# Hold 30+ currencies in one secure multi-currency wallet

Manage money globally with a multi-currency wallet to securely store, exchange and transfer currencies across borders.

- Secure money collection across 180+ enabled countries and territories

- Receive funds in 30+ currencies

- 63% surveyed SMEs use digital wallets/virtual accounts for global payments1

## Gain more control of global money movement

Hold funds in multiple currencies, manage transactions, and streamline operations, all from one secure wallet.2

### Protect funds

Strengthen financial security by managing risks for clients and securely store funds in efficient multi-currency wallets.

### Manage costs

Customers can hold funds in required currencies, and make direct transactions when they choose to lower costs.

### Boost customer loyalty

Clients such as Revolut use Visa Direct’s multi-currency wallets for intuitive, competitive and hassle-free currency conversion.

## Simplify multi-currency management

Currency management is made easier with innovative multi-currency wallet technology which provides a secure, transparent and user-friendly solution for exchanging and holding funds.

#### Balance

| Account 1 | Account 2 |
| -------- | -------- |
| $87,847 | £14,921 |

### Simplify operations with a single wallet

- Better visibility into balances, tracking and reconciliation of funds into sub-accounts with a single multi-currency wallet.
- Hold funds in their original currency or exchanging into local currency on your schedule.

#### Balance

| Account 1 | Account 2 |
| -------- | -------- |
| $87,847 | £14,921 |

#### Balance

|  |
| -------- |
| $5,144,707 |

### Create opportunities to save money

- Manage FX exposure by choosing when to hold and when to convert funds.
- Cut costs by reducing the number of providers you use to access the currencies you need.

#### Balance

|  |
| -------- |
| $5,144,707 |

### Manage FX risks

- Convert currencies with ease and easily move funds between global wallet balances.
- Give customers greater control of their FX and treasury operations with multi-currency accounts.

#### Accounts

### Give customers greater control

- Simplify ledgers, streamline transaction processing and reconciliation by leveraging house and sub-accounts.
- Pre-fund balances in secure multi-currency wallets ahead of upcoming payments.

## Rethink how you collect payments

We’re here to help you transform the way you collect funds cross-border.

## Visa Direct has the tools to be your money movement partner

Visa Direct has helped propel business results by enabling fast, innovative and secure money movement across the world.

### Sources/Footnotes/Disclaimer

1. McKinsey survey for Visa of 340 SMEs in the UK, Italy, and Germany, 2024.
2. Certain domestic and cross-border collection, currency conversion, hold, and send capabilities offered through the Visa Direct platform are provided and/or offered by Visa Australia Services Pty Ltd, The Currency Cloud Limited, Currencycloud B.V., Visa Global Services Inc., and Currencycloud Pte. Ltd. Currencycloud provides e-money issuance and/or payment services and is licensed and/or registered in Australia, Canada, the Netherlands, the United Kingdom, multiple states in the United States, and Singapore. Please contact your Visa representative for more information.