# Trends and Insights Predictions, analysis and expert insights into the past, present and future of digital commerce ## Rethinking the great wealth transfer: What the data really shows Visa’s U.S. Economist Sean Windle explains why the great wealth transfer may be smaller than headline estimates suggest and why its impact is already visible in housing, travel and other major financial decisions [Get the facts behind the great wealth transfer](https://corporate.visa.com/en/sites/visa-perspectives/trends-insights/great-wealth-transfer-data-insights.html) **TRENDS AND INSIGHTS** ### AI and digital commerce drive resilience in today’s economy Richard Lung, Principal Global Economist at Visa Business and Economic Insights, discusses the economic outlook, consumer adaptation, digital commerce trends and the role of AI investment in growth. [See what’s driving economic resilience](https://corporate.visa.com/en/sites/visa-perspectives/trends-insights/vbei-economist-economic-outlook.html) **TRENDS AND INSIGHTS** ### Building and Advising the Future of Money: A Q&A with Visa Leaders How Visa is pairing real-world blockchain infrastructure with advisory expertise to help clients move from exploration to execution [Learn more about our work as validators onchain](https://corporate.visa.com/en/sites/visa-perspectives/trends-insights/stablecoin-advisory-helps-clients-from-exploration-to-execution.html) ### The next era of commerce When AI becomes the customer [Learn about the rise of B2AI and the new rules of commerce](https://corporate.visa.com/en/sites/visa-perspectives/trends-insights/b2ai-the-rise-of-ai-commerce.html) ### Italy sees economic boost during the Opening Weekend Visa data reveals consumer spending patterns during the opening weekend of the Olympic Winter Games Milano Cortina 2026 [Explore the trends boosting commerce in North Italy](https://corporate.visa.com/en/sites/visa-perspectives/trends-insights/italy-sees-economic-boost-during-the-opening-weekend.html) ### The Economic Rewiring of 2026: Q&A with Visa Chief Economist Wayne Best Visa Chief Economist Wayne Best discusses how AI, evolving trade flows, and new investment trends are driving a fundamental shift in the global economy. [Learn from expert about Visa's 2026 outlook](https://corporate.visa.com/en/sites/visa-perspectives/trends-insights/visa-economist-outlook-conversation.html) ### AI, Trade Shifts, and Digital Transformation: Rewiring the Economy The Economic Rewiring of 2026: How AI, Trade Shifts, and Digital Transformation Are Redefining the Global Economy [Read more about Visa's 2026 outlook](https://corporate.visa.com/en/sites/visa-perspectives/trends-insights/global-economic-outlook-2026.html) ### How the Olympic and Paralympic Winter Games Fuel Winter Sports Momentum Visa data reveals how Milano Cortina 2026 is inspiring winter sports participation, smarter trip planning, and growth for Europe’s mountain economies. [Discover the trends shaping the winter sports economy](https://corporate.visa.com/en/sites/visa-perspectives/trends-insights/how-the-olympic-and-paralympic-winter-games-fuel-winter-sports-momentum.html) ### Holiday retail spending increases across five markets Visa Consulting and Analytics Retail Spend Monitor finds growth in both in-store and online retail sales [Read more about how consumer spending patterns are shifting](https://corporate.visa.com/en/sites/visa-perspectives/trends-insights/visa-retail-spending-monitor-holiday-analysis.html) ### Holiday spending stays strong despite economic headwinds Visa Business and Economic Insights' annual forecast reveals shoppers plan to spend more this year, even amid inflation and economic uncertainty [Explore the 2025 Holiday Spending Outlook](https://corporate.visa.com/en/sites/visa-perspectives/trends-insights/2025-holiday-spending-outlook.html) ### AI Shopping to Stablecoins: Payment Predictions for 2026 2025 was a transformative year for payments. 2026 will eclipse it. [Read Oliver's 2026 predictions](https://corporate.visa.com/en/sites/visa-perspectives/trends-insights/2026-predictions.html) ### The millennial travel shift that destinations can’t ignore New Visa data shows millennial families are breathing new life into adventure parks [Learn new travel insights popularizing adventure parks](https://corporate.visa.com/en/sites/visa-perspectives/trends-insights/millennial-travel-shift-destinations.html) ### Beyond the million-dollar mark: 5 insights into the new affluence landscape A new Visa report reveals how zip code and stage of life impact how to define wealth [Discover trends behind affluence in the United States](https://corporate.visa.com/en/sites/visa-perspectives/trends-insights/new-affluence-landscape.html) ### The Spending Shift Visa delivers insights about the changes in the payments landscape [Discover the trends reshaping spending and payments globally](https://corporate.visa.com/en/sites/visa-perspectives/trends-insights/spending-shift-digital-payments-trends.html) ### AI’s growing role in consumer decision making Exploring the intersection of behavioral science and technology that’s shaping consumer decision-making [Get expert insights on AI and consumer behavior](https://corporate.visa.com/en/sites/visa-perspectives/trends-insights/ai-experiences-consumer-decisions.html) ### 7 working capital strategies for mid-size companies to boost growth From virtual cards to real-time payments, here's how middle market companies are navigating uncertainty and accelerating growth [Discover new working capital strategies to fuel growth](https://corporate.visa.com/en/sites/visa-perspectives/trends-insights/working-capital-middle-market-growth.html) ### From ruin to resilience: Using data to help communities bounce back Economic insights from Visa data to guide communities in rebuilding commerce after disasters. [Discover insights that guide disaster recovery](https://corporate.visa.com/en/sites/visa-perspectives/trends-insights/using-data-to-help-communities.html) ### Beyond 9 to 5: Why the nighttime economy matters globally A new Visa report reveals the impact of managing an after-hours economy with intent. [Explore the power of the 24‑hour economy](https://corporate.visa.com/en/sites/visa-perspectives/trends-insights/australia-nighttime-economy.html)