# Empower your cardholders with Visa Transaction Controls

Help your cardholders stay in control of their finances through your app.

## Provide more control and visibility to cardholders with Visa Transaction Controls

Need a smart, simple way to help cardholders manage transactions and spending? Visa Transaction Controls helps issuers engage cardholders through digital innovations that boost financial well-being and peace of mind.

### Near real-time card management

Cardholders can enable or disable their cards via the issuer’s mobile app, providing more control in case of loss or theft.

### Customizable spending controls

Users can set up spending limits and notifications by transaction amount, budget, merchant category or transaction type.

### Flexible integration for the issuer

Visa Transaction Controls offers scalable APIs and an SDK option that allows issuers to seamlessly incorporate these controls into their existing digital platforms.

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## Help students avoid overspending with budgets and purchase thresholds

**Parents can set limits for their student**, choosing which cards, devices and spending activities to restrict or monitor.

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## Give parents greater control and visibility with spending limits and purchase alerts

**Enables cardholders to set spending rules for multiple members of the household.** Easily set up a budget to manage or limit daily, weekly or monthly spending. Customize control preferences from strict to lenient and receive purchase alerts.

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## Provide more peace of mind by alerting cardholders to unusual purchases right away

**Get near real-time alerting of suspicious card activity.** Being able to receive notifications for transactions helps build customer confidence in the card, helping to reduce calls to support about “mystery charges.”

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## Give consumers the flexibility to pay with a smart device until they find or replace their physical card

**Get 24/7 mobile access to personalized controls and alerts.** They can disable or enable the use of their card with the touch of a button and closely monitor purchase transactions on their accounts.

## Easily enhance your digital capabilities with scalable and flexible APIs and SDKs

Visa Transaction Controls delivers highly customizable API-driven controls supported by SDKs to ensure fast implementation, exceptional fraud detection and a seamless cardholder experience. With Visa as your partner for transaction controls, you can support transactions across VisaNet and supported non-Visa networks alike — delivering network-agnostic performance with near real-time processing, global scale and proven reliability.

### Avoid unauthorized transactions

Empowering cardholders with access to spending controls in your mobile app helps reduce unauthorized transactions and associated losses.

### Reduce customer service calls

Near real-time notifications of suspicious card activity can help reduce strain on your customer service resources, which may lead to significant cost savings.

### Build long-term loyalty

Providing cardholders with tools to manage and control their spending in the moment can help foster trust and strengthen the customer relationship.

### Demonstrate industry leadership

Offering advanced digital features positions issuers as innovative leaders and gives cardholders another practical reason to use your card.

## Start implementing Visa Transaction Controls today

All the documentation your engineers need to transform your mobile app into a financial command and control center is available through the Visa Developer Center.