# Visa Consent Management Service

## Enable informed, and explicit consumer consent experience for Visa and our partners

## Available for use by

- Issuer Banks
- Acquirer Banks
- Merchants
- Independent Developers
- Issuer Banks for Small Business

## Regional Availability

- N. America
- Asia-Pacific
- Europe
- CEMEA
- LAC

## Fees & Terms

Free to use in Sandbox. Contact Visa for pricing and commercial details to use in Production.

### Enhance consumer trust, streamline data privacy operations and adapt to the evolving regulatory requirements.

The Visa Consent Management Service (VCMS) is a solution that solicits granular, explicit consent from consumers. This enables Visa and our clients to collect user data in a consistent, transparent, and intuitive manner. It also helps to address changing regulatory requirements and satisfies best practices using a set of technical APIs. The solution allows clients to manage the lifecycle of a consent (active, paused, revoked, expired) and provides ways to audit the changes made to the consent through this lifecycle.

### Key Features

#### Empower your user

Enable delivery of explicit and empowering user consent experiences to our clients.

#### Provide transparency

Enable clients to provide transparency to their users with clear and concise information about what data is being collected and how it will be used.

#### Adapt quickly

Help adapt to the evolving regulatory requirements for collecting and managing user consent.

#### Support different use cases

Comprehensive consent collection and management service for different types of data collection and processing, including financial and non-financial use cases.

# How It Works

Visa Consent Management Service enables our clients to adapt to the evolving regulatory requirements by capturing and managing granular, explicit, unbundled, time-bound, revocable, opt-in consent for each data request and its audit history.

### Consent advisory service

Initial client consultation to determine applicability and suitability of Visa Consent Management Service for client use case(s).

### Client onboarding

Client fills out consent intake form, which collects information about the client, use case(s), and other organizations associated with the service client is offering (e.g., data intermediaries).

### UX implementation guide

Introduce Consent UI/UX design guide that enables the client to build the consent information layout.

### Client implementation guide

Introduce implementation guide, which helps the client understand the client onboarding process, including APIs and real-time notifications integration steps.

### Consent life cycle management

Client uses the consent APIs to save, pause, un-pause, and revoke consumer consents. Clients consume the real-time consent notifications for consent life cycle management.

# APIs Included

### Consent life cycle management API

The Visa Consent Management Service APIs enable the capture and management of consumer consents, enforcement of consents governance rules, and auditing of consent-related actions. The endpoints will allow you to do the following: save a new consent in Active or Initiated status, view existing consents, pause an Active consent, reactivate a Paused consent, update an existing consent, and revoke an Active consent. Additional functionality includes real-time notifications to the clients and integrated Technology partners for consent status changes.

- [API Docs](https://developer.visa.com/capabilities/vcms/docs-getting-started)
- [API Reference](https://developer.visa.com/capabilities/vcms/reference)