Hold 30+ currencies in one secure multi-currency wallet

Manage money globally with a multi-currency wallet to securely store, exchange and transfer currencies across borders.

• Secure money collection across 180+ enabled countries and territories

• Receive funds in 30+ currencies

• 63% surveyed SMEs use digital wallets/virtual accounts for global payments1

Gain more control of global money movement

Hold funds in multiple currencies, manage transactions, and streamline operations, all from one secure wallet.2

Protect funds

Strengthen financial security by managing risks for clients and securely store funds in efficient multi-currency wallets.

Manage costs

Customers can hold funds in required currencies, and make direct transactions when they choose to lower costs.

Boost customer loyalty

Clients such as Revolut use Visa Direct’s multi-currency wallets for intuitive, competitive and hassle-free currency conversion.

Simplify multi-currency management

Currency management is made easier with innovative multi-currency wallet technology which provides a secure, transparent and user-friendly solution for exchanging and holding funds.

Balance

Simplify operations with a single wallet

• Better visibility into balances, tracking and reconciliation of funds into sub-accounts with a single multi-currency wallet.
• Hold funds in their original currency or exchanging into local currency on your schedule.

Balance

Balance

Create opportunities to save money

• Manage FX exposure by choosing when to hold and when to convert funds.
• Cut costs by reducing the number of providers you use to access the currencies you need.

Balance

Manage FX risks

• Convert currencies with ease and easily move funds between global wallet balances.
• Give customers greater control of their FX and treasury operations with multi-currency accounts.

Accounts

Give customers greater control

• Simplify ledgers, streamline transaction processing and reconciliation by leveraging house and sub-accounts.
• Pre-fund balances in secure multi-currency wallets ahead of upcoming payments.

Rethink how you collect payments

We’re here to help you transform the way you collect funds cross-border.

Visa Direct has the tools to be your money movement partner

Visa Direct has helped propel business results by enabling fast, innovative and secure money movement across the world.

Sources/Footnotes/Disclaimer

1. McKinsey survey for Visa of 340 SMEs in the UK, Italy, and Germany, 2024.
2. Certain domestic and cross-border collection, currency conversion, hold, and send capabilities offered through the Visa Direct platform are provided and/or offered by Visa Australia Services Pty Ltd, The Currency Cloud Limited, Currencycloud B.V., Visa Global Services Inc., and Currencycloud Pte. Ltd. Currencycloud provides e-money issuance and/or payment services and is licensed and/or registered in Australia, Canada, the Netherlands, the United Kingdom, multiple states in the United States, and Singapore. Please contact your Visa representative for more information.