TOKENIZATION AND CREDENTIAL MANAGEMENT

Protect every payment with Token Management Service

Secure digital payments and simplify managing customer credentials with tokenization. By replacing sensitive data with secure tokens and strengthening credential control, you can protect against fraud, increase approval rates and deliver smoother, more secure customer experiences.

Reimagine your payments strategy with streamlined tokenization and credential management

Simplify your payment infrastructure

Centralize token and credential management with one solution that works standalone or easily integrates into your payment offering.

Improve payment success

Utilize network tokens, credential updates and enhanced security for more successful payments, start to finish.

Ease digital shopping friction

Enable smoother shopping experiences with subscriptions and one-click and biometric checkouts.

Strengthen your payment offering with network tokenization

Our solution streamlines network token enablement, simplifying network token provisioning and management so you can enjoy the benefits without the technical burden.

• A single integration point to enable and manage network tokens across major card networks

  • Trusted credentials to help reduce fraud and increase authorization rates
  • Ease PCI DSS compliance scope and costs
  • Built-in lifecycle management to keep network token information up to date

Power frictionless shopping with credential management

Our solution goes beyond tokenization for security by creating profiles for each customer so you can get insight into buying behavior across payment types and channels. As digital commerce continues to evolve, our solution also allows you to power frictionless experiences without sacrificing security.

• Preferred payments like one-click and biometric checkouts through passkey and device-bound token technology

  • Cross-channel security and connectivity to help power frictionless omni-channel shopping
  • Insight into buying behavior to power more personalized shopping experiences
  • Flexibility to meet customer needs now and in the future in any industry

Keep revenue flowing with automatic credential updates

Take advantage of our solution that not only tokenizes stored credentials but keeps token and personal account number (PAN) information up to date when changes take place — helping you avoid lost sales due to expired information.

• Automatic updates for network tokens when underlying credentials change or expire

  • PAN updates through push account updater
  • Save time and money by avoiding manual updates
  • Help avoid cart abandonment or false declines from outdated credentials

Step 1: Secure and store customer information

Tokenize payment information when it’s saved on file and create customer profiles.

Step 2: Manage stored credentials

Update stored customer profile information when it’s changed or expired.

Step 3: Smooth checkout experiences

Call up previously tokenized information for use in future transactions.

Solutions that integrate with Token Management Service

Learn more about our other acceptance solutions that easily integrate with Token Management Service to power better payments.

Decision Manager

Decision Manager is our AI-powered fraud management solution, supported by robust data to help detect fraud and automate decision making.

Global Gateway

Process payments frictionlessly and securely at any scale. Accept cards, digital wallets and more worldwide, all protected by Visa security.

Unified Checkout

Easily integrate new payment methods to reduce cart abandonment and capture more sales across channels.