# Visa Protect for banks Enterprise-wide risk solutions for banks that keep payments moving. ## Join risk leaders for the Visa Spotlight innovation event: Redefining A2A Scam Protection with Advanced AI ## Digital commerce impacted by forced friction Fraud continues to be a stubborn issue for banks—slowing business growth by forcing friction into the payment process. Efforts to fight fraud can impact customer satisfaction and threaten cardholder loyalty. And with the expansion of real-time payments, the stakes get even higher. - 30% potential loss of customers after a fraud event¹ - $62B a year in card-not-present transaction fraud² - 300% increase in identity theft over the past decade³ ## Sources/Footnotes/Disclaimer 1 Insider Intelligence, eMarketer. “Spotlight: U.S. Card Payment Fraud Losses Forecast 2022” Dec 2022 2 Juniper Research. “Online Payment Fraud. Emerging Threats, Segment Analysis & Market Forecasts 2022-2027” 3 2024 Identity Theft Facts and Statistics from identitytheft.org. ## Keep transactions moving with Visa Protect By applying real-time AI decisioning throughout the entire payment journey, Visa Protect solutions minimize fraud at every step. They’re network and scheme-agnostic to scale across all payment endpoints. And supported by risk experts who can help optimize performance and empower cardholders. ### Prevent real-time payments fraud Meet customer demand for instant payments with real-time controls that identify and reduce scam transactions. [Protect real-time payments with Visa](https://corporate.visa.com/en/products/visa-protect-a2a-payments.html) ### Enable seamless authentication Help boost customer satisfaction while reducing eCommerce fraud and token provisioning fraud through Visa Protect data-driven, risk-based authentication solutions. [Visa Provisioning Intelligence](https://corporate.visa.com/en/products/visa-provisioning-intelligence.html) [Visa Consumer Authentication Service](/content/en-us/products/consumer-authentication-service/index.html) ### Boost authorization Keep more good transactions flowing with Visa Protect real-time risk scoring and comprehensive fraud management solutions. [Visa Advanced Authorization (VAA) and Visa Risk Manager (VRM)](/content/en-us/solutions/secure-card-payments/index.html) ### Enhance security with tokenization Help secure digital payments by turning sensitive payment details into unique values called tokens, which can potentially reduce fraud risk and support better customer experiences. [Tokenization](https://corporate.visa.com/en/solutions/tokenization.html) ### Emirates NBD Case Study Emirates NBD enabled a single fraud detection solution for Visa and non-Visa transactions. [Consolidate your fraud detection solution](https://corporate.visa.com/content/dam/VCOM/corporate/solutions/documents/emirates-nbd-case-study-final.pdf) ### Visa Post-Purchase Solutions Offer your customers a digital-first approach to streamline dispute management and resolution—and help keep more sales. [More about dispute management](https://usa.visa.com/solutions/post-purchase-solutions.html) ## News and resources Learn how Visa’s decades of experience and risk solutions keep business moving for banks. [**Managing fraud better, together**](https://corporate.visa.com/content/dam/VCOM/corporate/solutions/documents/visa-risk-manager-cnp-global-infographic.pdf) [**Leveraging data to fight fraud and enhance customer experience**](https://navigate.visa.com/europe/research-and-insights/leveraging-data-to-fight-fraud-and-enhance-customer-experience/) [**Stopping the decline of good transactions**](https://corporate.visa.com/content/dam/VCOM/corporate/solutions/documents/visa-advanced-authorization-and-visa-risk-manager-lac-issuer-case-study.pdf) [**Fraud protection you can bank on**](https://corporate.visa.com/content/dam/VCOM/corporate/solutions/documents/visa-eu-advanced-authorization-case-study.pdf) [**Investec video case study**](https://www.youtube.com/watch?v=br8Ud-WoLzE) ## We’re here to help See how Visa Protect can keep fraud at bay and keep things moving.