# Visa Installment Solutions - Transaction

## Display and provide installment plans to eligible customers

Thank you for your interest in Installment Transaction Service. To start a project with this product, please contact either your Visa Account Executive or submit a query through the 'Contact’ link.

[Start Project](https://developer.visa.com/portal/#users/new) [View Docs](https://developer.visa.com/capabilities/installment-transaction-service/docs-getting-started)

## available for use by

- Acquirer Banks
- Merchants

## Regional Availability

[View Details](https://developer.visa.com/availability)

- N. America
- Asia-Pacific
- Europe
- CEMEA
- LAC

## FEES & TERMS

Free to use in Sandbox. Contact for Production fees. Product terms located at end of the page.

### Driving customer acquisition, loyalty, and retention

The Installments Transaction Service allows you to offer Buy Now Pay Later (BNPL) plans to your customers through a set of APIs or on ISO. The plans can be offered pre-purchase, during, or post-purchase and give consumers the opportunity to pay for qualifying purchases over time. For you, it means attracting and retaining a larger customer base with a seamless user experience that is scalable and cost effective. For your customers, it means more flexibility and control over how and when they choose to pay for goods and services.

### Key Features for Sellers

### Visa's existing, reliable network

- Access to all installment plans set up by issuers for eligible cardholders.
- Proven reliability, scalability, and financial stability.
- No additional credit approval = frictionless checkout experience.

### Flexibility in Options

- Supports online, in-store, and mobile in-app purchases.
- Can provide more flexible payment options to consumers.

### Customer Acquisition & Conversion

- Helps drive sales conversion by enabling Visa installments, available across a wide range of cards.
- Helps reduce Cart Abandonment by providing your shopper with flexible payment options available on their existing card.
- Attract consumers who prefer BNPL payment options.

### VIS Design Resources

Follow the best practices outlined in our UX templates to create an optimal VIS checkout experience that can improve conversion rates, drive more traffic, and provide a better shopping experience.

[UX Design Templates](https://developer.visa.com/capabilities/installment-transaction-service/vis-canada-landscape)

## APIs Included

### Matched Candidates API

This API determines the eligibility of a cardholder for the installments offer.

### Matched Candidates Batch Request API

This API allows you to check the eligibility of cardholders for installments to pre-qualify cardholders in batch.

### Matched Candidates Batch Results API

This API allows you to retrieve the list of eligible installment candidates from an issuer's pre-approved list of qualified cardholders in a batch request.

### Eligible Installment Plans API

This API displays the installment plans a cardholder is eligible for.

### Plan Selection API

This API sends the installment plan option selected by the cardholder back to Visa.

### Plan Cancellation API

This API allows you to cancel a previously active installment plan and send it back to Visa.

##### Ready to start with Installment Transaction Service?

[Start Project](https://developer.visa.com/portal/#users/new) [Product Terms](https://developer.visa.com/capabilities/installment-transaction-service/product-terms)

##### Need Support?

[Get Help](https://developer.visa.com/capabilities/installment-transaction-service#)