# Visa Perspectives

Payments insights from around the globe, designed to help you navigate the new world of commerce

## Visa Releases Its AI-Powered Cyber Defense System to Open Source

Our participation in Anthropic’s Project Glasswing reflects a proactive approach to testing advanced AI for cybersecurity and strengthening the global payments ecosystem.

[Project Glasswing frontier AI: A new era of cyber resilience](https://corporate.visa.com/en/sites/visa-perspectives/security-trust/visa-cybersecurity-mythos-project-glasswing.html)

**TRENDS AND INSIGHTS**

### Rethinking the great wealth transfer: What the data really shows

Visa’s U.S. Economist Sean Windle explains why the great wealth transfer may be smaller than headline estimates suggest and why its impact is already visible in housing, travel and other major financial decisions

[Get the facts behind the great wealth transfer](https://corporate.visa.com/en/sites/visa-perspectives/trends-insights/great-wealth-transfer-data-insights.html)

### AI and digital commerce drive resilience in today’s economy

Richard Lung, Principal Global Economist at Visa Business and Economic Insights, discusses the economic outlook, consumer adaptation, digital commerce trends and the role of AI investment in growth.

[See what’s driving economic resilience](https://corporate.visa.com/en/sites/visa-perspectives/trends-insights/vbei-economist-economic-outlook.html)

## Spotlight

04/02/2026

### The next era of commerce

When AI becomes the customer

[Learn about the rise of B2AI and the new rules of commerce](https://corporate.visa.com/en/sites/visa-perspectives/trends-insights/b2ai-the-rise-of-ai-commerce.html)

04/30/2026

### From policy to practice: bringing financial education to the classroom

Visa celebrates April’s Financial Literacy Month and the impact of the FinEd50 coalition

[Learn more about Visa's financial education efforts](https://corporate.visa.com/en/sites/visa-perspectives/society-culture/bringing-financial-education-to-the-classroom.html)

03/12/2026

### Security at network scale: Protecting digital payments

Visa’s security approach combines network intelligence, authentication and real-time controls to protect digital payments

[Learn about Visa's security leadership](https://corporate.visa.com/en/sites/visa-perspectives/security-trust/security-at-network-scale.html)

06/10/2026

### How Visa and OpenAI Are Building the Future of AI Commerce

Consumers are increasingly turning to AI agents to help them shop, compare, and buy. Visa and OpenAI are partnering to build infrastructure designed to make AI commerce secure, scalable, and seamless.

[See how Visa and OpenAI are shaping AI commerce](https://corporate.visa.com/en/sites/visa-perspectives/innovation/visa-openai-partnership.html)

05/28/2026

### Modern payments infrastructure for the AI economy

[Infrastructure that can keep up with digital commerce](https://corporate.visa.com/en/sites/visa-perspectives/innovation/modern-payment-infrastructure-for-ai-economy.html)

## Trends and Insights

02/16/2026

### Italy sees economic boost during the Opening Weekend

Visa data reveals consumer spending patterns during the opening weekend of the Olympic Winter Games Milano Cortina 2026

[Explore the trends boosting commerce in North Italy](https://corporate.visa.com/en/sites/visa-perspectives/trends-insights/italy-sees-economic-boost-during-the-opening-weekend.html)

02/10/2026

### The Economic Rewiring of 2026: Q&A with Visa Chief Economist Wayne Best

Visa Chief Economist Wayne Best discusses how AI, evolving trade flows, and new investment trends are driving a fundamental shift in the global economy.

[Learn from expert about Visa's 2026 outlook](https://corporate.visa.com/en/sites/visa-perspectives/trends-insights/visa-economist-outlook-conversation.html)

01/27/2026

### How the Olympic and Paralympic Winter Games Fuel Winter Sports Momentum

Visa data reveals how Milano Cortina 2026 is inspiring winter sports participation, smarter trip planning, and growth for Europe’s mountain economies.

[Discover the trends shaping the winter sports economy](https://corporate.visa.com/en/sites/visa-perspectives/trends-insights/how-the-olympic-and-paralympic-winter-games-fuel-winter-sports-momentum.html)

01/13/2026

### AI, Trade Shifts and Digital Transformation: Rewiring the Global Economy

The Economic Rewiring of 2026: How AI, Trade Shifts, and Digital Transformation Are Redefining the Global Economy

[Read more about Visa's 2026 outlook](https://corporate.visa.com/en/sites/visa-perspectives/trends-insights/global-economic-outlook-2026.html)

## Security and Trust

03/24/2026

### When scammers want their refund, too

As tax season urgency rises, Visa is tracking a new generation of scams that are more scalable and increasingly powered by AI

[Learn how Visa is disrupting tax scams](https://corporate.visa.com/en/sites/visa-perspectives/security-trust/tax-scam-protection.html)

03/12/2026

### What's possible when the payments ecosystem moves together on security

Early VAMP results demonstrate that when the payments ecosystem aligns around risk, trust and growth accelerate together.

[Read more about the Visa Acquirer Monitoring Program (VAMP)](https://corporate.visa.com/en/sites/visa-perspectives/security-trust/visa-acquirer-monitoring-program-momentum.html)

02/12/2026

### When love is in the air… but so are scammers

A look at how modern romance scams exploit trust, emotion, and digital payments and what Visa is doing to stop them.

[Learn how to stay ahead of romance scams](https://corporate.visa.com/en/sites/visa-perspectives/security-trust/2026-romance-scams.html)

01/21/2026

### 6 Security Trends Shaping the Payments Ecosystem in 2026

The Economic Rewiring of 2026: How AI, Trade Shifts, and Digital Transformation Are Redefining the Global Economy.

[Stay on top of security best practices](https://corporate.visa.com/en/sites/visa-perspectives/security-trust/6-security-trends-shaping-the-payments-ecosystem.html)

## Society and Culture

03/19/2026

### Advancing small business growth beyond the Olympic and Paralympic Games

Visa and Visa Foundation harness the energy of global moments like the Olympic and Paralympic Games to uplift local entrepreneurs.

[Learn how small businesses win beyond the podium](https://corporate.visa.com/en/sites/visa-perspectives/society-culture/advancing-small-business-growth-beyond-olympic-and-paralympic-games.html)

12/04/2025

### Visa uplifts creators ahead of the FIFA World Cup 26™

First-of-its-kind art collection champions creative entrepreneurs on football's biggest stage.

[Get a first look at the global art collection.](https://corporate.visa.com/en/sites/visa-perspectives/society-culture/visa-champions-creators-with-global-art-collection-fifa-world-cup-26.html)

11/05/2025

### Small businesses thrive with APEC commitment

Two years in, Visa Foundation’s five-year $100 million commitment is driving inclusive growth across Asia-Pacific Economic Cooperation (APEC) economies.

[Read more about SMB empowerment in APEC economies](https://corporate.visa.com/en/sites/visa-perspectives/society-culture/small-businesses-thrive-apec-commitment.html)

10/23/2025

### Building stronger futures for small businesses

How Pro Mujer and Visa Foundation are transforming small businesses in Latin America.

[See how María Elena grew her business](https://corporate.visa.com/en/sites/visa-perspectives/society-culture/pro-mujer-visa-foundation-transform-smb-latam.html)
