Transform your global money movement with Visa Direct | Visa
Transform your global money movement with Visa Direct
Visa Direct enables banks, fintechs, businesses and governments to transform the way they move money, all through a single platform.¹
With global expertise in money movement, Visa Direct provides a streamlined solution to address the complexities of domestic and cross-border transactions and currency management.
We are agile and proactive, so you can be too.
Move money your way
Collect, hold, convert and send funds domestically and cross-border with solutions from a world-leading company and global payment network.
Stay agile
Set up, scale and manage a money movement solution with our modular platform, built to grow with your needs.
Go global
Rely on Visa’s scale and innovation to reach around the world—without any need to build your own payments network.
Be secure
Trust Visa's 60+ years of payment leadership, focusing on risk and compliance tools² to help provide peace of mind.
Offer more
Provide embedded products and services your customers will use for all their cross-border needs.
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Connect around the world
More endpoints. More currencies. More countries. All accessible through a single connection.¹
Extensive 12 B+ eligible cards, accounts and digital wallets.
Extensive
12B+
eligible cards, accounts and digital wallets.
Integrated 150 + currencies all over the world.
Integrated
150+
currencies all over the world.
International 195 + enabled countries and territories reached through a network of 60+ card and wallet networks and 20+ real-time⁷ payment (RTP) schemes.
International
195+
enabled countries and territories reached through a network of 60+ card and wallet networks and 20+ real-time⁷ payment (RTP) schemes.
Discover how Visa Direct works for you
Visa Direct enables businesses and their customers to streamline money movement and benefit from fast, secure transactions.
Collect
Hold
Convert
Send
A better way to get money in
Collect³ business payments around the world or fund accounts quickly.
- Expand internationally: Receive funds from around the world - there’s no need to set up international accounts.
- Reconcile easily: Give customers peace of mind with automated reconciliation and unique account details that make matching payments to invoices simple.
- Manage costs: With no need for multiple banking partners to receive money internationally, you can save on banking and operational costs. Your customers can save too, by paying in their local currency and avoiding FX fees.⁴
- Enhance speed: Get money into your customers’ hands or your ecosystem fast.
Currency management made easy
Hold, manage and spend funds in 30+ currencies from a single, multi-currency wallet.
- Control: Manage your currency holdings, transactions and operations all in one place.
- Expand: Embed multi-currency wallets in your app and start serving global players.
- Manage costs: Hold funds in required currencies and help reduce costs by minimizing FX fees and the need for multiple in-country accounts.
More value from foreign exchange
Enhance currency conversion and trading, with added control.
- Global flexibility: Access competitive real-time⁵ rates with seven-day-a-week trading,⁶ allowing you to better manage your cash flow by controlling when to convert and book trades.
- Fee Transparency: Earn customer trust with transparent Visa Direct fees and accurate FX quotes with real-time⁷ monitoring of market performance that enables you to convert currency holdings at favorable rates.
- Cost savings: Save on operational costs and FX fees by using a single platform, while boosting your business revenue through customized mark-ups.
- Growth: Scale faster with our ready-made solution that supports various payment methods and offers a wide range of FX options to maximize value.
Global payments sent with speed
Access an extensive payment network that enables fast and secure domestic and cross-border payments in 150+ currencies.
- Speed: Benefit from the speed and convenience of fast payments that are processed 24/7 in real-time,⁷ or within 30 minutes for card-based transactions.
- Expansion: Accelerate your growth and support global money movement operations in an interconnected world by reaching over 195 countries and territories and accessing 150+ currencies.
- Transparency: Build customer trust with clear insights on payments which includes status visibility, delivery notifications, real-time⁷ tracking for SWIFT⁸ transactions and account validation.
- Innovation: Increase your speed to market with ready-made money movement tools: we’ve built the payment infrastructure, so you don't need to.
Find solutions made for business. Your business.
Supercharge your business with Visa Direct.
Businesses
Accelerate your business and empower your employees with fast, simple access to payouts.
Banks
Discover solutions for digital and commercial banks across all tiers to enhance their offerings and unlock new revenue opportunities.
Fintechs
Explore how fintechs unlock growth and resilience with future-ready cross-border payment infrastructure solutions.
Solution Partners
Grow your reach and revenue potential with our partner offerings.
See solution partner solutions
Customize your solution from a full suite of services
Enable fast money movement to cards, accounts and wallets through a single connection,¹ choosing the value-added services you need to serve 65+ use cases.⁹
Stay informed and spark ideas
Gain business insights, see what’s on the horizon and identify strategies that can help open up new revenue streams.
Money Travels: 2025 Digital Remittances Adoption Report
The Money Travels: 2025 Digital Remittances Adoption Report has taken the pulse on how and why consumers are sending remittances, so you can keep ahead of the competition by giving them what they need.
Thought leadership
Get in-depth views from Visa leaders, case studies and more about the benefits of a global money movement network.
Join us on LinkedIn
Follow the latest news and information about Visa Direct—from new opportunities to how our partners leverage solutions for success.
Visa Direct Blog
Hear from Visa leaders about why businesses and consumers need a better global money movement network.
Money travels podcast
Explore the stories and people behind the extraordinary innovations that are transforming digital finance and examine the impact they’re having on our lives and on economies across the world.
Want to learn more?
Discover how your business can get help moving money with Visa Direct's real-time⁷ money movement platform.