# Access a flexible payment authorization framework

Simplify payment authorization with our authorization solutions that let you authorize and secure funds for estimated transactions and extend approved authorizations.

## Unlock more revenue

Ease payment friction and help ensure valid transactions with flexible authorizations from Visa.

### Increase revenue opportunities

Secure funds before the final amount is known and use incremental authorizations for frictionless upsells.

### Help avoid bad debt

Run checks to confirm a transaction is valid before goods or services are received.

### Avoid re-authorization declines and lost revenue

Extend authorizations for transactions that take longer to fulfill.

## Our authorization solutions

Help boost authorizations and root out re-authorizations with reliable Authorization solutions.

### Estimated Authorization

Allows merchants to authorize and secure an estimated amount before goods or services are consumed, ease friction at checkout and drive upsell opportunities.

### Extended Authorization

Lets merchants extend the validity of approved authorizations for up to 30 days to avoid reauthorizations and potential declines for transactions that take longer to fulfill.

### Enhanced Authorization – Merchant-Initiated Transactions (MITs)

Enables merchants to improve authorization rates, lower costs and enhance transaction integrity — all while reducing the need to manage complex transaction ID data requirements.

## Benefits for merchants and acquirers

Increase your revenue opportunities, while creating more customer loyalty.

### For merchants

Leverage a flexible authorization framework to avoid bad debt and help improve authorization rates:

- Improve revenue and avoid bad debt by securing funds before the final transaction amount is known
- Drive upsell opportunities by securing approved funds before the final amount is known
- Reduce payment complexity and increase operational efficiency

### For acquirers

Enhance your payment offering with advanced authorization tools and services:

- Attract and retain merchant clients through value-added features
- Facilitate innovation with an authorization framework tailored to merchants’ needs
- Help merchants avoid bad debt by securing funds up front and reducing exposure to insufficient funds

## Explore our products

Tap into innovation and improve transactions with our payment tools.

### Verification

Trust in our accurate cardholder verification before and during processing.

### Lifecycle management

Maximize revenue and avoid lost sales by keeping stored credentials updated.

### Reporting

Reduce operational costs and time by streamlining reporting across payment types, processors and geographies.

## Build the payment solutions you want with Visa