# Build on a modern technology foundation

Power agile, digital-first innovation with our next-gen processing and cloud-native core banking platforms.

## Modernize and deploy innovative solutions more easily

Our future-proofed processing and banking platforms with composable micro-services can help financial institutions of all sizes unlock operational agility and stay ahead of customer expectations.

[Modern issuer processing platforms](https://usa.visa.com/sites/visa-dps.html)

Easily manage all aspects of transaction processing from network compliance to fraud mitigation and participate in the payments ecosystem, all from one seamless, scalable platform.

[Cloud-native core banking platform](https://www.pismo.io/core-banking/)

Access digital banking technology from one cloud-native API platform that can help you launch solutions fast, with the efficiency, speed, scalability and high security you need.

## Visa Cloud Connect helps you connect to VisaNet

Visa Cloud Connect enables fintechs and clients looking to modernize their platforms to securely connect to VisaNet via a cloud-based infrastructure.

[Learn about Cloud Connect](https://usa.visa.com/products/visa-cloud-connect.html)

## With Visa, you’ll find a trusted partner

Leverage our scale, track record, 99.9999% platform uptime reliability⁴ and unique position in the financial ecosystem.

- 55% Share of all U.S. debit processing¹

- $2T Annual DPS authorization volume²

- $220B Annual Pismo transactions³

## We’re invested in helping you deliver great outcomes

### Innovate at pace and at scale

Accelerate product deployment and gain data insights with agile API/SDK development.

Develop for adaptability

Flexible, modern infrastructure compatible with emerging tech for easy API integration.

Boost security and compliance

Real-time monitoring, strong data protection powered by AI and machine learning.

Improve speed and efficiency

Faster transactions, automated flows, real-time analytics, lower costs, fewer disputes.

## Get started with modern technology solutions

Start planning your modern issuing journey.

[Contact our team](https://globalclient.visa.com/issuing-contact)

1. Global Business Intelligence (GBI), DPS and VisaNet U.S. debit authorization transactions, FY23  
2. Visa. About Visa DPS. Retrieved October 3, 2024 from [https://usa.visa.com/sites/visa-dps/about-us.html](https://usa.visa.com/sites/visa-dps/about-us.html)  
3. Pismo. Platform Overview. Retrieved October 3, 2024 from [https://www.pismo.io/platform-overview/](https://www.pismo.io/platform-overview/)  
4. Visa’s ‘six nines’ standard means the Visa network is available for payments 99.9999% of the time, or less than one second of downtime per day.