# Visa Consulting and Analytics (VCA) Grow your business with data-driven solutions, actionable insights and the latest economic trends. ## Featured global practices VCA advisors are here to help clients and their businesses improve performance and profitability. - ### Stablecoins Advisory Practice helps clients build crypto infrastructure Empowering clients to unlock growth opportunities, stablecoins advisors can help craft a strategy and identity use cases. [Learn more about advancing stablecoins innovation](https://global-corporate.review.visa.com/solutions/crypto/stablecoins.html) - ### Cybersecurity Advisory Practice helps clients boost resilience Amid an ever-evolving threat landscape, businesses can now utilize the Visa global network of experts to advance their cybersecurity protocols. [Learn about cybersecurity resources](https://global-corporate.review.visa.com/sites/visa-perspectives/security-trust/vca-cybersecurity-advisory-practice-payments-security.html) - ### AI Advisory Practice helps ushers in a new era in commerce With more than 30 years of AI at Visa, clients can now tap a global network of AI advisors to adopt AI capabilities to help streamline workflows. [Read AI Advisory Practice announcement](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.20076.html) - ### VCA Implementation Services (VIS) helps clients succeed Access our global network of implementation support, a team of VCA advisors and their extended networks, to streamline and grow your business. [Learn more about implementation resources](https://global-corporate.review.visa.com/services/vca-implementation-services.html) ## Functional practice areas Explore our areas of expertise and learn how our experts can prepare your business for the road ahead. ### Strategy We help clients formulate payments strategies to drive growth and profitability, compete in the digital economy and address key topics such as open banking, real-time payments and emerging third-party platforms. For example: - Artificial intelligence - Market expansion - New product development ### Portfolio optimization We help clients identify the right customers and best portfolio actions that drive acquisition, engagement and retention. For example: - Lifecycle management - Loyalty program optimization - Usage growth ### Digital We support clients to develop and execute digital strategies that address issues such as top of wallet, card on file, activation and ongoing engagement. For example: - Digital banking experience - Digital bank strategy - Digital card acquisition optimization - Product and experience design, UX/UI, customer research ### Risk We help clients better manage risk and fraud while optimizing the customer experience. For example: - Fraud management - Authorization performance review - Cybersecurity assessment and enterprise fraud strategy ## Our insights With deep payments expertise and proprietary analytics models, our consultants, data scientists and economists are committed to delivering insights that drive better business outcomes across customer journeys. ## Featured insights Get the latest perspectives from our team of experts on trends affecting the future of payments. [Explore our latest thinking](https://global-corporate.review.visa.com/services/visa-consulting-analytics/insights.html) ### Business and Economic Insights Get actionable intelligence from Visa’s team of economists based on the latest trends in consumer spending and payments. [Discover our insights](https://usa.visa.com/partner-with-us/visa-consulting-analytics/leverage-economic-and-business-insights.html) ## Our process Explore our approach to advice and analytics and see how our payments experts can drive your business forward. ### Step 1: Diagnose Use expertise, data and benchmarking to uncover opportunities for growth and enhanced profitability. ### Step 2: Align Validate the findings to align on approach to drive business forward. ### Step 3: Roadmap Create a comprehensive roadmap to get you to where you want to be in the future. ### Step 4: Implement Turn process into action with VCA Implementation Services (VIS). ## Case studies and experiences Learn how we’re helping businesses of all sizes stay competitive and find success. ## Our impact Benefit from our in-house expertise, developed over decades across thousands of projects with financial institutions, merchants, fintechs and other payments players. DIGITAL ACQUISITION + 5 pts In approval rates for credit card applications **DIGITAL ACQUISITION** +5pts In approval rates for credit card applications ACTIVATION + 21 % Transaction growth **ACTIVATION** +21% Transaction growth SPEND UPLIFT + 27 pts In payments volume increase **SPEND UPLIFT** +27pts In payments volume increase AUTHORIZATION IMPROVEMENT + 1.4 B Potential payment volume uplift **AUTHORIZATION IMPROVEMENT** +1.4B Potential payment volume uplift CUSTOMER RETENTION 4 x Better targeting of merchants most likely to attrite **CUSTOMER RETENTION** 4x Better targeting of merchants most likely to attrite PORTFOLIO MIGRATION 3 M+ Cards migrated in first 6 months at 85% activation **PORTFOLIO MIGRATION** 3M+ Cards migrated in first 6 months at 85% activation ## Our team Collaborate with world-class experts dedicated to growing your business. Meet some of our leadership team below. - ### Nicolas Khoury Head of VCA, CEMEA - ### Claudio Di Nella Head of VCA, Europe - ### Javier Vazquez Head of VCA, LAC - ### Kate Manfred Head of VCA, NA - ### Carl Rutstein Global Head of VCA - ### Wayne Best Chief Economist, Visa Business and Economic Insights - ### Prateek Sanghi Head of VCA, AP ### Careers Join our growing Advisory Services team Explore careers opportunities with our world-class network of consultants, data scientists and economists. ## Explore and connect Continue your journey by reading more about Visa services and connecting with VCA. ### VCA in the news Uncover VCA’s news and insights. ### Contact Visa Consulting and Analytics Reach out to learn how our technology and expertise as a global payments leader can help you arrive at better business outcomes.