Empower your cardholders with Visa Transaction Controls

Help your cardholders stay in control of their finances through your app.

Provide more control and visibility to cardholders with Visa Transaction Controls

Need a smart, simple way to help cardholders manage transactions and spending? Visa Transaction Controls helps issuers engage cardholders through digital innovations that boost financial well-being and peace of mind.

Near real-time card management

Cardholders can enable or disable their cards via the issuer’s mobile app, providing more control in case of loss or theft.

Customizable spending controls

Users can set up spending limits and notifications by transaction amount, budget, merchant category or transaction type.

Flexible integration for the issuer

Visa Transaction Controls offers scalable APIs and an SDK option that allows issuers to seamlessly incorporate these controls into their existing digital platforms.

Help students avoid overspending with budgets and purchase thresholds

Parents can set limits for their student, choosing which cards, devices and spending activities to restrict or monitor.

Give parents greater control and visibility with spending limits and purchase alerts

Enables cardholders to set spending rules for multiple members of the household. Easily set up a budget to manage or limit daily, weekly or monthly spending. Customize control preferences from strict to lenient and receive purchase alerts.

Provide more peace of mind by alerting cardholders to unusual purchases right away

Get near real-time alerting of suspicious card activity. Being able to receive notifications for transactions helps build customer confidence in the card, helping to reduce calls to support about “mystery charges.”

Give consumers the flexibility to pay with a smart device until they find or replace their physical card

Get 24/7 mobile access to personalized controls and alerts. They can disable or enable the use of their card with the touch of a button and closely monitor purchase transactions on their accounts.

Easily enhance your digital capabilities with scalable and flexible APIs and SDKs

Visa Transaction Controls delivers highly customizable API-driven controls supported by SDKs to ensure fast implementation, exceptional fraud detection and a seamless cardholder experience. With Visa as your partner for transaction controls, you can support transactions across VisaNet and supported non-Visa networks alike — delivering network-agnostic performance with near real-time processing, global scale and proven reliability.

Avoid unauthorized transactions

Empowering cardholders with access to spending controls in your mobile app helps reduce unauthorized transactions and associated losses.

Reduce customer service calls

Near real-time notifications of suspicious card activity can help reduce strain on your customer service resources, which may lead to significant cost savings.

Build long-term loyalty

Providing cardholders with tools to manage and control their spending in the moment can help foster trust and strengthen the customer relationship.

Demonstrate industry leadership

Offering advanced digital features positions issuers as innovative leaders and gives cardholders another practical reason to use your card.

Start implementing Visa Transaction Controls today

All the documentation your engineers need to transform your mobile app into a financial command and control center is available through the Visa Developer Center.