Enhanced Funds Transfer Experience

Fast, simple, secure funds transfer directly to any eligible debit or prepaid card

Optimized for:

Acquirers
ISVs

Visa's Funds Transfer Solution

Provides eligible participants with the ability to instantly transfer funds, improve cash flow and create greater convenience for your customers. Person to person funds transfer, corporate or merchant disbursements for such things as tax refunds, insurance claims, rebates or affiliate or contractor payouts are such examples. The use of Visa Direct enables the transfer of funds to eligible debit and prepaid cards.

To help ensure smooth operation, validate whether a card can support successful transfer of funds using Payment Account Validation and Payment Attributes Inquiry. The ability to pre-validate an eligible account and screen for lost, stolen, or expired accounts increases the probability of a successful and more seamless transaction flow.

While enabling your eligible customers to quickly transfer funds, increase the protection of sensitive card information from theft and fraud using Visa Token Service. Handle sensitive card information using a unique digital identifier called a token that facilitates payments processing without exposing actual account details.

Help reduce disruption in service due to outdated credential-on-file information by participating in Visa Account Updater program.

Visa Capabilities

Cardholder Benefits

Improve cash flow by making funds available quicker
Enable fast point to point payments, disbursements, reimbursements and refunds
Reduce friction in the payments lifecycle by providing a more seamless funds transfer experience

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Disclaimer: Specific product compliance requirements need to be adhered to in the implementation. Please refer to the descriptions and documentation under the above links for particular requirements and eligibility with respect to each capability.