# Security and Trust  AI and Trust at Scale — Securing the Future of Payments

Empowering trust and resilience with AI-driven fraud prevention

10/23/2025

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In the latest episode of Visa Spotlights, **Walter Lironi, Visa’s Head of Value-Added Services for CEMEA**, sits down with **James Mirfin, Global Head of Risk and Identity Solutions at Visa**, to explore how artificial intelligence is reshaping the fraud landscape — and what it means for the future of trust in payments.

Fraud is evolving at unprecedented speed, it’s no longer confined to stolen credentials; it’s now identity-driven, behavior-based, and increasingly powered by AI. Fraudsters are early adopters, using automation, deepfakes, and social engineering to scale attacks with alarming precision.

Visa’s response is equally dynamic. Through [Visa Protect](https://corporate.visa.com/en/solutions/visa-protect.html) — an AI-native, end-to-end suite of fraud prevention solutions — we embed intelligence across every stage of the payment journey, from onboarding and authentication to transaction monitoring and scam interception. In 2024 alone, Visa helped block $40 billion in fraudulent activity¹, leveraging hundreds of AI models and decades of global fraud data to detect threats in milliseconds.

The conversation also highlights the strategic impact of Visa’s acquisition of [Featurespace](https://www.featurespace.com/) ², whose behavioral profiling technology adds depth and precision to Visa’s global-scale defenses. Together, [Visa Protect](https://corporate.visa.com/en/solutions/visa-protect.html) and [Featurespace](https://www.featurespace.com/) create a layered, adaptive approach that secures every payment type while tailoring detection to each client’s unique risk profile.

For financial institutions and fintechs, the message is clear: fraud prevention needs to be treated as a boardroom priority. Static defenses are no longer enough; adaptability, intelligence, and collaboration are key. Tune into the full conversation below:

¹ [https://investor.visa.com/news/news-details/2024/Visas-Growing-Services-Business-Infused-with-New-AI-Powered-Products/default.aspx](https://investor.visa.com/news/news-details/2024/Visas-Growing-Services-Business-Infused-with-New-AI-Powered-Products/default.aspx)

² [https://investor.visa.com/news/news-details/2024/Visa-Completes-Acquisition-of-Featurespace/default.aspx](https://investor.visa.com/news/news-details/2024/Visa-Completes-Acquisition-of-Featurespace/default.aspx)