Visa Intelligent Commerce

Agentic commerce, at scale

Visa Intelligent Commerce (VIC) is our strategic portfolio for the age of AI agents — enabling agents, issuers, merchants and developers to transact with trust, speed and intelligence.

Your challenge

As digital commerce increasingly shifts toward AI agent-driven e-commerce, companies face growing challenges to securely authorize payments, manage risk and maintain trust when transactions are initiated by AI, creating a gap between automation, security and seamless customer experiences.

Our solution

Visa Intelligent Commerce enables secure, trusted AI‑initiated transactions by embedding payment credentials, controls, authentication and protections into automated buying, helping companies close the gap between agentic commerce and safe, seamless payments.

Partnership Visa and OpenAI Partner to Help Shape the Future of Agentic Commerce

As AI becomes part of how people discover, decide and buy, trust becomes more important than ever. Learn how OpenAI and Visa Intelligent Commerce are working together to help create secure, transparent and consumer-controlled commerce experiences for the agentic future.

Decades of trust, powering tomorrow's agents

• 4.8B Payment credentials across the Visa global network 1
• >175M Merchant locations that accept Visa 1
• 300B+ Transactions processed annually on the Visa network 1

“As agents are introduced to payment flows, one thing becomes clear: trust and security are the infrastructure that makes the entire system work. We’re moving with urgency and optimism to deliver the next era of commerce — powered by agents, built on Visa.”
Jack Forestell Chief Product and Strategy Officer, Visa

We power the builders shaping what's next

Whether you're building native agentic commerce for enterprise clients or developing the next generation of consumer agentic e-commerce, Visa Intelligent Commerce gives you the solutions, developer tools, and ecosystem programs to do it right.

Visa Commercial Solutions

Bringing B2B agentic commerce capabilities to life with the Visa network, combining core standards, security, governance and scale with rich data and insights.

Intelligent Commerce Connect

Enable trusted AI agent commerce without network lock-in. Intelligent Commerce Connect provides a single integration for secure, permissioned transactions across payment schemes, token providers and agent ecosystems.

Command Line Interface

Give your AI agents real payment capability as you code. With Visa CLI, complete card-based transactions programmatically, without manual API keys or pre-funded accounts.

Trusted Agent Protocol

Enable merchants and platforms to identify and engage trusted AI agents through the Visa trust framework for agentic commerce. TAP provides secure agent verification, trust signaling, and identity-aware interactions across digital commerce.

Stay ahead of the agentic curve

The race to define agentic commerce

As agentic commerce unfolds, the industry faces growing confusion, with unclear rules, fragmented approaches and no obvious place to begin.

Learn more about agentic commerce

• What is agentic commerce exactly?
  Agentic commerce refers to commerce experiences where AI agents help consumers or businesses discover products, make decisions and complete parts of the purchasing journey. This can range from comparing products and initiating checkout to completing transactions with user permission. As AI agents play a larger role in commerce, trusted infrastructure, secure payments and clear controls become essential to helping these experiences scale safely.

• What is an agentic commerce protocol and why does it matter?
  An agentic commerce protocol provides a standardized way for AI agents, merchants and platforms to communicate and transact securely. Common standards help support authentication, authorization, fraud protection and merchant controls, making agentic commerce more trusted, interoperable and scalable across the digital commerce ecosystem.

• How can businesses enable agentic commerce while maintaining trust and control?
  Businesses can enable agentic commerce by adopting trusted technologies, standards and payment infrastructure that support secure AI-assisted and AI-initiated transactions with clear controls and transparency. This may include spending limits, approval workflows, authentication requirements and trusted identity signals that help consumers, merchants and financial institutions participate with confidence.