# Installment Management Service

## Enable installment plans for your cardholders.

Thank you for your interest in Installment Management Service. To start a project with this product, please contact either your Visa Account Executive or submit a query through the 'Contact’ link.

[Start Project](https://developer.visa.com/portal/#users/new) [View Docs](https://developer.visa.com/capabilities/installment-management-service/docs-getting-started)

## available for use by

Issuer Banks

## Regional Availability

[View Details](https://developer.visa.com/availability)

- N. America
- Asia-Pacific
- Europe
- CEMEA
- LAC

## FEES & TERMS

Free to use in Sandbox. Contact for Production fees. Product terms located at end of the page.

### Provide more flexible payment options to your cardholders

The Installment Management Service allows you to provide installment offers to all participating merchants at point-of-sale, online or in-store, giving your cardholders access to a new payment method.

### Key Features for Issuers

### Visa's existing, expansive, reliable network

- Available to existing credit cardholders as applicable in your market
- Proven reliability, scalability, and financial stability
- No additional credit approval = frictionless checkout experience

### Consumer Risk and Regulatory

- Help your cardholders take control of their spending by giving them a secure BNPL option
- Support responsible budgeting and spending

### Competition and Customer Acquisition

- Meet your customers' expectations for an effortless installment payment option, avoiding disintermediation
- Helps drive payment volume by expanding cardholder payment flexibility with Visa Installments
- Provide the flexibility your cardholders expect by enabling installments on their existing cards

## APIs Included

### Cardholder Enrollment API

This API allows you to enroll or remove cardholders from installments offers.

### Plan Acceptance API

This API allows you to retrieve the list of confirmed or cancelled installment transactions for a given time period. You can filter based on date/time or Plan Acceptance ID.

### Plan Acceptance by Cardholder API

This API allows you to retrieve the list of confirmed or cancelled installment transactions for a given time period on an individual card (PAN) basis.

### Plan Cancellation API

This API allows you to cancel a previously active installment plan.

### Irregular Installment Payments API

This API allows you to submit irregular payments to a payment schedule, altering the payment schedule of a plan acceptance.

##### Ready to start with Installment Management Service?

[Start Project](https://developer.visa.com/portal/#users/new) [Product Terms](https://developer.visa.com/capabilities/installment-management-service/product-terms)

##### Need Support?

[Get Help](https://developer.visa.com/capabilities/installment-management-service#)