# Payment innovations from Visa are shaping the future of commerce Visa has a long history of introducing payment innovations to the world, constantly breaking ground with the latest technologies, from artificial intelligence (AI) to agentic commerce to stablecoins and more, to help unlock new worlds of opportunity for everyone. ## Explore the latest product innovations from Visa At the 2025 Global Product Drop, Visa leaders unveiled AI-enabled advancements, new products and strategic partnerships that will help usher in a new era of commerce. - Visa Intelligent Commerce - Digital Identity - Visa Flexible Credential - Visa Stablecoin Solutions - Visa Pay - Visa Accept ### Scalable AI commerce, powered by Visa Introducing Visa Intelligent Commerce, a pioneering initiative designed to enable AI agents to provide personalized and secure shopping experiences to consumers at scale. Learn how new Visa product capabilities and partnerships are helping to create a trusted, reliable AI commerce ecosystem. [Learn about Visa Intelligent Commerce](https://corporate.visa.com/en/products/intelligent-commerce.html) ### Delivering a digitally native identity ecosystem Visa is transforming digital identity by implementing verification and provisioning methods like [Visa Payment Passkey](https://corporate.visa.com/en/products/visa-payment-passkey.html) and [Tap to Add Card](https://corporate.visa.com/en/solutions/tap.html), which significantly help to improve user experiences. Additionally, enhanced data sharing methods like Visa Data Only with Visa Intelligent Data Exchange (IDX) provide issuers with more data points to make informed decisions. These digital identity innovations are helping to reduce fraud and increase authorization rates across the ecosystem. [Learn more about Visa products](https://corporate.visa.com/en/sites/visa-perspectives/innovation/new-era-of-commerce.html) ### Flex between funding sources from one credential Visa Flexible Credential is opening the door for businesses to activate a new world of personalization around payments. Explore the innovative offering from Visa that empowers consumers to shift their account funding source seamlessly in real time. [Learn about Visa Flexible Credential](https://corporate.visa.com/en/products/flexible-credential.html) ### Partnerships powering the future of stablecoin payments Explore how Visa is expanding to integrate stablecoins into the existing payments ecosystem. Just-announced partnerships help drive global acceptance of stablecoins through the issuance of stablecoin-linked cards. [Explore Visa stablecoin solutions](https://corporate.visa.com/en/solutions/crypto/stablecoins.html) ### Fueling local digital wallets to pay around the world Visa Pay is designed to allow consumers to use their local digital wallets and account-to-account (A2A) payment apps to make payments at Visa-accepting merchants around the world. This new solution helps enhance interoperability while delivering a seamless cross-border payment experience. [Learn more about Visa products](https://corporate.visa.com/en/sites/visa-perspectives/innovation/new-era-of-commerce.html) ### Empowering small sellers to accept payments seamlessly With Visa Accept, billions of small merchants can quickly set up a seller profile through a participating banking app and accept card payments with their mobile phones. The solution is affordable, easy to use and fast — most direct-to-bank payments settle within minutes. [Learn more about Visa products](https://corporate.visa.com/en/sites/visa-perspectives/innovation/new-era-of-commerce.html) ## A snapshot of global innovation at scale Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. - 4.8 B payment credentials worldwide¹ - ~ 322 B total transactions² - $ 16.4 T total volume² ### VIDEO SERIES Take a deeper look at our latest innovations in each episode of Visa Spotlight Visa holds a unique position in the payment industry, giving us a unique view of emerging trends. Visa Spotlight showcases new products and innovations that capitalize on them. [Browse all Spotlight episodes](https://corporate.visa.com/en/businesses/visa-spotlight.html) ## Discover Visa insights and perspectives on topics like agentic commerce, AI and more ### Commerce of tomorrow, today Explore four major trends that are likely to reshape how people buy and sell. [Explore the future of AI-driven commerce](https://corporate.visa.com/en/sites/visa-perspectives/trends-insights/commerce-of-tomorrow-today.html) ### Advancing agentic commerce for a new era in shopping Learn about the growing role of AI agents in commerce experiences. ### The future of stablecoin-linked cards See how Visa is integrating stablecoins into the existing payments ecosystem. ### Stablecoins and the future of onchain finance Discover why financial institutions should integrate stablecoins into payment offerings.