# Helping businesses grow Visa Commercial Agriculture Solutions Agriculture is vital to economies and livelihoods around the world—and having an efficient, secure and globally accepted payment solution can help support the agricultural ecosystem. ## Tailored solutions to help the agriculture industry thrive Visa Commercial Agriculture Solutions offers innovative features and smart benefits designed to meet the unique needs of those who work in and with the agriculture industry. - 02/25/2025 ### Digital tools that foster productivity Visa is transforming the path from procurement to settlement with powerful technologies that remove pain points in the payment and acceptance processes while providing enhanced transparency. - 02/25/2025 ### Visa cross-border payments Have peace of mind with the security of Visa's network when making international transactions. - 02/25/2025 ### Enables financial inclusion By providing digital payment solutions to even the smallest operations, Visa offers practical, economical options to help strengthen their financial stability. - 02/25/2025 ### Sustainability Visa Commercial Agriculture Solutions offers sustainability reporting tools and features that give users access to data related to their environmental impact. - 02/25/2025 ### Digitization of crop value This technology allows for the creation of an electronic record of a crop’s value and converts it into a token that can be redeemed for purchases from a distributor. - 02/25/2025 ### Flexibility for agricultural needs Visa Commercial Agriculture Solutions offered via financial institutions help optimize working capital with industry-specific features such as flexible payment terms that align with the production cycles of the underlying crops or livestock. - 02/25/2025 ### Modernization of the industry Visa Commercial Agriculture Solutions works with agri-fintech partners worldwide to find innovative agricultural payment solutions that help modernize payments in the industry and add value to various forms of money movement. - 02/25/2025 ### Accessible, secure and global Visa Commercial Agriculture Solutions works across Visa’s global network, facilitating secure and timely payments for businesses that are part of the agricultural value chain. - 02/25/2025 ## Harvesting the benefits of Visa Commercial Agriculture Solutions Visa’s modern solutions continue to help develop and advance efficient, secure and global payment technologies for businesses, issuers and governments. ### Empowering the producers Agricultural businesses of all sizes and types need a payment solution that provides convenient access to working capital, which provides repayment options that fit their unique needs including crop cycles. - Helps free up working capital that can be used to invest in modernization - Provides disbursement solutions with controls that can help facilitate government subsidies and credit - Leverages the latest innovations, such as blockchain, that can allow farmers to tokenize commodities to expand payment options ### Sowing the seeds of success Issuers need data demonstrating the impact on specific markets, the economy of agricultural producers, and their local, regional and national ecosystems in order to increase revenue streams. - Enables end-to-end traceability of transaction data - Provides opportunities for innovative value proposals for agribusiness customers - Potentially generates new revenue streams and optimizes current lines - Helps increase loyalty and share in the value chain ### Growing a vital sector Governments are looking for ways to digitize, modernize, democratize and grow one of the most significant sectors of their economies. - Helps boost agricultural growth and helps drive economic growth - Improves, automates and provides better visibility of administrative processes - Enables the ability to direct stimulus to specific sectors - Helps provide greater transparency ### Expanding new opportunities Suppliers seeking to accelerate payments can tap into data to help them manage inventory and potentially unlock wider acceptance from their customer bases. - Helps reduce risk factors associated with providing goods and services on credit - Can improve cash flow through immediate collection of payments - Assists with possible agreements with issuers over specific or sector-oriented actions ### Streamlining transactions Many distributors, agri-processors and resellers focused on improving working capital management want to offer customers digital payments that are quick, convenient, secure and trackable. But they also want to automate their accounts payable process, making it faster and more efficient. - Provides a payment option that allows producers to receive funds digitally - Potentially frees up working capital that can be used to invest in modernization - Can create improved customer acquisition and purchasing processes through Visa’s global network - Helps improve cash flow through the prompt collection of payments ## See Visa Commercial Agriculture Solutions in action Learn how businesses are using industry-tailored features and services to free up working capital and transform the way they’ve traditionally worked. ### Financial inclusion in Colombia Discover how Visa and Banco Agrario are helping small Colombian farmers harness the power of the digital economy. [Learn more about financial inclusion](https://corporate.visa.com/en/solutions/commercial-solutions/knowledge-hub/banco-agrario.html) ### Aligning production and payment cycles Read how Visa and BBVA provide tailored repayment options for producers and agribusinesses. [Read the BBVA article](https://corporate.visa.com/en/solutions/commercial-solutions/knowledge-hub/bbva.html) ### Payments innovation in Africa See how Visa and Thrive Agric empower smallholder farms in Nigeria, Ghana and Kenya by providing access to essential financial services and technology. ### Government disbursements in Brazil Learn more about how Visa and Banco do Nordeste are streamlining Brazilian agricultural subsidy payments. [Read about government disbursements](https://corporate.visa.com/en/solutions/commercial-solutions/knowledge-hub/banco-do-nordeste.html) ### Transforming cattle trading in Bangladesh Watch how Visa is helping modernize a mainly cash-based industry to empower and support cattle farmers. ### Embedded finance in agriculture See how payments are being digitized with Visa Commercial Agriculture Solutions and helping to solve the industry's unique challenges. [Read about embedded finance](https://caribbean.visa.com/partner-with-us/info-for-partners/blog/embedded-finance-in-agriculture.html)