# Innovation The breakthroughs and emerging technologies reshaping commerce and transforming business ## How Visa and OpenAI Are Building the Future of AI Commerce Consumers are increasingly turning to AI agents to help them shop, compare, and buy. Visa and OpenAI are partnering to build infrastructure designed to make AI commerce secure, scalable, and seamless. [See how Visa and OpenAI are shaping AI commerce](https://corporate.visa.com/en/sites/visa-perspectives/innovation/visa-openai-partnership.html) **INNOVATION** ### Agentic Commerce: The expanded payments economy [Agentic commerce needs autonomy and trust to scale](https://corporate.visa.com/en/sites/visa-perspectives/innovation/agentic-commerce-expanded-payments-economy.html) **INNOVATION** ### Visa introduces card specification and SDK for Machine Payments Protocol In support of Stripe and Tempo’s Machine Payments Protocol, Visa enables card-based payments for trusted autonomous agent payments. [Learn about the Visa AI commerce infrastructure](https://corporate.visa.com/en/sites/visa-perspectives/innovation/visa-card-specification-sdk-for-machine-payments-protocol.html) ### Modern payments infrastructure for the AI economy [Infrastructure that can keep up with digital commerce](https://corporate.visa.com/en/sites/visa-perspectives/innovation/modern-payment-infrastructure-for-ai-economy.html) ### Get to node: What is a validator node? [Learn why Visa would run a validator node](https://corporate.visa.com/en/sites/visa-perspectives/innovation/visa-explains-what-is-a-validator-node.html) ### Helping make payments accessible, one tap at a time Innovation, research and user insight are creating more inclusive ways to pay. [Read how Visa designs for accessibility](https://corporate.visa.com/en/sites/visa-perspectives/innovation/tap-to-phone-accessibility.html) ### The secret to a seamless payment experience your customers will love Delivering a smooth and secure customer payment experience is key to higher conversions, stronger customer trust and long-term loyalty. [Learn more about creating seamless payment experiences](https://corporate.visa.com/en/sites/visa-perspectives/innovation/optimizing-payment-experience.html) ### How tap-to-pay is connecting the world Digital payments are driving financial inclusion — and changing lives — across the globe. [Read about how tap-to-pay is connecting the world](https://corporate.visa.com/en/sites/visa-perspectives/innovation/tap-to-pay-connecting-world.html) ### How to accept payments online Everything small businesses and entrepreneurs need to know to take payments online and boost sales. [Read more about accepting payments online](https://corporate.visa.com/en/sites/visa-perspectives/innovation/how-to-accept-payments-online.html) ### Visa advances agentic commerce with MCP Server & Agent Acceptance Toolkit Developers can now build AI agents that can connect to Visa Intelligent Commerce APIs, an essential step towards trusted agentic commerce. [Start building today](https://corporate.visa.com/en/sites/visa-perspectives/innovation/visa-mcp-server-agent-acceptance-toolkit.html) ### The future is here at the Visa Payments Vault A behind-the-scenes look at Visa technologies shaping the future of payments. [Explore the Visa Payments Vault](https://corporate.visa.com/en/sites/visa-perspectives/innovation/visa-payments-vault.html) ### Unlocking opportunity: How collaboration is powering small business growth Visa’s Kim Lawrence and U.S. Small Business Association Administrator Kelly Loeffler tackle solutions for small businesses at the Visa Payments Vault. [Learn more about solutions helping small businesses thrive](https://corporate.visa.com/en/sites/visa-perspectives/innovation/how-collaboration-is-powering-small-business-growth.html) ### The future is here at Visa Payments Forum Visa and our clients are driving the next wave of digital payments. [Explore Visa's innovations in digital commerce](https://corporate.visa.com/en/sites/visa-perspectives/innovation/visa-payments-forum-2025.html) ### Visa and Samsung launch Tap to Transfer feature with Samsung Wallet Powered by Visa’s Tap to P2P technology and supported by Visa Direct, peer-to-peer payments can now be made with a simple tap. [Learn more about Visa's Tap to Everything suite here](https://corporate.visa.com/en/sites/visa-perspectives/innovation/visa-samsung-launch-tap-to-transfer-samsung-wallet.html) ### Fleet digitization: The future of tokenization and digital wallets How Visa technology streamlines manual fleet transactions with digital credentials. [Learn more about fleet digitalization](https://corporate.visa.com/en/sites/visa-perspectives/innovation/fleet-digitization.html) ### The future is here: Announcing a new era of commerce New innovations and partnerships to drive flexibility, security and acceptance are unveiled at Global Product Drop. [Learn more about the future of AI-enabled payments](https://corporate.visa.com/en/sites/visa-perspectives/innovation/new-era-of-commerce.html) ### Clicks to bricks: 3 business owners navigate the shift between online and in-store Rewards and realities of balancing digital growth with brick-and-mortar success. [Discover strategies to thrive in both digital and physical markets](https://corporate.visa.com/en/sites/visa-perspectives/innovation/clicks-to-bricks.html) ### Visa’s role in stablecoins The significant potential in stablecoins and the value they can provide for payments. [Learn about Visa’s role in stablecoins](https://corporate.visa.com/en/sites/visa-perspectives/innovation/visas-role-in-stablecoins.html)