# Enhanced Accounts Payable Experience

# Accelerate and streamline the accounts payable process.

Search for matching suppliers who accept virtual Visa cards and enable a faster supplier payment process.

# Available for use by

- Issuer Banks
- Independent Developers

# Regional Availability

Global except Europe

## Search for matching suppliers who accept virtual Visa cards

Reduce time-consuming and labor-intensive paper-based invoice processing and check writing with [Visa Supplier Matching Service](https://developer.visa.com/capabilities/suppliermatchingservice/docs). Easily identify suppliers based on available merchant information in Visa's commercial merchant database that accepts Visa Commercial Payment products and get enriched merchant information on demand to help enhance the supplier matching experience.

### Enable a faster supplier payment process

Strengthen cash flow by paying your suppliers faster with the help of Visa's [B2B Virtual Accounts Payable Method](https://developer.visa.com/capabilities/vpa/docs). Whether you are trying to reduce the risk of unauthorized payments by allowing the supplier to collect only approved invoice amounts, looking to establish payment controls or use Commercial tokens, Visa’s solution can help you on your way. B2B Virtual Accounts Payable Method automates the process of paying your suppliers using a virtual account embedded within the procure-to-pay cycle, a virtual account for payer-to-provider payments, or a virtual account used in travel booking process.

### Key Benefits

- Enhanced cash flow through faster and more secure payables process.

- Improved procurement efficiency by identifying suppliers that match your business processes.

- Reduction of time consuming paper based payables processes.

## APIs Used

### Visa Supplier Matching Service

Easily identify suppliers based on available merchant information in the Visa's commercial merchant database that accepts Visa Commercial Payment products and get enriched merchant information on demand to help enhance the supplier matching experience.

- [API Overview](https://developer.visa.com/capabilities/suppliermatchingservice)
- [API Docs](https://developer.visa.com/capabilities/suppliermatchingservice/docs)

### B2B Virtual Account Payment Method

Whether you are trying to reduce the risk of unauthorized payments by allowing the supplier to collect only approved invoice amounts, looking to establish payment controls or use Commercial tokens, Visa’s solution can help you on your way. B2B Virtual Accounts Payable Method automates the process of paying your suppliers using a virtual account embedded within the procure-to-pay cycle, a virtual account for payer-to-provider payments, or a virtual account used in travel booking process.

- [API Overview](https://developer.visa.com/capabilities/vpa)
- [API Docs](https://developer.visa.com/capabilities/vpa/docs)