ENTERPRISE FRAUD MANAGEMENT

Detect fraud in real time with advanced AI from Decision Manager

Help stop more threats, approve more genuine customers and grow your revenue with Visa’s global intelligence.

Unlock the power of AI-driven fraud protection

Decision Manager goes beyond traditional fraud tools, helping give you the confidence to grow and innovate. With cutting-edge AI and deep network intelligence, you can help protect your revenue, build customer trust and stay ahead of emerging risks — all with one powerful solution.

Proactively detect and prevent fraud

Powerful AI models, trained on one of the world’s largest payment dataset insights, detect and help block fraud while adapting to new and emerging threats.

Streamline operations and boost approvals

Automated decisions and tailored controls decrease manual efforts, freeing your team to focus on growth.

Gain full visibility

Transparent access to transaction data and actionable analytics help you monitor performance, understand trends and help make informed decisions.

Real-time AI risk scoring

Instantly assess every transaction with a dynamic risk score powered by advanced AI. Decision Manager analyzes billions of global data points — customer behavior, device signals and shopping patterns — to deliver a real-time risk score that reflects the likelihood of fraud. This enables fast, automated decisions and helps you confidently approve more genuine customers while helping minimize risk.

Customizable rules engine

Easily adapt Decision Manager to your business needs with flexible controls. Create, test and update fraud strategies, customize rules and thresholds and refine processes — all without coding. Instantly tailor your defenses to match your risk appetite and easily integrate with your existing systems.

CASE STUDY Iberia’s payment risk strategy takes flight

See how Iberia used Decision Manager’s advanced AI to help accelerate case reviews, improve payment accuracy, reduce fraud risk and approve more genuine bookings.

Improve your fraud strategy with proactive fraud management

Even before checkout, Decision Manager is working behind the scenes, continuously monitoring and analyzing patterns to help accurately identify good customers and detect potential fraud.

Step 1: Transaction initiated

Every transaction is captured instantly to help ensure real-time analysis.

Step 2: AI-powered evaluation

Advanced AI analyzes billions of global data points, customer behavior, device signals and shopping patterns to assess risk.

Step 3: Risk-score generated

Each transaction receives a dynamic risk score that reflects its likelihood of fraud.

Step 4: Automated decisioning

Approve good customers automatically and flag or block high-risk transactions — reducing manual effort and false declines.

Expand your fraud protection with integrated solutions

Enhance your Decision Manager experience with advanced tools that work seamlessly together to strengthen your defense against fraud.

Fraud Management Essentials

Fraud Management Essentials brings the power of Decision Manager to growing businesses, offering easy-to-use, out-of-the-box fraud protection.

Global Identity Service

Enrich risk scoring with data from trusted third-party partners.

Visa Enhanced Authentication Solutions (VEAS)

Help protect your business from fraud and chargebacks with secure risk-based authentication.

Token Management Service

Secure digital payments and simplify management of customer credentials with tokenization.

Ready to transform your payment strategy and offering?

Let’s connect and discuss the right solutions for you.