Enabling AI agents to buy securely and seamlessly | Visa
News about the future of commerce
Checkout is going agentic
How AI agents are reshaping the path to purchase, and why trust matters.
Accelerating AI commerce with Visa trust and reach
Deliver reliable, smart shopping
Enable seamless payments with built-in protections against fraud and disputes, while giving consumers control.
Build trust in every transaction
Ensure only approved AI agents transact, backed by best practices that safeguard privacy, security and acceptance.
Drive global growth faster
Reach our global network of billions of credentials, millions of merchants and thousands of financial institutions.
Advancing what’s possible in commerce
Visa Intelligent Commerce makes interactions reliable, smart and more tailored to each consumer.
Turn shoppers into loyal customers
Visa Intelligent Commerce helps sellers deliver seamless, personalized shopping experiences that can boost loyalty and conversions. With end-to-end solutions, from secure payments to post-purchase support, merchants can turn every interaction into a growth opportunity.
Customer experience and seller benefits
- Shoppers receive personalized product recommendations powered by unique spend signals from Visa
- Intelligent agents automatically apply promotions, loyalty points and the most secure payment method at checkout
- Tokenized payments and authentication APIs protect transactions while reducing friction
- Merchants can see higher conversion rates, fewer cart abandonments and stronger repeat engagement
- Help provide access to post-purchase protections, such as dispute resolution, safeguard both buyer and seller trust
Redefine travel with trusted, agentic experiences
Visa Intelligent Commerce empowers issuers to extend trusted commerce programs into the era of agentic travel. By working with the Visa ecosystem, issuers can differentiate their offerings, create deeper customer relationships and remain central to the travel journey.
Traveler experience and issuer benefits
- A cardholder books a trip, and their agent seamlessly bundles flights, hotels and offers using Visa APIs
- If disruptions occur, the agent automatically rebooks travel and ensures secure payment processing
- Authentication and transaction controls keep every interaction compliant and protected
- Issuers gain brand differentiation by powering proactive, value-added travel services
- Cardholders experience peace of mind, driving loyalty and card preference throughout the trip
Build breakthrough AI commerce
Visa Intelligent Commerce gives AI partners the tools and safeguards to build breakthrough agentic experiences. With Visa APIs, standards and global reach, partners can securely enable agents to transact on behalf of consumers and businesses with confidence.
Business customer experience and partner benefits
- An AI assistant detects low inventory and automatically sources and pays suppliers through Visa Agent APIs
- Built-in controls help mitigate fraud and transactions are tokenized, authenticated and monitored
- Invoices are reconciled automatically, with full transparency and help to access post-purchase protections
- Developers access a flexible, standardized toolkit that accelerates time to market
- Partners can scale globally through Visa and its leading network of merchants, issuers and account holders
Setting standards for trusted AI-powered payments built on decades of payments technology leadership
4.8 B payment credentials¹
4.8B
payment credentials¹
150 M merchant locations¹
150M
merchant locations¹
300 B+ transactions processed every year¹
300B+
transactions processed every year¹
See agentic commerce in action
Explore how an AI agent, powered by Visa Intelligent Commerce, manages the shopping process.
Building the future of commerce together
Our partners across industries work with Visa Intelligent Commerce to deliver trusted, intelligent experiences at scale.