# Visa ID & Credential

## Unified Enrollment and Lifecycle Management Tool

## Available for Use By

- Issuer Banks
- Acquirer Banks
- Merchants

## Regional Availability

- N. America
- Asia-Pacific
- Europe
- CEMEA
- LAC

### Improve user experience and security for your customers.

This is an unified enrollment and lifecycle management tool for Click to Pay, Address Verification Service and Visa Payment Passkey Issuers.

# How Does it Work?

### Client

Gathers consumer data for consumers wishing to participate in supported products, in accordance with all applicable laws (e.g., having provided all required disclosures and obtained appropriate authorization for data use)

### Client

Submits enrollment and lifecycle management data and selects the relevant product

### Visa

Enrolls the data to the relevant product

### Client

Integrates with any product specific APIs to enable full product functionality.

# APIs Included

### Enroll Data APIs

Enroll payment instrument and consumer information

- [API Docs](https://developer.visa.com/capabilities/visa-id-credential/docs-how-to)
- [API Reference](https://developer.visa.com/capabilities/visa-id-credential/reference)

### Lifecycle Management APIs

Get, update, delete consumer and payment instrument information

### Status API

Helps Issuers/Clients to find out status of data changes submitted to Visa