Release Notes - 2020
Release Notes
2020
October 2020
Welcome to the Visa Developer October 2020 Release Notes that include key features introduced in this release.
Product Updates
Visa Direct
Visa Direct now offers the Alias Lookup API that enables Alias Directory Service (ADS) to look up an alias in participating third-party directories and return the associated payment instrument. The Alias Lookup API sends an alias and accompanying data to participating third-party directories. If the alias is found, the third-party directories return the payment instrument associated with the alias in the API response. If multiple results are returned, the ADS applies business logic to select the most relevant result and returns the associated payment instrument to the originating entity. The originating entity can then use this information to submit the original credit transaction.
Refer to Visa Direct for more details.
Note: The results from Alias Lookup API are returned to clients using the Resolve API. Therefore, as part of this release, optional fields will be added to the Resolve API response. Clients using Resolve API should ensure that the addition of optional fields should not impact any existing integrations. Please contact your Visa representative to request access to this API.
Visa Transaction Controls
Visa Transaction Controls now offers EU Issuers the ability to test a new Enhanced Alert Notification Callback API, that will enable EU Issuers to receive foreign exchange rate information in a transaction alert notification and provide to their cardholders. This new API is offered in support of EU-518 Regulation.
Refer to Visa Transaction Controls for more details.
VisaNet Data Services
VisaNet Data Services is no longer available on Visa Developer. If you are interested in using this product, please contact developer@visa.com.
September 2020
Welcome to the Visa Developer September 2020 Release Notes that include key features introduced in this release.
Product Updates
Visa In-App Provisioning
Visa In-App Provisioning can help issuers or issuing solution providers more easily implement a "Add to Apple, Google or Samsung Pay" button in native banking applications. An encrypted card data payload is generated for the issuers or issuing solution providers that's formatted for any of Apple, Google or Samsung native provisioning specifications. The service helps eliminate backend software development complexity as well as expensive and complex server infrastructure to store encryption keys.
Refer to Visa In-App Provisioning for more details.
Visa Risk Manager
Visa Risk Manager is a web portal that provides a comprehensive suite of fraud and risk management tools that can be accessed through Visa Online 24/7. It is specifically designed to help issuers optimize fraud loss prevention and maximize profitability by providing clients with an effective transaction risk management decisioning system. The Visa Risk Manager (VRM) APIs help existing users of VRM streamline their fraud operations. VRM Web Services (API) Version 2 will support new and improved API specifications. Version 2 features a redesign of the APIs into microservices that are simpler to maintain, deploy, and test. More specifically, Version 2 now features an Account Management API, a Token Provisioning API, and an Alert API.
Refer to Visa Risk Manager for more details.
B2B Connect
Visa B2B Connect now offers a new callback API called Debit Credit Advice, that will allow participants banks to receive a credit advice when funding Visa instead of at the end of the day. We are also supporting two new payment statuses, Received and Beneficiary Credit Confirmed.
Refer to Visa B2B Connect for more details.
Community Updates
Visa Developer Center has launched the redesigned Community experience. This first phase of changes aim to make it easier for our members to navigate the community and find the information and discussions they are interested in. Check out the updated personalized hero area, new menu and navigation, enhanced profile page with user stats and direct messaging capabilities, plus a new forum thread topic layout featuring the latest and greatest content to help you in your development journey.
Refer to Visa Developer Community for more details.
August 2020
Welcome to the Visa Developer August 2020 Release Notes that include key features introduced in this release.
Product Updates
Visa Biometric Authenticator App
Visa Biometric Authenticator App (VBAA) is a white-label, turnkey mobile app solution offered to Issuers. The solution allows cardholders to verify their high-risk e-commerce transactions, using device biometric authentication, securely and conveniently within the mobile app. An important component of this solution is the Visa Biometric Authenticator App API. The Issuer’s Access Control Server (ACS) provider needs to integrate with this VBAA API to route the requests for two-factor authentication to the Visa Biometric Authenticator App and to receive the result. Visa may enhance the solution in the future to support other consumer authentication scenarios.
Refer to Visa Biometric Authenticator App for more details.
B2B Connect
Visa B2B Connect now offers a new API called Update Payment Status. This allows for the originating bank to recall a payment via API. It also allows the beneficiary bank to confirm when it has credited a beneficiary customer’s account, reject inbound payments, and accept or reject a recall request received from an originating bank for a payment. We are also offering new and updated Reason Codes for recall and reject requests.
Refer to Visa B2B Connect for more details.
Visa Payments Threat Intelligence
The Visa Payment Threat Intelligence API enables the distribution of actionable Indicators of Compromise (IOCs) to clients. The API enables a streamlined and efficient process where clients receive the IOCs directly into their Security Information and Event Management (SIEM) systems or Threat Intelligence Portals (TIPs). Through the use of push notifications of vetted and timely IOCs identified by Visa, this service allows clients to quickly assess and act on the most critical cyber-attacks that may disrupt their payment systems.
Refer to Visa Payments Threat Intelligence for more details.
Standards and Guidelines
Visa Secure using EMV® 3DS User Experience Guidelines
We have updated the Visa Secure using EMV® 3DS User Experience Guidelines to support issuer and merchant enablement for EMV® 3-D Secure (EMV 3DS) and assist in the creation of delightful and consistent EMV 3DS authentication challenge experiences. The Out of Band (OOB) challenge guidelines have been revamped to show issuers how to build OOB challenge flows. An OOB challenge flow occurs when users verify transactions in their issuer’s authentication service. Issuers can choose which service to make available for customer OOB authentication.
Refer to Visa Secure using EMV® 3DS User Experience Guidelines for more details.
Platform Updates
MLE Documentation
We have updated the Message Level Encryption documentation to provide you details on how Visa Developer provides an enhanced end-to-end security for message payload by using asymmetric encryption technique (public-key cryptography).
Refer to Message Level Encryption documentation for more details.
July 2020
Welcome to the Visa Developer July 2020 Release Notes that include key features introduced in this release.
Product Updates
Visa Merchant Screening Service
Visa Merchant Screening Service (VMSS) allows Acquirers to identify potentially high-risk, unreliable or fraudulent Merchants and Third Party Agents prior to making an onboarding decision and therefore helps reduce risk exposure to fraudulent and illegal transactions, and helps protect against brand damage and non-compliance assessments.
Refer to Visa Merchant Screening Services for more details.
Visa Stop Payment Services
The Visa Stop Payment Service (VSPS) enables Visa card issuers to stop card-on-file payments (including recurring and installment payments) from being authorized, cleared, and settled through VisaNet. The service can help to provide Visa issuers with a method for handling cardholder stop payment requests.
Refer to Visa Stop Payment Services for more details.
Visa ReadyLink
Visa ReadyLink (VRL) allows a Visa reloadable prepaid cardholder to add funds to their account from a ReadyLink enabled merchant terminal. The VRL Merchant Locator API enables cardholders to search for ReadyLink enabled merchant locations. The API allows the location of participating ReadyLink merchants to be delivered in a user-friendly way.
Refer to Visa ReadyLink for more details
Visa Cardholder Verification Service
Visa Cardholder Verification Service (VCVS) gives clients the power to verify consumer identity by using Issuer step-up to deliver dynamic authentication data directly to their cardholders.
Refer to Visa Cardholder Verification Service for more details.
June 2020
Welcome to the Visa Developer June 2020 Release Notes that include key features introduced in this release.
Product Updates
Card-On-File Data Inquiry
Card-on-File Data Inquiry provides information about the merchants with whom cardholders have stored their cards on file and when the merchants have received updated card details, in the event of card reissuance.
Refer to Card-On-File Data Inquiry for more details.
May 2020
Welcome to the Visa Developer May 2020 Release Notes that include key features introduced in this release.
Product Updates
Visa B2B Connect
Visa B2B Connect now offers a new callback API called Payment Status Notification that can notify the originating or receiving bank about any changes in payment status. We also are now offering new enhancements to support Out-of-Network Payments. These APIs will ensure that payment instructions adhere to preliminary rules as specified by Visa Compliance and the additional creditor fields relevant for out-of-network payments.
Refer to Visa B2B Connect for more details.
Visa BIN Attribute Sharing Service
Visa BIN Attribute Sharing Service (VBASS) can enable eligible Visa clients and partners to look up the most current Visa BIN Information. Using VBASS, applications can access Issuer BIN Attributes, which can help to build richer digital offerings and provide better customer experiences within the allowed use cases.
Refer to Visa BIN Attribute Sharing Service for more details.
Visa Token Service Provisioning and Credential Management
Network Hub Push Provisioning (NHPP) has been renamed as Visa Card Enrollment Hub (VCEH). The name Visa Card Enrollment Hub is clearer and more aligned with what it does — enrolling consumer’s payment credentials into a number of locations. This change does not reflect any changes to the product.
Refer to Visa Token Service Provisioning and Credential Management for more details.
February 2020
Welcome to the Visa Developer February 2020 Release Notes that include key features introduced in this release.
Product Updates
Visa Cardholder Transaction Scores
Visa Cardholder Transaction Scores are PAN-level creditworthiness scores that use transaction and authorization data to help predict the likelihood that a customer will become delinquent.
Refer to Visa Cardholder Transaction Scores for more details.
Merchant Search
Merchant Search now offers a new Transaction Lookup API that allows clients to get detailed information of the merchant at which a Visa Net transaction took place (allows search by transaction ID & date).
Refer to Merchant Search for more details.
Community Updates
Visa Developer Community Forums
Visa Developer Community Forums now provide a new and improved discussion board categories to help you find answers to your questions quicker. Changes include more categories, specific to various stages of your developer journey with testing Visa APIs (i.e. Sandbox & Test Data, Connection & Security Errors, Implementation Support and more).
Using a board-specific search will refine your results to include related questions and answers within that board only. This is a great way to narrow results by your support needs.
Refer to Visa Developer Community Forums for more information.