# Visa Protect for merchants

Enterprise-wide risk solutions for merchants that keep sales up and reduce cart abandonment.

## Digital commerce burdened by forced friction

For all its growth, digital commerce has yet to reach its full potential. Authorization rates remain too low. False declines remain too high. And dispute management diverts revenue and resources. The bottom line is fraud slows business growth by forcing friction into the payment process.

- 75% of disputes involve fraud¹
- 10% lower authorization rate for card-not-present (CNP) vs. card-present transactions²
- 40% of consumers will never place order with merchant again after a declined transaction³

1. Visa Blog : [What merchants need to know about friendly fraud](https://corporate.visa.com/en/sites/visa-perspectives/security-trust/what-every-merchant-needs-to-know-about-friendly-fraud.html)
2. VisaNet, 2022 Q2, Visa branded cards on Visa network, Including Interlink
3. 2021 Sapio Research: [Global Ecommerce Consumer Behavior Analysis](https://offer.clear.sale/global-ecommerce-consumer-behavior)

## Keep transactions moving with Visa Protect

With solutions that span the entire payment journey, Visa Protect helps make eCommerce simpler, safer and more successful. And they’re backed by risk experts skilled at optimizing your processes and boosting your performance.

### AUTHENTICATION

## Verify consumer identity with enhanced data exchange between merchants and issuers

Tap into Visa’s network to provide robust protection for eCommerce transactions and give an additional layer of security to ensure a secured experience for your customers.

[View Visa Secure](https://corporate.visa.com/en/supporting-info/visa-protect/visa-secure.html)

### AUTHORIZATION

## Apply AI-powered risk models to detect fraud in near real-time

Reduce costs, capture revenue and improve authorization rates by filtering out risky transactions.

[Explore Decision Manager](https://www.cybersource.com/en-us/solutions/fraud-and-risk-management/decision-manager.html)

### DISPUTE MANAGEMENT

## Provide a better customer experience for fraudulent and legitimate disputes

Manage and mitigate disputes when and where they happen to allow digital commerce to thrive.

[See Post-Purchase Solutions](https://usa.visa.com/solutions/post-purchase-solutions.html)

### Best Buy Canada Case Study

## Improving customer experience and reducing fraud with EMV 3-D Secure (EMV 3DS).

[See how to improve your results with Visa Secure](https://corporate.visa.com/content/dam/VCOM/corporate/solutions/documents/best-buy-improving-customer-experience-and-reducing-fraud-with-emv.pdf)

## News and resources

Learn how Visa’s decades of experience and risk solutions keep business moving for merchants and acquirers.

[**Best Practices Guide**](https://corporate.visa.com/content/dam/VCOM/corporate/solutions/documents/global-better-data-best-practices-guide-for-visa-secure-with-emv.pdf)

Visa Secure with EMV 3DS creates an ecosystem of trust between merchants and issuers.

[**Visa Secure with EMV 3DS**](https://www.youtube.com/watch?v=-4WJPYbWeds)

Benefits all stakeholders in an enhanced data exchange that makes CNP authentication simple.

[Enable better authentication to reduce fraud](https://www.youtube.com/watch?v=-4WJPYbWeds)

[**Cybersource fraud and risk solutions**](https://www.youtube.com/watch?v=9Wq9GL1ilwk)

Accelerate good transactions while stopping bad ones, with the simplicity of one digital platform.

[Watch to find out more on Visa’s Cybersource solution](https://www.youtube.com/watch?v=9Wq9GL1ilwk)

[**Cybersource Decision Manager**](https://www.youtube.com/watch?v=DR8wKTJhzZE)

Cybersource and Visa have the fraud and risk management solutions that keep you in control.

[See more about risk management](https://www.youtube.com/watch?v=DR8wKTJhzZE)

## We’re here to help

## We’re here to help

See how Visa Protect can keep fraud at bay and commerce moving.

[Contact sales](https://globalclient.visa.com/contact-sales)