# Identity and Security APIs

## Helps secure your payment solutions.

## Prevention and protection

Visa’s suite of Identity and Security APIs not only ensure your funds are secure but also provide a better experience for your cardholders when they travel and do business.

### Key Benefits

#### Cardholder spend control

Give your cardholders better control and  visibility over their transactions.

#### Geolocation intelligence

Allow cardholders to share their travel plans and geolocation data to help minimize fraudulent transactions.

#### Reduce false declines

Help minimize chargebacks and dispute charges with real-time fraud notification.

##### Explore All Identity and Security APIs

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Visa Travel Notification Service](https://developer.visa.com/capabilities/tns)

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Visa dCVV2 Generate and Authenticate](https://developer.visa.com/capabilities/visa-dcvv2-generate)

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Visa Token Service Provisioning and Credential Management](https://developer.visa.com/capabilities/token-service-provisioning)

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Visa Stop Payment Service](https://developer.visa.com/capabilities/visa-stop-payment-service)

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Payment Account Validation](https://developer.visa.com/capabilities/pav)

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Order Insight](https://developer.visa.com/capabilities/vmpi)

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Visa Token Service](https://developer.visa.com/capabilities/vts)

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Visa Cardholder Verification Service](https://developer.visa.com/capabilities/cardholder-verification-service)

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Visa Risk Manager](https://developer.visa.com/capabilities/vrm)

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Visa Transaction Controls](https://developer.visa.com/capabilities/vctc)

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Order Insight Digital](https://developer.visa.com/capabilities/visa-cardholder-purchase-inquiry)

##### Use Cases

###### A mobile app that fights fraud

Michigan State University Federal Credit Union uses Mobile Location Confirmation and Visa Transaction Controls to provide its members with added fraud protection.

[View Michigan State University Use Case](https://developer.visa.com/use-cases/partner-showcase/michigan-state-university)

###### Traveling with confidence

National Australia Bank provides a mobile app experience for travelers using Visa Transaction Controls and Travel Notification Services.

[National Australia Bank Use Case](https://developer.visa.com/use-cases/partner-showcase/national-australia-bank)

play_circle_outline](https://youtu.be/1vX39tUeaRc)

###### A mobile app that fights fraud

Mobile Location Confirmation is an opt-in service enabled through the card issuer's mobile banking app. It uses geolocation data and transaction data to approve purchases.

[Mobile Location Confirmation Use Case](https://developer.visa.com/use-cases/enroll-travel-transact)

**Disclaimer**: Benefits and reduction of false declines depend on implementation details and business factors.