Money movement for retail banks with Visa Direct

Provide enhanced domestic and cross-border services to stay in step with the needs of your customers.

Be their bank of choice

Stand out from the competition, help grow and retain your customer base and boost revenue growth with a range of money movement solutions from Visa Direct that can support you delivering on the expectations of today's consumers and businesses.

Provide modern services

Elevate your existing services and add domestic and cross-border solutions that satisfy your customers.

Access the world

Provide easy ways to pay to 195+ countries and territories with the ability to pay to eligible cards, bank accounts and digital wallets.

Protect payments

Maintain your legacy of trust by helping to ensure your customers’ funds are protected, wherever in the world they are sent.

Enhance your services and customer experiences

With the help of Visa Direct, provide fast, convenient and secure ways for customers to send and receive funds, whether it’s to friends and family overseas or international vendors and suppliers.¹

Help customers transfer money around the world

Compete with money transfer operators by offering a seamless remittance experience within your banking platform, enabling convenient payments worldwide — in 195+ countries and territories — across a variety of methods.

Paying friends or family: Enable customers to send funds to eligible cards, accounts and digital wallets around the globe.

International students: Provide fast, transparent transfer of funds to cover living expenses abroad.

Migrant workers: Help customers support family back at home with reliable and secure remittances.²

Give businesses an easy way to pay and get paid

Offer a one-stop solution for businesses that need to send, collect, hold and convert funds domestically and internationally. Help build customer relationships and support your customers with a broader range of services.

Accounts payables/receivables: Enable flexible payment and collection options.

Business loan repayments: Facilitate secure, transparent loan repayments.

Treasury operations: Support their need for enhanced transparency and liquidity management to optimize cash flow.

Foreign exchange (FX) transactions: Offer convenient access to buy, sell and hold multiple currencies.

Empower global citizens to move money anywhere, anytime

With customers now living, working, traveling and transacting around the globe, it’s crucial for banks to be a convenient and reliable partner, enabling them to act like locals no matter where they are.

Consumer travel products: Enable customers to hold, convert and spend in a variety of currencies with ease.

Paying friends or family: Provide them with a fast, reliable way to send funds to loved ones anywhere in the world, effortlessly.

Wallet and account funding: Easily transfer funds to a digital wallet or bank account for fast access.

Investment transfers: Provide your customers with the ability to securely transfer investment funds globally.

Build money movement experiences that suit your customers

Enhance your existing services and tap into new use cases with a range of future-ready solutions from Visa.

24/7 delivery for card-based transactions

Make domestic and cross-border payments using the speed and convenience of Visa global networks to help affirm your bank as their preferred choice for money movement.

• Deliver payments in real-time³ across 195+ countries and territories
• Access to 75+ domestic payment schemes and 15+ RTP schemes
• Reach 18B+ endpoints across eligible cards, accounts and digital wallets globally

Collecting funds

Boost your competitive advantage by enabling customers to manage the collection of funds domestically and cross-border.

• Collect in 30+ currencies
• Local collections available in GBP, EUR, USD and CAD
• Extend reach into new jurisdictions by leveraging the Visa extensive card and banking network

Converting funds

Deliver transparency and control for customers making cross-border payments through enhanced FX capabilities that complement existing FX services and help unlock new revenue streams.

• Set custom spreads and fees to drive revenue from FX conversions
• Experience 24/7 FX trading and conversions with flexible settlement across eligible cards, accounts and wallets in 150+ currencies
• Integrate our ready-made FX platform seamlessly via robust APIs²

Holding funds

Unlock new revenue by holding and managing multiple currencies through virtual accounts.

• Manage FX volatility with greater control over FX and treasury operations
• Simplify structures with a master house account and sub-accounts
• Enable real-time³ conversions, efficient processing and automated reconciliation

See how Visa Direct solutions can drive results

Discover how cross-border money movement solutions from Visa Direct can help banks achieve strategic objectives and stand out in an increasingly competitive global landscape.

Ready, set, grow

Capture the growing global money movement opportunities. Explore this infographic to find out how to earn loyalty with enhanced payment experiences.

Ready to see what Visa Direct can do for your bank?

Learn more about Visa payment technology solutions and be the first to know about new offerings. Contact a Visa sales rep today.

Sources/Footnotes/Disclaimer

1. Availability varies by geography. Please refer to your Visa representative for more information on availability.
2. Use cases are for illustrative purposes only. Program providers are responsible for their programs and compliance with any applicable laws and regulations.
3. Actual funds availability depends on receiving financial institution and account type, region, compliance processes, along with other factors.