# Embedded Payments enabled by Visa Commercial Solutions Innovate, scale seamlessly and drive efficiency with flexible capabilities. ## The future is built-in with Embedded Payments by Visa Commercial Solutions Visa connects and simplifies the B2B payments ecosystem for banks, their commercial clients and platforms, unifying the payments infrastructure through innovation and building integrated solutions that deliver automated payment capabilities — directly into the platforms where people are doing business. ## Add your payment credentials where business happens Grow your client relationships, ease business transactions and integrate into platforms through the unifying infrastructure of the trusted Visa network. Visa’s embedded payments partnerships come with built-in advantages: ### Ease Accelerate time-to-market with integrations and automated workflows that deliver a streamlined customer experience. ### Scalability Expand across platforms, regions and clients without the burden of point-to-point builds. ### Trust Transact with confidence with fraud mitigation and Visa’s globally recognized infrastructure.​ ### Visibility Optimize workflows by enabling data to be transmitted to selected platforms and endpoints. ## Connecting to Visa can unlock a suite of Embedded Payments opportunities: ### Integrate payment credentials Visa Virtual Card lets you embed your commercial client’s credentials into workflows to streamline payments which can improve working capital opportunities for clients. [Get started with Visa Virtual Card](https://corporate.visa.com/en/products/virtual-card.html) ### Access via a single, centralized platform VCS Hub connects key Visa Commercial Payments products in one place, giving you visibility across transactions for participating clients. [Connect on the VCS Hub](/content/en-us/products/visa-commercial-solutions-hub/index.html) ### Simplify with turnkey integration Visa Commercial Integrated Partners helps you expand payment options and workflows by supporting integration with Visa and partner platforms. [Partner with us](/content/en-us/business/programs/commercial-integrated-partner-program/index.html) ### Streamline AR reconciliations Visa AR Solutions help improve control and reduce the complexity of reconciling payables and receivables by integrating your commercial client’s payment credential features in-platform. [Streamline your process](https://usa.visa.com/products/ar-manager.html) ## Ready your platform Visa provides a unifying infrastructure that helps bring ease to business transactions, keeping payments in-platform, in-app and in the flow of work.​ Visa’s embedded payments partnerships come with built-in advantages: ### Ease Deliver on customer expectations with streamlined payment experiences built into the flow of work. ### Scalability Expand your reach by connecting to Visa’s extensive ​global network. ### Trust ​ ​Facilitate integrated transactions while mitigating fraud through Visa’s trusted brand. ### Visibility Commercial clients through platforms get a unified view of data and streamline processes with real-time reconciliation, payments and insights. ## Connecting to Visa can unlock a suite of Embedded Payments opportunities: ### Empower your business users Visa Virtual Card lets your platform enable virtual credentials to give business users more control, security, and efficiency, which can improve working capital opportunities. [Get started with Visa Virtual Card](https://corporate.visa.com/en/products/virtual-card.html) ### Facilitate efficient in-platform payments Visa B2B Payables can be integrated through APIs to help make invoice and on-demand payments more simple and secure, directly on your platform. [Simplify payables](https://usa.visa.com/products/b2b-payables.html) ### Simplify onboarding and contracting Visa Commercial Integrated Partners streamlines how platforms connect to Visa issuers by providing standardized APIs, pre‑vetted partnerships, and a single commercial framework. [Partner with us](/content/en-us/business/programs/commercial-integrated-partner-program/index.html) ### Streamline commercial card acceptance Visa Accounts Receivable Manager uses Visa’s proprietary automation technology to reduce the friction associated with accepting virtual cards. [Streamline your process](https://usa.visa.com/products/ar-manager.html) ## Make commercial payments where business happens Visa payment capabilities can be integrated into many of the systems your finance, procurement and travel teams may already work in, so paying and getting paid can happen in the flow of work, not around it: ### Ease Automate payments inside many of the platforms your teams may already use:  expense tools, procurement systems and ERPs. ### Scalability Get the capability to help extend payment programs globally, across business units and supplier types, without necessarily having to bolt on new systems. ### Trust Move money with built-in controls — spending limits at the source, unique credentials per transaction and strong fraud defenses. ### Visibility When card data can flow straight into your compatible finance systems, you can see spend as it happens for fast reconciliation. ## Connecting to Visa can unlock a suite of Embedded Payments opportunities: ### Empower your business users Visa Virtual Card helps your business embed virtual credentials into the systems your teams may already use, helping to provide control, security and efficiency. [Get started with Visa Virtual Card](https://corporate.visa.com/en/products/virtual-card.html) ### Streamline payments Visa B2B Payables, within the Visa Commercial Solutions Hub, can make invoice and on-demand payments simple and secure, right in the platforms your finance team may already use. [Connect on the VCS Hub](/content/en-us/products/visa-commercial-solutions-hub/index.html) ### Simplify card acceptance and reconciliation Visa Accounts Receivable Manager uses proprietary automation to help reduce the friction of accepting virtual card payments from your buyers. [Streamline your process](https://usa.visa.com/products/ar-manager.html) ### Get real-time visibility into spend Visa Spend Clarity Enterprise gives you real-time visibility, automated controls and clean expense reporting, built into the tools your teams may already use. [Get more spend visibility](https://usa.visa.com/products/visa-spend-clarity.html) ## Leadership perspectives on Embedded Payments innovation - ### EMBEDDED PAYMENTS AS A REVENUE ENGINE How platforms are turning transactions into competitive advantage Embedded payments capabilities are no longer just a feature — they could be the key to platform competitiveness, customer retention and growth. [Get an overview from Prasanna Vanguri](https://corporate.visa.com/en/solutions/commercial-solutions/knowledge-hub/turning-transactions-into-competitive-advantages.html) - ### EMBEDDED PAYMENTS BUILT FOR B2B How embedded payments help drive competitive differentiation across industries Freight, fleet and healthcare are already proving what happens when vertical SaaS platforms treat payments as central to the product experience. [Get industry insights from Piyush Tiwari and Allen Gracey](https://corporate.visa.com/en/solutions/commercial-solutions/knowledge-hub/embedded-payments-drive-competitive-differentiation.html) - ### EMBEDDED PAYMENTS FOR ISSUERS Strategies for navigating embedded payments in the platform era How forward-thinking issuers are turning platform disruption into competitive advantage in B2B payments. [Get a strategic take from Priom Howlader](https://corporate.visa.com/en/solutions/commercial-solutions/knowledge-hub/strategies-for-navigating-embedded-payments.html) - ### THE BLUEPRINT FOR EMBEDDED PAYMENTS The future of embedded payments is being built now When platforms, banks and networks build together, payments stop being a friction point and start being a foundation that helps enable faster, smarter B2B commerce. [Get a point of view from Ben Ellis](https://corporate.visa.com/en/solutions/commercial-solutions/knowledge-hub/the-future-of-embedded-payments-today.html) ## Help future-proof your business with Embedded Payments Talk to your Visa sales representative to learn more and get started. [Contact our team](https://globalclient.visa.com/Embedded-Payments)