VISA DIRECT FOR FINTECHS

Flexible, simple and secure, Visa Direct helps fintechs pursue more opportunities and build better customer experiences with tailored, secure, transparent, real-time cross-border modular solutions.¹

Visa Direct, for the instant economy

Rising costs, convoluted cross-border payments² and complex risk requirements are some of the pressures facing fintechs. Solve these with a single, powerful payment platform tailored for your business that enables you to offer competitive Foreign Exchange (FX) rates for global cross-border money movement.

Real‑time¹ money movement

Enable fast, payments with real‑time¹ capabilities designed to meet modern customer expectations.

Robust security features

Pair real‑time¹ payments with security and risk controls that help build trust⁴ in every transaction.

Power customer experiences at scale

Deliver flexible money movement, real‑time¹ speed and global reach—without adding complexity to your payments stack.

Exceed customer expectations by giving them more ways to pay, hold and send funds

Build loyalty by offering an exceptional customer experience, every time with real-time¹ payments, transparent fees and competitive FX rates. Be your customers’ go-to choice and grow in any market.

Meet customer demands for speed, simplicity and transparency

Gain an edge by consolidating payments and unlocking new revenue. Visa Direct modular solutions with multicurrency wallets give your customers freedom to view, manage and spend across markets.

Expand your reach without the heavy lifting

Safely connect to 195+ countries and territories, 150+ currencies and over 11 billion endpoints, without the complexity of traditional providers and expand your product into new markets.

Visa Direct offers flexible solutions for Fintechs

Lendtech

Meet borrower demands with real-time¹ loans while maintaining internal compliance through enhanced data visibility and risk management.

Wealthtech

Accelerate portfolio management — book investments in real-time with FX options that work for your business and customers.

Paytech

Give customers flexibility to access earnings through quick settlements, Earned Wage Access (EWA) and streamlined payment gateway integration.

Receivables and payables

Boost efficiency through payment automation and real-time¹ capabilities for cash flow visibility and planning.

Digital wallets

Deliver exceptional user experiences with secure, real-time¹ transactions that help protect customer data.

Remitters

Deliver exceptional experiences with secure, real-time¹ transactions while maintaining internal compliance and data protection.

Visa Direct for remittances, account to account and peer to peer payments

See how Visa Direct enables real-time¹ money movement across different use cases.

Stay informed and spark ideas

Gain business insights, see what’s on the horizon and identify strategies that can help open up new revenue streams.

Want to learn more?

Contact a Visa Direct expert who’ll be happy to chat about how Visa Direct can help supercharge your unique fintech cross-border offering.

Sources/Footnotes/Disclaimer

1. Actual fund availability for all Visa Direct transactions may depend on receiving financial institution, account type, region, compliance processes, along with other factors, as applicable.
2. Availability varies by market. Please refer to your Visa representative for more information on availability.
3. Visa Direct Connect has limited availability and provides connection to select Visa Direct offerings. Please contact your Visa representative for more information.
4. Visa security, compliance and risk controls are designed for Visa’s internal compliance purposes. Visa Direct clients and participants are solely responsible for their own compliance with applicable laws and regulations. Optional risk management and compliance tools, where offered, are provided for convenience only and without warranty.