Visa Consulting & Analytics Insights | Visa
Visa Consulting and Analytics (VCA) Insights
Explore our featured insights and case studies to learn how your business can grow, perform and execute.
Get inspired by our clients’ business success stories
From issuers to fintechs, companies around the world are growing their business with the solutions and expertise from Visa Consulting and Analytics.
02/26/2024
Improving debit activation and engagement with data-driven strategies
VCA helped a leading issuer achieve a 9% increase in activation of targeted inactive customers by analyzing the bank’s debit portfolio.
02/26/2024
Designing a loyalty program using data analytics
VCA helped a client struggling with low customer engagement and dormancy reduce attrition by 25 percent.
02/26/2024
Optimizing authorizations and fraud controls
VCA helped a large bank struggling with authorization rates and fraud control practices identify an additional $3M in annual revenue.
02/26/2024
Increasing digital credit card sales
VCA performed a detailed portfolio review and psychographic analysis to help a leading issuer increase acquisition of new credit card customers.
02/26/2024
Improving debit activation and engagement with data-driven strategies
VCA helped a leading issuer achieve a 9% increase in activation of targeted inactive customers by analyzing the bank’s debit portfolio.
02/26/2024
Designing a loyalty program using data analytics
VCA helped a client struggling with low customer engagement and dormancy reduce attrition by 25 percent.
02/26/2024
Optimizing authorizations and fraud controls
VCA helped a large bank struggling with authorization rates and fraud control practices identify an additional $3M in annual revenue.
02/26/2024
Increasing digital credit card sales
VCA performed a detailed portfolio review and psychographic analysis to help a leading issuer increase acquisition of new credit card customers.
Ten payment priorities shaping 2026
From stablecoin strategy to cybersecurity and agentic commerce — learn what it will take for payments-industry leaders to stay ahead of the strategic curve this year.
Strategy insights
From generative AI strategies to acquiring trends – stay up to date on the latest issues that could impact your business.
09/29/2025
Transforming payments with generative AI technologies
GenAI is shaking up payments. Learn what the future may hold for this revolutionary technology.
Discover how AI is changing the payments game
08/26/2024
Payments and banking for SMBs
Transforming how businesses pay and get paid.
Discover the opportunities for SMBs
07/23/2024
Five ways financial institutions can maximize returns on marketing spend
How to send the right message, to the right audience, to prompt the right action.
Learn how to optimize marketing spends
11/08/2023
Generative AI in payments
Six considerations for financial institutions intending to integrate generative AI in their organization.
Read generative AI recommendations
07/23/2026
Adaptive credit: How data and AI can support balancing risk and growth
In a volatile (yet still constructive) credit environment, lenders are using new AI-powered data strategies to better assess risk and manage credit portfolios.
02/02/2026
Stablecoin Strategy: How financial institutions can create better value propositions for customers
Meet the stablecoin, a stable type of cryptocurrency. It’s reshaping financial flows everywhere, from the routine consumer transaction to large-scale economic policy.
Delve into stablecoins strategy
05/27/2026
Agentic commerce: Designing for autonomous payments
An actionable, three-pronged strategy that can help capture value, reduce risk and keep pace with the future of autonomous agents.
12/22/2025
Accelerating global stablecoins innovation
Guiding banks, fintechs, merchants, and businesses in navigating the future of stablecoins to unlock growth opportunities.
Learn more about stablecoins strategy
11/20/2025
Reinventing SMB banking with AI, stablecoins and smarter underwriting
Open up new business models and revenue streams by combining traditional data, alternative data and behavioral data.
Learn about the untapped potential of SMBs
09/29/2025
Transforming payments with generative AI technologies
GenAI is shaking up payments. Learn what the future may hold for this revolutionary technology.
08/26/2024
Payments and banking for SMBs
Transforming how businesses pay and get paid.
07/23/2024
Five ways financial institutions can maximize returns on marketing spend
How to send the right message, to the right audience, to prompt the right action.
11/08/2023
Generative AI in payments
Six considerations for financial institutions intending to integrate generative AI in their organization.
Read generative AI recommendations
07/23/2026
Adaptive credit: How data and AI can support balancing risk and growth
In a volatile (yet still constructive) credit environment, lenders are using new AI-powered data strategies to better assess risk and manage credit portfolios.
02/02/2026
Stablecoin Strategy: How financial institutions can create better value propositions for customers
Delve into stablecoins strategy
05/27/2026
Agentic commerce: Designing for autonomous payments
An actionable, three-pronged strategy that can help capture value, reduce risk and keep pace with the future of autonomous agents.
12/22/2025
Accelerating global stablecoins innovation
Guiding banks, fintechs, merchants, and businesses in navigating the future of stablecoins to unlock growth opportunities.
Portfolio optimization insights
Understand how customers engage with your business at every step of the journey.
06/27/2023
Creating a future-ready card payment product
Three key considerations for financial institutions when developing a lasting value proposition around payments cards.
10/06/2022
Leading with debit
Driven by changing consumer preferences, the use of debit products is continuing to rise.
Discover three imperatives to drive growth
10/06/2022
Optimizing your debit card business
Follow these three steps to help maximize value from your portfolio.
10/06/2022
Transforming customer loyalty through the power of data
Great relationships are founded on best-in-class customer insight.
02/27/2026
Bridging execution gaps for banks
Learn how modern technology stacks can help banks turn theory into practice.
Delve into bridging execution gaps for banks
09/26/2025
Maximize merchant success
Learn how to help maximize merchant success through authorization and fraud prevention.
Learn how to help drive merchant growth
04/09/2025
Enhancing value for the affluent traveler
Discover how banks can enhance customer experience by tailoring products and services to unique preferences.
Read more to discover tailored banking solutions for affluent travelers
10/25/2024
Strategic execution in payments
A guide for financial institutions on implementation excellence.
Discover five key considerations
09/23/2024
Maximizing value with effective card portfolio management
Best practices for retail banks to optimize card portfolios.
Learn best practices to optimize card portfolios
10/06/2022
Holding on to your best customers using behavioral banking
Learn how banks can adopt a customer-centric strategy with behavioral banking.
Get the latest insights on behavioral banking
06/27/2023
Creating a future-ready card payment product
Three key considerations for financial institutions when developing a lasting value proposition around payments cards.
10/06/2022
Leading with debit
Driven by changing consumer preferences, the use of debit products is continuing to rise.
10/06/2022
Optimizing your debit card business
Follow these three steps to help maximize value from your portfolio.
10/06/2022
Transforming customer loyalty through the power of data
Great relationships are founded on best-in-class customer insight.
02/27/2026
Bridging execution gaps for banks
Learn how modern technology stacks can help banks turn theory into practice.
09/26/2025
Maximize merchant success
Learn how to help maximize merchant success through authorization and fraud prevention.
04/09/2025
Enhancing value for the affluent traveler
Discover how banks can enhance customer experience by tailoring products and services to unique preferences.
10/25/2024
Strategic execution in payments
A guide for financial institutions on implementation excellence.
09/23/2024
Maximizing value with effective card portfolio management
Best practices for retail banks to optimize card portfolios.
10/06/2022
Holding on to your best customers using behavioral banking
Learn how banks can adopt a customer-centric strategy with behavioral banking.
06/27/2023
Creating a future-ready card payment product
Three key considerations for financial institutions when developing a lasting value proposition around payments cards.
10/06/2022
Leading with debit
Driven by changing consumer preferences, the use of debit products is continuing to rise.
10/06/2022
Optimizing your debit card business
Follow these three steps to help maximize value from your portfolio.
10/06/2022
Transforming customer loyalty through the power of data
Great relationships are founded on best-in-class customer insight.