# Merchant Search

## Elevate your business with enriched Merchant data and high-quality transactions.

## available for use by

Issuer Banks

## Regional Availability

- N. America
- Asia-Pacific
- Europe
- CEMEA
- LAC

## Fees & terms

Product terms located at end of the page.

* * *

## Unveil the power of precision in your business.

* * *

Introducing Merchant Search, a cutting-edge API designed to elevate your transaction experience and enhance data quality. This innovative solution provides you with enriched and precise merchant data, creating a more transparent and effective transaction process. Merchant Search is more than just an API, it's a tool that empowers businesses by improving data accuracy, streamlining operations, and providing insights for better decision-making. Whether you're looking to simplify your transactions, or tap into the power of accurate data, Merchant Search can be the key to unlocking your business's full potential.

## Key Features

### Transaction data enrichment

### Find Visa accepting merchants

### Locate nearby merchants

### Why Use It?

### \- Transform Digital Banking Platforms:

Enable your cardholders to recognize transactions using enhanced Digital Banking experience.

### \- Reduce disputes and chargebacks:

Obtain significant savings and reduce call center costs by implementing transaction enrichment.

### \- Optimize Rewards and Card Programs:

Run reward programs efficiently through a streamlined merchant onboarding and reward issuance.

### \- Streamline Reporting & Analytics:

Derive more value from your data by enriching transactions with standardized merchant info. Use enhanced transactions to support fraud/risk analysis, PFM use cases etc.

### \- Find Visa accepting suppliers:

Search and identify suppliers who are Visa accepting.

#### How Does It Work?

### Quick implementation through a single project

1. Complete pricing contract
2. Submit VDP GoLive request with required APIs
3. Download production certificates (5 business days from GoLive request)
4. Start accessing the APIs in production

#### APIs Included

### Transaction Enrichment

The transaction enrichment bundle of APIs provides developers a set of APIs to enrich transactions with standardized and enhanced merchant information.

- [API Docs](https://developer.visa.com/capabilities/merchant_search/docs-getting-started)
- [API Reference](https://developer.visa.com/capabilities/merchant_search/capabilities/merchant_search/reference)

### Generic Search

The Search API is easy to integrate and allows clients to search for merchant identification data to support their products and services.

- [API Docs](https://developer.visa.com/capabilities/merchant_search/docs-getting-started)
- [API Reference](https://developer.visa.com/capabilities/merchant_search/reference)

### Nearby Merchants

Nearby Merchants – Locator API can be used to search for nearby Visa accepting merchants with various filters

#### Transaction Data Enrichment Use Case

Help cardholders understand their purchases and reduce chargebacks and cardholder inquiries.

- [Learn More](https://developer.visa.com/use-cases/enhanced-merchant-information)
- [View All Use Cases](https://developer.visa.com/use-cases)

### Merchant Search Case Study - Outpave

Outpave improves expense management experiences using Visa Merchant Search API.

- [Read More](https://developer.visa.com/images2/products/merchant_search/Outpave%20-%20Merchant%20Search%20API%20Case%20Study.pdf)