# Visa Card Eligibility Service (VCES)

## Provide and check eligibility access rights to exclusive benefits, offers, and promotions

## Available for use by

- Issuer Banks  
- Acquirer Banks  
- Merchants  
- Independent Developers  
- Issuer Banks for Small Business

## Regional Availability

- N. America  
- Asia-Pacific  
- Europe  
- CEMEA  
- LAC

## Fees & Terms

Free to use in Sandbox. Contact for Production fees. Product terms located at the end of the page.

## Seamlessly check eligibility

Visa Card Eligibility Service (VCES) is an account eligibility verification product enabling our issuers, merchants, partners, and developers to check eligibility / access rights to exclusive benefits, offers, and promotions, subject to terms and restrictions, in real-time.

The **Visa Card Eligibility API** is available to partners who have access to PAN data (PCI DSS compliant) while **Visa Card Eligibility iFrame API** is available to partners who do not have access to PAN data as part of their use case or choose to avoid handling PAN.

## Key Features

### Check eligibility to benefits, offers, and promotions in real-time

### Grant access using pre-defined rules known as eligibility criteria

### Multiple integration touchpoints to create an optimal user experience

#### Why Use It?

- Provides an easy and elegant way to check if a card meets complex eligibility criteria before providing access to premium benefits, offers, or promotions.
- Helps issuers and partners create portfolio specific benefits or service offerings, thereby enabling them to track the impact of engagement on spend and loyalty.
- Control consumption of entitlements by establishing redemption limits over a period.

## APIs Included

### Visa Card Eligibility API

Used by partners who have access to PAN data (PCI DSS Compliant).

- [API Docs](https://developer.visa.com/capabilities/vces/docs-getting-started)
- [API Reference](https://developer.visa.com/capabilities/vces/reference)

### Visa Card Eligibility iFrame API

Used by partners who do not have access to PAN data.

- [API Docs](https://developer.visa.com/capabilities/vces/docs-getting-started)
- [API Reference](https://developer.visa.com/capabilities/vces/reference)