must be Ship Chandler Restaurant. A Merchant with multiple Merchant outlets may add the city, store number, or other unique identifier to distinguish the specific Merchant outlet. Example One: A fuel station is a franchisee of a large retail chain. Accordingly, the retail chain name, brand, and colors are prominently displayed on the forecourt and inside the shop. The name of the franchisee is in the window on an A4 notice for legal reasons. The Merchant name must be the name of the retail chain, possibly with an added indication of the location. An individual owns a taxicab that he leases to other drivers to provide taxi services as part of a large taxi company chain. The taxicab displays the taxi company name and is painted in the company’s colors. The driver leasing the taxi has his own acceptance contract. For legal reasons, that driver’s name is on a plate on the dashboard. The Merchant name must be the name of the taxi company, possibly with the taxicab number to differentiate it from other taxis that provide services for the same company. The Merchant name must not be the name of the taxi driver, nor may it be the name of the owner of the car. A Merchant is an entity that represents itself to the buyer as selling services or goods. If an entity handles payments on behalf of sellers through an online marketplace that brings together multiple buyers and sellers it may be classified as a Marketplace. --- An entity is a Payment Facilitator if it deposits transactions or receives settlement on behalf of the Merchant but does not sell goods or services to cardholders and cannot otherwise be categorized as a Marketplace. An entity is a Ramp Provider if it provides payment services to convert transactions from a fiat currency to a nonfiat currency (for example: cryptocurrency), or vice versa. A Ramp Provider may sell non-fiat currency to Cardholders directly or provide their services under to Conversion Affiliates. An entity qualifies as a Digital Wallet Operator (DWO) if it assigns individual accounts to customers and enables payments across multiple, distinct types of merchants. For example, a wallet that can be used at a coffee shop, grocery store, and transit services is considered a DWO, as it operates its own network of merchants and maybe a Stored Value Digital Wallet or a Staged Digital Wallet. This differs from a Merchant Wallet Operator, which is limited to servicing a single Merchant Corporation and/or a limited category of spend within one line of business. Limited Category of Spend is defined as fewer than three Merchant Category Codes (MCCs) in the same business area. A Merchant Wallet may transition into a Stored Value Digital Wallet or a Staged Digital Wallet, depending on its expanded functionality. For instance, a transit wallet that begins to accept payments at merchants outside of transit, such as convenience stores, would become a Stored or Staged Digital Wallet Operator. In determining whether an entity is a Merchant, Payment Facilitator, Marketplace, Ramp Provider or Digital Wallet In determining whether an entity is a Merchant, Payment Facilitator, Marketplace, Ramp Provider or Digital Wallet Operator, Visa looks at each transaction separately. There are a number of entities that operate as the Merchant for some transactions and operate in a different capacity for other transactions. Such entities must process each transaction according to the rules that apply to the type of transaction. Franchise: ABC Inc. owns the franchise for The Ultimate Hamburger. ABC’s name is displayed on a printed sheet of paper in the office window, per government requirements. Everything else—including the large sign in corporate colors outside the shop, the menu boards, and the staff uniform—displays the Ultimate name. ABC’s location is indistinguishable from locations owned and run by Ultimate and locations owned by other franchisees. Any disputes are resolved with cardholders by Ultimate’s head office. To cardholders, Ultimate is representing itself as selling the goods. Ultimate qualifies as the Merchant. Department Store: DJS is a department store and leases some areas on its ground floor to perfume companies that own the DJS is a department store and leases some areas on its ground floor to perfume companies that own the perfume they sell. The signage outside the shop is DJS, and the entire store is in their corporate design and color. A customer can take goods from any counter and pay for them at any cash register in the store. The customer sees the perfume brand being sold at a unique counter in the store, but they also see unique counters for different brands of jeans, which are owned and sold by DJS. Any disputes are resolved with cardholders by DJS customer service division. In this example, DJS is representing itself to the cardholder as selling all the goods in the store, and DJS qualifies as the Merchant. Online Marketplace (1): --- Merchant Data Standards Manual Section 1: Merchant Data Requirements Online Marketplace (2) Specialist Parts of Munich (SPoM) is an online marketplace that brings together buyers and sellers of vintage car and truck parts in a single location. Sellers must arrange their own payments and often choose to use a Payment Facilitator with which the marketplace has a referral agreement. Sellers may choose their own Acquirer or a different Payment Facilitator. SPoM does not qualify as a Marketplace, as it does not handle payments on behalf of its sellers. The Payment Facilitator with which it has a referral agreement is also not a Marketplace, as its primary function is to facilitate payments; it does not bring together buyers and sellers nor fill many of the other marketplace criteria. Ramp Provider (1) Ramp Provider X is a Ramp Provider that allows cardholders to use their Visa card to acquire Bitcoin (BTC). After having their identity verified, Cardholders are then able to input their card information and provide instructions for where the BTC should be delivered (i.e., their digital Wallet Address). Ramp Provider X facilitates conversion of the fiat currency from the Cardholder’s card into BTC and sending of the BTC to the Destination Wallet Address provided by the Cardholder. The Cardholder now has Bitcoin in their digital wallet to use for whatever they choose. Ramp Provider (2) Ramp Provider Y is a Ramp Provider that allows cardholders to use their Visa card to pay for items on NFTMarketplace.com, an affiliate website which prices its NFTs in Ethereum (ETH) instead of fiat currency (e.g., US Dollars). After having their identity verified, Cardholders are then able to input their card information and provide instructions for where the NFT Z should be delivered (i.e., their Digital Wallet Address). Ramp Provider Y facilitates conversion of the transaction from the fiat currency from the Cardholder’s card into ETH, sends the ETH to NFTMarketplace.comand en th NFTMarketplace.com sends the NFT Z to the Destination Wallet Address provided by the Cardholder. Digital Wallet (1) - Stored Value Digital Wallet PayEasy is a digital wallet operator that has its own proprietary network of sellers that accept the brand of PayEasy. A customer of PayEasy digital wallet can link its Visa branded card to load the wallet balance before using the wallet at a PayEasy accepting seller. PayEasy clears and settles transactions with the issuer of the linked Visa card for the funds that were loaded to the wallet. The subsequent transactions made with the pre-loaded wallet balance run on proprietary wallet rails of PayEasy, outside of VisaNet. PayEasy is considered the merchant for such transactions, responsible for customer inquiries and dispute handling, and the name of PayEasy should appear in the transactional data. Digital Wallet (2) - Staged Digital Wallet Operator BuyMe is a digital wallet operator that has its proprietary acceptance network of sellers. A customer of BuyMe can link its Visa branded card to pay for purchases at sellers that accept BuyMe. The wallet operator does not require the consumer to hold sufficient balance in the wallet to pay for goods or services or make a P2P transfer. For example, the consumer of BuyMe scans the QR at a SaladPlace to pay for a meal and funds the purchase directly from the linked card on file. This is called “back-to-back funding”. BuyMe clears and settles with the Issuer of the linked Visa card for the purchase transaction. Settlement with SaladPlace is outside of VisaNet. BuyMe is considered the Merchant for Staged Digital Wallet transactions, which is responsible for handling customer inquiries and disputes. However, to increase visibility of the back-to-back funding transaction, where a Visa card was used to make a purchase, Visa requires the Merchant’s name to contain SDWO name *Seller (BuyMe*SaladPlace) April 2026 VISA PUBLIC --- Merchant Wallet (1) A wallet that can be used only at vending machines owned by one or more Corporations is classified as a Merchant Wallet. This type of Merchant Wallet is restricted to a single MCC (vending machines), and all transactions must be processed as purchases. Merchant Wallet (2) A wallet that can be used only to pay for living expenses, such as utility bills and rent, is classified as a Merchant Wallet. This type of Merchant Wallet is limited to multiple (fewer than three) MCCs within the same line of business (living expenses), and all transactions must be processed as purchases. Merchant Wallet (3) A wallet that can be used only for toll and parking payments is classified as a Merchant Wallet. This type of Merchant Wallet is limited to multiple (fewer than three) MCCs within the same line of business (transit), and all transactions must be processed as purchases. Note: All example names are fictitious. Formatting the Merchant Name Visa authorization and clearing systems provide 25 spaces in which to describe the Merchant name and acquirers are required to be able to use all 25 spaces. Merchant names longer than 25 characters (this includes letters, blank spaces, and all symbols) will not fit into the th Merchant name field and must be abbreviated (but not just truncated after the 25 character). Information in the Merchant name field must enable the cardholder to accurately identify the specific Merchant, and the part of the name that uniquely identifies the Merchant to the cardholder must not be abbreviated. This is shown in the example below: Name: NEW YORK HOME HARDWARE DISTRIBUTORS (35 characters) Possible abbreviations: | N | Y | | H | O | M | E | | H | A | R | D | W | A | R | E | | D | I | S | T | R | . | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | N | E | W | | Y | O | R | K | | H | O | M | E | | H | D | W | | D | I | S | T | R | . | | Supplementary Merchant Name Information for Specific Transactions In general, the Merchant name field must only contain the Merchant name, as set out above. However, there are a number of specific exceptions to this rule in the table below. The supplemental data must be static and must appear in all transactions. For example, if a Merchant outlet chooses to include a location descriptor in the Merchant name field, it must be the same in every transaction. Two exceptions to this rule are airline/US railway ticket numbers and the words “No Show”, which need only appear in no show transactions. --- If a Merchant with multiple Merchant outlets chooses to include a location descriptor in the Merchant name field. It must use the same type of information (for example, city name) for all its outlets. It must not add the city name for some outlets, the store number for some outlets and no information for others. | Transaction | Supplementary Data | | | | | | | | | | Required/Optional | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | Ramp Provider | A Ramp Provider transaction that contains the Ramp Provider and Conversion Affiliate identifiers must populate the Merchant name field with a combination of both the Affiliate and Ramp Provider name, using(i)the name of the Ramp Provider(or an abbreviation),(ii)followed by an asterisk(“),and(iii)the Affiliate name(e.g.Ramp Provider"Affiliate Name).If a Cardholder accesses the website and/or application of a high-integrity risk Affiliate and is then linked or forwarded to the website and/or application of a high-risk Ramp Provider for payment,the name of the high-risk Ramp Provider must appear in the Merchant name field in conjunction with the name of the high-integrity risk Affiliate.The Ramp Provider name can only appear on its own when it's operating as a merchant,i.e.selling currency directly to a self-custody wallet user.If it's processing on behalf of another seller,the seller's name must be there and should follow PF rules in this scenario. | | | | | | | | | | | | For the first recurring transaction at the end of a trial period, discounted introductory offer, or promotional period | After the Merchant name,may contain language to indicate that the recurring transaction is as a result of a subscription that began with a trial period, discounted introductory offer,promotional period,etc. For example:in English,this may be any of the following: • "End Trial" • "End Offer" • "End Free Trial" • "End Trial Period" • "End Discount" • Other similar language Merchants may use other language or transaction-specific details (for example, universal resource locator(URL) or order number)to help the cardholder identify that their trial period, discounted introductory offer or promotional period has ended,and that the regular price now applies for the subscription. For example: M E R C H A N T N A M E E E N D T R I A L | | | | | | | | | | | | Purchase of goods or services at an airline or US passenger railway("ancillary purchase") | A general description of the type of purchase(beverage,meals,seat upgrade,lounge access,duty free etc). Information in the Merchant name field must use the following format: • Merchant name in the first 11 or 12 positions • A blank in position 12,if applicable • A general description of the goods or services beginning position 13 For example: A I R L I N E N A M E D U T Y - F R E E | | | | | | | | | | | | | | | | | | | | | | | | | Purchase of an airline ticket or US passenger railway ticket | Must contain all the following: • An abbreviated airline(or US railway)name in the first 11 or 12 positions • A blank in position 12 if applicable • Airline(or US railway)ticket identifier beginning position 13 | | | | | | | | | | | --- | Transaction | Supplementary Data | | Required/Optional | | --- | --- | --- | --- | | | For example: | | | | | A I R L I N E N A M E | 1 2 3 4 5 6 7 8 9 0 1 2 3 | | | Purchase at an AFD | Most fuel is sold under large retail brands, and that brand must be the Merchant name. Since the brand often has multiple locations in a city, the Merchant is likely to include a place descriptor such as a city name or a location number. The required Merchant name must not be abbreviated or truncated in order to place supplemental information into the Merchant name field. For example: B I G B R A N D P E T R O L # 3 2 2 | | Required | | | | | | | Purchase of Goods or Services | Additional information may be included after the Merchant name and an asterisk (*) to indicate an order number, reference number, or other information to identify the transaction. If the transaction is an installment transaction, installment information (1 of 2, 2 of 2, etc.) must appear after the asterisk. For vehicle rental and hotel Merchants, the Merchant name must not be truncated in order to place supplemental information into the Merchant name field. | | Optional | | Cash | For a manual cash disbursement at a Member location, the disbursing Member's name must appear first, followed by the disbursing location's branch, office number, or other unique identifier. G R E A T B A N K W E S T E N D | | Required | | | For an automated cash disbursement at a Member location, a transaction descriptor such as "cash" must be used, and at least one of the following: • Disbursing Member name • Name of the disbursing Member's affiliated domestic, regional, or national network • The 3-digit servicing carrier code and a 10-digit transmission control network, excluding the check digit • A 3-digit carrier number, 3-digit form number, and 7-digit serial number, excluding the check digit B A N C O L O M B I A C A S H B A N C O L C A S H 1 2 3 1 2 3 4 5 6 7 8 9 0 | | | | Original Credit Transactions | Effective through 17 April 2026, as required by the Visa Direct Original Credit Transaction (OCT) Global Implementation Guide Effective 18 April 2026, as required by the Visa Direct for Card Processing Guide | | Required | | No-Show Transactions | May also include the words "NO SHOW" after the Merchant name. | | Optional | | Payment Facilitator | A payment facilitator transaction that contains the Payment Facilitator and sponsored Merchant identifiers may populate the Merchant name field with either the sponsored Merchant name (alone), or a combination of both the sponsored Merchant and Payment Facilitator name, using(i) the name of the Payment Facilitator (or an abbreviation),(ii) followed by an asterisk(*),(iii) the sponsored Merchant name(e.g.,Payment facilitator name*Sponsored Merchant name). It should choose the name that is the more recognizable to the cardholder. If a Cardholder accesses the website and/or application of a high integrity risk Merchant or a high integrity risk sponsored Merchant and is then linked or | | Required | --- | Transaction | Supplementary Data | Required/Optional | | --- | --- | --- | | | forwarded to the website and/or application of a high-risk internet Payment Facilitator for payment, the name of the high-risk internet Payment Facilitator must appear in the Merchant name field in conjunction with the name of the high integrity risk sponsored Merchant. Acquirers must prohibit agents from utilizing dynamic Merchant descriptors for Gambling Merchants. | | | Staged Digital Wallet | For funding transactions, the Merchant name field must contain the name of the digital wallet Operator. For back-to-back funding transactions, the Merchant name field must contain(i)the name of the digital wallet Operator,(ii)followed by an asterisk(*),and(iii)the Retailer name. | Required | | Marketplace | The Marketplace may use the Marketplace name alone.It may choose to insert the name of the seller into the Merchant name field,using(i)the name of the Marketplace (or an abbreviation),(ii)followed by an asterisk(*),and(iii)the Retailer name. | Required | | Business Payment Solution Provider(BPSP) | The BPSP name must appear with the Supplier name.The BPSP name must be the Merchant name it registered with Visa.The complete name should appear.An abbreviation may be used for long names,but it must be easily recognizable. The field must contain(i)the name of the BPSP(ii)followed by an asterisk(*)and(iii)the Supplier name,或an abbreviation,(e.g.BPSP name"Supplier name).An Acquirer must ensure that the BPSP or Supplier name remains consistent for all transactions. | Required | | Consumer Bill Payment Servicer(CBPS) | The CBPS name must appear with the biller name.The CBPS name must be the Merchant name it registered with Visa.The complete name should appear.An abbreviation may be used for long names,but it must be easily recognizable. The field must contain(i)the name of the CBPS(ii)followed by an asterisk(*)and(iii)the biller name,或an abbreviation,(e.g.CBPS name"biller name).An acquirer must ensure that the CBPS or biller name remains consistent for all transactions. | Required | | Service Fee,US Region | Must contain the words"Service Fee"after the Merchant name. | Required | | Tipping(Stand-alone Transactions) | When tips are given to the person receiving the tip(service staff)as a stand-alone Visa transaction,Cardholders are unlikely to remember the name of the person to whom they gave the tip or gratuity.The Merchant name field therefore must include something the Cardholder recognizes such as the establishment where the person receiving the tip works.The Merchant name field must also contain the word"Tip".The name of the person receiving the tip is not required. Note:These requirements only apply to tips paid directly to the tipped employee in a stand-alone transaction where the tip represents the entire transaction amount. Example 1:A tip is paid by a Visa cardholder using their Visa card to Alex,who provided valet parking service to the cardholder at a golf club named"Famous Golf Club."The transaction is processed by a tipping solution provider named"NewTip"that does not act as,or work with,any payment facilitator.A compliant merchant name field would be"Tip Famous Golf Club". | Required | --- | Transaction | Supplementary Data | Required/Optional | | --- | --- | --- | | | Example 2:A tip is paid by a Visa cardholder using their Visa card to Alex, who provided valet parking service to the cardholder at a golf club named “Famous Golf Club.” The transaction is processed by a tipping solution provider named “NewPF,” which acts as a payment facilitator. A compliant merchant name field would be“NewPF* Tip Famous Golf Club”. Example3:A tip is paid by a Visa cardholder using their Visa card to a band named“BestBand” that plays in several different places.The transaction is processed by a tipping solution provider named“新Tip,”which acts as a payment facilitator.A compliant merchant name field would be“NewTip* BestBand”. Note:The requirement to use the word“tip”in the merchant name field is met by the tipping solution provider's name. Example4:A tip is paid by a Visa cardholder using their staged digital wallet named“新Wallet,”funded by a Visa card,to a band named“BestBand”that plays in several different places.The transaction is processed by a tipping solution provider named“新Tip,”which does not act as,or work with,any payment facilitator.A compliant merchant name field would be“新Wallet* Tip BestBand”. | | | Wire Transfer Money Order Transactions,US Region | Must contain: • The name of the wire transfer operator used to identify itself to its customers. • An asterisk(*) • The Merchant location at which the money order is issued in the remaining positions | Required | Determining a Merchant Location An Acquirer is responsible for assigning the correct location of each Merchant outlet. Card-Present Transactions For card-present transactions at a Merchant with a fixed location, the Acquirer must assign the location of the Merchant outlet as the location where the transaction took place. Some Merchants do not operate from a fixed location. For an in-transit transaction, particularly a plane or a ship, the place where the transaction took place is not always clear. Accordingly, the rules specify a choice of places that the Merchant may use as the Merchant location for the purposes of a Visa transaction. --- Merchant Data Standards Manual Section 1: Merchant Data Requirements For other Merchants that do not operate from a fixed location (such as a Merchant that travels between different locations), the location must be either the location where the transaction takes place, or the Merchant’s principal place of business (the fixed location where a Merchant’s executive officers direct, control, and coordinate the entity’s activities). Only the type of Merchant outlet, and not the acceptance device/terminal type, is relevant in determining whether a Merchant is or is not in a fixed location. For example, an electronics Merchant may use mPOS devices inside its store. The store is a fixed location, so the Merchant location must be the address of that store # Card-Absent Transactions The location of a card-absent transaction considers additional factors. The cardholder is not present at the Merchant outlet when the transaction takes place, and the activities needed to complete the transaction may occur in different locations, perhaps in different countries. A card-absent Merchant must disclose the location of the Merchant outlet (and, therefore, of the transaction) to the cardholder at the time of the transaction. An e-commerce Merchant must prominently display the Merchant outlet country to the cardholder on the same screen as the check-out screen or on a page immediately prior to the check- out screen. It must not be contained only via a hyperlink. A Merchant must use its principal place of business as the Merchant outlet location for card-absent transactions – that is the fixed location where the Merchant’s executive officers direct, control, and coordinate the entity’s strategy, operations, and activities). A Merchant may have only one principal place of business for it and its group subsidiaries. In the case of a corporate group, the Merchant location is determined at the corporate group level (i.e., as a single entity). For example, this means that a multinational Merchant must use its principal place of business as the Merchant location and may only use the country of a subsidiary if that country qualifies as an additional Merchant location. Under certain conditions a Merchant may also use other countries as Merchant outlets in addition to the principal place of business: - For travel/lodging Merchants, where a travel agent does not conduct the transaction, the Merchant location may be any of the following countries: – For airlines, passenger railways, cruise lines, and other travel Merchants, the country from which the first leg of travel originates. – For lodging Merchants, the country in which the stay occurs. – For car/vehicle rental Merchants, the country in which the vehicle is rented – For taxi/ride services, the country in which the journey originates - For the purchase of travel where a travel agent conducts the transaction, the location of the travel agent determines the Merchant outlet country, regardless of whether the Merchant is the travel agent or the travel Merchant. The rules for other card-absent transactions in the next bullet must be used to determine the location of the travel agent. - For other card-absent transactions, the Merchant outlet location may also be the country where the Merchant conducts the business activity directly related to the provision of the purchased goods or services April 2026 VISA PUBLIC --- Merchant Data Standards Manual Section 1: Merchant Data Requirements to the cardholder. To assign an additional country to a Merchant in this situation, the acquirer must ensure that the Merchant meets all the following criteria: – The Merchant has a permanent location where the Merchant conducts business activities and where those accountable for the sale or distribution of the goods or services purchased in the specific transaction decide how products are sold or distributed. The following are not, in themselves, sufficient to satisfy these criteria: - A post office box, a mail-forwarding address, the address of the Merchant’s law firm, agent, or vendor, or email address - The location of a payments function, customer service function, servers or URL, or the presence of a director or investor – The Merchant assesses sales taxes on the transaction activity. Such taxes must be assessed on the total amount of the sale of the goods or services. (“Sales tax” is a generic term for a range of taxes levied on the sale, and includes sales tax, good and service tax (GST), and value-added tax (VAT). This condition does not apply when no sales taxes are assessable on the sale according to local law. – The location is the legal jurisdiction of the contract that governs the sale of the goods or services (the transaction) For clarity, if a card-absent Merchant (except in the case of direct sales by a travel/lodging Merchant) qualifies for one or more additional Merchant outlet locations, it may assign an additional location for a transaction only as the location where the underlying business activity occurs for that *specific transaction.* - Acquirers of digital goods Merchants that qualify for MCCs 5815, 5816, 5817, or 5818 may be granted additional locations after submitting proof of additional relevant business activity to Visa (including, but not limited to, the location of servers). - Within the European Economic Area (EEA), a Merchant may satisfy the criteria for establishing a card- absent Merchant outlet location if all the relevant business activity occurs within the EEA. That is, the activity must all occur within EEA countries but does not need to occur in a single EEA country. When the qualifying business activity is spread across multiple EEA countries, the acquirer may assign any of those countries as the additional Merchant outlet location. On the other hand, an EEA country may not be used as a card- absent Merchant outlet location if no business activity occurs there, or if there is business activity that is not sufficient to satisfy any of the Visa criteria. For example, an EEA country may be the Merchant location if there are permanent premises at which employees make decisions on what goods are sold and the Merchant pays sales taxes on those goods, even though the jurisdiction for the contract of sale is another EEA country. On the other hand, if a country just has a post box, or it is the location of only payment processing, it may not be used, as these are insufficient to fulfil any criteria. # Payment Facilitators A Payment Facilitator location must be the country of its principal place of business and maybe an additional country or countries if all activities specified in the Visa rules occur in each country. However, within the Europe Region, the relevant business activity required to establish a payment facilitator location does not need to occur in a single country. If the required activity is spread across multiple Europe Region countries, the Acquirer may assign any of those countries as an additional payment facilitator location. For clarity, all the activities listed in the Visa rules must occur within the Europe Region, and the Acquirer may assign as the payment facilitator location any (or any combination) of the countries in which the required activity occurs. A Europe Region country does not qualify as a payment facilitator location if no relevant business activity occurs there or if the payment facilitator does not have a business license there. April 2026 VISA PUBLIC --- Merchant Data Standards Manual Section 1: Merchant Data Requirements # Staged Digital Wallet Operators (SDWO) A Staged Digital Wallet Operator location must be the country of its principal place of business and may be an additional country or countries if all activities specified in the Visa rules occur in each country. However, within the Europe Region, the relevant business activity required to establish an SDWO location does not need to occur in a single country. If the required activity is spread across multiple Europe Region countries, the acquirer may assign any of those countries as an additional SDWO location. For clarity, all the activities listed in the Visa rules must occur within the Europe Region, and the acquirer may assign as the SDWO location any (or any combination) of the countries in which the required activity occurs. A Europe Region country does not qualify as an SDWO location if no relevant business activity occurs there or if the SDWO does not have a business license there. # Marketplaces The location of a Marketplace (as defined in the Visa rules) must be the country of its principal place of business and may be an additional country or countries if all activities specified in the Visa rules occur in each country. Retailers that sell goods or services through a qualifying marketplace may be located in a different country to the marketplace. When that happens, the location of the marketplace must be used to process the transaction. # Ramp Providers A Ramp Provider location must be the country of its principal place of business and may be an additional country or countries of all activities specified in the Visa rules occur in each country. Conversion Affiliates that sell goods or services via a qualifying Ramp Provider may be located in a different country to the Ramp Provider. When that happens, the location of the Ramp Provider must be used to process the transaction. # Other Location-Related Requirements Acquirers are responsible for ensuring their Marketplaces, Ramp Providers or Merchants / Sponsored Merchants undergo an adequate due-diligence review to establish the correct Merchant outlet location. Visa reserves the right to dispute Marketplace or Merchant locations and make a final determination based on the criteria specified in the Visa Rules or any other information available to Visa. Acquirers must ensure that the Marketplaces, Ramp Provider or Merchants they sign are legitimately located in their jurisdiction. Acquirers of card-absent Merchants should look at additional factors (for which a Marketplace, Ramp Provider or Merchant would already have needed to demonstrate to carry out the business activity that enabled the sale) to validate that the Merchant location is genuine, including: - Any other country of domicile claimed by the Marketplace, Ramp Provider or Merchant / sponsored Merchant - The country of domicile of the Marketplace, Ramp Provider or Merchant’s sponsored Merchant’s Agent or Payment Facilitator April 2026 VISA PUBLIC --- 1 • The country most connected to the Marketplace’s, Ramp Provider’s or Merchant / Sponsored Merchant’s website, marketing material, and transaction activity with reference to: – The currency selected to settle transactions – The language used to explain the terms and conditions. – The percentage of international transactions 2 • The country of the tax authority in which the Marketplace, Ramp Provider or Merchant assesses sales taxes. • The legal jurisdiction of any laws to which the Marketplace, Ramp Provider or Merchant is subject. • The legal jurisdiction of any laws to which the Marketplace, Ramp Provider or Merchant is subject. • The fixed address where the Marketplace’s, Ramp Provider’s or Merchant’s executive officers direct, • The fixed address where the Marketplace’s, Ramp Provider’s or Merchant’s executive officers direct, control, and coordinate the entity’s strategy, operations, and activities, or of operational facilities where the Marketplace’s, Ramp Provider’s or Merchant’s core business processes are managed (for example: product development and management, research and development, accounting, finance, human resources, information technology) • The location of customer support facilities where orders are taken/processed and inquiries/complaints are • The location of customer support facilities where orders are taken/processed and inquiries/complaints are processed Examples Example 1: A cardholder makes a purchase on board a ferry traveling between Singapore and Malaysia. There is no need to determine in which country’s territory the vessel is travelling to at the time of the transaction. Under the Visa requirements, the Merchant outlet is an in-transit Merchant outlet, and the Merchant may choose the country where the trip commenced (Singapore), the destination (Malaysia), or the Merchant’s principal place of business. Example 2: Example 2: A cardholder purchases an air ticket online from the airline website for travel from the U.S.A. to Japan. The A cardholder purchases an air ticket online from the airline website for travel from the U.S.A. to Japan. The airline is a U.S. airline. In this case, the Merchant outlet location must be the U.S.A., as it is both the principal place of business for the airline and the place the journey begins. Example 3: Example 3: A cardholder purchases an air ticket online from the airline website for travel from Japan to the USA. The airline is a Singaporean airline. In this case, the Merchant may choose the Merchant’s principal place of business (Singapore) or the place the journey begins (Japan). Example 4: A cardholder purchases an air ticket from a Canadian travel agent for a flight between Australia and South Africa. The airline is an Australian airline, and the Merchant name in the transaction record is that of the airline. The Merchant location is Canada, as that is the country of the travel agent. Example 4: Example 5: 1 Within the European Economic Area, acquirers should ensure that these activities occur within an EEA country 2 Within the European Economic Area, acquirers should ensure that these activities occur within an EEA country --- Merchant Data Standards Manual Section 1: Merchant Data Requirements ## Example 6: A Merchant using MCC 5817 or 5818 sells software, downloaded through its website. The Merchant’s principals work and reside in Manila. Unless Visa approves an exception, the Merchant must use the Philippines as its Merchant outlet location, because that is the Merchant’s principal place of business. The same company has a regional hub in Singapore and a call center in Brazil. Both the Singapore and Brazil offices assess sales taxes on software sold. The Singapore office also has people who control the pricing and the product design for sales in Asia, and the jurisdiction for the customer contract is Singapore. The Merchant may use Singapore as an additional Merchant location to sell the goods priced and designed there. Unless Visa approves an exception, Brazil does not qualify as a Merchant location, because the employees there do not manage the development, pricing, and sale of the goods sold in the specific transaction. **Example 7:** A Merchant sells shoes online to consumers all over the world. The Merchant’s executive officers work and reside in the UK. The Merchant must use the UK as the Merchant location, because it is the Merchant’s principal place of business. The same Merchant has a regional hub in Brazil for all its Latin America operations and has a local management team and call center staff, determines pricing, determines marketing strategy and conducts marketing campaigns, ships merchandise from a warehouse to all of Latin America, and assesses sales taxes based on Brazilian law. The Merchant may claim Brazil as an additional Merchant location because business activity is occurring in Brazil. Furthermore, because the business activity is occurring in Brazil for all of its Latin America activity, the Merchant may use Brazil as an additional Merchant location for all countries in Latin America. **Example 8:** An ecommerce maple syrup Merchant has its principal place of business in Canada. It has permanent locations in Germany, France, Spain, and the Netherlands. Its France office manages pricing and decisions on which goods are to be sold in Europe. The Spain office manages distribution. German law is the law of the contract, and the company pays VAT in Germany on its European sales. The Netherlands office processes payments. As the business activity may be spread across multiple EEA countries, and all the required business activity occurs in the EEA, the Merchant may choose to assign its Merchant outlet location to one of the EEA countries in which relevant business activity occurs. In this case, it may choose France, Spain, or Germany. Payment processing activity alone is not sufficient as business activity, so the Merchant may not use the Netherlands. It may not use any other country in the EEA, as there is no relevant business activity. **Example 9:** An online travel agent has its principal place of business in Australia. Its UK office makes decisions on pricing for UK transactions. Its office in Germany manages other aspects of the company’s European sales – deciding strategy and marketing, managing customer relations, and handling disputes. It pays VAT in Germany. Australian law governs the contract of sale for transactions in all countries. The only country that may be used as a Merchant outlet location for card-absent transactions is Australia, as that is the principal place of business. The EEA may not be assigned as a Merchant outlet location, because not all of the required activities occur in EEA countries. **Example 10:** A Ramp Provider has its principal place of business in the U.S. It also has a permanent location in Singapore. It's office in Singapore oversees the services provided to customers in the AP region, including pricing decisions and unique product options relevant to their local customers. The Ramp Provider has a cryptocurrency license issued by the Singapore regulator, Singapore law is the law of the contract between the Ramp Provider and its customers, and the Ramp Provider pays taxes in Singapore. The Acquirer may assign Singapore as an additional country location as it meets all of Visa's requirements for assigning an additional Ramp Provider location. **Example 11:** A Ramp Provider has its principal place of business in Luxembourg. It processes transactions on behalf of affiliated third-party cryptocurrency wallets, merchants & NFT marketplaces in various countries, including Canada, Australia, Morocco, Germany, Japan and South Africa. The only country that may be used as a Merchant outlet location is Luxembourg, as that is the Ramp Provider’s principal place of business; the location(s) of third-party affiliates are not relevant for processing transactions April 2026 VISA PUBLIC --- Merchant City The Merchant city field reflects the city in which the transaction occurred and, for most transactions, must reflect the city in which the Merchant outlet is located. Visa authorization and clearing systems provide 13 characters in which to place the Merchant city information. Whenever possible, Merchant city should be completely spelled out and not abbreviated. A clear and discernible city name is required. For example, use: | S | T | | P | E | T | E | R | S | B | U | R | G | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | Do not use: | S | A | I | N | T | | P | E | T | E | R | S | B | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | Exceptions For some transaction types, information other than the city name must or may be included in the Merchant city field: • Transactions at a Military Base, Embassy, or Consulate: If the Merchant chooses to use its home country as the merchant country, the country where the embassy is located must be in the Merchant City name field • Card-Absent Transactions: Must contain the Merchant’s customer service telephone number, the Merchant’s universal resource locator (URL) or internet/e-mail address – For the first recurring transaction at the end of a trial period, discounted introductory offer, or promotional period, may contain language or transaction-specific details to help the cardholder identify that their trial period, discounted introductory offer or promotional period has ended, and that the regular price now applies for the subscription • Transit Merchant Transactions (MCCs 4111, 4112 and 4131): In addition to the Merchant city, may include a telephone number or URL through which the cardholder may obtain transaction information • Traveling Merchant Transactions: May contain an appropriate descriptive phrase, such as: • Traveling Merchant Transactions: May contain an appropriate descriptive phrase, such as: The Merchant state field must include the US state in which the transaction occurred (and, for most transactions, the state in which the Merchant outlet is located). – SEMINAR – ONBOARD TRAIN (PLANE) (SHIP) • Travel Agency Transactions: The Merchant city field may contain the name of the travel agency. --- Traveling Merchants: When the Merchant outlet is in the 50 United States or the District of Columbia but not a fixed location, include “XX” (for BASE II transactions) or “99” (for Single Message System transactions) in this field. Military Bases, Embassies, or Consulates: When the transaction takes place at a US military base, embassy, or consulate located outside the 50 United States and the District of Columbia, include “XX” (for BASE II transactions) or “99” (for Single Message System transactions) in this field. Merchant Country The Merchant country field must reflect the country in which the Merchant outlet is located. The correct Merchant country code must be used. --- Merchant Data Standards Manual Section 2: Merchant Category Code Listing # Determining Merchant Category Codes The Merchant Category Code (MCC) is a four-digit number assigned to describe a Merchant’s primary business based on annual sales volume measured in local currency. In addition, some MCCs identify a specific Merchant or type of transaction. Visa and its Members use MCC data for a range of purposes, including activity tracking, reporting, and risk management. It is an important requirement that Acquirers (and their Agents) assign the correct MCC to each of their Merchants. Visa retains the right to require corrections to MCC assignments and use. Any transactions representing the purchase of Non-Fungible Tokens (NFTs) should use the MCC appropriate for the type of item purchases or the Merchant’s primary business as per Visa’s regular MCC assignment rules when permitted. ## General Requirements The following rules apply to the assignment of MCCs: a. Select the MCC that most accurately describes the Merchant’s business. The MCC, in most cases, should reflect the primary type of business in which the Merchant is engaged. If the Merchant has more than one line of business and may qualify for more than one MCC, the Merchant must either: - Use the MCC that describes the business with the highest sales volume (measured in local currency) to process all Visa sales - Use different MCCs for each line of business. b. Use “miscellaneous” MCCs (usually ending in “99”) only if there is no MCC specific to the Merchant’s business. MCC descriptions are very accurate, and Merchants must only be assigned a “miscellaneous” MCC when no other MCC applies to its business. c. Merchants with multiple Merchant outlets must choose the appropriate MCC for each individual outlet. Electronic commerce websites are Merchant locations in themselves. A Merchant generally has only one e-commerce Merchant location per country, however, acquirers may have multiple websites in the same country if there are different Merchant names or a check-out processes. d. If there are different businesses operating on the same Merchant premises, each business must be assigned its own MCC if any of the following apply: - It operates under a different Merchant name - It operates in a distinct area - It has separate points of sale. For example, lodging Merchants often operate other types of businesses on the premises (restaurant, flower shop, gift shop, etc.) with separate business names and payment acceptance devices. These other businesses must use the MCC that describes the specific business operation. For example, a flower shop in a hotel should be classified under MCC 5992 (Florists), whether or not it is affiliated with the hotel property. e. When applicable, use the unique Merchant-specific MCCs that have been designated for major travel and entertainment (T&E) Merchants. If an airline, car rental, or lodging Merchant has a Merchant-specific MCC, it must be used for all transactions related to the Merchant’s core business. For example, an airline with its own MCC should use that MCC for ticket purchase, baggage fees, upgrade fees, and purchases made on the aircraft. Airline, car rental, and lodging. Merchants that do not have their own MCCs must use the April 2026 VISA PUBLIC --- “generic” MCC for that Merchant type: 4511 – Airlines, Air Carriers (Not Elsewhere Classified), 7512 – Car Rental Agencies (Not Elsewhere Classified), and 7011 – Lodging – Hotels, Motels, Resorts, Central Reservation Services (Not Elsewhere Classified). f. Direct marketing and wholesale club MCCs describe how the Merchant conducts its business rather than what the Merchant sells or provides. For example, a direct marketing Merchant sells through catalogs, brochures, telemarketing, direct mailings, etc. and conducts card-absent transactions. A direct marketing Merchant can sell any type of product or service physical or digital to consumers but must use a direct marketing MCC. g. For transactions via Ramp Providers, when the cardholder is purchasing non-fiat currency (for example: cryptocurrency) directly from the Ramp Provider, MCC is assigned after the Conversion Affiliate business has been evaluated (or use 6051 Non-Financial Institutions in the case of self-custody wallet load). If the cardholder is paying a Ramp Provider’s Affiliate for goods/services, the MCC should be the MCC appropriate for the type of item purchased or the Affiliate’s primary business as per Visa’s regular MCC assignment rules, when permitted. Also, if the transaction is on behalf of another High-Risk Merchant, then the MCC of that merchant must be used (e.g. for loading a gambling wallet, MCC 7995 must be used and not 6051 as the nature of the transaction is an intent to gamble not to purchase non-fiat currency Mandatory Multiple MCCs There are a number of cases where a Merchant must be assigned multiple MCCs. – Automated Fuel Dispensers A Merchant that deploys Automated Fuel Dispensers (AFD) must use MCC 5542 (Automated Fuel A Merchant that deploys Automated Fuel Dispensers (AFD) must use MCC 5542 (Automated Fuel Dispensers) for AFD transactions. If the Merchant also sells other goods or services, the Merchant must use the appropriate MCC for those transactions. – Cash Disbursements at ATMs A Member that deploys ATMs must use MCC 6011(Financial Institutions, Automated Cash A Member that deploys ATMs must use MCC 6011(Financial Institutions, Automated Cash Disbursements) to identify ATM cash disbursements in which a cardholder receives cash. All other transactions (for example, the sale of stamps) at an ATM must use the appropriate MCC. – Manual Cash Disbursements A Member that provides manual (face-to-face) cash disbursements must use MCC 6010 (Financial A Member that provides manual (face-to-face) cash disbursements must use MCC 6010 (Financial Institutions, Manual Cash Disbursements) for those transactions. All other transactions at the same Merchant location must use the appropriate MCC for those transactions (such as MCC 6012 (Financial Institutions – Merchandise, Services, and Debt Repayment)). A Merchant that sells quasi-cash must use MCC 6051 (Non-Financial Institutions – Foreign Currency, Liquid and Cryptocurrency Assets (for example: Cryptocurrency), Money Orders (Not Money Transfer), Account Funding (not Stored Value Load), Travelers Cheques, and Debt Repayment) or MCC 6012 – Financial Institutions – Merchandise, Services, and Debt Repayment for those transactions even if selling quasi-cash is not the Merchant’s primary business. Purchases of cryptocurrency must use MCC 6012 or 6051, as applicable. They must also contain special condition indicator 7 and the quasi-cash transaction indicator in the authorization request and special condition indicator 7 in the clearing record. All other transactions at the same Merchant location must use the appropriate MCC for those transactions. Merchant Purchases of NFTs can and often do occur in fiat currency, and as such do not require the use of the cryptocurrency Special Condition Indicator of 7 unless the Visa transaction actually represents the purchase of the cryptocurrency that is immediately used to purchase the NFT. – Quasi-Cash transactions including Crypto Currency Sellers --- – Money Transfer Merchants classified with this MCC allow customers to transfer funds via an electronic funds transfer / wire transfer / remittance (both card-present and card-absent locations including on the premises of the Merchant and third-party agents such as casinos, truck stops, or check-cashing storefronts) or via an original credit transaction (e.g., via Visa Direct or Person to Person [P2P] payments). – Different businesses in one location A Merchant must assign different MCCs to different businesses on the same premises if all of the A Merchant must assign different MCCs to different businesses on the same premises if all of the following apply: • There are distinct areas in the location for each business. • Each has its business name / type clearly shown to customers. • Each business has its own points of sale. Examples would include a nightclub and restaurant owned by the same company in separate, but adjacent areas; a coffee shop inside a supermarket, with its own branding and payment system; a restaurant inside a hotel that is in its own separate area and has its own name, branding, and payment system. – An electronic commerce site with a link to a different website A Merchant that links from its own ecommerce website to another website must use the appropriate A Merchant that links from its own ecommerce website to another website must use the appropriate MCC for each website. Where a merchant operates multiple electronic commerce websites (URLs), each offering distinct goods or services, each website must be assigned the Merchant Category Code (MCC) that most accurately reflects the business activity conducted on that site. This requirement applies regardless of whether the websites are linked from a common parent site or operated under the same merchant entity. – Payment Facilitator: A payment facilitator is a third party. Accordingly, it must evaluate the business of every sponsored Merchant and assign the MCC most appropriate to the sponsored Merchant’s business. – Gambling In a card-present environment, a Merchant that conducts gambling transactions must use MCC 7995 In a card-present environment, a Merchant that conducts gambling transactions must use MCC 7995 (Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, Wagers at Race Tracks and games of chance to win prizes of monetary value) for those transactions. If the Merchant also sells other goods or services, it must use the appropriate MCC for the other services. • Card-absent environment: If the Merchant conducts online gambling transactions, however, it must use MCC 7995 for all transactions, even if gambling is not the Merchant’s primary business. • US Merchants: Lottery and gambling transactions that qualify for MCC 7800, 7801 For all Card-Absent transactions using the following MCCs: • 5122 (Drugs, Drug Proprietaries, Druggist Sundries) – Multiple lines of business, one or more of which is considered “high integrity risk” A Merchant that has multiple lines of business in the same location must assign a high integrity risk MCC to the • US Merchants: Lottery and gambling transactions that qualify for MCC 7800, 7801 and/or 7802 must use the applicable MCC for all transactions even if gambling is not the Merchant’s primary business. If the Merchant also sells other goods or services, it must use the appropriate MCC for the other services. • 5122 (Drugs, Drug Proprietaries, Druggist Sundries) • 5966 (Direct Marketing – Outbound Telemarketing Merchants • 5967 (Adult Content and Services) • 5967 (Adult Content and Services) --- Merchant Data Standards Manual Section 2: Merchant Category Code Listing - 5993 (Cigar Stores and Stands) 1 - 7273 (Dating and Escort Services) - 7995 (Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, Wagers at Race Tracks and games of chance to win prizes of monetary value) For certain Card-Absent Transactions using the following MCCs: - 4816 (Computer Network/Information Services), for the sale of access to cyber lockers or remote digital file-sharing services - 6211 High Integrity Risk Financial Trading Platforms (card absent) - 5968 Subscription “Negative Option” Merchants (card absent) - 5816 (Digital Goods – Games), for Transactions involving skilled game wagering (for example: daily fantasy sports) - 6051 and 6012 Crypto Merchants: exchanges, wallet providers or on-ramp providers (card absent) with transactions required to use Special Condition Code 7 1 In the AP Region, Canada Region, CEMEA Region, Europe Region, LAC Region: Applies only if the Merchant conducts transactions other than domestic transactions – **Non-Fiat Currency Acquisitions** Acquisitions of non-fiat currency (example: cryptocurrency) must use MCC 4829, 6012, 6051, or 6540 as applicable. They must also contain the applicable special condition indicator, depending on the type of non- fiat currency being acquired, in the authorization message and in the clearing record. Purchases of NFTs require the use of the cryptocurrency special indicator (4). – **Ramp Provider** A Ramp Provider is a third party. Accordingly, it must evaluate the business of every Conversion Affiliate and assign the MCC most appropriate to the Conversion Affiliate’s business. # Optional Multiple MCCs If a Merchant or marketplace sells more than one type of merchandise or has more than one line of business, it must use the MCC that best describes the business with the highest sales volume (measured in local currency) to process all Visa sales. The acquirer and the Merchant may determine that an additional MCC and Merchant or marketplace identifier is appropriate for each different line of business. A Marketplace that sells multiple lines of goods may use MCC 5262 (Marketplaces). Visa strongly recommends that the MCCs assigned to Merchants are reviewed periodically to ensure accuracy in order to limit potential compliance complaints ## Examples of Multiple MCCs ### Example One: A Merchant sells books, stationery, and newspapers, and also has a music CD department. Book sales make up the majority of the Merchant’s business, so the correct MCC is 5942 (Book Stores). ### Example Two: A Merchant operates a restaurant and nightclub. In the restaurant, which is upstairs, customers are served dinner; the nightclub, which is downstairs, charges a cover and serves drinks. Each floor has its own business name on the door, and they have separate places to pay and separate acceptance devices. The Merchant must use two April 2026 VISA PUBLIC different MCCs: 5812 (Eating Places, Restaurants), and 5813 – (Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail Lounges, Nightclubs, and Discotheques). Example Three: A Merchant operates a beauty salon that sells hair products in the front of its store, and a day spa in the rear of the building. Both businesses use the same DBA name, and both operate using the same acceptance device near the front door of the shop. Initially, the salon did the majority of the business, using MCC 7230 (Beauty and Barber Shops). Recently, the spa has generated more in sales, and the potential for growth is apparent. For this business, the Merchant now has two choices: • Change MCC to reflect the change in business and use 7298 (Health and Beauty Spas) as the only MCC • Continue to use 7230 (Beauty and Barber Shops) for the salon, and use a separate acceptance device for the spa, using 7298 (Health and Beauty Spas). If the spa uses its own name and starts using its own acceptance device, the Merchant must use both MCCs. Example Four: A local county government office allows community members to pay property taxes with a Visa card, using MCC 9311 (Tax Payments). The county also owns and operates a ballpark and accepts registrations from the youth athletic leagues. The government office would like to use the same MCC for both situations. Based on the specificity of MCC 9311 for tax payments, it is inappropriate for the county to accept the ballpark registrations using this MCC. In this example, the office must use 9399 (Government Services, not elsewhere classified) because it is a payment to the county government that does not fall under any other government related MCC. Example Five: John’s Walk and Carry sells shoes and luggage on the internet. The majority of goods sold through the website are shoes, so the Merchant must use MCC 5661 (Shoe Stores). The Merchant may also use 5948 (Luggage and Leather Goods Stores) even though it is only required to use the one MCC for this Merchant outlet. If the Merchant decides to split the different businesses into different websites with separate check-out processes but with links between the sites, they are now considered two different Merchant outlets and must now use different MCCs to reflect the different businesses. A Cardholder wants to acquire Bitcoin (BTC). They visit a Ramp Provider directly and use their Visa card. They acquire the Bitcoin which is sent to their crypto wallet. The Ramp Provider must use MCC 6051 for the transaction as the transaction involves the acquisition of non-fiat currency and the Ramp Provider is not a financial institution. Another day, the Cardholder visits their bank's website with the intention of acquiring a tokenized short-term bond. The bank acts as the Ramp Provider and the Cardholder uses their Visa Card and acquires the tokenized bond. The bank acting as the Ramp Provider must use MCC 6012 as the transaction involves the acquisition of non-fiat currency and the bank is a financial institution. --- Merchant Data Standards Manual Section 2: Merchant Category Code Listing ## Example Eight: A Cardholder visits a Ramp Provider to acquire Solana (SOL). They use their Visa card, acquire the Solana with intent to load a general-purpose crypto wallet. The Ramp Provider must use MCC 6051 as the transaction involves the acquisition of non-fiat currency and it is not a financial institution. Another day, the Cardholder visits another Ramp Provider to acquire Ethereum with intent to gamble. The Cardholder uses their Visa card with the Ramp Provider who has an Affiliate where they send the Ethereum to in order to complete the Cardholder's transaction. The Ramp Provider must use the MCC that best describes the Affiliate's primary business as the Cardholder is paying the Affiliate for goods/services (e.g., in this case MCC 7995) April 2026 VISA PUBLIC --- Merchant Data Standards Manual Section 2: Merchant Category Code Listing # Section 2: Merchant Category Code Listing MCCs are listed in numeric order with a full definition for each MCC. The MCCs and descriptions have been derived from Standard Industrial Classification (SIC) Codes and the International Organization for Standardization (ISO) Codes. Please note that Visa MCCs and SIC codes do not always correspond. In many cases, Visa has consolidated several SIC codes into one MCC to manage the number of MCCs. In other cases, such as for T&E and direct marketing Merchants, Visa established MCCs that do not have corresponding SIC codes. April 2026 VISA PUBLIC --- | MCC | MCC Title/MCC Description | Included in this MCC | Similar Merchants | | --- | --- | --- | --- | | 0742 | Veterinary Services | | | | | Merchants classified with this MCC are licensed practitioners of veterinary medicine, dentistry, or surgery. This MCC includes medical practitioners of pets (e.g., dogs, cats), livestock (e.g., cattle, horses, sheep, hogs, goats, poultry), and large or exotic animals. | Animal Doctors,Pet HospitalsPet ClinicsServices-Veterinary | 5995-Pet Shops,Pet Foods and Supplies Store | | 0763 | Agricultural Co-operatives | | | | | Merchants classified with this MCC provide farm management services or engage in farming operations.Also included in this MCC are associations and cooperatives that provide assistance and services to farmers in farm management.These services includebut are not limited to financial assistance,management or complete maintenance of crops, soil preparation,planting and cultivating,aerial dusting and spraying,disease and insect control,weed control,and harvesting crops. | Farm ManagementServicesOrchardsVineyards | 0780-Landscaping and HorticulturalServices4225-Public Warehousing andStorage-Farm Products,RefrigeratedGoods,Household Goods,and Storage | | 0780 | Landscaping and Horticultural Services | | | | | Merchants classified with this MCC provide landscape planning and design services.This MCC also includes Merchants that offer a variety of lawn and garden services(e.g.,planting,fertilizing,mowing,mulching,seeding,spraying,sod laying). | Gardening ServicesHorticulture ServicesLandscaping Services | 5193-Florist Supplies,NurseryStock and Flowers5261-Nurseries and Lawn andGarden Supply Stores | | 1520 | General Contractors-Residential and Commercial | | | | | Merchants classified with this MCC are general contractors primarily engaged in construction of residential and/or commercial buildings.This MCC includes contractors that perform new construction as well as remodeling,repair,additions,or alterations. | Building Contractors-Residential,CommercialConstruction CompaniesGeneral Contractors | 1711-Heating,Plumbing,and AirConditioningContractors1731-ElectricalContractors1740-Masonry,Stonework,TileSetting,Plastering and InsulationContractors1750-CarpentryContractors1761-Roofing,Siding,and SheetMetal Work Contractors1771-Concrete Work Contractors1799-Special Trade Contractors(Not Elsewhere Classified) | | 1711 | Heating,Plumbing,and Air Conditioning Contractors | | | | | Merchants classified with this MCC are contractors that provide heating,plumbing and air conditioning services.This MCC includes contractors that perform air system balancing and testing,drainage system installation,furnace repair,irigation system installation,refrigeration and freezer work,sewer | Air ConditioningContractorsHeating ContractorsPlumbing Contractors | 1520-General Contractors-Residential and Commercial5074-Plumbing and HeatingEquipment and Supplies1799-Special Trade Contractors(Not Elsewhere Classified) | | | hookups and connections, solar heating, sprinkler system installation and water pump installation and servicing. | | | | 1731 | Electrical Contractors | | | | | Merchants classified with this MCC are contractors that provide electrical work such as fire alarm installation, sound equipment installation, telecommunications equipment installation, cable/internet installation, and telephone and telephone equipment installation. | Contractors- Electrical | 1520-General Contractors-Residential and Commercial1799-Special Trade Contractors(Not Elsewhere Classified) | | 1740 | Masonry, Stonework, Tile Setting, Plastering and Insulation Contractors | | | | | Merchants classified with this MCC are contractors that perform masonry work, stone setting and other stone work, tile setting, plain and ornamental plastering, and insulation. This MCC also includes contractors that perform bricklaying, ceramic and marble work, mosaic work, acoustical improvements, and drywall construction. | Insulation ContractorsMasonry ContractorsPlastering ContractorsStonework ContractorsTile Setting Contractors | 1520-General Contractors-Residential and Commercial1799-Special Trade Contractors(Not Elsewhere Classified) | | 1750 | Carpentry Contractors | | | | | Merchants classified with this MCC are contractors that perform carpentry work. This MCC includes contractors that do cabinet work at the construction site, framing, trim and finish work and window and door installation. | Contractors-Carpentry | 1520-General Contractors-Residential and Commercial1799-Special Trade Contractors(Not Elsewhere Classified) | | 1761 | Roofing, Siding, and Sheet Metal Work Contractors | | | | | Merchants classified with this MCC are contractors that install roofing and/or siding and do sheet metal work. This MCC includes contractors that perform architectural sheet metal work, ceilings and skylight installation, duct and gutter installation, and roof spraying, painting or coating. | Contractors-RoofingContractors-Sheet MetalWorkContractors-Siding | 1520-General Contractors-Residential and Commercial1799-Special Trade Contractors(Not Elsewhere Classified) | | 1771 | Concrete Work Contractors | | | | | Merchants classified with this MCC are contractors that perform concrete, cement or asphalt work. This MCC includes contractors that construct private driveways and walks of all materials. Also included in this category are contractors that pour concrete for foundations and perform grouting work and concrete patio and sidewalk construction. | Asphalt ContractorsCement ContractorsContractors- ConcreteWork | 1520-General Contractors-Residential and Commercial1799-Special Trade Contractors(Not Elsewhere Classified) | | 1799 | Special Trade Contractors(Not Elsewhere Classified) | | | | | Merchants classified with this MCC are special trade contractors that perform construction work not covered with a more specific MCC. This MCC includes contractors that perform jobs such as awning installation, bath tub refinishing, fence construction, | Special Trade ContractorsDecorating ContractorsDemolition ServicesContractors | 1520-General Contractors-Residential and Commercial1799-Special Trade Contractors(Not Elsewhere Classified) | | | fire escape installation, house moving, home window replacement, garage door installation, ornamental metal work, swimming pool construction, glasswork, well drilling, wallpaper services, and waterproofing. | Garage Door InstallationGlasswork ContractorsInterior DecoratorsWindow ReplacementMiscellaneous SpecialContractorsPainting Contractors-Home, BuildingPaper Hanging ContractorsWallpaper HangersWelding ContractorsWell Drilling Contractors | | | 2741 Miscellaneous Publishing and Printing | | | | | | Merchants classified with this MCC engage in business-to-business or wholesale printing, publishing and/or bookbinding activity. This includes Merchants that print or publish maps and atlases, business newsletters, directories, sheet music, paper patterns, technical manuals and papers, telephone directories and yearbooks. | Bookbinding ServicesPrinting ServicesPublishing Services | 5192-Books, Periodicals and Newspapers5942-Book Stores7338-Quick Copy, Reproduction,and Blueprinting Services | | 2791 Typesetting, Plate Making and Related Services | | | | | | Merchants classified with this MCC perform business-to-business or wholesale typesetting for the printing trade and those that make plates for printing purposes. These Merchants are involved in advertisement typesetting, phototypesetting, computer-controlled typesetting, and color separations. This MCC also includes Merchants that make positives and negatives from which offset lithographic plates are made. These establishments do not print from the plates they make but prepare them only for use by other Merchants. This MCC also includes Merchants that provide engraving or embossing services for printing purposes, such as engraving on wood, rubber, copper, or steel, or photoengraving. | Plate Making ServicesTypesetting Services | 2741-Miscellaneous PublishingandPrinting7338-Quick Copy,Reproduction,andBlueprintingServices | | 2842 Specialty Cleaning, Polishing and Sanitation Preparations | | | | | | Merchants classified with this MCC engage in the business-to-business or wholesale manufacture of polishes for wood, metal, and other materials as well as cleaning solutions, industrial and household disinfectants, and other sanitation preparations. Also included in this MCC are Merchants that sell non-personal deodorants, waxes and dressings for fabricated leather and other materials, wax removers, dry cleaning fluid and chemicals, rust and stain removers, wallpaper cleaners, and window cleaning solutions. | Cleaning PreparationsMaterials-CleaningPolishing,SanitationPolishing PreparationsSanitation Preparations | 5085-Industrial Supplies(Not Elsewhere Classified)5169-Chemicals and Allied Products(Not Elsewhere Classified) | | AIRLINES AND AIR CARRIERS | | | | | MCC | Merchant Name | Required Name in Authorization Request/Clearing Record | | | 3000 | UNITED AIRLINES | UNITED AIR | | | 3001 | AMERICAN AIRLINES | AMERICAN AIR | | | 3002 | PAN AMERICAN | PAN AM AIR | | | 3003 | EUROFLY AIRLINES | EUROFLY AIR | | | 3004 | DRAGON AIRLINES | DRAGONAIR | | | 3005 | BRITISH AIRWAYS | BRITISH AWYS | | | 3006 | JAPAN AIRLINES | JAL AIRLINE | | | 3007 | AIR FRANCE | AIR FRANCE | | | 3008 | LUFTHANSA | LUFTHANSA | | | 3009 | AIR CANADA | AIR CANADA | | | 3010 | KLM (ROYAL DUTCH AIRLINES) | KLM AIRLINE | | | 3011 | AEROFLOT | AEROFLOT | | | 3012 | QANTAS | QANTAS AIR | | | 3013 | ITA AIRWAYS (FORMERLY ALITALIA) | ITA AIRWAYS (FORMERLY ALITALIA) | | | 3014 | SAUDI ARABIAN AIRLINES | SAUDIA AIR | | | 3015 | SWISS INTERNATIONAL AIRLINES | SWISSINTAIR | | | 3016 | SAS | SAS | | | 3017 | SOUTH AFRICAN AIRWAYS | SAA AIRWAYS | | | 3018 | VARIG (BRAZIL) | VARIG | | | 3019 | EASTERN AIRLINES | EASTERN AIR | | | 3020 | AIR-INDIA | AIR-INDIA | | | 3021 | AIR ALGERIE | AIR ALGERIE | | | 3022 | PHILIPPINE AIRLINES | PAL AIR | | | 3023 | MEXICANA | MEXICANA | | | 3024 | PAKISTAN INTERNATIONAL | PAKISTAN AIR | | | 3025 | AIR NEW ZEALAND | AIR NZ | | | 3026 | EMIRATES AIRLINES | EMIRATES | | | 3027 | UTA/INTERAIR | UTA AIRLINE | | | 3028 | KM MALTA AIRLINES (FORMERLY AIR MALTA) | KMMA (FORMERLY AIR MALTA) | | | 3029 | SN BRUSSELS AIRLINES | SNBRSSLAIR | | | 3030 | AEROLINEAS ARGENTINAS | AERO ARGENT | | | 3031 | OLYMPIC AIRWAYS | OLYMPIC AIR | | | 3032 | EL AL | EL AL | | | 3033 | ANSETT AIRLINES | ANSETT AIR | | | 3034 | ETIHAD AIRWAYS | ETIHADAIR | | | 3035 | TAP (PORTUGAL) | TAP AIR | | | 3036 | VASP (BRAZIL) | VASP AIR | | --- | MCC | MCC Title/ MCC Description | Included in this MCC | Similar Merchants | | --- | --- | --- | --- | | 3037 | EGYPTAIR | EGYPTAIR | | | 3038 | KUWAIT AIRWAYS | KUWAIT AIR | | | 3039 | AVIANCA | AVIANCA | | | 3040 | GULF AIR (BAHRAIN) | GULF AIR | | | 3041 | BALKAN-BULGARIAN AIRLINES | BALKAN AIR | | | 3042 | FINNAIR | FINNAIR | | | 3043 | AER LINGUS | AER LINGUS | | | 3044 | AIR LANKA | AIR LANKA | | | 3045 | NIGERIA AIRWAYS | NIGERIA AIR | | | 3046 | CRUZEIRO DO SUL (BRAZIL) | CRUZEIRO AIR | | | 3047 | TURKISH AIRLINES | TURKISH AIRLINES | | | 3048 | ROYAL AIR MAROC | AIR MAROC | | | 3049 | TUNIS AIR | TUNIS AIR | | | 3050 | ICELANDAIR | ICELANDAIR | | | 3051 | AUSTRIAN AIRLINES | AUSTRIAN AIR | | | 3052 | LAN AIRLINES | LAN AIR | | | 3053 | AVIACO (SPAIN) | AVIACO AIR | | | 3054 | LADECO (CHILE) | LADECO AIR | | | 3055 | LAB (BOLIVIA) | LAB AIR | | | 3056 | JET AIRWAYS | JET AIR | | | 3057 | VIRGIN AMERICA | VIRGAMER | | | 3058 | DELTA | DELTA AIR | | | 3059 | DBA AIRLINES | DBA AIR | | | 3060 | NORTHWEST | NWA AIR | | | 3061 | CONTINENTAL | CONTINENTAL | | | 3062 | HAPAG-LLOYD EXPRESS AIRLINES | HLX AIR | | | 3063 | US AIRWAYS | USAIRWAYS | | | 3064 | ADRIA AIRWAYS | ADRIA AIR | | | 3065 | AIRINTER | AIRINTER | | | 3066 | SOUTHWEST | SOUTHWESTAIR | | | 3067 | VANGUARD AIRLINES | VANGUARD AIR | | | 3068 | AIR ASTANA | AIR ASTANA | | | 3069 | SUN COUNTRY AIRLINES | SUNCNTRYAIR | | | 3070 | FLYDUBAI | FLYDUBAI | | | 3071 | AIR BRITISH COLUMBIA | AIR BC | | | 3072 | CEBU PACIFIC AIRLINES | CEBU PAC | | | 3075 | SINGAPORE AIRLINES | SINGAPOREAIR | | | 3076 | AEROMEXICO | AEROMEXICO | | | 3077 | THAI AIRWAYS | THAI AIRWAYS | | | 3078 | CHINA AIRLINES | CHINA AIR | | | 3079 | JETSTAR AIRWAYS | JETSTAR AIR | | | 3080 | SWOOP INC | FLYSWOOP | | | 3081 | XIAMEN AIRLINES | XIAMEN AIR | | | 3082 | KOREAN AIRLINES | KOREAN AIR | | | 3083 | AIR AFRIQUE | AIR AFRIQUE | | | 3084 | EVA AIRWAYS | EVA AIR | | | 3085 | MIDWEST EXPRESS AIRLINES | MIDWEST EXP | | | 3086 | CARNIVAL AIRLINES | CARNIVAL AIR | | | 3087 | METRO AIRLINES | METRO AIR | | | 3088 | CROATIA AIRLINES | CROATIA AIR | | | 3089 | TRANSAERO | TRANSAERO | | | 3090 | UNI AIRWAYS CORPORATION | UNIAIR | | | 3094 | ZAMBIA AIRWAYS | ZAMBIA AIR | | | 3096 | AIR ZIMBABWE | AIR ZIMBABWE | | | 3097 | SPANAIR | SPANAIR | | | 3098 | ASIANA AIRLINES | ASIANA AIR | | | 3099 | CATHAY PACIFIC | CATHAYPACAIR | | | 3100 | MALAYSIAN AIRLINE SYSTEM | MALAY AIR | | | 3102 | IBERIA | IBERIA AIR | | | 3103 | GARUDA (INDONESIA) | GARUDA AIR | | | 3106 | BRAATHENS S.A.F.E. (NORWAY) | BRAATHENS | | | 3110 | WINGS AIRWAYS | WINGS AIR | | | 3111 | BRITISH MIDLAND | BRMIDLANDAIR | | | 3112 | WINDWARD ISLAND | WINDWRDISAIR | | | 3115 | TOWER AIR | TOWERAIR | | | 3117 | VIASA | VIASA | | | 3118 | VALLEY AIRLINES | VALLEY AIR | | | 3125 | TAN | TAN AIR | | | 3126 | TALAIR | TALAIR | | | 3127 | TACA INTERNATIONAL | TACAINTL AIR | | | 3129 | SURINAM AIRWAYS | SURINAM AIR | | | 3130 | SUNWORLD INTERNATIONAL | SUNWORLD AIR | | | 3131 | VLM AIRLINES | VLM AIR | | | 3132 | FRONTIER AIRLINES | FRONTIER AIR | | | 3133 | SUNBELT AIRLINES | SUNBELT AIR | | | 3135 | SUDAN AIRWAYS | SUDAN AIR | | | 3136 | QATAR AIRWAYS | QATAR AIR | | | 3137 | SINGLETON | SINGLETONAIR | | | 3138 | SIMMONS AIRLINES | SIMMONS AIR | | | 3143 | SCENIC AIRLINES | SCENIC AIR | | | 3144 | VIRGIN ATLANTIC | VIRGINATLAIR | | | 3145 | SAN JUAN AIRLINES | SAN JUAN AIR | | | 3146 | LUXAIR | LUXAIR | | | 3148 | AIR LITTORAL SA | AIRLITTORAL | | | 3151 | AIR ZAIRE | AIR ZAIRE | | | 3154 | PRINCEVILLE | PRINCVLLEAIR | | | 3156 | GO FLY LTD | GOFLY | | | 3159 | PBA | PBA AIRLINE | | | 3161 | ALL NIPPON AIRWAYS | ANA AIR | | | 3164 | NORONTAIR | NORONTAIR | | | 3165 | NEW YORK HELICOPTER | NY HELI | | | 3167 | AEROCONTINENTE | AEROCONTINEN | | | 3168 | HAINAN AIRLINES | HAINANAIR | | | 3169 | RIYADH AIR | RIYADHAIR | | | 3170 | MOUNT COOK | MT COOK AIR | | | 3171 | CANADIAN AIRLINES INTERNATIONAL | CANADIAN AIR | | | 3172 | NATIONAIR | NATIONAIR | | | 3174 | JETBLUE AIRWAYS | JETBLUE | | | 3175 | MIDDLE EAST AIR | MIDEAST AIR | | | 3176 | METROFLIGHT AIRLINES | METROFLT AIR | | | 3177 | AIRTRAN AIRWAYS | AIRTRANAIR | | | 3178 | MESA AIR | MESA AIR | | | 3180 | WESTJET AIRLINES | WESTJETAIR | | | 3181 | MALEV | MALEV AIR | | | 3182 | LOT (POLAND) | LOT AIR | | | 3183 | OMAN AVIATION SERVICES | OMANAIR | | | 3184 | LIAT | LIAT AIRLINE | | | 3185 | LAV (VENEZUELA) | LAV AIR | | | 3186 | LAP (PARAGUAY) | LAP AIR | | | 3187 | LACSA (COSTA RICA) | LACSA AIR | | | 3188 | VIRGIN EXPRESS | VIRGINEXPAIR | | | 3190 | JUGOSLAV AIR | JUGOSLAV AIR | | | 3191 | ISLAND AIRLINES | ISLAND AIR | | | 3193 | INDIAN AIRLINES | INDIAN AIR | | | 3196 | HAWAIIAN AIR | HAWAIIAN AIR | | | 3197 | HAVASU AIRLINES | HAVASU AIR | | | 3200 | GUYANA AIRWAYS | GUYANA AIR | | | 3203 | GOLDEN PACIFIC AIR | GOLDPAC AIR | | | 3204 | FREEDOM AIR | FREEDOM AIR | | | 3206 | CHINA EASTERN AIRLINES | CHINEASTAIR | | --- | MCC | MCC Title/MCC Description | Included in this MCC | Similar Merchants | | --- | --- | --- | --- | | 3211 | NORWEGIAN AIR SHUTTLE | NORWEGIANAIR | | | 3212 | DOMINICANA | DOMINICA AIR | | | 3213 | BRAATHENS REGIONAL AIRLINES | BRAATHENS REGIONAL AIR | | | 3215 | DAN AIR SERVICES | DANAIRSERV | | | 3216 | CUMBERLAND AIRLINES | CUMBERLNDAIR | | | 3217 | CSA | CSA AIRLINE | | | 3218 | CROWN AIR | CROWN AIR | | | 3219 | COPA | COPA AIR | | | 3220 | COMPANIA FAUCETT | COMP FAU AIR | | | 3221 | TRANSPORTES AEROS MILITARES ECUATORIANOS | TAME AIRLINE | | | 3222 | COMMAND AIRWAYS | COMMAND AIR | | | 3223 | COMAIR | COMAIR | | | 3226 | SKYWAYS AIR | SKYWAYS AIR | | | 3228 | CAYMAN AIRWAYS | CAYMANAIR | | | 3229 | SAETA-SOCIAEDAD ECUATORIANOS DE TRANSPORTES AEREOS | SAETA AIR | | | 3231 | SAHSA-SERVICIO AEREO DE HONDURAS | SAHSA AIR | | | 3233 | CAPITOL AIR | CAPITOL AIR | | | 3234 | CARIBBEAN AIRLINES | CARIBBEANAIR | | | 3235 | BROCKWAY AIR | BROCKWAY AIR | | | 3236 | AIR ARABIA AIRLINE | AIR ARABIA | | | 3238 | BEMIDJI AIRLINES | BEMIDJI AIR | | | 3239 | BAR HARBOR AIRLINES | BARHARBORAIR | | | 3240 | BAHAMASAIR | BAHAMASAIR | | | 3241 | AVIATECA(GUATEMALA) | AVIATECA AIR | | | 3242 | AVENSA | AVENSA AIR | | | 3243 | AUSTRIAN AIR SERVICE | AUST AIRSERV | | | 3245 | EASYJET AIRLINES | EASYJET AIR | | | 3246 | RYANAIR | RYANAIR | | | 3247 | GOL AIRLINES | GOL AIR | | | 3248 | TAM AIRLINES | TAM AIR | | | 3251 | ALOHA AIRLINES | ALOHA AIR | | | 3252 | ALM | ALM AIRLINE | | | 3254 | US AIR SHUTTLE | USAIIRSHUTL | | | 3256 | ALASKA AIRLINES | ALASKA AIR | | | 3259 | AMERICAN TRANS AIR | ATA AIR | | | 3260 | SPIRIT AIRLINES | SPIRIT AIR | | | 3261 | AIR CHINA | AIR CHINA | | | 3262 | RENO AIR, INC. | RENO AIR | | | 3263 | AERO SERVICO CARABOBO | ASC AIRLINE | | | 3266 | AIR SEYCHELLES | AIR SEYCH | | | 3267 | AIR PANAMA | AIR PANAMA | | | 3280 | AIR JAMAICA | AIR JAMAICA | | | 3282 | AIR DJIBOUTI | AIR DJIBOUTI | | | 3284 | AERO VIRGIN ISLANDS | AERVIRGINIS | | | 3285 | AEROPERU | AEROPERU | | | 3286 | AEROLINEAS NICARAGUENSIS | AERONICARAG | | | 3287 | AERO COACH AVIATION | AEROCOACH AV | | | 3292 | CYPRUS AIRWAYS | CYPRUS AIR | | | 3293 | ECUATORIANA | ECUATORIANA | | | 3294 | ETHIOPIAN AIRLINES | ETHIOPIAN AIR | | | 3295 | KENYA AIRWAYS | KENYA AIR | | | 3296 | AIR BERLIN | AIR BERLIN | | | 3297 | TAROM ROMANIAN AIR TRANSPORT | TAROM AIR | | | 3298 | AIR MAURITIUS | AIRMAURITIUS | | | 3299 | WIDEROE'S FLYVESELSKAP | WIDEROES | | | 3300 | AZUL AIR | AZUL AIR | | | 3301 | WIZZ AIR | WIZZ AIR | | | 3302 | FLYBE LTD | FLYBEAIR | | | 3303 | TIGERAIR | TIGERAIR | | | 3304 | AIR BALTIC | AIRBALTIC | | | 3305 | AIR TRANSAT | TRANSAT | | | 3308 | CHINA SOUTHERN AIRLINES | CHINA SOUTHERN | | | CAR RENTAL AGENCIES | | | | | MCC | Merchant Name | | | | 3351 | AFFILIATED AUTO RENTAL | | | | 3352 | AMERICAN INTL RENT-A-CAR | | | | 3353 | BROOKS RENT-A-CAR | | | | 3354 | ACTION AUTO RENTAL | | | | 3355 | SIXT CAR RENTAL | | | | 3357 | HERTZ | | | | 3359 | PAYLESS CAR RENTAL | | | | 3360 | SNAPPY CAR RENTAL | | | | 3361 | AIRWAYS RENT-A-CAR | | | | 3362 | ALTRA AUTO RENTAL | | | | 3364 | AGENCY RENT-A-CAR | | | | 3366 | BUDGET RENT-A-CAR | | | | 3368 | HOLIDAY RENT-A-CAR | | | | 3370 | RENT-A-WRECK | | | | 3374 | ACCENT RENT-A-CAR | | | | 3376 | AJAX RENT-A-CAR | | | | 3380 | TRIANGLE RENT-A-CAR | | | | 3381 | EUROP CAR | | | | 3385 | TROPICAL RENT-A-CAR | | | | 3386 | SHOWCASE RENTAL CARS | | | | 3387 | ALAMO RENT-A-CAR | | | | 3388 | MERCHANTS RENT-A-CAR | | | | 3389 | AVIS RENT-A-CAR | | | | 3390 | DOLLAR RENT-A-CAR | | | | 3391 | EUROPE BY CAR | | | | 3393 | NATIONAL CAR RENTAL | | | | 3394 | KEMWELL GROUP RENT-A-CAR | | | | 3395 | THRIFTY CAR RENTAL | | | | 3396 | TILDEN RENT-A-CAR | | | | 3398 | ECONO-CAR RENT-A-CAR | | | | 3400 | AUTO HOST CAR RENTALS | | | | 3405 | ENTERPRISE RENT-A-CAR | | | | 3409 | GENERAL RENT-A-CAR | | | | 3412 | A-1 RENT-A-CAR | | | | 3414 | GODFREY NATL RENT-A-CAR | | | | 3420 | ANSA INTL RENT-A-CAR | | | | 3421 | ALLSTATE RENT-A-CAR | | | | 3423 | AVCAR RENT-A-CAR | | | | 3425 | AUTOMATE RENT-A-CAR | | | | 3427 | AVON RENT-A-CAR | | | | 3428 | CAREY RENT-A-CAR | | | | 3429 | INSURANCE RENT-A-CAR | | | | 3430 | MAJOR RENT-A-CAR | | | | 3431 | REPLACEMENT RENT-A-CAR | | | | 3432 | RESERVE RENT-A-CAR | | | | 3433 | UGLY DUCKLING RENT-A-CAR | | | | 3434 | USA RENT-A-CAR | | | | 3435 | VALUE RENT-A-CAR | | | | 3436 | AUTOHANSA RENT-A-CAR | | | | 3437 | CITE RENT-A-CAR | | | | 3438 | INTERENT RENT-A-CAR | | | | 3439 | MILLEVILLE RENT-A-CAR | | | | 3441 | ADVANTAGE RENT-A-CAR | | | | LODGING- HOTELS, MOTELS, RESORTS | | | | | MCC | Merchant Name | | | | 3501 | HOLIDAY INNS | | | | 3502 | BEST WESTERN HOTELS | | | | 3503 | SHERATON | | | | 3504 | HILTON HOTELS | | | | 3505 | FORTE HOTELS | | | | 3506 | GOLDEN TULIP HOTELS | | | | 3507 | FRIENDSHIP INNS | | | | 3508 | QUALITY INNS | | | | 3509 | MARRIOTT | | | | 3510 | DAYS INNS | | | | 3511 | ARABELLA HOTELS | | | | 3512 | INTER-CONTINENTAL HOTELS | | | | 3513 | WESTIN | | | | 3514 | AMERISUITES | | | | 3515 | RODEWAY INNS | | | | 3516 | LA QUINTA INN AND SUITES | | | | 3517 | AMERICANA HOTELS | | | | 3518 | SOL HOTELS | | | | 3519 | PULLMAN INTERNATIONAL HOTELS | | | | 3520 | MERIDIEN HOTELS | | | | 3521 | ROYAL LAHAINA RESORTS | | | | 3522 | TOKYO HOTEL | | | | 3523 | PENINSULA HOTEL | | | | 3524 | WELCOMGROUP HOTELS | | | | 3525 | DUNFEY HOTELS | | | | 3526 | PRINCE HOTELS | | | | 3527 | DOWNTOWNER-PASSPORT HOTEL | | | | 3528 | RED LION INNS | | | | 3529 | CP HOTELS | | | | 3530 | RENAISSANCE HOTELS | | | | 3531 | KAUAI COCONUT BEACH RESORT | | | | 3532 | ROYAL KONA RESORT | | | | 3533 | HOTEL IBIS | | | | 3534 | SOUTHERN PACIFIC HOTELS | | | | 3535 | HILTON INTERNATIONALS | | | | 3536 | AMFAC HOTELS | | | | 3537 | ANA HOTEL | | | | 3538 | CONCORDE HOTELS | | | | 3539 | SUMMERFIELD SUITES HOTELS | | | | 3540 | IBEROTEL HOTELS | | | | 3541 | HOTEL OKURA | | | | 3542 | ROYAL HOTELS | | | | 3543 | FOUR SEASONS HOTELS | | | | 3544 | CIGA HOTELS | | | | 3545 | SHANGRI-LA INTERNATIONAL | | | | 3546 | HOTEL SIERRA | | | | 3548 | HOTELES MELIA | | | | 3549 | AUBERGE DES GOVERNEURS | | | | 3550 | REGAL 8 INNS | | | | 3551 | MIRAGE HOTEL AND CASINO | | | | 3552 | COAST HOTELS | | | | 3553 | PARK INNS INTERNATIONAL | | | | 3554 | PINEHURST RESORT | | | | 3555 | TREASURE ISLAND HOTEL AND CASINO | | | | 3556 | BARTON CREEK RESORT | | | | 3557 | MANHATTAN EAST SUITE HOTELS | | | | 3558 | JOLLY HOTELS | | | | 3559 | CANDLEWOOD SUITES | | | | 3560 | ALADDIN RESORT AND CASINO | | | | 3561 | GOLDEN NUGGET | | | | 3562 | COMFORT INNS | | | | 3563 | JOURNEY'S END MOTELS | | | | 3564 | SAM'S TOWN HOTEL AND CASINO | | | | 3565 | RELAX INNS | | | | 3566 | GARDEN PLACE HOTEL | | | | 3567 | SOHO GRAND HOTEL | | | | 3568 | LADBROKE HOTELS | | | | 3569 | TRIBECA GRAND HOTEL | | | | 3570 | FORUM HOTELS | | | | 3571 | GRAND WAILEA RESORT | | | | 3572 | MIYAKO HOTELS | | | | 3573 | SANDMAN HOTELS | | | | 3574 | VENTURE INNS | | | | 3575 | VAGABOND HOTELS | | | | 3576 | LA QUINTA RESORT | | | | 3577 | MANDARIN ORIENTAL HOTEL | | | | 3578 | FRANKENMUTH BAVARIAN | | | | 3579 | HOTEL MERCURE | | | | 3580 | HOTEL DEL CORONADO | | | | 3581 | DELTA HOTEL | | | | 3582 | CALIFORNIA HOTEL AND CASINO | | | | 3583 | RADISSON BLU | | | | 3584 | PRINCESS HOTELS INTERNATIONAL | | | | 3585 | HUNGAR HOTELS | | | | 3586 | SOKOS HOTELS | | | | 3587 | DORAL HOTELS | | | | 3588 | HELMSLEY HOTELS | | | | 3589 | DORAL GOLF RESORT | | | | 3590 | FAIRMONT HOTELS | | | | 3591 | SONESTA HOTELS | | | | 3592 | OMNI HOTELS | | | | 3593 | CUNARD HOTELS | | | | 3594 | ARIZONA BILTMORE | | | | 3595 | HOSPITALITY INNS | | | | 3596 | WYNN LAS VEGAS | | | | 3597 | RIVERSIDE RESORT HOTEL AND CASINO | | | | 3598 | REGENT INTERNATIONAL HOTELS | | | | 3599 | PANNONIA HOTELS | | | | 3600 | SADDLEBROOK RESORT TAMPA | | | | 3601 | TRADEWINDS RESORTS | | | | 3602 | HUDSON HOTEL | | | | 3603 | NOAH'S HOTELS | | | | 3604 | HILTON GARDEN INN | | | | 3607 | FONTAINEBLEAU RESORTS | | | | 3608 | GAYLORD OPRYLAND | | | | 3609 | GAYLORD PALMS | | | | 3612 | MOEVENPICK HOTELS | | | | 3613 | MICROTEL INNS & SUITES | | | | 3614 | AMERICINN | | | | 3615 | TRAVELODGE | | | | 3617 | AMERICA'S BEST VALUE INN | | | | 3618 | GREAT WOLF | | | | 3619 | ALOFT | | | | 3620 | BINION'S HORSESHOE CLUB | | | | 3621 | EXTENDED STAY | | | | 3622 | MERLIN HOTELS | | | | 3623 | DORINT HOTELS | | | | 3624 | LADY LUCK HOTEL AND CASINO | | | | 3625 | HOTEL UNIVERSALE | | | | 3626 | STUDIO PLUS | | | | 3627 | EXTENDED STAY AMERICA | | | | 3628 | EXCALIBUR HOTEL AND CASINO | | | | 3629 | DAN HOTELS | | | | 3630 | TOKYU HOTELS | | | | 3631 | SLEEP INN | | | | 3632 | THE PHOENICIAN | | | | 3633 | RANK HOTELS | | | | 3634 | SWISSOTEL | | | | 3635 | RESO HOTELS | | | | 3636 | SAROVA HOTELS | | | | 3637 | RAMADA INNS | | | | 3638 | HOWARD JOHNSON | | | | 3639 | MOUNT CHARLOTTE THISTLE | | | | 3640 | HYATT HOTELS | | | | 3641 | SOFITEL HOTELS | | | | 3642 | NOVOTEL HOTELS | | | | 3643 | STEIGENBERGER HOTELS | | | | 3644 | ECONO LODGES | | | | 3645 | QUEENS MOAT HOUSES | | | | 3646 | SWALLOW HOTELS | | | | 3647 | HUSA HOTELS | | | | 3648 | DE VERE HOTELS | | | | 3649 | RADISSON HOTELS | | | | 3650 | RED ROOF INNS | | | | 3651 | IMPERIAL LONDON HOTEL | | | | 3652 | EMBASSY HOTELS | | | | 3653 | PENTA HOTELS | | | | 3654 | LOEWS HOTELS | | | | 3655 | SCANDIC HOTELS | | | | 3656 | SARA HOTELS | | | | 3657 | OBEROI HOTELS | | | | 3658 | NEW OTANI HOTELS | | | | 3659 | TAJ HOTELS INTERNATIONAL | | | | 3660 | KNIGHTS INNS | | | | 3661 | METROPOLE HOTELS | | | | 3662 | CIRCUS CIRCUS HOTEL AND CASINO | | | | 3663 | HOTELES EL PRESIDENTE | | | | 3664 | FLAG INN | | | | 3665 | HAMPTON INNS | | | | 3666 | STAKIS HOTELS | | | | 3667 | LUXOR HOTEL AND CASINO | | | | 3668 | MARITIM HOTELS | | | | 3669 | ELDORADO HOTEL AND CASINO | | | | 3670 | ARCADE HOTELS | | | | 3671 | ARCTIA HOTELS | | | | 3672 | CAMPANILE HOTELS | | | | 3673 | IBUSZ HOTELS | | | | 3674 | RANTASIPI HOTELS | | | | 3675 | INTERHOTEL CEDOK | | | | 3676 | MONTE CARLO HOTEL AND CASINO | | | | 3677 | CLIMAT DE FRANCE HOTELS | | | | 3678 | CUMULUS HOTELS | | | | 3679 | SILVER LEGACY HOTEL AND CASINO | | | | 3680 | HOTEIS OTHAN | | | | 3681 | ADAMS MARK HOTELS | | | | 3682 | SAHARA HOTEL AND CASINO | | | | 3683 | BRADBURY SUITES | | | | 3684 | BUDGET HOST INNS | | | | 3685 | BUDGETEL INNS | | | | 3686 | SUSSE CHALET | | | | 3687 | CLARION HOTELS | | | | 3688 | COMPRI HOTELS | | | | 3689 | CONSORT HOTELS | | | | 3690 | COURTYARD BY MARRIOTT | | | | 3691 | DILLON INNS | | | | 3692 | DOUBLE TREE HOTELS | | | | 3693 | DRURY INNS | | | | 3694 | ECONOMY INNS OF AMERICA | | | | 3695 | EMBASSY SUITES | | | | 3696 | EXEL INNS | | | | 3697 | FAIRFIELD HOTELS | | | | 3698 | HARLEY HOTELS | | | | 3699 | MIDWAY MOTOR LODGE | | | | 3700 | MOTEL 6 | | | | 3701 | LA MANSION DEL RIO | | | | 3702 | THE REGISTRY HOTELS | | | | 3703 | RESIDENCE INNS | | | | 3704 | ROYCE HOTELS | | | | 3705 | SANDMAN INNS | | | | 3706 | SHILO INNS | | | | 3707 | SHONEY'S INNS | | | | 3708 | VIRGIN RIVER HOTEL AND CASINO | | | | 3709 | SUPER 8 MOTELS | | | | 3710 | The RITZ-CARLTON | | | | 3711 | FLAG INNS (AUSTRALIA) | | | --- | MCC | MCC Title/ MCC Description | Included in this MCC | Similar Merchants | | --- | --- | --- | --- | | 3712 | BUFFALO BILL'S HOTEL AND CASINO | | | | 3713 | QUALITY PACIFIC HOTEL | | | | 3714 | FOUR SEASONS HOTEL (AUSTRALIA) | | | | 3715 | FAIRFIELD INN | | | | 3716 | CARLTON HOTELS | | | | 3717 | CITY LODGE HOTELS | | | | 3718 | KAROS HOTELS | | | | 3719 | PROTEA HOTELS | | | | 3720 | SOUTHERN SUN HOTELS | | | | 3721 | HILTON CONRAD | | | | 3722 | WYNDHAM | | | | 3723 | RICA HOTELS | | | | 3724 | INTER NOR HOTELS | | | | 3725 | SEA PINES RESORT | | | | 3726 | RIO SUITES | | | | 3727 | BROADMOOR HOTEL | | | | 3728 | BALLY'S HOTEL AND CASINO | | | | 3729 | JOHN ASCUAGA'S NUGGET | | | | 3730 | MGM GRAND HOTEL | | | | 3731 | HARRAH'S HOTELS AND CASINOS | | | | 3732 | OPRYLAND HOTEL | | | | 3734 | HARVEY/BRISTOL HOTELS | | | | 3735 | MASTERS ECONOMY INNS | | | | 3736 | COLORADO BELLE/EDGEWATER RESORT | | | | 3737 | RIVIERA HOTEL AND CASINO | | | | 3738 | TROPICANA RESORT & CASINO | | | | 3739 | WOODSIDE HOTELS & RESORTS | | | | 3740 | TOWNEPLACE SUITES | | | --- | MCC | MCC Title/MCC Description | Included in this MCC | Similar Merchants | | --- | --- | --- | --- | | 3741 | MILLENNIUM HOTELS | | | | 3742 | CLUB MED | | | | 3743 | BILTMORE HOTEL & SUITES | | | | 3744 | CAREFREE RESORTS | | | | 3745 | ST. REGIS HOTEL | | | | 3746 | THE ELIOT HOTEL | | | | 3747 | CLUBCORP/CLUBRESORTS | | | | 3748 | WELLESLEY INNS | | | | 3749 | THE BEVERLY HILLS HOTEL | | | | 3750 | CROWNE PLAZA HOTELS | | | | 3751 | HOMEWOOD SUITES | | | | 3752 | PEABODY HOTELS | | | | 3753 | GREENBRIAR RESORTS | | | | 3754 | AMELIA ISLAND PLANTATION | | | | 3755 | THE HOMESTEAD | | | | 3756 | TOYOKO INN | | | | 3757 | CANYON RANCH | | | | 3758 | KAHALA MANDARIN ORIENTAL HOTEL | | | | 3759 | THE ORCHID AT MAUNA LANI | | | | 3760 | HALEKULANI HOTEL/WAIKIKI PARC | | | | 3761 | PRIMADONNA HOTEL AND CASINO | | | | 3762 | WHISKEY PETE'S HOTEL AND CASINO | | | | 3763 | CHATEAU ELAN WINERY AND RESORT | | | | 3764 | BEAU RIVAGE HOTEL AND CASINO | | | | 3765 | BELLAGIO | | | | 3766 | FREMONT HOTEL AND CASINO | | | | 3767 | MAIN STREET STATION HOTEL AND CASINO | | | | 3768 | SILVER STAR HOTEL AND CASINO | | | | 3769 | STRATOSPHERE HOTEL AND CASINO | | | | 3770 | SPRINGHILL SUITES | | | | 3771 | CAESAR'S HOTEL AND CASINO | | | | 3772 | NEMACOLIN WOODLANDS | | | | 3773 | THE VENETIAN RESORT HOTEL CASINO | | | | 3774 | NEW YORK-NEW YORK HOTEL AND CASINO | | | | 3775 | SANDS RESORT | | | | 3776 | NEVELE GRAND RESORT AND COUNTRY CLUB | | | | 3777 | MANDALAY BAY RESORT | | | | 3778 | FOUR POINTS HOTELS | | | | 3779 | W HOTELS | | | | 3780 | DISNEY RESORTS | | | | 3781 | PATRICIA GRAND RESORT HOTELS | | | | 3782 | ROSEN HOTELS AND RESORTS | | | | 3783 | TOWN AND COUNTRY RESORT & CONVENTION CENTER | | | | 3784 | FIRST HOSPITALITY HOTELS | | | | 3785 | OUTRIGGER HOTELS AND RESORTS | | | | 3786 | OHANA HOTELS OF HAWAII | | | | 3787 | CARIBE ROYALE RESORTS | | | | 3788 | ALA MOANA HOTEL | | | | 3789 | SMUGGLER'S NOTCH RESORT | | | | 3790 | RAFFLES HOTELS | | | | 3791 | STAYBRIDGE SUITES | | | | 3792 | CLARIDGE CASINO HOTEL | | | | 3793 | FLAMINGO HOTELS | | | | 3794 | GRAND CASINO HOTELS | | | | 3795 | PARIS LAS VEGAS HOTEL | | | | 3796 | PEPPERMILL HOTEL CASINO | | | | 3797 | ATLANTIC CITY HILTON RESORTS | | | | 3798 | EMBASSY VACATION RESORT | | | | 3799 | HALE KOA HOTEL | | | | 3800 | HOMESTEAD SUITES | | | | 3801 | WILDERNESS HOTEL AND RESORT | | | | 3802 | THE PALACE HOTEL | | | | 3807 | ELEMENT | | | | 3808 | LXR | | | | 3811 | PREMIER INN | | | | 3812 | HYATT PLACE | | | | 3813 | HOTEL INDIGO | | | | 3814 | THE ROOSEVELT HOTEL NY | | | | 3815 | NICKELODEON FAMILY SUITES BY HOLIDAY INN | | | | 3816 | HOME2SUITES | | | | 3818 | MAINSTAY SUITES | | | | 3819 | OXFORD SUITES | | | | 3820 | JUMEIRAH ESSEX HOUSE | | | | 3821 | CARIBE ROYALE | | | | 3822 | CROSSLAND | | | | 3823 | GRAND SIERRA RESORT | | | | 3824 | ARIA | | | | 3825 | VDARA | | | | 3826 | AUTOGRAPH | | | | 3827 | GALT HOUSE | | | | 3828 | COSMOPOLITAN OF LAS VEGAS | | | | 3829 | COUNTRY INN BY RADISSON | | | | 3830 | PARK PLAZA HOTEL | | | | 3831 | WALDORF | | | | 3832 | CURIO HOTELS | | | | 3833 | CANOPY | | | | 3834 | BAYMONT INN & SUITES | | | | 3835 | DOLCE HOTELS AND RESORTS | | | | 3836 | HAWTHORN BY WYNDHAM | | | | 3837 | HOSHINO RESORTS | | | | 3838 | KIMPTON HOTELS | | | | 3839 | KYORITSU HOTELS | | | | 3840 | RIO HOTELS | | | | 3841 | TRIBUTE PORTFOLIO | | | | 3842 | MARRIOT EXECUTIVE APARTMENTS | | | | 3843 | MOXY | | | | 3844 | AC HOTELS | | | | 3845 | BULGARI | | | | 3846 | THE LUXURY COLLECTION | | | | 3847 | JW MARRIOT | | | | 3848 | EDITION | | | | 3849 | MINACIA | | | | 3850 | BREEZBAY GROUP | | | | 3851 | CANDEO HOTELS | | | | 3852 | CORE GLOBAL MANAGEMENT HOTELS AND RESORTS | | | | 3853 | GRANBELL HOTELS AND RESORTS | | | | 3854 | JHAT | | | | 3855 | C'EST LA VIE RESORT IZUMIGO | | | | 3856 | BANYAN TREE HOTELS & RESORTS | | | | 3857 | HOTEL SUNROUTE | | | | 3858 | SOTETSU FRESA-INN | | | | 3859 | LA VISTA | | | --- | MCC | MCC Title/ MCC Description | Included in this MCC | Similar Merchants | | --- | --- | --- | --- | | 3860 | JR-EAST HOTEL METS | | | | 3861 | AB HOTEL | | | | 3862 | CHISUN HOTELS | | | | 3863 | SUPER HOTEL | | | | 3864 | ITOEN HOTEL | | | | 3865 | QUINTESSA HOTEL | | | | 3866 | SMILE HOTEL | | | | 3867 | HOTEL ALPHA-1 | | | | 3868 | RELO VACATIONS | | | | 3869 | YUTORELO | | | | 3870 | KEIO PRESSO INN | | | | 3871 | VILLA-FONTAINE | | | | 3872 | MEITETSU INN | | | | 3873 | TOKYU HARVEST CLUB | | | | 3874 | HOTEL LIVEMAX | | | | 3875 | FUFU JAPAN | | | | 3876 | HMI HOTEL GROUP | | | | 3877 | ORIX HOTELS & RESORTS | | | | 3878 | WASHINGTON HOTEL | | | | 3879 | SANCO INN | | | | 3880 | HOTEL UNIZO | | | | 3881 | HOTEL METROPOLITAN | | | | 3882 | CENTURION HOTELS | | | | 3883 | NEST HOTEL | | | | 4011 | Railroads | | | | | Merchants classified with this MCC are railroads engaged in freight transport operations. | Freight – Railroad and Train Transportation | 4112 – Passenger Railways 4214 – Motor Freight Carriers and Trucking – Local and Long Distance, Moving and Storage Companies, and Local Delivery Services | --- | MCC | MCC Title/MCC Description | Included in this MCC | Similar Merchants | | --- | --- | --- | --- | | 4111 Local and Suburban Commuter Passenger Transportation, Including Ferries | | | | | | Merchants classified with this MCC provide local and suburban mass passenger transportation over regular routes and on regular schedules. Included in this category is railway commuter transportation. Not included in this category are taxicabs, limousines, and bus lines. | Commuter Transportation-FerriesCommuter Transportation-RailwaysTransportation-Commuter,Local,Suburban CommuterPassenger Transportation | 4112-Passenger Railways4121-Taxicabs and Limousines4131-Bus Lines4789-Transportation Services(Not Elsewhere Classified) | | 4112 Passenger Railways | | | | | | Merchants classified with this MCC are railroads that primarily provide long distance passenger transportation. This may or may not include overnight accommodation on the train during long distance travel. | Railways-Passenger Trains-Passerenger | 4011-Railroads4789-Transportation Services(Not Elsewhere Classified) | | 4119 Ambulance Services | | | | | | Merchants classified with this MCC provide emergency vehicle transportation with trained personnel. These Merchants may or may not provide emergency medical treatment enroute to a hospital or medical provider. | Air Ambulance ServicesEmergency VehicleServicesAmbulance Services-Transportation | 8099-Medical Services and Health Practitioners(Not Elsewhere Classified)4789-Transportation Services(Not Elsewhere Classified) | | 4121 Taxicabs and Limousines | | | | | | Merchants classified with this MCC provide transportation services by automobile and do not operate on a regular schedule or established route.This MCC includes ride-share Merchants. | Cabs,Taxicabs,LimousinesTransportationServices | 4789-Transportation Services(Not Elsewhere Classified)4111-Local and SuburbanCommuter Passenger Transport | | 4131 Bus Lines | | | | | | Merchants classified with this MCC provide passenger bus transportation services on a regular schedule over predetermined routes.Not included are charter and tour bus operators. | Coach LinesTransportation-Bus Lines | 4722-Travel Agencies and Tour Operators4789-Transportation Services(Not Elsewhere Classified) | | 4214 Motor Freight Carriers and Trucking - Local and Long Distance,Moving and Storage Companies,and Local Delivery Services | | | | | | Merchants classified with this MCC provide local or long-distance trucking services and may or may not also provide storage services. | Delivery Services-LocalFreight Carriers,TruckingandStorageLocal Delivery ServiceLong Distance TruckingServicesMotor Freight Carriers-Local,Long DistanceTruckingMoving CompaniesMoving,StorageCompaniesStorage,Moving | 4215-Courier Services-Air andGround,and Freight Forwarders.4225-Public Warehousing andStorage-Farm Products,Refrigerated Goods,HouseholdGoods,and Storage | | | | Companies- Local, Long Distance | | | 4215 Courier Services-Air and Ground,and Freight Forwarders | | | | | | Merchants classified with this MCC deliver individually addressed letters, parcels, and packages, but excludes the Postal Services-Government Only(MCC9402) | Air or Ground CourierServicesFreight Forwarders,CourierServices | 4214-Motor Freight CarriersandTrucking-Local andLongDistance,Moving and StorageCompanies,and Local DeliveryServices9402-Postal Services-GovernmentOnly | | 4225Public Warehousing and Storage-Farm Products,Refrigerated Goods,Household Goods,and Storage | | | | | | Merchants classified with this MCC provide storageand warehousing for farm products,refrigeratedstorage for penishable products,and storageforhousehold goods and furniture. | Warehousing,Storage-Public Warehousing | 4214-Motor Freight CarriersandTrucking-Local andLongDistance,Moving and StorageCompanies,and Local DeliveryServices | | 4411Steamship and Cruise Lines | | | | | | Merchants classified with this MCC providepassenger transportation on the open seas or inlandwaters for the purpose of vacation or pleasure.TheseMerchants typically offer food, entertainment,andcabin accommodations included in the fare andoperate pre-defined and advertised routes. | Ships-Cruise Lines | 4111-Local and SuburbanCommuter Passenger Transportation,Including Ferries4789-Transportation Services(NotElsewhereClassified) | | 4457Boat Rentals and Leasing | | | | | | Merchants classified with this MCC primarily provideboat rental and leasing services for fishing boats,noncrew houseboats,sail boats,power boats,jet skis,and yachts. | Jet Skis-Rental,LeasesPowerboats-Rental,LeasesRentals-BoatsSailboats-Rentals,LeasesYacht Rentals-Non-Crew | 4468-Marinas,Marine Service,andSupplies7999-Recreation Services(NotElsewhereClassified) | | 4468Marinas,Marine Service,and Supplies | | | | | | Merchants classified with this MCC operate marinasand may rent boat slips and store boats.Otherservices may include boat cleaning,incidental boat repair,and the retail sale of marine supplies.Merchants located at a marina that sell fuel forconsumer use in boats that do not have a separateMerchant agreement from the marina are includedin this category. | HarborsServices-Marine,MarinaSupplies-Marinas,MarineService,Yacht Harbors | 4457-Boat Rentals and Leasing7999-Recreation Services(NotElsewhereClassified) | | 4511 Airlines and Air Carriers (Not Elsewhere Classified) | | | | | | Merchants classified with this MCC are airlines and air carriers that do not have their own specific MCC. | | 3000-3350 individual airline MCCs | | 4582 Airports, Flying Fields, and Airport Terminals | | | | | | Merchants classified with this MCC operate and maintain airports and flying fields. This includes Merchants that provide aircraft cleaning and janitorial services, aircraft servicing and repair, aircraft storage at airports, and airport hangar rental. Merchants located within the airport terminal that sell food, newspapers, and/or gift or souvenir items must be classified with the appropriate MCC for that business. | Flying FieldsTerminals-Airports | 4215-Courier Services-Air andGround,and Freight Forwarders4511-Taxicabs and Limousines4131-Bus Lines4411-Steamship and Cruise Lines4511-Airlines and Air Carriers(NotElsewhereClassified)4789-TransportationServices(NotElsewhereClassified)5962-DirectMarketing-TravelRelatedArrangementServices7011-Lodging-Hotels,Motels,Resorts,CentralReservationServices(NotElsewhereClassified)7512-AutomobileRentalAgency | | 4722 Travel Agencies and Tour Operators | | | | | | Merchants classified with this MCC provide travel information and booking services. They act as agents on behalf of travelers in booking and ticketing air land,or sea transportation and/or accommodation.They also arrange and assemble tours for sale through a travel agent or directly to the consumer.Bus charters and tour bus operators are included in this MCC. | CharterBusesPackageTourOperatorsTourBusesTravelPackagesTravelWholesalers | 4112-Passenger Railways4121-Taxicabs and Limousines4131-Bus Lines4411-Steamship and Cruise Lines4511-Airlines and Air Carriers(NotElsewhereClassified)4789-TransportationServices(NotElsewhereClassified)5962-DirectMarketing-TravelRelatedArrangementServices7011-Lodging-Hotels,Motels,Resorts,CentralReservationServices(NotElsewhereClassified)7512-AutomobileRentalAgency | | 4723 Package Tour Operators-Germany Only | | | | | | Merchants classified with this MCC are package tour operators in Germany. | | | | 4784 Tolls and Bridge Fees | | | | | | Merchants classified with this MCC collect fees associated with toll roads,高ways,and bridges. | Bridge,TollFeesFees-Bridge,Toll | | | 4789 Transportation Services(NotElsewhereClassified) | | | | | | Merchants classified with this MCC provide passenger transportation services that are not classified with a more specific MCC.This MCC includes Merchants that provide transportation via | AirportShuttleTransportationMiscellaneousTransport | 4111-Local and SuburbanCommuter Passenger Transportation,Including Ferries | | | horse-drawn cabs and carriages, bicycle-taxis, aerial tramways, airport shuttles, and cable cars. Ferry service, bus transportation, cruise lines, passenger railways, and taxi and limousine service Merchants are not included in this category. | Services Shuttle Transportation | 4112- Passenger Railways4121-Taxicabs and Limousines4131-Bus Lines4411-Steamship and Cruise Lines4722-Travel Agencies and Tour Operators | | 4812 Telecommunication Equipment and Telephone Sales | | | | | | Merchants classified with this MCC sell telecommunications equipment such as telephones,fax machines,pagers,mobile phones,and other equipment related to telecommunications. | Cellular TelephoneEquipmentTelecommunicationsEquipmentPagers,Paging EquipmentTelephone Equipment | 4814-Telecommunication Services,包括Local和Long-Distance Calls,Credit Card Calls,CallsThrough Use of Magnetic Stripe Reading Telephones,and Fax Services5732-Electronics Stores | | 4814 Telecommunication Services,包括Local和Long-Distance Calls,Credit Card Calls,Calls Through Use of Magnetic-Stripe-Reading Telephones,and Fax Services | | | | | | Merchants classified with this MCC provide telecommunications services including local and long-distance telephone calls,calls placed using magnetic stripe-reading telephones,and fax services.Merchants that provide periodic(e.g.,monthly)billing of telephone calls should be classified with this MCC. | Cellular Telephone ServiceFaxing ServicesLocal TelecommunicationServiceLong DistanceTelecommunication ServicePrepaid Calling Cards-Telecommunication Service | 4812-Telecommunication Equipment and Telephone Sales | | 4816 Computer Network/Information Services | | | | | | Merchants classified with this MCC provide internet access.This MCC includes all Merchants that provide computer network and information services and internet service providers. | Electronic Bulletin BoardAccessInformation Services-viaComputer NetworksInternet PaymentFacilitatorsWebsiteManagement/MaintenanceInternet Service Providers | 7372-Computer Programming,Data Processing,and Integrated Systems Design Services | | 4821 Telegraph Services | | | | | | Merchants classified with this MCC that provide telegraph and other nonverbal message communications services such as telegraphs. | CablegramsCablegrams ServicesTelegraph Services | 4814-Telecommunication Services,包括Local和Long-Distance Calls,Credit Card Calls,CallsThrough Use of Magnetic Stripe Reading Telephones,and Fax Services | | 4829 Money Transfer | | | | | | Merchants classified with this MCC allow customers to transfer funds via an electronic funds transfer / wire transfer / remittance to a named entity (both card-present and card-absent locations including on the premises of the Merchant and third-party agents such as casinos, truck stops, or check-cashing storefronts) or via an original credit transaction (e.g., via Visa Direct or Person to Person [P2P] payments).A Merchant that transfers Liquid and Cryptocurrency Assets such as cryptocurrency must include all required data in the authorization request and clearing record. Bill Payments merchants (who are not eligible and not registered in the CBPS Program) should be assigned with this MCC. | Wire Transfer | 4821-Telegraph Services6051-Non-Financial Institutions- Foreign Currency,Liquid and Cryptocurrency Assets(for example:Cryptocurrency),Money Orders(Not Money Transfer),Account Funding(not Stored Value Load),Travelers Cheques,and Debt Repayment | | 4899Cable,Satellite and Other Pay Television/Radio/Streaming Services | | | | | | Merchants classified with this MCC provide the connection and ongoing delivery of television/radio/streaming content on a subscription or fee basis. | Pay Radio ServicesPay Television ServicesCableSatellite ServicesServices-Cable and OtherPay Television ServicesServices-Pay Radio and Satellite Services | | | 4900Utilities-Electric,Gas,水和Sanitary | | | | | | Merchants classified with this MCC provide the ongoing generation,transmission,and/or distribution of electric or gas power or other utility services.This MCC also includes Merchants that provide water supply system services and Merchants primarily engaged in the collection and disposal of refuse. | Electric Utilities ServicesGarbage CollectorsGas Utilities ServicesPublic UtilitiesSanitary Utilities ServicesWaste ManagementServicesWater Utilities | 4814-Telecommunication Services,including Local and LongDistance Calls,Credit CardCalls,Calls Through Use ofMagnetic Stripe ReadingTelephones,and FaxServices | | 5013Motor Vehicle Supplies and New Parts | | | | | | Merchants classified with this MCC are business-to-business or wholesale distributors of motor vehicle accessories,tools,equipment and new parts,including electric vehicle charging equipment designed for commercial use,testing equipment,service station pumps and other equipment,glass,batteries,and engines. | Automobile-Motor VehicleSupplies,New PartsParts-Motor VehicleSupplies,New Parts | 5532-Automotive Tire Stores5533-Automotive Parts andAccessories Stores7531-Automotive Body RepairShops7538-Automotive Service Shops(non-dealer) | | 5021Office and Commercial Furniture | | | | | | Merchants classified with this MCC are business-to-business or wholesale manufacturers and/or distributors of office and commercial furniture. | Furniture-Office,Commercial | 5047-Medical,Dental,Ophthalmicand Hospital Equipment andSupplies5712-Furniture,Home Furnishingsand Equipment Stores,Except | | | | | Appliances | | 5039 | Construction Materials(Not Elsewhere Classified) | | | | | Merchants classified with this MCC are business-to-business or wholesale distributors of construction materials and parts that are not classified with a more specific MCC. | Supplies-Construction Materials | 1761-Roofing,Siding,and Sheet Metal Work Contractors5072-Hardware,Equipment and Supplies5198-Paint,Varnishes and Supplies5200-Home Supply Warehouse Stores5211-Lumber and Building Materials Stores5231-Glass,Paint,and Wallpaper Stores5251-Hardware Stores5713-Floor Covering Stores7692-Welding Services | | 5044 | Photographic,Photocopy,Microfilm Equipment and Supplies | | | | | Merchants classified with this MCC are business-to-business or wholesale distributors of office and photographic equipment such as film,cash registers,photocopy machines,microfilm machines,vaults and safs,typewriters,fax machines,adding machines,and mailing machines. | CopyServices-Photographic,Photocopy,Microfilm SuppliesEquipment-Photographic,Photocopy,Microfilm Equipment,Supplies-Photographic,Photocopy,Microfilm Equipment | 5021-Office and Commercial Furniture5045-Computers and Computer Peripheral Equipment and Software5943-Stationery Stores,Office and School Supply Stores5946-Camera and Photographic Supply Stores7338-Quick Copy,Reproduction,and Blueprinting Services7395-Photofinishing Laboratoriesand Photo Developing | | 5045 | Computers and Computer Peripheral Equipment and Software | | | | | Merchants classified with this MCC are business-to-business or wholesale distributors of computer hardware,software and related equipment. | Equipment-Computers,Computer Peripheral Equipment,Computer HardwareComputer SoftwareComputer Supplies | 5021-Office and Commercial Furniture5732-Electronics Stores5734-Computer Software Stores5739-Computer Maintenance,Repair and Services(Not Elsewhere Classified) | | 5046 | Commercial Equipment(Not Elsewhere Classified) | | | | | Merchants classified with this MCC are business-to-business or wholesale distributors of commercial | Appliance WholesalerCommercial Cooking, | 5021-Office and Commercial Furniture | | | machines and equipment that are not classified with a more specific MCC. | Food Service Equipment Restaurant Equipment-Supplies-Commercial Equipment | 5712-Furniture,Home Furnishings and Equipment Stores,Except Appliances7394-Equipment,Tool,Furniture,and Appliance Rental and Leasing | | 5047 | Medical,Dental,Ophthalmic and Hospital Equipment and Supplies | | | | | Merchants classified with this MCC are business-to-business or wholesale distributors of laboratory,surgical,dental,or orthopedic equipment,patient monitoring equipment,wheelchairs,and other medical instruments,industrial safety devices,hospital equipment and hospital furniture,such as beds. | Dental Equipment,SuppliesMedical Equipment-Ophthalmic,Orthopedic Hospital Equipment,SuppliesOrthodontia SuppliesSafety EquipmentX-Ray Equipment | 2842-Specialty Cleaning,Polishing and Sanitation Preparations5021-Office and Commercial Furniture | | 5051 | Metal Service Centers and Offices | | | | | Merchants classified with this MCC are business-to-business or wholesale marketers of semi-finished metal products,excluding precious metals.These Merchants may sell metal piping and tubing,wire screening and bale ties,nails, ingots,aluminum bars,rails and accessories,metal or galvanized sheets,strip metal,iron rods,and wire rope or cable. | | 5094-Precious Stones and Metals,Watches and Jewelry5944-Jewelry Stores,Watches,Clocks and Silverware Stores | | 5065 | Electrical Parts and Equipment | | | | | Merchants classified with this MCC are business-to-business or wholesale distributors of electrical parts and communications equipment,such as electronic coils,capacitors,electronic condensers,diodes,semiconductor devices,public address equipment,and electric signs. | CommunicationsEquipmentElectrical Parts Equipmentand Supplies | 4812-TelecommunicationsEquipment and Telephone Sales5732-Electronics Stores | | 5072 | Hardware,Equipment and Supplies | | | | | Merchants classified with this MCC are business-to-business or wholesale distributors of general hardware and cutlery such as bolts,nuts,rivets,screws,fasteners,hand tools,locks,washer,tacks,staples,nails,hand saws,saw blades,and power hand tools. | Hardware,Equipment andSuppliesHand Tools Supplies | 5251-Hardware Stores | | 5074 | Plumbing and Heating Equipment and Supplies | | | | | Merchants classified with this MCC are business-to-business or wholesale distributors of hydraulic plumbing and heating equipment and supplies.This MCC does not include wholesalers of commercial | Heating Equipment andSuppliesPlumbing Equipmentand Supplies | 5046-Commercial Equipment(Not Elsewhere Classified)5072-Hardware,Equipment and Supplies | | | refrigeration equipment or supplies or appliances such as electric or gas ranges and commercial ovens. | Equipment- Water Conditioning, Purification, Softening | 5251- Hardware Stores5722- Household Appliance Stores7299-Miscellaneous Personal Services(Not Elsewhere Classified) | | 5085 | Industrial Supplies(Not Elsewhere Classified) | | | | | Merchants classified with this MCC are business-to-business or wholesale distributors of industrial supplies that are not classified with a more specific MCC.Products for sale may include abrasives, bearings, boxes,cans,crates,cork,gaskets,grommets,hydraulic valves, hoses,pistons,sprockets,barrels,bottles(glass or plastic),industrial fittings,cordage,twine and rope,metals closures,printers'ink,lapidary equipment, leather belting,mill supplies,pails,rubber goods,textile printers'supplies,and steel drums. | Supplies- Industrial | 5072-Hardware Equipment and Supplies5169-Chemicals and Allied Products(Not Elsewhere Classified)5251-Hardware Stores | | 5094 | Precious Stones and Metals, Watches and Jewelry | | | | | Merchants classified with this MCC are business-to-business or wholesale distributors of jewelry,precious stones and metals.This MCC also includes wholesalers of costume jewelry, watches and watch parts,clocks,silverware,diamonds and gemstones,precious metals,pears,and trophies. | Gemstones,Precious Stones,Metals,Watches,JewelryJewelry-Fine Watches | 5944-Jewelry,Watches,Clocks and Silverware Stores7699-Miscellaneous Repair Shops and Related Services | | 5099 | Durable Goods(Not Elsewhere Classified) | | | | | Merchants classified with this MCC are business-to-business or wholesale distributors of durable goods that are not classified with a more specific MCC. | Fire ExtinguishersFirearms,AmmunitionGas Lighting FixturesGoods-Durable GravestonesLuggage(Business to Business)MonumentsMusical InstrumentsRough Timber ProductsSigns | 5065-Electrical Parts and Equipment5941-Sporting Goods Stores5999-Miscellaneous and Specialty Retail Shops | | 5111 | Stationery,Office Supplies,Printing and Writing Paper | | | | | Merchants classified with this MCC are business-to-business or wholesale distributors of stationery and office supplies and printing and writing paper. | Business Supplies-Stationery,Office,Printing,Writing SuppliesPaper-Writing,Printing,Stationery,Office SuppliesPrinting Supplies | 5021-Office and Commercial Furniture5044-Photographic,Photocopy,Microfilm Equipment and Supplies5943-Stationery Stores,Office and School Supply Stores5978-Typewriter Stores-Sales, | | | | | Rentals, and Service | | 5122 | Drugs, Drug Proprietaries, and Druggist Sundries | | | | | Merchants classified with this MCC are business-to-business or wholesale distributors of prescription drugs, proprietary drugs, druggists' sundries, pharmaceuticals, and biological or related products. | Distributors - Drugs, Druggists' Sundries, PharmaceuticalsSupplies - Drugs, DrugProprietaries, DruggistSundries, | 5047- Medical, Dental, Ophthalmicand Hospital Equipment and Supplies5912- Drug Stores and Pharmacies | | 5131 | Piece Goods, Notions, and Other Dry Goods | | | | | Merchants classified with this MCC are business-to-business or wholesale distributors of piece goods, dry goods, and notions/haberdashery. | Fabric GoodsHair AccessoriesNotionsSewing AccessoriesSupplies-MillineryTextiles, Textile Binding | 5719- Miscellaneous HomeFurnishing Specialty Stores5949- Sewing, Needlework, Fabricand Piece Goods Stores | | 5137 | Men's, Women's, and Children's Uniforms and Commercial Clothing | | | | | Merchants classified with this MCC are business-to-business or wholesale distributors of commercial work clothing and uniforms. This MCC includes wholesale distributors of graduation caps and gowns, athletic and recreational uniforms, and school uniforms, butnot shoes. | Children's UniformsCommercial Clothing-Men's, Women's, Children'sMen's UniformsProfessional UniformsWomen's Uniforms | 5139- Commercial Footwear5611- Men's and Boys' Clothing andAccessories Stores5621- Women's Ready-To-WearStores5631- Women's Accessory andSpecialty Shops5641- Children's and Infants' WearStores5651- Family Clothing Stores5655- Sports and Riding ApparelStores5661- Shoe Stores5681- Furriers and FurShops5691- Men's and Women's ClothingStores5697- Tailors, Seamstresses,Mending, and Alterations5699- Miscellaneous Apparel andAccessory Shops | | 5139 | Commercial Footwear | | | | | Merchants classified with this MCC are business-to-business or wholesale distributors of commercial shoes and boots including athletic footwear. | Footwear- CommercialShoes, Shoe Accessories- Commercial | 5661- Shoe Stores | | 5169 | Chemicals and Allied Products (Not Elsewhere Classified) | | | | | Merchants classified with this MCC are business-to-business or wholesale distributors of chemicals and allied products that are not classified with a more specific MCC. Products for sale are typically used for industrial purposes. Examples include industrial acids, ammonia and alcohol, heavy, aromatic and other chemicals, chlorine, compressed oil and liquefied gases, detergents, fuel and oil additives, resins, salts, turpentine, sealants, rust proofing chemicals, coal tar products, dry ice, dyestuffs, glue, gelatin,and explosives | DetergentsSupplies-ChemicalsAlliedProducts | 2842-Specialty Cleaning,Polishingand Sanitation Preparations5999-Miscellaneous and SpecialtyRetail Stores | | 5172 Petroleum and Petroleum Products | | | | | | Merchants classified with this MCC are business-to-business or wholesale distributors of petroleum and petroleum products,butane gas,crude oil,fuel oil,gasoline,kerosene,lubricating oils and greases,aircraft fueling services,and naphtha. | Fuel Products,ServicesFueling Services | 5169-Chemicals and Allied Products(Not Elsewhere Classified)5983-Fuel Dealers-Fuel Oil,Wood,Coal,and LiquefiedPetroleum | | 5192 Books,Periodicals and Newspapers | | | | | | Merchants classified with this MCC are business-to-business or wholesale distributors of books,periodicals,magazines,journals,and newspapers,including newspaper agencies. | JournalsMagazinesNewspapers,NewspaperAgenciesPeriodicals | 2741-Miscellaneous Publishing andPrinting5942-Book Stores5968-Direct Marketing-Continuity/Subscription Merchant5994-News Dealers andNewsstands | | 5193 Florists Supplies,Nursery Stock and Flowers | | | | | | Merchants classified with this MCC are business-to-business or wholesale distributors of flowers,nursery stock and florists supplies,fresh and artificial flowers,and potted plants. | Gardening SuppliesNursery StockPlantsSupplies-Florist Supplies,Nursery Stock,Flowers | 5261-Nurseries and Lawn andGarden Supply Stores5992-Florists | | 5198 Paints,Varnishes and Supplies | | | | | | Merchants classified with this MCC are business-to-business or wholesale distributors of paints,varnishes,wallpaper,and supplies,including colorsand pigments,enamels,lacquers,paint brushes,paintpans,sandpaper,drop cloths,shellac,rollers,and sprayers. | Varnishes,Paints,Supplies | 5231-Glass,Paint,and WallpaperStores | | 5199 Nondurable Goods(Not Elsewhere Classified) | | | | | | Merchants classified with this MCC are business-to-business or wholesale distributors of nondurable goods that are not classified with a more specific MCC, such as food products, art goods, clothes hangers, foam rubber, ice, crude rubber, sponges, textile bags, burtap, canvas products, leather, and baskets. | Goods-Nondurable | 5131-Piece Goods, Notions,and Other Dry Goods5948-Luggage and Leather Goods Stores | | 5200 | Home Supply Warehouse Stores | | | | | Merchants classified with this MCC sell a wide range of home products such as wallpaper,paint,lumber,garden supplies,electrical equipment and supplies and home decorating items,as well as sinks, cabinets and doors. | Warehouse Stores-Home Supply | 5211-Lumber and Building Materials Stores5231-Glass,Paint,and Wallpaper Stores5251-Hardware Stores5713-Floor Covering Stores | | 5211 | Lumber and Building Materials Stores | | | | | Merchants classified with this MCC sell one or more of the following products:lumber,unfinished wood products,lighting materials,concrete,sand,gravel,general building or electrical supplies,bricks,fencing,pipe,fiberglass,or molding.This MCC includes building centers that offer their products to contractors rather than to the general public and does not include home supply store chains that are frequented by the general public. | Building MaterialsConstruction MaterialsLumber,Building Materials和Supplies-RoofingMaterials | 5200-Home Supply Warehouse Stores5231-Glass,Paint,and Wallpaper Stores5251-Hardware Stores5713-Floor Covering Stores5718-Fireplace,Fireplace Screens和Accessories Stores | | 5231 | Glass,Paint,and Wallpaper Stores | | | | | Merchants classified with this MCC sell glass,paint and painting supplies,wallpaper and hanging supplies,and other wall covering materials. | Paint,Painting SuppliesSupplies- GlassWallpaper,WallcoveringSupplies Store | 5039-Construction Materials(Not Elsewhere Classified)5200-Home Supply Warehouse Stores5251-Hardware Stores | | 5251 | Hardware Stores | | | | | Merchants classified with this MCC sell a full range of hardware supplies for purchase by the general public. | Electrical SuppliesHand ToolsLighting Fixtures SuppliesPlumbing SuppliesPower ToolsSupplies-Hardware Stores | 5200-Home Supply Warehouse Stores5231-Glass,Paint,and Wallpaper Stores5713-Floor Covering Stores5718-Fireplace,Fireplace Screens和Accessories Stores | | 5261 | Nurseries and Lawn and Garden Supply Stores | | | | | Merchants classified with this MCC sell nursery stock, | Gardening Supplies | 0780-Landscaping and | | | trees, shrubs, other plants, seeds, bulbs, mulches, soil conditioners, fertilizers, pesticides, garden tools, and other garden supplies. | GreenhousesLawn,Garden Supply StoresPlant Shops- Nurseries Supplies | Horticultural Services5992-Florists | | 5262 | Marketplaces | | | | | Entities classified with this MCC are online marketplaces that accept Visa and bring together cardholders and retailers selling a range of goods or services that may otherwise qualify for different MCCs, on a single e-commerce website or mobile application, under a single brand used to identify itself to cardholders. Marketplaces with a single line of goods or services must use the MCC that most accurately describes that line of business. These Marketplaces must meet all Visa qualification requirements and be registered with Visa as a Marketplace. | | | | 5271 | Mobile Home Dealers | | | | | Merchants classified with this MCC sell new and used mobile homes and related parts, accessories,and equipment. | Dealers-Mobile Home,Parts,EquipmentEquipment-Mobile HomeParts | 5561-Camper,Recreational andUtility Trailer Dealers5592-Motor Home Dealers5599-Miscellaneous Automotive,Aircraft,and Farm EquipmentDealers(Not Elsewhere Classified) | | 5300 | Wholesale Clubs | | | | | Merchants classified with this MCC sell a full range of goods (often in bulk) and services in warehouse-style stores.These Merchants may or may not have membership requirements. | Club Stores-WholesaleClubsDiscount Goods-WholesaleClubsWarehouse Retail-WholesaleClubs | 5200-Home Supply WarehouseStores5310-Discount Stores5311-Department Stores5331-Variety Stores5399-Miscellaneous GeneralMerchandise5712-Furniture,Home Furnishingsand Equipment Stores,ExceptAppliances5719-MiscellaneousHomeFurnishing Specialty Stores | | 5309 | Duty Free Stores | | | | | Merchants classified with this MCC sell a variety of gift and import items that are typically exempt from customs fees,such as liquor, perfume,and jewelry. | | 5921-Package Stores-Beer,Wine,and Liquor5944-Jewelry Stores5999-Miscellaneous and SpecialtyRetail Stores | | | | | | | 5310 | Discount Stores | | | | | Merchants classified with this MCC sell a general line of merchandise and offer it at a discounted rate. | | 5300-Wholesale Clubs5311-Department Stores5331-Variety Stores5399-Miscellaneous General Merchandise5931-Used Merchandise and Secondhand Stores | | 5311 | Department Stores | | | | | Merchants classified with this MCC sell a general line of apparel, home furnishings, furniture, electronics, cosmetics, housewares, and major household appliances. These stores have departments that usually have their own separate check-out counters. | | 5300-Wholesale Clubs5331-Variety Stores5399-Miscellaneous General Merchandise5931-Used Merchandise and Secondhand Stores | | 5331 | Variety Stores | | | | | Merchants classified with this MCC sell a limited selection of various products in a lower price range Generally,these Merchants sell the same type of merchandise and operate in the same manner as a discount store,but on a much smaller scale. | | 5310-Discount Stores5311-Department Stores5399-Miscellaneous General Merchandise5931-Used Merchandise and Secondhand Stores5947-Gift,Card,Novelty and Souvenir Shops | | 5399 | Miscellaneous General Merchandise | | | | | Merchants classified with this MCC sell a general line of merchandise Generally,these Merchants sell the same type of merchandise and operate in the same manner as a department store,but on a much smaller scale. | General Merchandise-Miscellaneous | 5300-Wholesale Clubs5310-Discount Stores5311-Department Stores5331-Variety Stores5931-Used Merchandise and Secondhand Stores | | 5411 | Grocery Stores and Supermarkets | | | | | Merchants classified with this MCC sell a complete full line of food merchandise for home consumption Most of the food merchandise is perishable* must represent at least 45% of | Food StoresGroceryStores Supermarkets | 5422-Freezer and Locker Meat Provisioners5451-Dairy Products Stores5499-Miscellaneous Food Stores | | | Merchant's total monthly sales volume, measured in local currency. In addition, they also sell canned,frozen,prepackaged,and dry foods,a limited selection of housewares,cleaning and polishing products,personal hygiene products,cosmetics,greeting cards,books,magazines,household items,and dry goods.These Merchants may also operate specialized departments such as an in-store deli counter,meat counter,pharmacy,or floral department.*Perishable goods include the following: Bakery-in store(service)Bread and baked goods-freshDairy-butter,margarine,cottage cheese,sour cream,toppings,dough products,eggs,juices/drinks(refrigerated),milk,pudding,desserts,snacks,spreads,dips,and yogurtDeli-in store(service)Deli-refrigerated(self service)Frozen foods-baked goods,breakfast foods,desserts,fruits,topings,frozen novelties,ice,ice cream,juices,drinks,meal starters,pizza,snacks,hors doeuvres,prepared foods unprepared meat,poultry,seafood,vegetablesMeat,fish,poultry-freshPackaged meat-deliFresh produceFloral | | Convenience Stores and Specialty Markets | | 5422 Freezer and Locker Meat Provisioners | | | | | | Merchants classified with this MCC sell fresh,frozen,or cured meats,fish,shellfish,and other seafoodsThis MCC also includes bulk retail sellers of meat for freezer storage and home freezer plans. | Butcher ShopsFish,Seafood MarketsFrozen MeatsMeat MarketsMeat Lockers | 5411-Grocery Stores andSupermarkets5499-Miscellaneous Food Stores-Covenience Stores and SpecialtyMarkets | | 5441 Candy,Nut,and Confectionery Stores | | | | | | Merchants classified with this MCC are retail sellers ofcandy,chocolate,nuts,dried fruits,popcorn and other confections. | Chocolate ShopsConfectionery ShopsDried Fruit ShopsNut ShopsPopcorn Stands | 5451-Dairy Product Stores5462-Bakeries5499-Miscellaneous Food Stores-Covenience Stores and SpecialtyMarkets | | 5451 Dairy Products Stores | | | | | | Merchants classified with this MCC sell packagedbutter,cheese,ice cream,milk,and other dairyproducts. | Cheese Shops | 5499-Miscellaneous Food Stores-Covenience Stores and SpecialtyMarkets5814-Fast Food Restaurants | | 5462 Bakeries | | | | | | Merchants classified with this MCC sell (and may make) bakery goods. | Bagel ShopsCake ShopsCookie StoresDoughnut ShopsPastry ShopsPie ShopsWedding Cakes | 5499- Miscellaneous Food Stores-Convenience Stores and Specialty Markets | | 5499 | Miscellaneous Food Stores- Convenience Stores and Specialty Markets | | | | | Merchants classified with this MCC sell specialty foods not classified with a more specific MCC. | Convenience StoresDelicatessensFood Stores- ConvenienceFruit MarketsGourmet Food StoresHealth Food StoresMini MarketsPoultry ShopsProduce MarketsSpecialty Food MarketsVegetable MarketsVitamin StoresMeal Preparation Kits | 5411- Grocery Stores andSupermarkets5422- Freezer and Locker MeatProvisioners5441- Candy, Nut,andConfectionery Stores5451- Dairy Products Stores5462- Bakeries5541- Service Stations(with orwithout Ancillary Services5814- Fast Food Restaurants | | 5511 | Car and Truck Dealers(New and Used)Sales,Service,Repairs,Parts,and Leasing | | | | | Merchants classified with this MCC sell and/or lease new and used automobiles, trucks,pickups,and vans and may also conduct repair work and sell replacement parts and accessories. | Automobile/Truck Dealers(New/Used)-Sales,Service,Repairs,Parts,LeasingCar Dealers(New/Used)Motor Vehicle Dealers(New/Used) | 5521- Car and Truck Dealers(Used Only)Sales,Service,Repairs,Parts,and Leasing5532- Automotive Tire Stores5533- Automotive Parts andAccessories Stores5561- Camper,Recreational andUtility Trailer Dealers5571- Motorcycle Shops and Dealers5592- Motor Home Dealers5598- Snowmobile Dealers5599- Miscellaneous Automotive,Aircraft,and Farm Equipment Dealers(Not Elsewhere Classified)7538- Automotive Service Shops(Non-Dealer) | | 5521 | Car and Truck Dealers(Used Only)Sales,Service,Repairs,Parts,and Leasing | | | | | Merchants classified with this MCC sell and/or lease only used automobiles, trucks,pickups and vans and may also conduct repair work and sell replacement parts and accessories. | Antique AutomobilesDealersAutomobiles/Trucks(UsedOnly)Dealers | 5511- Car and Truck Dealers(New/Used)Sales,Service,Repairs,Parts,and Leasing5532- Automotive Tire Stores | | | | Car Dealers(Used Only) | 5533-Automotive Parts and Accessories Stores5561-Camper,Recreational and Utility Trailer Dealers5571-Motorcycle Shops and Dealers5592-Motor Home Dealers5598-Snowmobile Dealers5599-Miscellaneous Automotive,Aircraft,and Farm Equipment Dealers(Not Elsewhere Classified)7538-Automotive Service Shops(Non-Dealer) | | 5532Automotive Tire Stores | | | | | | Merchants classified with this MCC sell automotive and truck tires and related parts and may also conduct tire installation and repair services. | Car Tires-New OnlyRepairs-Automatic Tire StoresServices-Automatic Tire StoresTire Stores | 5533-Automotive Parts and Accessories Stores7534-Tire Retreading and RepairShops7538-Automotive Service Shops(Non-Dealer) | | 5533Automotive Parts and Accessories Stores | | | | | | Merchants classified with this MCC sell automobile parts,equipment,and accessories,including electric vehicle charging equipment designed for personal use. | Automotive Parts andAccessoriesAutomobile-Parts,Accessories StoresCar Parts,Accessories StoresMotor Vehicle Supplies,PartsSupplies-Automatic Parts | 5532-Automotive Tires Stores5732-Electronics Stores | | 5541Service Stations(With or without Ancillary Services) | | | | | | Merchants classified with this MCC are retail sellers of engine fuel These Merchants may or may not also have a convenience store,car wash,or automotive repair shop on the premises,but must sell fuel for consumer use.Excluded from this category code areAutomated Fuel Dispensers,MCC 5542 | Filling Stations-Automatic GasolineGas Stations(With orWithout Ancillary Services)Gasoline-Service StationsMarina Service StationsPetrol-Service StationsTruck Stops-GasolineService | 5542-Automated Fuel Dispensers7538-Automotive Service Shops(Non-Dealer) | | 5542Automated Fuel Dispensers | | | | | | Merchants classified with this MCC are retail sellers of engine fuel through the use of an Automated Fuel | Cardholder-Activated FuelDispensers | 5541-Service Stations(With or Without Ancillary Services) | | | Dispenser (AFD). | Fuel Dispensers-AutomatedGas Pumps(AutomatedFuel Dispensers)Fuel-Self-ServiceTerminalsPetrol Dispensers-Automated Petrol-Self-ServiceTerminalsSelf-ServiceTerminals-FuelSelf-ServiceTerminals-Petrol | 7538-Automotive Service Shops(Non-Dealer) | | 551 | Boat Dealers | | | | | Merchants classified with this MCC sell new and used motorboats, sailboats, and other watercraft, marine supplies, and outboard motors. | Dealers-BoatMotorboat DealersOutboard Motor DealersPowerboat DealersSailboat Dealers | 4468-Marinas, Marine Service,and Supplies | | 552 | Electric Vehicle Charging | | | | | Merchants classified with this MCC sell electricity for the purpose of fueling an automobile | | 5541-Service Stations(With orWithout Ancillary Services5542-Automated Fuel Dispensers7523-Parking Lots,Parking Metersand Garages | | 5561 | Camper,Recreational and Utility Trailer Dealers | | | | | Merchants classified with this MCC sell new and used campers, recreational and utility trailers,and related parts and accessories. | Accessories-RecreationalVehiclesCamper DealersDealers-Recreational,Utility Trailers,CamperDealersParts,RecreationalVehiclesRV,Camper DealersRecreational VehicleDealers,Parts,AccessoriesTrailers-UtilityUtility Trailers | 5571-Motorcycle Shops and Dealers5592-Motor Home Dealers5598-Snowmobile Dealers5599-Miscellaneous Automotive,Aircraft,and Farm Equipment Dealers(Not Elsewhere Classified) | | 5571 | Motorcycle Shops and Dealers | | | | | Merchants classified with this MCC sell new and used motorcycles, motor scooters, moped and related parts, equipment, clothing, and accessories. | Dealers-Motorcycle,Moped,Motor ScootersMoped DealersMotorcycle Parts,Accessories and SuppliesMotor Scooter Dealers,Parts,Accessories | 5599-Miscellaneous Automotive,Aircraft,and Farm Equipment Dealers(Not Elsewhere Classified) | | 5592 Motor Homes Dealers | | | | | | Merchants classified with this MCC sell new and used motor homes and related parts and accessories. | Dealers-Motor Homes | 5271-Mobile Home Dealers5561-Camper,Recreational andUtility Trailer Dealers5599-Miscellaneous Automotive,Aircraft,and Farm Equipment Dealers(Not Elsewhere Classified) | | 5598 Snowmobile Dealers | | | | | | Merchants classified with this MCC sell new and used snowmobiles and related parts and accessories. | Dealers-Snowmobiles | 5561-Camper,Recreational andUtility Trailer Dealers5599-Miscellaneous Automotive,Aircraft,and Farm Equipment Dealers(Not Elsewhere Classified) | | 5599 Miscellaneous Automotive,Aircraft,and Farm Equipment Dealers(Not Elsewhere Classified) | | | | | | Merchants classified with this MCC sell new and used aircraft and/or automotive,farm,and recreational vehicles,parts,equipment and supplies not classifiedwith a more specific MCC. | Airplane,Aircraft DealersAll-Terrain Vehicle DealersAutomotive Dealers-MiscellaneousDealers-Golf CartsPlane Dealers | 5511-Car and Truck Dealers(Newand Used)Sales,Service,Repairs,Parts,and Leasing5521-Car and Truck Dealers(UsedOnly)Sales,Service,Repairs,Parts,and Leasing5551-Boat Dealers5561-Camper,Recreational andUtility Trailer Dealers5571-Motorcycle Shops and Dealers5592-Motor Home Dealers5598-Snowmobile Dealers | | 5611 Men's and Boys' Clothing and Accessories Stores | | | | | | Merchants classified with this MCC sell men's andboys' ready-to-wear clothing and accessories. | Accessories-Men's,Boys'ClothingApparel-Men's,Boys'ClothingBoys'Clothing,AccessoriesAccessoryStoresHat ShopsMen's NecktieStoresTie Shops | 5651-Family Clothing Stores5691-Men's and Women's Clothing Stores | | | | | | | 5621 | Women's Ready-To-Wear Stores | | | | | Merchants classified with this MCC sell a general line of women's ready-to-wear and special-event clothing. | Apparel - Women's Ready-To-Wear StoresBridal ShopsClothing - Women'sReady-To-Wear StoresCoat Stores - Women'sDress ShopsMaternity StoresOuterwear Stores- Women's | 5631 - Women's Accessory andSpecialty Shops5651 - Family Clothing Stores5655 - Sports and Riding Apparel Stores5681 - Furriers and Fur Shops5691 - Men's and Women's Clothing Stores5699 - Miscellaneous Apparel andAccessory Shops | | 5631 | Women's Accessory and Specialty Shops | | | | | Merchants classified with this MCC sell women's clothing accessories, including handbags, hats, costume jewelry, scarves, belts, hair accessories, lingerie, and hosiery. | Accessories - Women'sAccessory, Specialty ShopsApparel - Women'sAccessory, Specialty ShopsClothing - Women'sAccessory, Specialty ShopsCostume Jewelry ShopsHandbag StoresHat Shops - Women'sLingerie Stores | 5621 - Women's Ready-To-Wear Stores5699 - Miscellaneous Apparel andAccessory Shops | | 5641 | Children's and Infants' Wear Stores | | | | | Merchants classified with this MCC sell children's and infants' clothing and accessories. | Apparel - Children's,Infants' WearBaby and Infants ClothingChildren's,Infants' Wear Stores | 5651 - Family Clothing Stores5699 - Miscellaneous Apparel andAccessory Stores | | 5651 | Family Clothing Stores | | | | | Merchants classified with this MCC sell general lines of men's, women's, and children's clothing and accessories without specializing in sales for a particular gender or age group. | Apparel - Family Clothing StoresClothing - Family Clothing StoresJeans, Denim Clothing Stores | 5611 - Men's and Boys' Clothing andAccessory Stores5621 - Women's Ready-To-Wear Stores5631 - Women's Accessory andSpecialty Shops5641 - Children's and Infants' Wear Stores5655 - Sports and Riding Apparel Stores5661 - Shoe Stores5681 - Furiers and Fur Shops5691 - Men's and Women's Clothing | | | | | Stores5699-Miscellaneous Apparel and Accessory Shops | | 5655 | Sports and Riding Apparel Stores | | | | | Merchants classified with this MCC sell athletic,sports,and riding apparel and active wear. | Active Wear-SportsApparelApparel-Sports,RidingApparel StoresAthletic Apparel StoresClothing-Equestrian Apparel | 5661-Shoe Stores5699-Miscellaneous Apparel andAccessory Shops5941-Sporting Goods Stores | | 5661 | Shoe Stores | | | | | Merchants classified with this MCC sell men's,women's,and/or children's footwear(including athleticfootwear)and accessories. | Athletic Shoe StoresBoot ShopsFootwear StoresWestern Boot Shops | | | 5681 | Furriers and Fur Shops | | | | | Merchants classified with this MCC sell a variety ofitems made of animal fur,including coats,jackets,hats,and gloves. | Apparel-Furriers,FurShopsClothing-Furriers,FurShopsCoat Stores-Furriers | 5621-Women's Ready-To-WearShops5631-Women's Accessory andSpecialty Shops5691-Men's and Women's ClothingStores5699-Miscellaneous Apparel andAccessory Shops | | 5691 | Men's and Women's Clothing Stores | | | | | Merchants classified with this MCC sell men's andwomen's clothing and accessoriesbut not infants'andchildren's clothing. | Apparel-Men's ClothingStoresClothing-Women'sClothingStores | 5611-Men's and Boys'Clothing andAccessories Stores5621-Women's Ready-To-WearStores5631-Women's Accessory andSpecialty Shops5641-Children's and Infants'WearStores5651-Family Clothing Stores5699-Miscellaneous Apparel andAccessory Shops | | 5697 | Tailors,Seamstresses,Mending,and Alterations | | | | | Merchants classified with this MCC create and sellcustom-made clothing and perform alterations,mending,and garment repair or restoration. | AlterationsApparel-Tailors,Seamstresses,Mending, | 5949-Sewing,Needlework,Fabric and Piece Goods Stores | | | | AlterationsClothing-Tailors,Seamstresses,Mending, AlterationsCustom Made ClothingDressmakersHand Made ClothingMade-To-Order ClothingMending, AlterationsRepairs-Tailors,Seamstresses,Mending, AlterationsSeamstresses Services-Tailors,Seamstresses,Mending, AlterationsSewing Shops-Alterations | | | 5698 | Wig and Toupee Stores | | | | | Merchants classified with this MCC sell permanently attached or temporary toupees, wigs, hair pieces,and hair extensions or provide hair weaving services. | Hair Pieces,ExtensionsHair Replacement-Non-SurgicalToupee Stores | 5999-Miscellaneous and Specialty Retail Stores7230-BEAUTY and Barber Shops8099-Medical Services and Health Practitioners(Not Elsewhere Classified) | | 5699 | Miscellaneous Apparel and Accessory Shops | | | | | Merchants classified with this MCC sell specialized lines of apparel(excluding fur)and accessories that are not classified with a more specific MCC. | Clothing-Formal WearClothing-MiscellaneousApparel,Accessory ShopsSwim Wear Shop T-Shirt Stores | 5611-Men's and Boys'Clothing and Accessories Stores5621-Women's Ready-to-Wear Stores5631-Women's Accessory and Specialty Shops5641-Children's and Infants'Wear Stores5651-Family Clothing Stores5661-Shoe Stores5681-Furriers and Fur Shops5691-Men's and Women's Clothing Stores5697-Tailors,Seamstresses,Mending,and Alterations | | 5712 | Furniture,Home Furnishings,and Equipment Stores,Except Appliances | | | | | Merchants classified with this MCC sell home furnishings and a wide variety of finished furniture products and accessories for the home. | Bedding,Mattress StoresCustom Made FurnitureEquipment StoresHome Furnishings, | 5713-Floor Covering Stores5714-Drapery,Window Covering,and Upholstery Stores5719-Miscellaneous Home | | | | FurnitureMade-to-Order FurnitureMattress StoresOutdoor FurnishingsPatio, Porch FurnishingsStores | Furnishing Specialty Stores5722- Household Appliance Stores5732-Electronics Stores7641-Furniture-Reupholstery,Repair,and Refinishing | | 5713 Floor Covering Stores | | | | | | Merchants classified with this MCC are retail sellers of floor coverings such as carpet, area rugs, floor tile, linoleum, stone, wood, and brick, and may or may not also perform installation services. | Carpet,Rug StoresLinoleum StoresRug StoresTile Stores | 5712-Furniture,Home Furnishingsand Equipment Stores,ExceptAppliances5719-Miscellaneous HomeFurnishingsSpecialty Stores1799-Special Trade Contractors(Not Elsewhere Classified) | | 5714 Drapery,Window Covering,and Upholstery Stores | | | | | | Merchants classified with this MCC sell draperies,curtains,venetian blinds,window shades,and upholstery materials. | Curtain StoresUpholstery Materials StoresWindow-covering Stores | 5712-Furniture,Home Furnishingsand Equipment Stores,ExceptAppliances5719-Miscellaneous HomeFurnishingsSpecialty Stores7641-Furniture-Reupholstery,Repair,and Refinishing | | 5718 Fireplace,Fireplace Screens and Accessories Stores | | | | | | Merchants classified with this MCC sell pre-madefireplaces,wood stoves,and fireplace parts andaccessories. | Hearth,Accessories StoresHeating-Fireplace,Accessories StoresStoves-FireplacesAccessories StoresWoodburning Stoves,Accessories Stores | 1740-Masonry,Stonework,TileSetting,Plastering and InsulationContractors5251-Hardware Stores5719-Miscellaneous HomeFurnishing Specialty Stores | | 5719 Miscellaneous Home Furnishing Specialty Stores | | | | | | Merchants classified with this MCC sell miscellaneoushome furnishings such as housewares,cuttery,bedding and linen,lamps and shades,mirrors andpictures,pottery,and ceramic items. | Accessories-HomeFurnishingsBed,Bath ShopsCookware StoresCuttery-KitchenHome FurnishingSpecialty Stores-MiscellaneousHousewares StoresKitchenware StoresLamp,Lighting ShopsLinen ShopsPottery Stores | 5712-Furniture,Home Furnishingsand Equipment Stores,ExceptAppliances5713-Floor Covering Stores5714-Drapery,Window Covering,and Upholstery Stores5718-Fireplace,Fireplace Screensand Accessories Stores5722-Household Appliance Stores5932-Antique Shops-Sales,Repairs,and Restoration Services5950-Glassware/Crystal Stores | | 5722 | Household Appliance Stores | | | | | Merchants classified with this MCC sell household appliances such as gas or electric ranges and stoves, ovens, refrigerators, dishwashers, water heaters, washers and dryers, garbage disposals, sewing machines, self-contained air conditioning units, and vacuum cleaners, and may or may not also conduct repair work. | Sewing Machine StoresVacuum Cleaner Stores | 5712- Furniture, Home Furnishings and Equipment Stores, Except Appliances5719- Miscellaneous HomeFurnishing Specialty Stores7623- Air Conditioning andRefrigeration Repair Shops7629- Electrical and Small ApplianceRepair Shops7699- Miscellaneous Repair Shopsand Related Services | | 5723 | Guns and Ammunition Shops | | | | | Merchants classified with this MCC sell guns and/or ammunition. Merchants whose primary business involves the sale of guns and/or ammunition will use this MCC. | This MCC should only be used in those jurisdictions where it is legally required | 5941- Sporting Goods Stores5999- Miscellaneous and SpecialtyRetail Shops | | 5732 | Electronics Stores | | | | | Merchants classified with this MCC sell a wide variety of electronic goods such as televisions, radios,cameras, computers, tablets,and stereo components and may also sell electronic parts and or accessories for the repair, construction or assembly of electronic equipment and/or also conduct repair work. | Camcorders(And OtherElectronics)Computer Hardware(And OtherElectronics)Electronic PartsElectronic Repair ShopsHigh Fidelity EquipmentPersonal ComputersRadiosStereos, Receivers, CD EquipmentTelevision StoresVCR'sVideo Cameras(And OtherElectronics) | 5722- Household Appliance Stores5946- Camera and PhotographicSupply Stores7622- Electronics Repair Shops7629- Electrical and Small ApplianceRepair Shops7699- Miscellaneous Repair Shopsand RelatedServices7841-DVD/Video Tape RentalStores | | 5733 | Music Stores-Musical Instruments,Pianos,and Sheet Music | | | | | Merchants classified with this MCC sell musical instruments,sheet music,keyboards,instructionbooks,pianos,guitars and related supplies and equipment and may also offer music instruction. | Guitar StoresMusical InstrumentsPianos | 5732- Electronics Stores5735- Record Stores8299- Schools and EducationalServices(Not Elsewhere Classified) | | 5734 | Computer Software Stores | | | | | Merchants classified with this MCC sell computer software programs for business and personal use and | | 5732- Electronics Stores7372- Computer Programming,Data | | | may also sell or lease computer hardware or other related products. Merchants that sell applications for mobile devices should use MCC 5817. | | Processing, and Integrated Systems Design Services7379-Computer Maintenance, Repair and Services(Not Elsewhere Classified) | | 5735 | Record Stores | | | | | Merchants classified with this MCC sell records, compact discs (CDs), and cassettes, and may also rent video tapes. | CD,Cassette,Record StoresCompact DiscMusic Stores-PrerecordedRecords,CDs,CassettesUsed Record/CD Stores | 7841-DVD/Video Tape Rental Stores5815-Digital Goods Media-Books,Movies,Music | | 5811 | Caterers | | | | | Merchants classified with this MCC contract with consumers to prepare and deliver (typically to a specified location) food and drinks for immediate consumption and may also provide clean-up services,tables,serving equipment,decorations,and personnel for on-site serving and cleanup. | Food Preparation-Catering | 5812-Eating Places andRestaurants | | 5812 | Eating Places and Restaurants | | | | | Merchants classified with this MCC prepare food anddrinks for immediate consumption, typically on the Merchant's premises. These Merchants typicallyprovide table service and may include alcoholicbeverages on the menu. This MCC includes food delivery for Merchants qualifying for this MCC. | Cafes,RestaurantsCafeteriasDiners-EatingEstablishmentsSoda Fountains | 5462-Bakeries5499-Miscellaneous Food Stores-Convenience Stores and SpecialtyMarkets5813-Drinking Places(AlcoholicBeverages)-Bars,Taverns,Nightclubs,Cocktail Lounges,andDiscotheques5814-Fast Food Restaurants | | 5813 | Drinking Places(Alcoholic Beverages)-Bars,Taverns,Nightclubs,Cocktail Lounges,andDiscotheques | | | | | Merchants classified with this MCC sell alcoholicbeverages such as wine, beer,mixed drinks,andother liquors and beverages for consumption onthe premises. | Drinking EstablishmentsBeer ParlorsBreweries,BarsComedy ClubsLoungesMicro-breweriesPubsSaloonsTap RoomsWine Bars | 5812-Eating Places andRestaurants | | 5814 | Fast Food Restaurants | | | | | Merchants classified with this MCC sell preparedfood and beverages for consumption either on the | Quick Service RestaurantsVending Machines-Food | 5812-Eating Places andRestaurants | | | premises or packaged for carry-out. Orders are typically made and paid for at a counter, kiosk or drive-through window. This MCC includes food delivery for Merchants qualifying for this MCC. | Sandwich Shops Ice Cream Shops Coffee Shops Yogurt Shops Pretzel Stands | 5499-Miscellaneous Food Stores-Convenience Stores and Specialty Markets | | 5815Digital Goods Media-Books,Movies,Digital artwork/images,Music | | | | | | Merchants classified with this MCC sell books,movies,digital artwork/images or music that is delivered in electronic format.Merchants offering online streaming of digital media content on a subscription basis should use MCC 4899 | | 5192-Books,Periodicals,Newspapers7832-Movie Theaters,MotionPicture Theaters5735-Record Stores5818-Digital Goods-Large DigitalGoods Merchant4899-Cable,Satellite and OtherPay Television/Radio/StreamingServices | | 5816Digital Goods-Games | | | | | | Merchants classified with this MCC sell games(including games of skill but excluding games of chance)that are delivered in electronic format,including in-app purchases in games | Fantasy Sports(in jurisdictions where theynot considered gambling) | 7993-Video Amusement GameSupplies7994-Video GameArcades/Establishments7995-Betting,including LotteryTickets,Casino Gaming Chips,Off-Track Betting,and Wagers at RaceTracks and games of chance to winprizes of monetary value7800-Gambling-Government-OwnedLotteries7801-Gambling-Government-Licensed On-LineCasinos7802-Gambling-Government-Licensed Horse/DogRacing | | 5817Digital Goods-Applications(Excludes Games) | | | | | | Merchants classified with this MCC sell applicationsor software(excludes games)that are delivered inelectronic format. | | 5734-Software-Computer:Computer Software Stores5045-Software-Computer:Computers and ComputerPeripheral Equipment and Software5816-Digital Goods-Games | | 5818Digital Goods-Large Digital Goods Merchant | | | | | | All regions(excluding Europe):Merchants classified with this MCC are large-volumeMerchants that sell digital goods(goods deliveredvia electronic format)with a minimum threshold of | | | | | 25 million transactions annually.Europe region only.Merchants classified with this MCC are digital goodsMerchants that are categorized as PCI DSS Level 1,as they process over 6 million Visa transactionsannually. | | | | 5912 | Drug Stores and Pharmacies | | | | | Merchants classified with this MCC sell prescriptionand proprietary drugs | Medicine- Prescription,PharmaciesPharmaciesPrescription MedicationPet Pharmacies | 5499-Miscellaneous Food Stores-Convenience Stores and SpecialtyMarkets5122-Drugs,Drug Proprietaries,and Druggist Sundries | | 5921 | Package Stores-Beer,Wine,and Liquor | | | | | Merchants classified with this MCC sell packagedalcoholic beverages such as beer,wine,and liquor forconsumption off the premises and may also sell a limited variety of food and snack items,newspapersand magazines,and a limited selection of toiletriesand over-the-counter medicines. | Alcohol- Liquor Stores | 5499-Miscellaneous Food Stores-Convenience Stores and SpecialtyMarkets5813-Drinking Places(AlcoholicBeverages)-Bars,Tavern,Nightclubs,Cocktail Lounges,andDiscotheques | | 5931 | Used Merchandise and Secondhand Stores | | | | | Merchants classified with this MCC sell usedmerchandise or secondhand goodssuch asaccessories,shoes and clothing,furniture,books,bicycles,musical instruments,sewing machines,electronic equipment,appliances,and otherhousehold items.Typically,the items for salehavebeen donated or are on consignment. | Consignment ShopsSecondhand StoresThrift StoresVintage Clothing | 5932-Antique Shops-Sales,Repairs,and RestorationServices5933-Pawn Shops | | 5932 | Antique Shops-Sales,Repairs,and Restoration Services | | | | | Merchants classified with this MCC sell antiquesuchas furniture,jewelry,cameras and photographicequipment,tools,artwork,books,appliancesandother household items.This MCC does not includeretail sellers of antique automobiles. | Services-AntiqueRestoration | 5521-Car and Truck Dealers(UsedOnly)Sales,Service,Repairs,Parts,and Leasing7641-Furniture-Reupholstery,Repair,and Refinishing | | 5933 | Pawn Shops | | | | | Merchants classified with this MCC lend moneyin exchange for personal property leftwith theMerchants as security. | | 5931-Used Merchandise andSecondhand Stores5932-Antique Shops-Sales,Repairs,and Restoration Services | | 5935 Wrecking and Salvage Yards | | | | | | Merchants classified with this MCC provide wrecking and salvaging services. | Junk Yards | 7549- Towing Services | | 5937 Antique Reproductions | | | | | | Merchants classified with this MCC sell antique reproductions or facsimiles of clothing, furniture, rugs, paintings and artwork, mirrors, glassware, jewelry,and other household and personal items and may also provide antique photograph reproduction and restoration services. | | 5932-Antique Shops-Sales,Repairs,and Restoration Services | | 5940 Bicycle Shops-Sales and Service | | | | | | Merchants classified with this MCC sell bicycles,bicycle parts,and accessories(including a limited variety of related sporting apparel)and may also conduct repair work. | Mountain BikesService-Bicycles | 5941-Sporting Goods Stores7699-Miscellaneous Repair Shops和Related Services7999-R recreation Services(Not Elsewhere Classified) | | 5941 Sporting Goods Stores | | | | | | Merchants classified with this MCC sell sporting goods,sports equipment,camping supplies,and related parts and accessories,and may also rent or repair equipment. | Backpacking EquipmentBait,Tackle StoresBilliard Tables-SalesCamping EquipmentCutlery-Sporting KnivesExercise EquipmentFishing-Equipment,Bait,TackleGolf EquipmentHiking EquipmentHunting Equipment,Supplies including Firearms and Ammunition2In-Line Skates ShopsPool Tables-SalesRollerblade ShopsScuba,Skin Diving Equipment | 5099 Durable Goods(Not Elsewhere Classified)5999 Miscellaneous and Specialty Retail Shops5551-Boat Dealers5561-Camper,Recreational and Utility Trailer Dealers5571-Motorcycle Shops and Dealers5598-Snowmobile Dealers5940-Bicycle Shops-Sales and Service7699-Miscellaneous Repair Shops和Related Services7999-R recreation Services(Not Elsewhere Classified) | 3 Acquirers must assign ISO's MCC 5723 to all retailers in California, Colorado and New York that meet the definition of a "firearms merchant" under applicable law. Under the Visa Rules, each Member is responsible for complying with all applicable laws, including any laws regarding the assignment of MCCs. In the event of any conflict between the Visa Rules and this Manual and any applicable laws or regulations, the requirements of the laws and regulations govern. For any questions, please contact your Visa Client Services representative. --- | MCC | MCC Title/MCC Description | Included in this MCC | Similar Merchants | | --- | --- | --- | --- | | | | Skateboard ShopsSki ShopsSurfboards, AccessoriesTrekking EquipmentWindsurf Boards,Accessories | | | 5942 Book Stores | | | | | | Merchants classified with this MCC sell new and/or used books,journals,magazines,textbooks,maps and atlases,audio books,and calendars. | Paperbacks-Book StoresTextbooks | 5943-Stationery Stores,Office andSchool Supply Stores | | 5943 Stationery Stores,Office and School Supply Stores | | | | | | Merchants classified with this MCC are retail sellers of paper goods used in offices and schools,office and school supplies and small office equipment and furniture. | Office Supply StoresSchool Supply Store | 5732-Electronics Stores5734-Computer Software Stores5978-Typewriter Stores-Sales,Rentals,and Service7394-Equipment,Tool,Furniture,and Appliance Rental and Leasing | | 5944 Jewelry Stores,Watches,Clocks,and Silverware Stores | | | | | | Merchants classified with this MCC sell fine jewelry, watches,clocks,and sterling silver and silver-plated flatware and accessories,and may also repair fine jewelry. | Clock ShopDiamond StoresGems,Precious Metals,JewelryJewelry-FineSilversmithSilverware StoresWatch Shops | 5631-Women's Accessory and Specialty Shops5719-Miscellaneous Home Furnishing Specialty Stores5932-Antique Shops-Sales,Repairs,and Restoration Services5933-Pawn Shops5947-Gift,Card,Novelty and Souvenir Shops5950-Glassware/Crystal Stores5972-Stamp and Coin Stores7699-Miscellaneous Repair Shopsand Related Services | | 5945 Hobby,Toy,and Game Shops | | | | | | Merchants classified with this MCC sell toys and games and may also sell a limited selection of do-it-yourself crafts or hobby kits. | Games StoresHobby ShopsToy StoresToy,Game Shops | 5970-Artist's Supply and CraftShops | | 5946 | Camera and Photographic Supply Stores | | | | | Merchants classified with this MCC sell cameras, films, video equipment, printers, and other photographic equipment and supplies, and may provide photo/video processing services. | Camcorders, Photographic Equipment, Supply StoresPhotography Supply StoresVideo Cameras, Photographic Equipment | 5732-Electronics Stores7395-Photofinishing Laboratoriesand Photo Developing | | 5947 | Gift, Card, Novelty and Souvenir Shops | | | | | Merchants classified with this MCC sell gifts and novelty items, greeting cards, balloons, souvenirs, holiday decorations, stationery, wrapping paper and bows, photo albums, and a limited selection of office supplies. | Memorabilia,SouvenirShopsNovelty Shops | 5943-Stationery Stores, Office andSchool Supply Stores | | 5948 | Luggage and Leather Goods Stores | | | | | Merchants classified with this MCC are retail sellers of luggage, trunks, briefcases, leather backpacks, wallets, purses, gloves, and other leather goods, and may also sell a limited selection of leather apparel. | | 5999-Miscellaneous and SpecialtyRetail Stores | | 5949 | Sewing, Needlework, Fabric and Piece Goods Stores | | | | | Merchants classified with this MCC are retail sellers of fabric, patterns, yarn and other needlework/sewing supplies, and may offer sewing classes or instruction. | Fabric StoresKnitting ShopsNeedlework ShopsSupplies-Sewing,FabricNotions,Needlework,PieceGoodsYarn Shops | 5970-Artist's Supply and CraftShops8299-Schools and EducationalServices(Not Elsewhere Classified) | | 5950 | Glassware/Crystal Stores | | | | | Merchants classified with this MCC sell glassware, china and crystal tableware, and glass, china or crystal gift items. | China,Crystal StoresCrystal StoresCut Glass | 5719-Miscellaneous HomeFurnishing Specialty Stores | | 5960 | Direct Marketing-Issurance Services | | | | | Merchants classified with this MCC sell insurance via direct mail,billing statement stuffers,and magazine or television ads,all of which include either a toll-free telephone number or an address to which prospective customers may respond. | Automobile Insurance-Sales(Direct Marketing)Insurance Services-DirectMarketingServices-Insurance,Direct Marketing | 6300-Insurance Sales,Underwriting,and Premiums | | 5962 | Direct Marketing-Travel-Related Arrangement Services | | | | | Merchants classified with this MCC sell travel-related services (including discount travel clubs or | Services-Direct MarketingTravel-Related | 4722-Travel Agencies and Tour | | | newsletters) via outbound telemarketing calls,mailings, magazine or television ads,or other direct marketing methods that include either a toll-free telephone number or an address to which prospective customers may respond. | ArrangementServicesTelemarketing Travel-Related ArrangementServices(Excluding TravelAgencies)Travel Clubs(DirectMarketing)Travel-RelatedArrangement Services-Direct Marketing | Operators4789-Transportation Services(Not Elsewhere Classified) | | 5963 | Door-To-Door Sales | | | | | Merchants classified with this MCC sell a variety of products by means of house-to-house visits. | | | | 5964 | Direct Marketing-Catalog Merchant | | | | | Merchants classified with this MCC sell a variety of goods via catalogs and offer no means by which customers may purchase products in a face-to-face manner. | | 5965-Direct Marketing-Combination Catalog and Retail Merchant | | 5965 | Direct Marketing-Combination Catalog and Retail Merchant | | | | | Merchants classified with this MCC sell a variety of goods via catalog and one or more retail outlets.MCC5965is used for goods sold via catalog,while theMCC relevant to what is sold in the retail outletsis used for goods sold in the retail outlets. | | 5964-Direct Marketing-Catalog Merchant | | 5966 | Direct Marketing-Outbound Telemarketing Merchant | | | | | Merchants classified with this MCC sell a variety of products using outbound telemarketing methods,where the Merchant initiates contact with prospective buyers via telephone or mailing(other than a catalog)that instructs the cardholder to contact the Merchant.This MCC excludes charitable organizations that conduct outbound telemarketing. | | | | 5967 | Adult Content and Services | | | | | Merchants classified with this MCC sell adult contentand services that customers access via telephone orfax or over the internet. | Adult Content and servicesincluding,but not limited towebsite subscriptions,video streaming and audio-textDigital Adult ContentMerchants | | | 5968 | Direct Marketing-Continuity/Subscription Merchant | | | | | Merchants classified with this MCC sell subscription products for delivery(such as book clubs, collectibles,magazines/newspapers cosmetics,food,clothing,nutraceuticals) via directmail,email,apps,or salespeople.Merchants not participating in direct marketing activities that happen to offer recurring purchase transactions should use the MCC that best describes their business instead.For example,Merchants providing the ongoing delivery of television/radio/streaming content on a subscription basis must use MCC 4899Qualified Merchants that directly sell subscriptions for digital goods or content may use MCC 5815,5816,5817,或5818. | Magazine Subscription(Direct Mail Only)Direct Mail Merchants | 4900-Utilities-Electric,Gas,水疗Sanitary5621-Women's Ready-to-Wear Stores5499-Miscellaneous Food Stores-Convenience Stores and Specialty Markets5969-Direct Marketing-Other Direct Marketers(Not Elsewhere Classified)5977-Cosmetic Stores6300-Insurance Sales Underwriting and Premiums7997-Membership Clubs(Sports,Recreation,Athletic),Country Clubs,and Private Golf Courses | | 5969 | Direct Marketing-Other Direct Marketers(Not Elsewhere Classified) | | | | | Merchants classified with this MCC sell products or services through a variety of direct response methods that include an order form or an address and/or telephone number the customer may use to place an order by mail,telephone,or fax and that are not classified with a more specific MCC. | Classified Ads-Newspaper(Via Direct Marketing)Ticket Agencies-Direct Marketing | 7922-Theatrical Producers(Except Motion Pictures)和 Ticket Agencies | | 5970 | Artists' Supply and Craft Shops | | | | | Merchants classified with this MCC sell art and craft materials, equipment and supplies used to create other items. | Supplies-Art,Crafts | 5945-Hobby,Toy,and Game Shops5949-Sewing,Needlework,Fabric and Piece Goods Stores | | 5971 | Art Dealers and Galleries | | | | | Merchants classified with this MCC sell artwork such as paintings,photographs,or sculpture. | | 5970-Artist's Supply and Craft Shops7333-Commercial Photography,Art,and Graphics | | 5972 | Stamp and Coin Stores | | | | | Merchants classified with this MCC sell postage stamps and coins,and related accessories for the purpose of stamp collecting,coin collecting or investment. | Numismatic SuppliesPhilatelic SuppliesStamp Collecting | 7399-Business Services(Not Elsewhere Classified)9402-Postal Services-Government Only | | 5973 | Religious Goods Stores | | | | | Merchants classified with this MCC sell religious goods such as figurines, cards, devotion supplies, pictures, books, and decorative items. | | 5942-Book Stores | | 5975 | Hearing Aids-Sales, Service,and Supply | | | | | Merchants classified with this MCC sell hearing aids and related supplies and may also conduct repair work. | Repairs-Hearing Aids,Sales,Service,Supply,StoresService-Hearing Aids,Supplies | 7699-Miscellaneous Repair Shopsand Related Services | | 5976 | Orthopedic Goods-Prosthetic Devices | | | | | Merchants classified with this MCC sell a variety of prosthetic devices and orthopedic goods and accessories and may also conduct repair work. | Orthotics,ProstheticDevices | 7699-Miscellaneous Repair Shopsand Related Services | | 5977 | Cosmetic Stores | | | | | Merchants classified withthis MCC sell cosmetics. | Make-Up Stores | 5999-Miscellaneous and SpecialtyRetail Stores7230-Beauty and Barber Shops | | 5978 | Typewriter Stores-Sales,Rentals,and Service | | | | | Merchants classified with this MCC sell,rent,or lease typewriters may also sell a limited selection of office supplies and equipment and may also conduct repair work. | | 5943-Stationery Stores,Office andSchool Supply Stores5999-Miscellaneous and SpecialtyRetail Stores7699-Miscellaneous Repair Shopsand Related Services | | 5983 | Fuel Dealers-Fuel Oil,Wood,Coal,and Liquefied Petroleum | | | | | Merchants classified with this MCC sell fuel oil,wood,coal,liquefied petroleum,aviation fuel,heating oil or gas propane for consumer use,and may also sell fuel for consumer use in automobiles. | Aviation FuelCoal DealersDealers-Fuel Dealers,Fuel Oil,Wood,Coal,Liquefied PetroleumHome Heating Fuel Dealers | 5541-Service Stations(With orWithout Ancillary Services)5542-Automated Fuel Dispensers | | | | Liquefied Petroleum DealersOil DealersPropane DealersWood Dealers | | | 5992 Florists | | | | | | Merchants classified with this MCC sell cut flowers, flower arrangements, and potted plants, and may also sell novelty items. | Balloon BouquetsFlower ShopsPlant Store | 5261- Nurseries and Lawn and Garden Supply Stores | | 5993 Cigar Stores and Stands | | | | | | Merchants classified with this MCC sell tobacco,cigarettes,electronic cigarettes,cigars,pipes,and smokers' supplies. | Pipe ShopsSmoke ShopsTobacco Shops | 5999-Miscellaneous and Specialty Retail Stores | | 5994 News Dealers and Newsstands | | | | | | Merchants classified with this MCC sell newspapers,magazines,journals,and other periodicals. | Dealers-NewspapersMagazines(Newsstands)NewspapersPeriodicals(Newsstands) | 5942-Book Stores5999-Miscellaneous and Specialty Retail Stores | | 5995 Pet Shops,Pet Foods and Supplies Stores | | | | | | Merchants classified with this MCC sell domestic pets,pet food,and pet supplies. | Animals | 5999-Miscellaneous and Specialty Retail Stores | | 5996 Swimming Pools-Sales and Service | | | | | | Merchants classified with this MCC sell home swimming pools,spas,hot tubs,whirlpool baths,and supplies,and may also provide installation and/or repair services. | Hot Tubs,Spas-Sales,Service,SuppliesServices-Hot Tubs,Spas,Sales,Service,SuppliesServices-SwimmingPools,Sales,Service,SuppliesSupplies-Hot Tubs,SpasSupplies-Swimming Pools | 1799-Special Trade Contractors(Not Elsewhere Classified)7699-Miscellaneous Repair Shopsand Related Services | | 5997 Electric Razor Stores-Sales and Service | | | | | | Merchants classified with this MCC sell electric razorsand may also provide repair services. | | 5999-Miscellaneous and SpecialtyRetail Stores7699-Miscellaneous Repair Shopsand Related Services | | 5998 | Tent and Awning Shops | | | | | Merchants classified with this MCC sell tents and awnings for home or business use and may also provide repair services. | Awnings-Residential, Commercial | 5941-Sporting Goods Stores5999-Miscellaneous and Specialty Retail Stores7699-Miscellaneous Repair Shops and Related Services | | 5999 | Miscellaneous and Specialty Retail Shops | | | | | Merchants classified with this MCC sell unique or specialized products that are not classified with a more specific MCC. | Atlas, Map StoresBeauty Supply StoresBottled and Distilled Water DealersCollectibles,MemorabiliaStores-Sports and Hobby Dealers-IceFirearms,Ammunition Stores4Fireworks StoresFrame Shops-Photograph,PosterGravestones,Monuments-Sales,InstallationHeadstones,MonumentsIce DealersMagic ShopsMap,Atlas StoresMonuments,Party Supply StoresPicture Frames,Framing ShopsSpecialty Retail Stores-MiscellaneousSunglasses StoresTombstones-Sales,InstallationTrophy Sales | 4468-Marinas,Marine Service,and Supplies5099-Durable Goods(Not Elsewhere Classified)5499-Miscellaneous Food Stores5719-Miscellaneous HomeFurnishing Specialty Stores5732-Electronics Stores5940-Bicycle Shops-Sales and Service5941-Sporting Goods Stores5948-Luggage and LeatherGoods Stores5993-Cigar Stores and Stands5995-Pet Shops,Pet Foods andSupplies Stores5998-Tent and Awning Shops7230-BEAUTY and Barber Shops7395-Photofinishing Laboratoriesand Photo Developing7699-Miscellaneous Repair Shopsand Related Services7841-DVD/Video Tape Rental Stores7999-Recreation Services(Not Elsewhere Classified) | | 6010 | Financial Institutions-Manual Cash Disbursements | | | | | This MCC must be used for face-to-face cash disbursements. | Banks-FinancialInstitutions-ManualCash DisbursementsCash-Banks,CreditUnions,Financial | 6011-Financial Institutions-Automated Cash Disbursements6012-Financial Institutions-Merchandise,Services,and DebtRepayment | 4 Acquirers must assign ISO's MCC 5723 to all retailers in California, Colorado and New York that meet the definition of a "firearms merchant" under applicable law. Under the Visa Rules, each Member is responsible for complying with all applicable laws, including any laws regarding the assignment of MCCs. In the event of any conflict between the Visa Rules and this Manual and any applicable laws or regulations, the requirements of the laws and regulations govern. For any questions, please contact your Visa Client Services representative. --- | MCC | MCC Title/MCC Description | Included in this MCC | Similar Merchants | | --- | --- | --- | --- | | | | InstitutionsCredit Unions-Financial Institutions-Manual Cash DisbursementsDeposits-Financial InstitutionsManual Cash DisbursementsSavings and Loans-Financial Institutions-Travelers Cheques(Financial Institutions)Cash | 6051-Non-Financial Institutions-Foreign Currency,LiquidCryptocurrency Assets(for example:Cryptocurrency),Money Orders(Not Money Transfer),Account Funding(not Stored Value Load),Travelers Cheques,and Debt Repayment | | 6011Financial Institutions-Automated Cash Disbursements | | | | | | This MCC must be used only for cash disbursementswhere cardholders receive cash through AutomatedTeller Machines(ATMs)owned,leased,controlled,orsponsored by banks,savings and loans,thrifts,and credit unions. | ATM Cash DisbursementsCash-ATM | 6010Financial Institutions-ManualCash Disbursements6051-Non-Financial Institutions-Foreign Currency,LiquidandCryptocurrency Assets(for example:Cryptocurrency),Money Orders(Not Money Transfer),Account Funding(not Stored Value Load),TravelersCheques,and Debt Repayment | | 6012Financial Institutions-Merchandise,Services,and Debt Repayment | | | | | | This MCCmust be used by Financial Institutions forthe purchase of merchandise or services or the repaymentof loans & debts.“Financial Institution”includes banks,savings and loans,thriffs,and credit unions.Forexample:the purchase of checks,other financialproducts,or promotional merchandise,deposits,thefunding of an account (which must be processedasAccount Funding Transaction),the purchase or reloadof a stored value card,the purchase of foreigncurrency,Liquid andCryptocurrency Assets(forexample:cryptocurrency),money orders(a negotiablepaper-based remittance-not a Money)Transfer,travelers cheques,and loan fees orfinancial counseling service fees.This MCCmust also be usedfor the repayment of a debt,loan,or credit card balanceby a cardholder to the financial institution.AFinancial Institution that sells Liquid andCryptocurrency Assets such as cryptocurrencymustinclude all required data in the authorization requestand clearing record. | Account Funding-Financial InstitutionBanks-Financial Institutions-Merchandise,ServicesCredit Unions-Financial Institutions-Merchandise,ServicesDeposits-Financial InstitutionsMerchandise,Services-Financial InstitutionsMortgage Companies-Financial InstitutionsPurchase of Foreigncurrency Liquid andCryptocurrency Assets(forexample,cryptocurrency),money orders(Not MoneyTransfer)和TravelersCheques-Financial InstitutionLoan Payments-Financial InstitutionSavings and Loans- | 6010Financial Institutions-ManualCash Disbursements6011Financial Institutions-Automated Cash Disbursements6211-Security Brokers/Dealers | | | | Financial Institutions-Merchandise, ServicesServices-Banks,CreditUnions,FinancialInstitutions(Non-Cash)Stored Value Card | | | 6051 | Non-Financial Institutions-ForeignCurrency,Liquid andCryptocurrencyAssets(for example:Cryptocurrency),MoneyOrders(Not MoneyTransfer),AccountFunding(not StoredValueLoad),TravelersCheques,andDebtRepayment | | | | | ThisMCCmustbeusedforthefundingofanaccount(excludingpaidcardloads),thepurchaseofforeigncurrency,LiquidandCryptocurrencyAssets(forexample:cryptocurrency),moneyorders,ortravelers'chequesthatoccursatnon-Financialinstitutionssuchascurrencyexchangesormoneyorder(anegotiablepaper-basedremittance-notaMoneyTransfer)Merchants.ThisMCCmustalsobeusedfortherepaymentofaloanordebtiftheentitythattholds the debtisnotafinancialinstitution.AMerchantthatsellsLiquidandCryptocurrencyAssetssuchascryptocurrencymustincludeallrequireddataintheauthorizationrequestandclearingrecord.Allothertransactionsatthe sameMerchantlocationmustusetheappropriateMCCforthosetransactions. | AccountFunding-(Non-FinancialInstitution)Currency-LiquidandCryptocurrencyAssetsCryptocurrencyCurrency-Foreign(Non-FinancialInstitution)Exchange-ForeignCurrency(Non-FinancialInstitution)ForeignCurrency(Non-FinancialInstitution)LeasePaymentsLoanPaymentsMoney-ForeignCurrency(Non-FinancialInstitution)MoneyOrders-NotMoneyTransfer(Non-FinancialInstitution)MortgageCompanies-(Non-FinancialInstitution)Services-MoneyOrder,Traveler'sCheques,ForeignExchange(Non-FinancialInstitution)Traveler'sCheques(FinancialInstitution)Traveler'sCheques(Non-FinancialInstitution) | 6010-FinancialInstitutions-ManualCashDisbursements6012-FinancialInstitutions-Merchandise,Services,andDebtRepayment | | 6211 | Security Brokers/Dealers | | | | | MerchantsclassifiedwiththisMCCarelicensed,inalljurisdictionsthey sellintobuy,sellandbrokersecurities,stocks,bonds,commodities,andmutualfunds. | BondDealersBrokers-Securities,MutualFunds,Stocks,Commodities,BondsCommodityDealersDealers-Securities,MutualFunds,Stocks,Commodities,Bonds | 6010-FinancialInstitutions-ManualCashDisbursements6012-FinancialInstitutions-Merchandise,Services,andDebtRepayment | | | | Foreign Currency PurchaseLicensed Foreign Exchange TradingBinary OptionsInvestment Firms-Dealers,BrokersMutual Funds BrokersStockbrokers | | | 6300 Insurance Sales,Underwriting,and Premiums | | | | | | Merchants classified with this MCC sell personal or business insurance policies such as automobile,life,health,hospital,medical,and dental insurance,homeowners'and renters'insurance,real estate title insurance,pet health insurance and flood,fire,or earthquake insurance. | Automobile Insurance-Sales(Non-DirectMarketing)Health Insurance-SalesHomeowners Insurance-SalesLife Insurance-SalesMedical Insurance-SalesProduct Warranties | 5960-Direct Marketing-InuranceServices | | 6513 Real Estate Agents and Managers | | | | | | This MCC must be used for the payment of management fees,rental commissions,rental payments,and other payments at real estate agents,brokers,and managers engaged in the rental and management of residential and commercial properties.This MCC should also be used for payments of deposits for real estate purchases.Short term rentals(of less than one month)must be included in MCC 7011 Lodging-Hotels,Motels,Resorts,Central Reservation Services(Not Elsewhere Classified)or,if appropriate,the Merchant's MCC.This MCC does not include mortgage loan payments and real estate purchases.These transactions must be identified with a more appropriate MCCsuch asMCC 6012 Financial Institutions-Merchandise and Services;MCC 1520 General Contractors;MCC 8111Legal Services and Attorneys. | Apartment RentalsCommercial PropertyRentalsHomeowner/CondoAssociation Fees/DuesHousing RentalsProperty RentalsReal Estate AgentsBrokers,Managers-RentalsRental Services-Residential andCommercial PropertiesResidential RentalsService-Residential andCommercial PropertiesRentals | 6012-Financial Institutions-Merchandise,Services,and DebtRepayment7012-Timeshares7011-Lodging-Hotels,Motels,Resorts,Central ReservationSystems(Not Elsewhere Classified)8999-Professional Services(NotElsewhere Classified) | | 6540 Non-Financial Institutions-Stored Value Card Purchase/Load | | | | | | This MCC must be used by Merchants whose primary business is the sale of and/or any subsequent reloads of stored value cards/accounts(including VisaPrepaid Cards)occurring at non-financial institutions.This MCC is not applicable for use with Staged DigitalWallet Operators(SDWO). | Account Funding-(Non-Financial Institutions)Stored Value Card/Load(Non-Financial Institutions)Stored Value Wallet/Load(Non-Financial Institutions) | 6012-Financial InstitutionsMerchandise,Services,and DebtRepayment | | 7011 Lodging-Hotels,Motels,Resorts,Central Reservation Services(Not Elsewhere Classified) | | | | | | Merchants classified with this MCC are lodging establishments or central reservation services that do not have their own specific MCC.MCC 7011 may include bed and breakfast establishments,resorts,cabins,cottages,hostels,short-term property rentals less than 30 days in length,and local inns. | Bed&BreakfastEstablishmentsCentral ReservationServicesHotels(Not Listed inT&E Section)Inns(Not Listed inT&E Section)Lodging Establishments(Not Listed inT&ESection)Motels(Not Listed inT&ESection)Resorts(Not Listed inT&ESection)Services-CentralReservation,Lodging | 6513-Real Estate Agents andManagers | | 7012 Timeshares | | | | | | Merchants classified with this MCC sell,lease,and rent timeshares and arrange timeshare condominium exchanges. | | 7011-Lodging-Hotels,Motels,Resorts,Central ReservationServices(Not Elsewhere Classified) | | 7032 Sporting和Recreational Camps | | | | | | Merchants classified with this MCC operate children's camps, recreational camps,and sporting camps. | Boys'CampsSporting,RecreationalCampsChildren's CampsGirls'CampsNudist CampsDude Ranches | 7033-Trailer Parks andCampgrounds7999-Recreation Services(NotElsewhereClassified) | | 7033 Trailer Parks and Campgrounds | | | | | | Merchants classified with this MCC provide overnightor short-term camp sites for recreational vehicles,trailers,campers,or tents. | | 7032-Sporting and RecreationalCamps7999-Recreation Services(NotElsewhereClassified) | | 7210 Laundry,Cleaning,and Garment Services | | | | | | Merchants classified with this MCC operate steamorother types of laundry or laundry services. | Diaper ServicesGarment ServicesServices-Laundry,Cleaning,GarmentServices | 7211-Laundries-Family andCommercial7216-Dry Cleaners | | 7211 | Laundries – Family and Commercial | | | | | Merchants classified with this MCC provide coin-operated or similar self-service washers and dryers for general consumer use and may also offer laundry services. | Laundromats | 7210 – Laundry, Cleaning, and Garment Services7216 – Dry Cleaners | | 7216 | Dry Cleaners | | | | | Merchants classified with this MCC perform dry cleaning services for individuals or businesses and may offer limited alteration services. | Services – Dry Cleaning | 7210 – Laundry, Cleaning, and Garment Services7211 – Laundries – Family and Commercial | | 7217 | Carpet and Upholstery Cleaning | | | | | Merchants classified with this MCC clean carpets, drapes, and upholstery. | Drapery Cleaning | 7641 – Furniture – Reupholstery, Repair, and Refinishing | | 7221 | Photographic Studios | | | | | Merchants classified with this MCC perform still or video portrait photography for the general public. | Photographers – Wedding Portrait StudiosWedding Photographers | 7395 – Photofinishing Laboratories and Photo Developing | | 7230 | Beauty and Barber Shops | | | | | Merchants classified with this MCC provide personal hair care services such as hair cutting, styling, and coloring, and may also perform manicures and pedicures and sell a limited selection of hair care products. | Beauty SalonsNail SalonsHair CuttingHair Styling SalonHairdressersMake-up StudiosManicurists | 7298 – Health and Beauty Spas7299 – Miscellaneous Personal Services(Not Elsewhere Classified) | | 7251 | Shoe Repair Shops, Shoeshine Parlors, and Hat Cleaning Shops | | | | | Merchants classified with this MCC repair footwear and provide shoe and hat cleaning and maintenance services. | Hat Cleaning ShopsShoeshine Shops, StandsShoe Repair Shops | 7299 – Miscellaneous Personal Services(Not Elsewhere Classified)7699 – Miscellaneous Repair Shops and Related Services | | 7261 | Funeral Services and Crematories | | | | | Merchants classified with this MCC are mortuaries, crematories, and funeral homes that provide burial preparation services, conduct funerals, and provide cremation services. | MortuariesMorticiansUndertakers | 7299 – Miscellaneous Personal Services(Not Elsewhere Classified) | | 7273 | Dating Services | | | | | Merchants classified with this MCC provide dating and escort services, including online services. | Escort ServicesServices-Dating, EscortOnline Dating Services | 7299-Miscellaneous PersonalServices(Not Elsewhere Classified) | | 7276 | Tax Preparation Services | | | | | Merchants classified with this MCC provide income tax return preparation services but do not provide auditing, accounting, or bookkeeping services. | Services-Tax Preparation | 8931-Accounting,Auditing,andBookkeepingServices8999-Professional Services(NotElsewhereClassified) | | 7277 | Counseling Services-Debt,Marriage,andPersonal | | | | | Merchants classified with this MCC provide a variety of personal counseling services,such as debt and financial counseling,m marriage counseling,family counseling,and alcohol and drug abuse counseling. | Alcohol,Drug AbuseCounselingCredit CounselingDebt CounselingFamily CounselingFinancial CounselingServiceMarriage CounselingPersonal Counseling | 7322-Collection Agencies8111-Legal Services and Attorneys8999-Professional Services(NotElsewhereClassified) | | 7278 | Buying and Shopping Services and Clubs | | | | | Merchants classified with this MCC act as an intermediary to facilitate buying and shopping for individuals or businesses on a fee basis. | Personal Shopper Services-Buying/ShoppingServices,ClubsShopping Services | 7299-Miscellaneous PersonalServices(NotElsewhereClassified)7399-Business Services(NotElsewhereClassified) | | 7296 | Clothing Rental-Costumes,Uniforms,Formal Wear | | | | | Merchants classified with this MCC rent costumes,uniforms,formal wear,and other types of apparel and related accessories. | Apparel-Clothing Rental-Costumes,Formal Wear,UniformsCostume RentalFormal Wear RentalRentals-Clothing-Costumes,Formal Wear,UniformsRentals-CostumeRentals-Tuxedo,FormalWear | 5137-Men's,Women's,andChildren's Uniforms and CommercialClothing7299-MiscellaneousPersonalServices(NotElsewhereClassified) | | 7297 | Massage Parlors | | | | | Merchants classified with this MCC specialize in providing therapeutic massage services and may also provide other personal services such as spa | | 7298-Health and Beauty Spas7299-Miscellaneous Personal | | | treatments and rent saunas or hot tubs for customer use. | | Services(Not Elsewhere Classified) | | 7298 | Health and Beauty Spas | | | | | Merchants classified with this MCC provide a variety of personal or therapeutic services such as facials,massages, mud baths, herbal wraps,tanning treatments, whirlpools, steam baths,hair and makeup styling,and instructional classes. | Tanning Salons | 7011- Lodging-Hotel,Motels,Resorts,Central Reservation Services(Not Elsewhere Classified)7297- Massage Parlors7299- Miscellaneous Personal Services(Not Elsewhere Classified) | | 7299 | Miscellaneous Personal Services(Not Elsewhere Classified) | | | | | Merchants classified with this MCC provide personal services that are not classified with a more specific MCC. | Animal Boarding Services-Stables,Kennels etcAnimal BreedersAnimal Grooming ServicesAnimal TrainingApartment Rental ServicesBody Piercing,Tattoo ParlorsBreeders-AnimalS Dog TrainingServices-Stand-AloneTipping/GratuitiesOther Services-MiscellaneousServices-Water Filtration,Purification,Softening TreatmentsTaxidermistsWedding Chapels/Planning | 7230- Beauty and Barber Shops7251- Shoe Repair Shops,Shoe Shine Parlors,and Hat CleaningShops7261- Funeral Services andCrematories7273- Dating Services7276- Tax Preparation Services7277- Counseling Services-Debt,Marriage,and Personal7278- Buying and Shopping Servicesand Clubs7296- Clothing Rental-Costumes,Uniforms,Formal Wear/7297- Massage Parlors7298- Health and Beauty Spas | | 7311 | Advertising Services | | | | | Merchants classified with this MCC prepare advertising(writing copy,artwork,graphics,and other creative work)和 place such advertising and/or samples in periodicals,newspapers,radio and television,on the internet,在the sky,或other advertising media for clients on a contract or fee basis. | Ad AgenciesAgencies- AdvertisingClassified Ads-Newspaper | 8999- Professional Services(Not Elsewhere Classified) | | 7321 | Consumer Credit Reporting Agencies | | | | | Merchants classified with this MCC provide consumer credit reporting services such as credit investigation,credit clearinghouses,and other related services.For Merchants primarily engaged in collecting debts in | | 7322- Collection Agencies7399- Business Services(Not Elsewhere Classified) | | | default owed to others or that were originally owed to others, use MCC 7322 | | | | 7322 | Collection Agencies | | | | | Merchants classified with the MCC collect payments of overdue receivables under contract or collect overdue receivables that they have purchased from a third party. | | 6012- Financial Institutions-Merchandise, Services,and Debt Repayment6051- Non-Financial Institutions-Foreign Currency,Liquid andCryptocurrency Assets(for example:Cryptocurrency),Money Orders(NotMoney Transfer),Account Funding(not Stored Value Load),TravelersCheques,and Debt Repayment7321- Consumer Credit ReportingAgencies | | 7333 | Commercial Photography,Art,and Graphics | | | | | Merchants classified with this MCC provide commercial art or graphic design services for advertising agencies,publishers,and other businesses. | Commercial ArtistsFilm ProductionGraphics-CommercialSilk Screening | 7221- Photography Studios8999- Professional Services(NotElsewhere Classified) | | 7338 | Quick Copy,Reproduction,and BlueprintingServices | | | | | Merchants classified with this MCC reproduce andbind text,drawings,plans,maps,or other copy,byblueprinting,photocopying,or other methods ofduplication. | PhotocopyingServicesReproductionServicesServices-QuickCopy, | 7395- Photofinishing Laboratoriesand Photo Developing5943-Stationery Stores,Office andSchool Supply Stores | | 7339 | Stenographic and SecretarialSupport | | | | | Merchants classified with this MCC provide a range ofstenographic and secretarial services such asword processing, typing,editing,letter writing,proofreading,resume writing,and court reportingservices. | Word ProcessingServices | 7361- Employment Agencies andTemporary Help Services7399-Business Services(NotElsewhere Classified) | | 7342 | Exterminating and DisinfectingServices | | | | | Merchants classified with this MCC provide pestcontrol,extermination,fumigation,and disinfectionservices. | ExterminatorsPest Control | 7349-Cleaning,Maintenance,andJanitorialServices | | 7349 | Cleaning,Maintenance,and JanitorialServices | | | | | Merchants classified with this MCC provide cleaningand maintenanceservices. | House CleaningServicesHousekeepingServicesMaintenanceServices | 7342- Exterminating and DisinfectingServices | --- | MCC | MCC Title/MCC Description | Included in this MCC | | Similar Merchants | | --- | --- | --- | --- | --- | | 7361 | Employment Agencies and Temporary Help Services | | | | | | Merchants classified with this MCC provide employment services for those seeking employees or employment. | Temporary Employment Agencies | | 7399- Business Services (Not Elsewhere Classified) | | 7372 | Computer Programming, Data Processing, and Integrated Systems Design Services | | | | | | Merchants classified with this MCC provide computer programming services, systems design, website design, data entry, and data processing services. | Computer Software DesignComputer Systems Design | | 5734- Computer Software Stores7379- Computer Maintenance, Repair and Services(Not Elsewhere Classified)7399- Business Services(Not Elsewhere Classified)8999- Professional Services(Not Elsewhere Classified) | | 7375 | Information Retrieval Services | | | | | | Merchants classified with this MCC are business-to-business or wholesale provisioners of online or database information retrieval services. | | | 7321- Consumer Credit ReportingAgencies217392- Management, Consulting,andPublic RelationsServices7399- Business Services(Not Elsewhere Classified) | | 7379 | Computer Maintenance, Repair and Services(Not Elsewhere Classified) | | | | | | Merchants classified with this MCC provide computer-related services such as computer consulting, database development, computer maintenance and repair, conversion services, and computer requirements analysis. | | | 5045- Computers and Computer Peripheral Equipment and Software5732- Electronics Stores5734- Computer Software Stores7372- Computer Programming,Data Processing,andIntegratedSystemsDesignServices7629- Electrical and Small ApplianceRepair Shops | | 7392 | Management, Consulting,and Public RelationsServices | | | | | | Merchants classified with this MCC perform a variety of activities for private,nonprofit,andpublic organizations,such as strategic and organizational planning,financial planning and budgeting,developing marketing objectives,information systems planning,development of human resource policies,and public relationsservices. | Consultants-PublicRelationsConsulting,ManagementServicesManagement ConsultantsMarketing ConsultantsPublic RelationsServices | | 7399- Business Services(Not Elsewhere Classified)8999- Professional Services(Not Elsewhere Classified) | | 7393 | Detective Agencies,Protective Services,and Security Services,including Armored Cars,and Guard Dogs | | | | | | Merchants classified with this MCC provide security devices/systems and services such as security guard, | Alarm Systems,ServicesArmoredCars | | 7399- Business Services(Not Elsewhere Classified) | --- | MCC | MCC Title/MCC Description | Included in this MCC | Similar Merchants | | --- | --- | --- | --- | | | protective, and armored car services and investigative services. | Burglar Alarm Companies- Home/Business Security Fire Alarm Companies- Home/Business Security Home Security Systems Private Investigators Protective Services Security Services, Detective Agencies Security Systems Services- Guard Dog Services-Security Surveillance Systems, Services | 8111-Legal Services and Attorneys 8999-Professional Services(Not Elsewhere Classified) | | 7394 | Equipment, Tool, Furniture,and Appliance Rental and Leasing | | | | | Merchants classified with this MCC rent and lease equipment, tools,furniture,appliances,and office equipment,excluding typewriters. | Appliance Rental Furniture Rental Leasing Services-Equipment Rentals-Equipment Rentals-Tools Services-Equipment Rental,Leasing | 4457-Boat Rentals and Leasing 5978-Typewriter Stores-Sales Rentals,and Service 7296-Clothing Rental-Costumes,Uniforms,Formal Wear 7513-Truck and Utility Trailer Rentals 7519-Motor Home and Recreational Vehicle Rentals 7841-DVD\Video Tape Rental Stores | | 7395 | Photofinishing Laboratories and Photo Developing | | | | | Merchants classified with this MCC develop film,make photographic prints and enlargements,provide custom services,and may also sell a limited selection of photographic supplies and accessories. | Film Developing | 5044-Photographic, Photocopy,Microfilm Equipment and Supplies 5946-Camera and Photographic Supply Stores 7221-Photographic Studios 7333-Commercial Photography,Art,and Graphics | | 7399 | Business Services(Not Elsewhere Classified) | | | | | Merchants classified with this MCC provide business services that are not typically considered to be“professions”and are not classified with a more specific MCC. | Answering Services-Telephone Conference Management Services Convention Bureaus Cosmetics Distributors Event Planning and Management Keys-Locksmith | 4215-Courier Services-Air and Ground,and Freight Forwarders 7299-Miscellaneous Personal Services(Not Elsewhere Classified) 7311-Advertising Services 7338-Quick Copy,Reproduction,and Blueprinting Services 7393-Detective Agencies,Protective Services,and Security Services, | | | | Language, Translation ServicesLocksmithMail, Packing Stores, Meeting Planning ServicesMessage, Paging ServicesPacking, Mailing Services CentersPerfume DistributorsPostal Services-Non-GovernmentPublishing CompaniesSeminar Planning ServicesServices-Telephone AnsweringServices-Trade Show ArrangementServices-Translation,LanguageTourist Information BureausTrade Show ArrangementServicesVideo-ConferencingServices | including Armored Cars,and Guard Dogs7999-Recreation Services(Not Elsewhere Classified) | | 7512Automobile Rental Agency | | | | | | Merchants classified with this MCC are car rental agencies that do not have designated unique MCCs.This also includes car-sharing schemes (known as“car-clubs”in the UK) | Car Rentals | 7513-Truck and Utility Trailer Rentals7519-Motor Home and Recreational Vehicle Rentals | | 7513Truck and Utility Trailer Rentals | | | | | | Merchants classified with this MCC provide short-term rental or long-term leasing of trucks,vans,or utility trailers. | Leasing Services-Trucks,Utility Trailers | 7394-Equipment,Tool,Furniture,and Appliance Rental and Leasing7512-Automobile Rental Agency7519-Motor Home and Recreational Vehicle Rentals | | 7519Motor Home and Recreational Vehicle Rentals | | | | | | Merchants classified with this MCC rent motor homes,RVs,campers,tent trailers,and other recreational vehicles on daily,short-term,or extended-term basis. | | 4457-Boat Rentals and Leasing7513-Truck and Utility Trailer Rentals7999-Recreation Services(Not Elsewhere Classified) | | 7523 | Parking Lots, Parking Meters and Garages | | | | | Merchants classified with this MCC provide temporary parking services for all modes of transportation, usually on an hourly, daily, or monthly contract or fee basis. | Parking Garages | | | 7531 | Automotive Body Repair Shops | | | | | Merchants classified with this MCC perform automotive body repair work and may paint automobiles in conjunction with body repair work. | Car Body Repair ShopsAuto Body Shops | 7534- Tire Retreading and RepairShops7535- Automotive Paint Shops7538- Automotive Service Shops(non-dealer) | | 7534 | Tire Retreading and Repair Shops | | | | | Merchants classified with this MCC sell, install, repair,or retread old tires. | Car Tires- RetreadsRepairs- Tire Retreading,Repair Shops | 5532- Automotive Tire Stores7531- Automotive Body RepairShops7535- Automotive Paint Shops7538- Automotive Service Shops(Non-Dealer) | | 7535 | Automotive Paint Shops | | | | | Merchants classified with this MCC paint, refinish,and restore automobiles. | Car Paint Shops | 7531- Automotive Body RepairShops7538- Automotive Service Shops(non-dealer) | | 7538 | Automotive Service Shops(Non-Dealer) | | | | | Merchants classified with this MCC conductautomotive repairs and general or specific services. | Automotive GlassRepair/ReplacementCar Service ShopsLube Stations- Quick StopMuffler ShopsOil Changers- LubeStationsRepairs- AutomotiveService ShopsTune-Up Shops-AutomotiveWheel Alignment,Balancing,Repair Service-Automotive | 5541- Service Stations(with orwithout Ancillary Services)7531- Automotive Body RepairShops7534- Tire Retreading and RepairShops7535- Automotive Paint Shops7542- Car Washes7549- Towing Services | | 7542 | Car Washes | | | | | Merchants classified with this MCC wash, wax, and polish automobiles or provide self-service facilities. | Auto DetailingAutomotive CleaningWaxingCleaning, Polishing-Automatic | 5541-Service Stations(With orWithout Ancillary Services)7538-Automotive Service Shops(non-dealer) | | 7549 | Towing Services | | | | | Merchants classified with this MCC provide vehicle towing services. | | 5935-Wrecking and SalvageYards | | 7622 | Electronics Repair Shops | | | | | Merchants classified with this MCC repair electronics(excluding appliances) such as radios, televisions, stereo equipment,and computers. | Radio,Television,Stereo,Electronics Repair ShopsRepairs-Radio,Services-Television,Radio,Stereo,Electronics | 7629-Electrical and Small Appliance Repair Shops7699-Miscellaneous Repair Shopsand Related Services | | 7623 | Air Conditioning and Refrigeration Repair Shops | | | | | Merchants classified with this MCC service and repair household and commercial air conditioning and refrigeration systems. | Refrigeration Repair ShopsRepairs-Air Conditioning,Refrigeration Repair Shops | 7629-Electrical and SmallAppliance Repair Shops7699-Miscellaneous Repair Shopsand Related Services | | 7629 | Electrical and Small Appliance Repair Shops | | | | | Merchants classified with this MCC service and repair household and commercial electrical components,small appliances(such as microwaves,toaster ovens,and toasters),and electrical office machines,excluding typewriters. | Repairs-Office Machines | 5978-Typewriter Stores-Sales,Rentals,and Service7622-Electronics Repair Shops7623-Air Conditioning andRefrigeration Repair Shops7699-Miscellaneous Repair Shopsand Related Services | | 7631 | Watch,Clock and Jewelry Repair | | | | | Merchants classified with this MCC clean and repair all types of watches,clocks,and fine jewelry. | | 5944-Jewelry Stores,Watches,Clocks,and Silverware Stores | | 7641 | Furniture-Reupholstery,Repair,and Refinishing | | | | | Merchants classified with this MCC reupholster,repair,refinish,and restore furniture. | Furniture Repair,ReupholsteryRefinishing-FurnitureRepair,Reupholstery | 5712-Furniture,Home Furnishingsand Equipment Stores,ExceptAppliances | | 7692 | Welding Services | | | | | Merchants classified with this MCC perform welding services and repair. | Services-Welding Repair | 1799-Special Trade Contractors(Not Elsewhere Classified) | | 7699 | Miscellaneous Repair Shops and Related Services | | | | | Merchants classified with this MCC provide service and repair work and are not classified with a more specific MCC. | Chimney Cleaning ServiceFurnace Cleaning ServiceMachine ShopsServices-Large Appliance RepairServices-Bicycle RepairServices-Othopedic Device Repair | 7531-Automotive Body RepairShops7534-Tire Retreading and RepairShops7538-Automotive Service Shops(non-dealer)7622-Electronics Repair Shops7623-Air Conditioning and Refrigeration Repair Shops7629-Electrical and SmallAppliance Repair Shops7631-Watch,Clock and JewelryRepair7641-Furniture-Reupholstery,Repair,and Refinishing7692-Welding Services | | 7800 | Government-Owned Lotteries(US Region only) | | | | | Merchants classified with this MCC are government-owned lotteries in the US Region that are registered with Visa to sell lottery tickets. | | 7801-Government Licensed On-Line Casinos(On-Line Gambling) | | 7801 | Government Licensed On-Line Casinos(On-Line Gambling)(US Region only) | | | | | Merchants classified with this MCC are licensed by a US government entity(and/or sanctioned and regulated by applicable legislation)and registered with Visa to sell virtual gambling chips or offer online gambling. | | 7800-Government-Owned Lotteries | | 7802 | Government-Licensed Horse/Dog Racing(US Region only) | | | | | Merchants classified with this MCC are licensed by a US government entity(and/or sanctioned and regulated by applicable legislation)and registered with Visa to sell on-or off-track wagers at horse- or dog-racing facilities. | | | | 7829 | Motion Picture and Video Tape Production and Distribution | | | | | Merchants classified with this MCC are business-to-business or wholesale producers and distributors of educational and industrial films and videos for exhibition and sale. | Distributor-Motion Picture,Video Tape Production,DistributionEducational,Training Film | 7399-Business Services(Not Elsewhere Classified)7841-DVD/Video Tape Rental Stores | | | | ProductionFilm Production,DistributionTV Commercial Production | 8999-Professional Services(Not Elsewhere Classified) | | 7832 | Motion Picture Theaters | | | | | Merchants classified with this MCC operate movie theaters and sell tickets and refreshments or sell movie tickets online. | CinemasEntertainment-MovieTheatersFilms-Movie Theaters | 7841-DVD/Video Tape Rental Stores7922-Theatrical Producers(Except Motion Pictures)and Ticket Agencies | | 7841 | DVD/Video Tape Rental Stores | | | | | Merchants classified with this MCC rent DVDs/video tapes for personal use and may sell a limited selection of used videos/DVDs and refreshments. | Rentals-DVD/Video Tape Stores | 7829-Motion Picture and Video Tape Production and Distribution | | 7911 | Dance Halls, Studios and Schools | | | | | Merchants classified with this MCC operate dance studios, schools,and public dance halls or ballrooms. | Ballet SchoolsBallroom Dance InstructionDance SchoolsSchools-Ballroom Dance InstructionStudios-Dance | 7922-Theatrical Producers(Except Motion Pictures)和TicketAgencies7999-Recreation Services(Not Elsewhere Classified) | | 7922 | Ticket Agencies and Theatrical Producers(Except Motion Pictures) | | | | | Merchants classified with this MCC operate live theatrical productions(such as road companies and summer theater groups)and services associated with theatrical productions and concerts(such as casting agencies,booking agencies,scenery,lighting,and other equipment services,and theatrical ticket agencies). | Agencies-Ticket,Theatrical ProducersPerforming Arts Companies-TheatricalProducers-TheatricalProduction Agencies-TheatricalTicket Agencies | 7832-Motion Picture Theaters7911-Dance Halls, Studios and Schools7929-Bands,Orchestras,and Miscellaneous Entertainers(Not Elsewhere Classified) | | 7929 | Bands,Orchestras,and Miscellaneous Entertainers(Not Elsewhere Classified) | | | | | Merchants classified with this MCC provide entertainment other than theatrical productions(such as musicians,bands,orchestras,and other types of entertainers such as comedians and magicians). | DJsDance BandsMagiciansMusic BandsMusicians | | | 7932 | Billiard and Pool Establishments | | | | | Merchants classified with this MCC operate establishments that rent the use of pool or billiard tables and other games for entertainment. | Billiard PartorsSnooker Partors | 7999-Recreation Services(Not Elsewhere Classified) | | 7933 | Bowling Alleys | | | | | Merchants classified with this MCC operate bowling alleys for entertainment. | | 5812-Eating Places and Restaurants5813-Drinking Places(Alcoholic Beverages)-Bars,Taverns,Nightclubs,Cocktail Lounges,and Discotheques7999-Recreation Services(Not Elsewhere Classified) | | 7941 | Commercial Sports,Professional Sports Clubs,Athletic Fields,and Sports Promoters | | | | | Merchants classified with this MCC operate and promote semi-professional and professional athletic clubs(such as baseball,basketball,football,hockey,soccer),promote amateur and professional athletic events,manage individual athletes,and manage sports arenas and stadiums. | Arenas-SportsAthleticFieldsAutomotive Race Tracks-non-participatoryClubs-Professional SportsProfessional Sports ClubsPromoters-SportingEventsRace Tracks-EntranceFee,Non-BettingTransactionsSports PromotersStadiums | 7999-Recreation Services(Not Elsewhere Classified) | | 7991 | Tourist Attractions and Exhibits | | | | | Merchants classified with this MCC operate a variety of tourist attractions and exhibits for entertainment,such as botanical gardens,craft shows,museums,and wineries. | ArboretumsArt MuseumsBotanical GardensExhibitsExpositionsMuseumsWineries | 5971-Art Dealers and Galleries7996-Amusement Parks,Circuses,Carnivals,and Fortune Tellers7998-Aquariums,Seaquariums,Dolphinariums,and Zoos7999-Recreation Services(Not Elsewhere Classified) | | 7992 | Public Golf Courses | | | | | Merchants classified with this MCC operate public golf courses. | | 7997-Membership Clubs(Sports,Recreation,Athletic),CountryClubs,and Private Golf Courses | | 7993 | Video Amusement Game Supplies | | | | | Merchants classified with this MCC sell coin-operated amusement machines such as video game machines, | | 7994-Video GameArcades/Establishments | | | jukeboxes, pinball machines, slot machines, mechanical games, instant photograph booths, and similar types of amusement equipment and game supplies. Merchants that operate video and game arcades for public use must be classified with MCC 7994 - Video Game Arcades/Establishments. | | | | 7994 | Video Game Arcades/Establishments | | | | | Merchants classified with this MCC operate arcades, amusement machines (such as video machine machines, jukeboxes, pinball machines, mechanical games, instant photograph booths, and similar types of amusement equipment) and indoor playgrounds. | Social casinos not offering any prizes of monetary value | 7993-Video Amusement and Game Supplies7995-Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, Wagers at Race Tracks and games of chance to win prizes of monetary value7999-Recreation Services(Not Elsewhere Classified) | | 7995 | Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, Wagers at Race Tracks and games of chance to win prizes of monetary value | | | | | Merchants classified with this MCC operate games of chance to win prizes of monetary value or betting establishments.Merchants that are unable to distinguish a betting transaction from other transactions must identify all transactions with MCC 7995. | Betting-Casino GamingChipsBetting-Lottery TicketsBetting-Off-TrackBetting-WagersBingo ParlorsRaffle TicketsUnlicensed ForeignExchange Trading or BinaryOptionsSweepstakes | 7800-Government-Owned Lottery7801-Government-Licensed On-Line Casinos(On-Line Gambling)7802-Government-Licensed Horse/Dog Racing | | 7996 | Amusement Parks, Circuses, Carnivals, and Fortune Tellers | | | | | Merchants classified with this MCC operate circuses, carnivals, and amusement and theme parks that offer mechanical rides, snacks and food stands, games, animal exhibits, and entertainment, as well as fortune-telling, astrology, mystic, and tarot card-reading services. | County FairsFairsMysticsTarot ReadingsState Fairs | 7991-Tourist Attractions and Exhibits7999-Recreation Services(Not Elsewhere Classified) | | 7997 | Membership Clubs(Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses | | | | | Merchants classified with this MCC operate sports and recreation facilities that require membership such as exercise, athletic and health clubs, country clubs, private golf courses, boating and yacht clubs, swimming clubs, tennis clubs, bowling leagues, riding clubs, shooting and gun clubs, and racquetball clubs, and may also provide spa services. | Athletic Clubs-Physical FitnessBoating ClubsClubs-BoatingClubs-GunClubs-RacquetballClubs-Sailing | 7297-Massage Parlors7298-Health and Beauty Spas7992-Public Golf Courses | | | | Clubs-SportsClubs-TennisClubs-YachtCountry ClubsExercise ClubsFitness ClubsHealth ClubsPrivate Golf Courses | | | 7998 | Aquariums, Sea aquariums,Dolphinariums,and Zoos | | | | | Merchants classified with this MCC operate zoos or sea life parks for entertainment and education for the general public. | Sea Life Parks | 7991-Tourist Attractions and Exhibits | | 7999 | Recreation Services(Not Elsewhere Classified) | | | | | Merchants classified with this MCC provide a wide variety of recreation and entertainment services that require active physical participation and that are not classified with a more specific MCC. | Aircraft RentalsBallooningBatting CagesBicycle Rentals including electric scootersFishing/Hunting LicensesGames InstructionGolf-Driving RangesHorseback RidingInstruction-GamesMiniature GolfMotorcycle RentalsParachutingPublic Swimming PoolsRecreational Services-Aircraft RentalsRecreational Services-Driving RangesRecreational Services-Miniature GolfRecreational Services-Ski SlopesRecreational Services-Sport,Games InstructionResorts-MiscellaneousResorts-SkiRoller Skating RinksShooting RangesSky Diving | 4457-Boat Rentals and Leasing7032-Sporting and Recreational Camps7033-Trailer Parks and Campgrounds7298-Health and Beauty Spas7519-Motor Home and Recreational Vehicle Rentals7932-Billiard and Pool Establishments7933-Bowling Alleys7941-Commercial Sports,Professional Sports Clubs,Athletic Fields,and Sports Promoters7991-Tourist Attractions and Exhibits7992-Public Golf Courses7994-Video GameArcades/Establishments7996-Amusement Parks,Circuses,Carnivals,and Fortune Tellers7997-Membership Clubs(Sports,Recreation,Athletic),Country Clubs,and Private Golf Courses7998-Aquariums,Sea aquariums,Dolphinariums,and Zoos | | 8011 Doctors and Physicians (Not Elsewhere Classified) | | | | | | Merchants classified with this MCC are licensed physicians engaged in a practice of general or specialized medicine and surgery that is not classified with a more specific MCC. | Cosmetic SurgeonsDermatologistsGynecologistsMedical Professionals-DoctorsNeurologistsObstetriciansOrthopedistsPediatriciansPhysiciansPlastic SurgeonsPsychiatristsRadiologistsSurgeons | 8021- Dentists and Orthodontists8031- Osteopaths8041- Chiropractors8042- Optometrists andOphthalmologists8043- Opticians, Optical Goods,and Eyeglasses8049- Podiatrists andChiropodists8099-Medical ServicesandHealth Practitioners(NotElsewhereClassified) | | 8021 Dentists and Orthodontists | | | | | | Merchants classified with this MCC are licensed physicians that practice general or specialized dentistry such as dental surgery. | | 8011- Doctors and Physicians(NotElsewhereClassified)8099- MedicalServicesandHealthPractitioners(NotElsewhereClassified) | | 8031 Osteopaths | | | | | | Merchants classified with this MCC provide therapy involving the non-surgical manipulation and adjustment of bone structures. | | 8011- Doctors and Physicians(NotElsewhereClassified)8041- Chiropractors8099- MedicalServicesandHealthPractitioners(NotElsewhereClassified) | | 8041 Chiropractors | | | | | | Merchants classified with this MCC provide therapy in which the spinal column and limbs are manipulated or adjusted. | | 8011- Doctors and Physicians(NotElsewhereClassified)8031- Osteopaths8099- MedicalServicesandHealthPractitioners(NotElsewhereClassified) | | 8042 Optometrists and Ophthalmologistss | | | | | | Merchants classified with this MCC are licensed physicians that examine and treat eye defects with corrective eyeglasses or contacts or surgical techniques,treat eye diseases,and may fill contact oreyeglass prescriptions and sell eyeglass frames. | Eye Doctors | 8011- Doctors and Physicians(NotElsewhereClassified)8043- Opticians,OpticalGoods,andEyeglasses8099- MedicalServicesandHealthPractitioners(NotElsewhereClassified) | --- | MCC | MCC Title/ MCC Description | Included in this MCC | Similar Merchants | | --- | --- | --- | --- | | 8043 Opticians, Optical Goods, and Eyeglasses | | | | | | Merchants classified with this MCC perform eye examinations, write prescriptions, make and sell eyeglasses, and sell other optical goods. | Eyeglass Stores | 8011 – Doctors and Physicians (Not Elsewhere Classified)8042 – Optometrists and Ophthalmologists8099 – Medical Services and Health Practitioners (Not Elsewhere Classified) | | 8049 Podiatrists and Chiropodists | | | | | | Merchants classified with this MCC are licensed physicians specializing in diagnosing and treating foot ailments. | Doctors – Chiropodists, PodiatristsFoot DoctorsMedical Professionals – Podiatrists | 8011 – Doctors and Physicians (Not Elsewhere Classified)8099 – Medical Services and Health Practitioners (Not Elsewhere Classified) | | 8050 Nursing, Home Healthcare and Personal Care Facilities | | | | | | Merchants classified with this MCC provide inpatient nursing or health-related personal care services and operate convalescent/nursing homes, hospice facilities, offer care in home/residential environment and other long-term care facilities that generally do not offer surgery. | Convalescent HomesElder HousingHospice FacilitiesNursing HomesRest HomesElder CareSkilled and Unskilled Home Care | 8062 – Hospitals | | 8062 Hospitals | | | | | | Merchants classified with this MCC are hospitals that provide diagnostic services, extensive medical treatment, surgery, continuous nursing services, mental and psychiatric care, and other hospital services. | | 0742 – Veterinary Services8050 – Nursing and Personal Care Facilities | | 8071 Medical and Dental Laboratories | | | | | | Merchants classified with this MCC provide medical and dental laboratory services. | | 8011 – Doctors and Physicians (Not Elsewhere Classified)8021 – Dentists and Orthodontists | | 8099 Medical Services and Health Practitioners (Not Elsewhere Classified) | | | | | | Merchants classified with this MCC are medical professionals that are not classified with a more specific MCC. | Blood BanksChemical Dependency Treatment CentersFertility ClinicsHair Replacements – Surgical Health Practitioners, | 8011 – Doctors and Physicians (Not Elsewhere Classified)8021 – Dentists and Orthodontists8031 – Ostepaths8041 – Chiropractors8042 – Optometrists and Ophthalmologists | --- | MCC | MCC Title/MCC Description | Included in this MCC | Similar Merchants | | --- | --- | --- | --- | | | | Medical ServicesHearing Testing ServicesMassage- TherapeuticMedical Professionals-Medical Services, Health PractitionersMental Health PractitionersPhysical TherapistsPsychiatristsPsychologistsServices-Medical Services, Health PractitionersSports Medicine ClinicsTherapists | 8043-Opticians, Optical Goods,and Eyeglasses8049-Podiatrists and Chiropodists8050-Nursing and Personal CareFacilities8062-Hospitals8071-Medical and DentalLaboratories | | 8111 Legal Services and Attorneys | | | | | | Merchants classified with this MCC are headed bymembers of the bar and provide legal advice andservices. | AttorneysLaw OfficesLawyers | 7277-Counseling Services-Debt,Marriage,and Personal | | 8211 Elementary and Secondary Schools | | | | | | Merchants classified with this MCC are elementaryand secondary schools that provide academicinstruction. | Grade SchoolsGrammar SchoolsHigh SchoolsMiddle SchoolsSchools-Kindergartens | 8220-Colleges,Universities,Professional Schools,and JuniorColleges8241-Correspondence Schools8244-Business and SecretarialSchools8249-Vocational and Trade Schools8299-Schools and EducationalServices(Not Elsewhere Classified)8351-Child Care Services | | 8220 Colleges,Universities,Professional Schools,and JuniorColleges | | | | | | Merchants classified with this MCC are communityand junior colleges,universities,theological seminaries and professional schools(such as dental,law,engineering,medical)that provide academiccourses and grant academic degrees. | Community CollegesGraduate Schools | 8211-Elementary and SecondarySchools8241-Correspondence Schools8244-Business and SecretarialSchools8249-Vocational and TradeSchools8299-Schools and EducationalServices(Not Elsewhere Classified) | | 8241 | Correspondence Schools | | | | | Merchants classified with this MCC are correspondence schools that offer educational and instruction through the mail/internet by sending lessons and examinations to the student. | | 8299- Schools and Educational Services(Not Elsewhere Classified) | | 8244 | Business and Secretarial Schools | | | | | Merchants classified with this MCC are business and secretarial schools that offer general business training such as office procedures, word processing, stenographic, and other clerical skills. | Computer Training | 8249- Vocational and Trade Schools8299- Schools and Educational Services(Not Elsewhere Classified) | | 8249 | Vocational and Trade Schools | | | | | Merchants classified with this MCC offer training and instruction in specialized professions such as welding, mechanics, carpentry, real estate, and truck driving. | Technical Institutes | 8244- Business and Secretarial Schools8299- Schools and Educational Services(Not Elsewhere Classified)8241- Correspondence Schools | | 8299 | Schools and Educational Services(Not Elsewhere Classified) | | | | | Merchants classified with this MCC offer educational courses and services that are not classified with a more specific MCC. | Art SchoolsAutomobile DrivingInstructionAviation InstructionCooking SchoolsCulinary InstructionDriver Education Class,SchoolFlying Instruction SchoolJob Training ServicesKarate SchoolsModeling SchoolsSchools- ArtSchools- AutomobileDriving InstructionServices- Schools,Educational ServicesTraffic School | 7911- Dance Halls, Studios andSchools8211- Elementary and SecondarySchools8220- Colleges, Universities,Professional Schools,and JuniorColleges8241- Correspondence Schools8244- Business and SecretarialSchools8249- Vocational and Trade Schools | | 8351 | Child Care Services | | | | | Merchants classified with this MCC provide care for infants or children. | Babysitting ServicesChildren-Day CareServicesNanniesNursery SchoolsPreschool Centers | 8299- Schools and Educational Services(Not Elsewhere Classified) | | 8398 | Charitable Social Service Organizations | | | | | Merchants classified with this MCC are non-political fund-raising organizations engaged in soliciting charitable donations/contributions on behalf of organizations engaged in social welfare services, or social service organizations engaged in social welfare services. This MCC also includes crowd funding Merchants that accept donations on behalf of individuals raising money for various causes without receiving any perceived or actual financial benefit for doing so. | Fund-Raising Organizations-Non-PoliticalOrganizations-Non-PublicPublic Radio, TelevisionCrowd Funding Merchants | 5931-Used Merchandise andSecondhand Stores8641-Civic,Social,and FraternalAssociations8651-PoliticalOrganizations8661-ReligiousOrganizations8675-AutomobileAssociations8699-MembershipOrganizations(Not Elsewhere Classified) | | 8641 | Civic,Social,and Fraternal Associations | | | | | Merchants classified with this MCC are associations engaged in civic,social,or fraternal activities. | Alumni/AlumnaeAssociationsAssociations-Civic,Social,FraternalAssociationsChambers of CommerceFraternalAssociationsFund-Raising-PoliticalPoliceAthleticLeagues(PAL)SocialAssociations,ClubsVeterans'Organizations | 8398-Charitable Social ServiceOrganizations8651-PoliticalOrganizations8661-ReligiousOrganizations8675-AutomobileAssociations8699-MembershipOrganizations(Not Elsewhere Classified) | | 8651 | Political Organizations | | | | | Merchants classified with this MCC are membership organizations that promote the interests of or raise funds for a national,state,or local political party or candidate. | Political Fundraising | 8398-Charitable Social ServiceOrganizations8641-Civic,Social,and FraternalAssociations8661-ReligiousOrganizations8675-AutomobileAssociations8699-MembershipOrganizations(Not Elsewhere Classified) | | 8661 | Religious Organizations | | | | | Merchants classified with this MCC are religious organizations that provide worship services,religious training or study,or religious activities. | ChapelsChurchesMosquesSynagoguesTemples | 8398-Charitable Social ServiceOrganizations8641-Civic,Social,and FraternalAssociations8699-MembershipOrganizations(Not Elsewhere Classified) | | 8675 | Automobile Associations | | | | | Merchants classified with this MCC are automobile associations and clubs that provide a variety of travel-related services to its members. | Automobile Club | 8699-MembershipOrganizations(Not Elsewhere Classified) | | 8699 | Membership Organizations(Not Elsewhere Classified) | | | | | Merchants classified with this MCC are organizations or associations that are not classified with a more specific MCC. | Art ClubsHistorical ClubsLabor UnionsOrganizations-Membership OrganizationsPoetry ClubsProfessional OrganizationsTenant AssociationsCondominium AssociationsHOAsUnions-Labor | 7997-Membership Clubs(Sports,Recreation,Athletic),CountryClubs,andPrivateGolfCourses8398-CharitableSocialServiceOrganizations8641-Civic,Social,andFraternalAssociations8651-PoliticalOrganizations8661-ReligiousOrganizations8675-AutomobileAssociations | | 8734 | Testing Laboratories(Non-Medical Testing) | | | | | Merchants classified with this MCC provide testing services(such as automobile testing, calibration and certification,food testing,forensic testing,product and pollution testing,and industrial X-ray inspection services). | FoodTestingServicesForensicLaboratoriesPollutionTestingProductTestingLaboratoriesVeterinaryTestingLaboratories | 8071-MedicalandDentalLaboratories | | 8911 | Architectural,Engineering,and Surveying Services | | | | | Merchants classified with this MCC provide professional architectural,home and building design,boat design,and engineering,land,water,and aerial surveying services. | | 1520-GeneralContractors-Residential and Commercial1799-SpecialTradeContractors(NotElsewhereClassified)8999-ProfessionalServices(NotElsewhereClassified) | | 8931 | Accounting,Auditing,andBookkeepingServices | | | | | Merchants classified with this MCC provide accounting,bookkeeping,billing and payroll services,and other related auditing services,and may also provide income tax preparation services. | | 7276-TaxPreparationServices8111-LegalServices和Attorneys8999-ProfessionalServices(NotElsewhereClassified) | | 8999 | ProfessionalServices(NotElsewhereClassified) | | | | | Merchants classified with this MCC provide professional services that are not classified with a more specific MCC. | AppraisersAuctionHousesBrokers-Mortgage,LoanCourtStenographerFinancialPlannersGraphicDesignersGuestSpeakers,LecturersLecturers | 6211-SecurityBrokers/Dealers6300-InsuranceSales,Underwriting,andPremiums7012-Timeshares7276-TaxPreparationServices7277-CounselingServices-Debt,Marriage,andPersonal7311-AdvertisingServices | | | | Market Research FirmsMortgage BrokersProperty AppraisersPublic SpeakersReal Estate AppraisersResearch Firms | 7321-Consumer Credit ReportingAgencies7361-Employment Agencies andTemporary Help Services7392-Management, Consulting,and Public Relations Services7393-Detective Agencies,Protective Services,and SecurityServices,including Armored Cars,and Guard Dogs8111-Legal Services and Attorneys8911-Architectural,Engineering,and SurveyingServices8931-Accounting,Auditing,andBookkeeping Services | | 9211 | Court Costs, Including Alimony and Child Support | | | | | Merchants classified with this MCC are local,state,and federal courts of law that administer and processcourt fees, alimony,and child support payments. | | 9222-Fines9399-Government Services(Not Elsewhere Classified) | | 9222 | Fines | | | | | Merchants classified with this MCC are governmententities that administer and process local,state,andfederal fines and penalties,motor vehicle violations,andcommunity-or property-assessed fines. | Community AssessedPenaltiesMotor Vehicle Violations | 9211-Court Costs,IncludingAlimony and Child Support9399-Government Services-(Not Elsewhere Classified) | | 9223 | Bail and Bond Payments | | | | | Merchants classified with this MCC post bail to the court system as security for the appearance of thearraigned individual. | | | | 9311 | Tax Payments | | | | | Merchants classified with this MCC are local,state,and federal entities that engage in financialadministration and taxation including collection oftaxes and penalties and custody and disbursementof funds. | Customs Bureaus | 9399-Government Services(NotElsewhere Classified) | | 9399 | Government Services(Not Elsewhere Classified) | | | | | Merchants classified with this MCC are governmententities that provide general support services togovernment and communities are not classified with a more specific MCC. | DMVDepartment of MotorVehiclesFire DepartmentsLibrariesParks and RecreationPolice Departments | 4784-Tolls and Bridge Fees7523-Parking Lots,Parking Metersand Garages7992-Public Golf Courses | | 9402 Postal Services-Government Only | | | | | | Merchants classified with this MCC are government postal offices that provide a variety of services such as accepting and processing packages and mail for delivery and selling postage stamps. | | 7399-Business Services(Not Elsewhere Classified)9399-Government Services(Not Elsewhere Classified) | | 9405 U.S.Federal Government Agencies or Departments | | | | | | Merchants classified with this MCC process U.S.federal government transactions using an acquiringBIN associated with the Intra-Government Transfers(IGOTS) program. | | | | 9406 Government-Owned Lotteries(Non-U.S.region) | | | | | | Merchants classified with this MCC are government-owned lotteries that sell lottery tickets | | 7800-Government-Owned Lotteries(US Region Only)7995-Betting,including LotteryTickets,Casino Gaming Chips,Off-Track Betting,and Wages at RaceTracks | | 9702 Emergency Services(GCAS)(Visa use only) | | | | | | This MCC is used only by Visa to enable members and processors to identify emergency transactions from theGlobal Customer Assistance Services(GCAS). | | | | 9950 Intra-Company Purchases | | | | | | Merchants classified with this MCC processpurchasing card transactions representing internalunit-to-unit transfers of goods and services. | | | --- Merchant Data Standards Manual Section 3: New MCC or MCC Change Requests # Section 3: New MCC or MCC Change Requests To request a new MCC or changes to an existing MCC, Members must submit to Visa, a completed Visa Merchant *Category Code Request Form, which is available on Visa Access. Visa will notify the Member when a decision is* made. If approved, the new MCC will be included to a future edition of the Visa Merchant Data Standards Manual. April 2026 VISA PUBLIC