Visa Consulting & Analytics Insights | Visa

Visa Consulting and Analytics (VCA) Insights

Explore our featured insights and case studies to learn how your business can grow, perform and execute.

Get inspired by our clients’ business success stories

From issuers to fintechs, companies around the world are growing their business with the solutions and expertise from Visa Consulting and Analytics.

02/26/2024

Improving debit activation and engagement with data-driven strategies

VCA helped a leading issuer achieve a 9% increase in activation of targeted inactive customers by analyzing the bank’s debit portfolio.

02/26/2024

Designing a loyalty program using data analytics

VCA helped a client struggling with low customer engagement and dormancy reduce attrition by 25 percent.

02/26/2024

Optimizing authorizations and fraud controls

VCA helped a large bank struggling with authorization rates and fraud control practices identify an additional $3M in annual revenue.

02/26/2024

Increasing digital credit card sales

VCA performed a detailed portfolio review and psychographic analysis to help a leading issuer increase acquisition of new credit card customers.

02/26/2024

Improving debit activation and engagement with data-driven strategies

VCA helped a leading issuer achieve a 9% increase in activation of targeted inactive customers by analyzing the bank’s debit portfolio.

02/26/2024

Designing a loyalty program using data analytics

VCA helped a client struggling with low customer engagement and dormancy reduce attrition by 25 percent.

02/26/2024

Optimizing authorizations and fraud controls

VCA helped a large bank struggling with authorization rates and fraud control practices identify an additional $3M in annual revenue.

02/26/2024

Increasing digital credit card sales

VCA performed a detailed portfolio review and psychographic analysis to help a leading issuer increase acquisition of new credit card customers.

Ten payment priorities shaping 2026

From stablecoin strategy to cybersecurity and agentic commerce — learn what it will take for payments-industry leaders to stay ahead of the strategic curve this year.

View ten payment priorities

Strategy insights

From generative AI strategies to acquiring trends – stay up to date on the latest issues that could impact your business.

09/29/2025

Transforming payments with generative AI technologies

GenAI is shaking up payments. Learn what the future may hold for this revolutionary technology.

Discover how AI is changing the payments game

08/26/2024

Payments and banking for SMBs

Transforming how businesses pay and get paid.

Discover the opportunities for SMBs

07/23/2024

Five ways financial institutions can maximize returns on marketing spend

How to send the right message, to the right audience, to prompt the right action.

Learn how to optimize marketing spends

11/08/2023

Generative AI in payments

Six considerations for financial institutions intending to integrate generative AI in their organization.

Read generative AI recommendations

07/23/2026

Adaptive credit: How data and AI can support balancing risk and growth

In a volatile (yet still constructive) credit environment, lenders are using new AI-powered data strategies to better assess risk and manage credit portfolios.

Learn about adaptive credit

02/02/2026

Stablecoin Strategy: How financial institutions can create better value propositions for customers

Meet the stablecoin, a stable type of cryptocurrency. It’s reshaping financial flows everywhere, from the routine consumer transaction to large-scale economic policy.

Delve into stablecoins strategy

05/27/2026

Agentic commerce: Designing for autonomous payments

An actionable, three-pronged strategy that can help capture value, reduce risk and keep pace with the future of autonomous agents.

Delve into agentic commerce

12/22/2025

Accelerating global stablecoins innovation

Guiding banks, fintechs, merchants, and businesses in navigating the future of stablecoins to unlock growth opportunities.

Learn more about stablecoins strategy

11/20/2025

Reinventing SMB banking with AI, stablecoins and smarter underwriting

Open up new business models and revenue streams by combining traditional data, alternative data and behavioral data.

Learn about the untapped potential of SMBs

09/29/2025

Transforming payments with generative AI technologies

GenAI is shaking up payments. Learn what the future may hold for this revolutionary technology.

08/26/2024

Payments and banking for SMBs

Transforming how businesses pay and get paid.

07/23/2024

Five ways financial institutions can maximize returns on marketing spend

How to send the right message, to the right audience, to prompt the right action.

11/08/2023

Generative AI in payments

Six considerations for financial institutions intending to integrate generative AI in their organization.

Read generative AI recommendations

07/23/2026

Adaptive credit: How data and AI can support balancing risk and growth

In a volatile (yet still constructive) credit environment, lenders are using new AI-powered data strategies to better assess risk and manage credit portfolios.

Learn about adaptive credit

02/02/2026

Stablecoin Strategy: How financial institutions can create better value propositions for customers

Delve into stablecoins strategy

05/27/2026

Agentic commerce: Designing for autonomous payments

An actionable, three-pronged strategy that can help capture value, reduce risk and keep pace with the future of autonomous agents.

12/22/2025

Accelerating global stablecoins innovation

Guiding banks, fintechs, merchants, and businesses in navigating the future of stablecoins to unlock growth opportunities.

11/20/2025

Reinventing SMB banking with AI, stablecoins and smarter underwriting

Open up new business models and revenue streams by combining traditional data, alternative data and behavioral data.