# VisaProtect Enterprise-wide risk solutions that keep business moving and help prevent payments fraud. ## Unlock the future of fraud detection with large transaction models (LTMs) [Read about LTMs](https://usa.visa.com/content/dam/VCOM/regional/na/us/Solutions/documents/large-transaction-models.pdf) ## Stop fraud, not growth As fraud grows, forced friction slows commerce. Visa Protect solutions help prevent fraud across the entire payment journey, across all payment endpoints and networks—without stopping the flow of business. Built upon decades of experience and expertise, only Visa Protect solutions have the scale and depth to help safeguard billions of daily transactions. ## SEE CLEARLY AI decisioning informed by a massive data set Helping clients identify fraud from across the payments ecosystem. ## TAKE CONTROL Scalable solutions across all payment rails, regardless of network Empowering clients to streamline and make informed risk management decisions. ## REMOVE ROADBLOCKS Tap into guidance and support from thousands of risk experts Eliminating friction for both your customers and own teams through shared intelligence and insights from Visa. ## See how Visa Protect always keeps things moving ### Visa x Featurespace​ Helping you get a 360-degree view of the Full Picture, one transaction at a time. [Discover Featurespace](http://www.featurespace.com/) ### Visa Protect Stand up to fraud without standing in the way of your customers. ### Speed and security Payments must happen fast and flawlessly, or commerce comes to a screeching halt. ### Visa Protect powered by AI Multi-layer defense against fraud helps secure billions of seamless payment experiences. ## Protecting the payments ecosystem With real-time decisioning for authentication, authorization and real-time payments, Visa Protect solutions spot fraud others can’t see. Wherever it may happen. ### Banks Keep cardholders happy by minimizing card fraud across the payments journey. [Secure your payments with Visa Protect](/content/en-us/solutions/visa-protect/issuers/index.html) ### Merchants Boost your business through increased card not present (CNP) approval rates and enhanced decisioning. [Grow your business with Visa Protect](/content/en-us/solutions/visa-protect/merchants/index.html) ### Acquirers Accelerate your business with a wide range of risk solutions to help your merchants grow. [Empower your clients with Visa Protect](/content/en-us/solutions/visa-protect/acquirers/index.html) ### Real-time payment providers Grow customer usage and engagement by offering near real-time controls against fraud and scam transactions in instant payments. [Mitigate instant payments risk with Visa Protect](https://corporate.visa.com/en/products/visa-protect-a2a-payments.html) ## A global approach that yields real results, builds trust and bolsters security At Visa, securing the world's payments is priority one. By pairing industry-leading professionals with the power of AI, we analyze more than half a billion payments each day to identify threats and provide insights across the payment ecosystem. We are at the forefront of fraud and risk to prevent, defend, and combat the latest scams and threats. [**Large transaction models: unlocking the future of fraud detection**](https://usa.visa.com/content/dam/VCOM/regional/na/us/Solutions/documents/large-transaction-models.pdf) Discover how LTMs use AI to analyze billions of transactions, catching 5x more fraud and redefining secure payments. [Read about LTMs](https://usa.visa.com/content/dam/VCOM/regional/na/us/Solutions/documents/large-transaction-models.pdf) [**Extending risk solutions to non-Visa transactions**](https://www.pymnts.com/visa/2024/visa-reaches-outside-its-network-with-ai-to-protect-real-time-transactions?utm_source=Sailthru&utm_medium=email&utm_campaign=Main%20NL%2003/27&utm_term=Main%20Newsletter) As a global payments leader, Visa has unique and valuable insights into the payment ecosystem. See how our people, technology and processes help partners of all sizes mitigate threats and maximize opportunities. [Learn how Visa is putting AI to work](https://www.pymnts.com/visa/2024/visa-reaches-outside-its-network-with-ai-to-protect-real-time-transactions?utm_source=Sailthru&utm_medium=email&utm_campaign=Main%20NL%2003/27&utm_term=Main%20Newsletter) [**2024 Holiday Threats Report**](/content/api/image-proxy?path=%2Fcontent%2Fdam%2FVCOM%2Fcorporate%2Fsolutions%2Fdocuments%2Fvisa-security-alert-holiday-threats-report-2024.pdf) Stay ahead of fraud and avoid scams this holiday season by learning about the top five fraud schemes presented in this Visa Payment Ecosystem Risk and Control (PERC) report. [Nov 2024 Holiday Threats Report](/content/api/image-proxy?path=%2Fcontent%2Fdam%2FVCOM%2Fcorporate%2Fsolutions%2Fdocuments%2Fvisa-security-alert-holiday-threats-report-2024.pdf) [**Spring 2025 Biannual Threats Report**](/content/api/image-proxy?path=%2Fcontent%2Fdam%2FVCOM%2Fcorporate%2Fsolutions%2Fdocuments%2Fvisa-perc-biannual-report-spring-2025.pdf) Stay up to date on the latest fraud threats identified by Visa’s Payment Ecosystem Risk and Controls (PERC) team. [Stay a step ahead of ecosystem threats](/content/api/image-proxy?path=%2Fcontent%2Fdam%2FVCOM%2Fcorporate%2Fsolutions%2Fdocuments%2Fvisa-perc-biannual-report-spring-2025.pdf) [**Visa Consulting and Analytics**](/content/en-us/solutions/visa-consulting-analytics/index.html) Optimize enterprise risk processes—strengthening cybersecurity strategy, improving risk governance, and helping ensure compliance. [Collaborate with Visa risk experts](https://corporate.visa.com/en/services/visa-consulting-analytics.html) [**Visa Account Attack Intelligence**](https://usa.visa.com/content/dam/VCOM/global/run-your-business/documents/visa-account-attack-intelligence-final.pdf) Receive dashboard alerts on which BINs and merchants are being used for CNP attacks. [Defend against enumeration attacks](https://usa.visa.com/content/dam/VCOM/global/run-your-business/documents/visa-account-attack-intelligence-final.pdf) [**Visa Payment Fraud Disruption: Historical – Biannual Threats Reports**](/content/api/image-proxy?path=%2Fcontent%2Fdam%2FVCOM%2Fregional%2Fna%2Fus%2Frun-your-business%2Fdocuments%2Fpfd-biannual-threats-report-december-2023.pdf) Review past Visa Biannual Threats Reports for visibility into the evolution of fraud over time. [December 2023 Biannual Threats Report](/content/api/image-proxy?path=%2Fcontent%2Fdam%2FVCOM%2Fregional%2Fna%2Fus%2Frun-your-business%2Fdocuments%2Fpfd-biannual-threats-report-december-2023.pdf) [June 2023 Biannual Threats Report](/content/api/image-proxy?path=%2Fcontent%2Fdam%2FVCOM%2Fregional%2Fna%2Fus%2Fsupport-legal%2Fdocuments%2Fvisa-pfd-biannual-threats-report.pdf) [**2022 Fraudulese Report**](https://usa.visa.com/content/dam/VCOM/regional/na/us/run-your-business/documents/visa-fraudulese-report.pdf) A global study looking at the vocabulary of fraudsters around the world. The research highlights consumer blindspots against fraud schemes (text, emails, and more) and how they can better protect themselves from cybercriminals. [Fraudulese: The Language of Scams](https://usa.visa.com/content/dam/VCOM/regional/na/us/run-your-business/documents/visa-fraudulese-report.pdf) ## We’re here to help See how Visa Protect can keep fraud at bay and your business moving.