DPS Card and Account Services

How to Generate CVV2

Generate the security code, or Card Verification Value (CVV2), of an existing card account processed by Visa DPS. The CVV2 can be displayed to the consumer digitally, and provisioned to other platforms for an easier payment experience. Merchants are able to accept mobile/virtual account payment in lieu of plastics through multiple form factors including ecommerce, in-app, and mobile POS.

How It Works

• You need to pass the Card ID and the Expiration Date of the account.
• The system will then generate the security code (CVV2) and send it in the response.

Key Features

• Retrieve card account security code information efficiently and securely.
• Simplify process of generating security code values for card accounts.
• Enable emerging use cases for frictionless payment experiences to your cardholders.
• Expand reach to new customers outside of traditional physical card plastic delivery model.

Use Cases

• Display of CVV2 for a Virtual/Digital issued card account via an app, website, or Internet of Things connected device so consumer can perform payment transactions.
• Obtain CVV2 values for provisioning of card account information to mobile wallets, such as Apple Pay and Google Pay, where card is tokenized to enable consumer payments by mobile device.
• Obtain CVV2 values for provisioning of card account information to merchant for recurring billing, Card on File, and subscription payment scenarios.

CVV2 Generation for Digital Accounts

With CVV2 generation for digital accounts, you can design efficient consumer payment experiences.

Dependencies and Prerequisites

• Visa developer account registration.
• CVV2 keys stored at Visa DPS.
• Visa DPS CVV2 generation configured.