VisaNet | Electronic Payments Network | Visa
Innovate in payments with VisaNet
VisaNet is the global network powering Visa transactions — credit, debit, ATM and beyond. As one of the world's largest payment networks, it's the foundation of secure, seamless commerce.
Leveraging advanced AI, machine learning and deep learning, VisaNet delivers unmatched reliability, speed and global reach. It's built for the future of payments.
Consumers and businesses access VisaNet through our secure and trusted partners, and through financial institutions that issue cards.
Do more for your business with VisaNet’s innovative, agile network
VisaNet's robust infrastructure and innovative solutions empower clients and partners to accelerate growth, reduce costs, and minimize risk.
Learn more about Visa innovation
Secure
Trusted by businesses, governments, and consumers, VisaNet empowers secure, rapid, and scalable transaction processing.
Innovative
VisaNet facilitates payments innovation that meets evolving industry challenges and opportunities.
Flexible
Tailor your experience with VisaNet's flexible solutions or partner with us to develop custom solutions.
Understand how VisaNet access works and explore your options
Financial institutions and Visa partners access VisaNet to do things like authorize transactions, and small or medium-sized businesses (SMBs) access VisaNet through those intermediaries. Learn about how to work with Visa or explore resources for developers, partners and licensed product.
Fintech Fast Track
Designed to help fintechs bring new payments solutions to market, Fintech Fast Track makes it easy to apply to work with Visa.
Learn about Fintech Fast Track
Visa Ready
Visa Ready provides smooth onboarding for new business, access to Visa products, and go-to-market tools.
License Programs
Licensed partners unlock the power of Visa issuing and acquiring and get access to other products and services we provide.
Learn about the Licensing Program
Visa Developer Center
Access APIs, documentation, and tools on our developer portal.
Visa Partner
Navigate the world of payments and discover how to work with Visa.
Visa Access
Current clients, log into your secure client portal for tools and resources.
Explore the products and solutions that VisaNet powers and enables
These solutions are integral to Visa's offerings and are often enhanced by additional services and partnerships with financial institutions, fintechs and technology providers to extend functionality and reach.
Visa Acceptance Solutions
Visa Acceptance Solutions sets businesses up to transform their payment offerings, from accepting and processing payments to navigating fraud and risk to managing disputes.
Explore Visa Acceptance Solutions
Visa Issuing Solutions
Accelerate your path to market with issuer processing and cloud-native core banking infrastructure. Our modular solutions enable seamless, digital-first experiences, helping you stay ahead in a fast-evolving landscape.
Explore Visa Issuing Solutions
VisaNet + AI
VisaNet +AI is a set of network services that helps deliver smarter authorization, clearing, and settlement for banks, merchants, and consumers.
Visa Intelligent Commerce
Visa Intelligent Commerce is an initiative that will empower AI agents to deliver personalized and secure shopping experiences for consumers – at scale.
Learn about Visa Intelligent Commerce
Visa Protect
Visa Protect solutions help prevent fraud across the entire payment journey, across all payment endpoints and networks—without stopping the flow of business.
Visa Cloud Connect
Connect to VisaNet via your participating cloud-based infrastructure. Access VisaNet’s secure and powerful payment processing capabilities with increased flexibility and faster time-to-market.
Learn about Visa Cloud Connect
Visa Direct
Visa Direct makes it possible for fast, innovative and secure payments to travel across the world. Send, receive, convert and hold funds domestically and cross-border.
VisaNet’s range of capabilities helps you accelerate growth
Enter new markets with global reach and flexible connectivity options.
Attract new customers with innovative products that expand your reach.
Retain customers better with enhanced in-app and checkout experiences.
Increase merchant sales with advanced authentication and conversion tools.
A reliable network helps lower costs and increase efficiency
Reduce fraud losses with advanced security and fraud detection.
Increase operational efficiency with data-driven insights and automation.
Count on reliable infrastructure thanks to 99.999%¹ network up time.
Lower integration costs with global reach and scheme-agnostic solutions.
VisaNet’s robust security helps mitigate risk
Reduce fraud risk with advanced fraud detection and prevention.
Minimize security risk with robust encryption and data protection.
Helps manage compliance risk with adherence to global regulatory standards.
Helps avoid reputational risk with consistent, secure transaction processing.
Discover how VisaNet meets your unique needs
With VisaNet, fintechs can expand their reach
- Accelerate innovation
- Scale rapidly
- Integrate seamlessly
Learn more about how to move your fintech forward with Visa, or apply for programs like Fintech Fast Track to start bringing new payment solutions to market.
With VisaNet, financial institutions can innovate, adapt and customize
- Enhance security
- Streamline operations
- Drive growth
Learn more about how to modernize and scale your financial institution with the help of Visa’s payments technology.
With VisaNet, SMBs can start accepting Visa credentials
While SMBs don’t directly access or set up accounts with VisaNet, they collaborate with the banks or Visa partners that connect to our network and help:
- Simplify payment acceptance
- Protect against fraud
- Grow sales
Explore solutions designed to meet your unique needs, or explore Authorize.net to learn more about accepting payments quickly and easily.
Discover how VisaNet’s innovation can drive your success
¹Visa’s ‘six nines’ standard means the Visa network is available for payments 99.9999% of the time, or less than one second of downtime per day.