# Sepa

## Fintech solutions for every business

SEPA Cyber Technologies was established with innovation in mind and a vision for a better digital world. We offer businesses more than 600 third-party and own scalable white label fintech modules. Our mission is to equip future-thinking companies from around the world with flexible IT solutions and industry know-how and help them exceed their business potential.

[SEPA Website](https://sepa-cyber.com/) [Contact Email](mailto:sales@sepa-cyber.com)

### PARTNER DETAILS

Visa Ready

[Visa Ready: Program Manager](https://partner.visa.com/site/partner-directory/sepa.html#my-id-pid)

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## Visa Ready: Program Manager

SEPA Cyber Technologies provides an intuitive and modular platform that powers up digital banking solutions, payments and card solutions. Our multi-currency platform is available all around the world via API-driven delivery models.

Reach out to get more info on our solution.

### Solution Information

|     |     |
| --- | --- |
| Category | Visa Ready Program Manager |
| Visa Credential and Card Support | Prepaid for consumer, debit, credit, small business, commercial |
| Full Stack Solution | Yes |
| In-House Processing | Yes |
| Processor Relationship with Visa Endpoint | Yes |
| **In-House Visa License** | No |
| **In-Region Support** | Yes |
| **BaaS Offering** | Yes |

### Capabilities

|     |     |
| --- | --- |
| **Over the Counter Cash Load Networks** | No |
| **Instant Digital Issuance Support** | No |
| **Additional Fraud and Risk Solutions** | Yes |
| **Customer Fraud Rules** | Yes |
| **Customer Service Offerings** | Yes |
| **Local Language Support** | Yes |
| **White-Label App** | Yes |
| **Portfolio Management** | Yes |
| **Multi-Currency Wallet Solution** | Yes |

### Additional Capabilities

|     |     |
| --- | --- |
| **Visa Direct Support** | No |
| **Cryptocurrency Support** | Yes |
| **Installments Support** | No |
| **Real-Time Risk Scoring** | Yes |
| **Other Capabilities** | Virtual IBAN, AML-as-a-service, App/UX Development |

### Program

Visa Ready

### Capability

Program Manager

- Asia Pacific  
- Central Europe, Middle East, and Africa  
- Europe  
- Latin America and Caribbean  
- North America

American Samoa, Australia, Bangladesh, Bhutan, British Indian Ocean Territory, Brunei Darussalam, Cambodia, Canton and Enderbury Islands, Christmas Island, Cocos [Keeling] Island, Cook Islands, Fiji, French Polynesia, French Southern Territories, Guam, Heard Island and Mcdonald Islands, Hong Kong, India, Indonesia, Japan, Kiribati, Lao People's Dem. Rep., Macau, Mainland China, Malaysia, Maldives, Marshall Islands, Micronesia, Midway Islands, Mongolia, Myanmar, Nauru, Nepal, New Caledonia, New Zealand, Niue, Norfolk Island, Northern Mariana Islands, Pacific Islands Trust Territory, Palau, Papua New Guinea, People's Democratic Republic of Yemen, Philippines, Pitcairn Islands, Saint Barthelemy, Samoa, Serbia and Montenegro, Singapore, Solomon Islands, South Korea, Sri Lanka, Taiwan, Thailand, Timor-Leste, Tokelau, Tonga, Tuvalu, U.S. Minor Outlying Island, U.S. Miscellaneous Pacific Islands, Vanuatu, Vietnam, Wake Island, Wallis and Futuna

Afghanistan, Albania, Algeria, Angola, Armenia, Azerbaijan, Bahrain, Belarus, Benin, Bosnia and Herzegovina, Botswana, Bouvet Island, Burkina Faso, Burundi, Cameroon, Cape Verde, Central African Republic, Chad, Comoros, Congo, Cote D'Ivoire, Democratic Republic Congo, Djibouti, Egypt, Equatorial Guinea, Eritrea, Ethiopia, Gabon, Gambia, Georgia, Ghana, Guinea, Guinea-Bissau, Iraq, Jordan, Kazakhstan, Kenya, Kosovo, Kuwait, Kyrgyzstan, Lebanon, Lesotho, Liberia, Libyan Arab Jamahiriya, Macedonia, Madagascar, Malawi, Mali, Mauritania, Mauritius, Mayotte, Moldova, Republic of, Montenegro, Morocco, Mozambique, Namibia, Niger, Nigeria, Oman, Pakistan, Qatar, Republic of Serbia, Rwanda, Réunion, Saint Helena, Sao Tome and Principe, Saudi Arabia, Senegal, Seychelles, Sierra Leone, Somalia, South Africa, South Sudan, State of Palestine, Sudan, Swaziland, Tajikistan, Togo, Tunisia, Turkmenistan, Uganda, Ukraine, United Arab Emirates, United Rep. of Tanzania, Uzbekistan, Western Sahara, Yemen, Zambia, Zimbabwe

Aland, Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Faroe Islands, Finland, France, Germany, Gibraltar, Greece, Greenland, Guernsey, Hungary, Iceland, Isle of Man, Israel, Italy, Jersey, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Republic of Ireland, Romania, San Marino, Slovakia, Slovenia, Spain, Svalbard and Jan Mayen, Sweden, Switzerland, Turkey, United Kingdom, Vatican City State

Anguilla, Antarctica, Antigua & Barbuda, Argentina, Aruba, Bahamas, Barbados, Belize, Bermuda, Bolivia, Brazil, British Virgin Islands, Carribean Netherlands, Cayman Islands, Chile, Colombia, Costa Rica, Curacao, Dominica, Dronning Maud Land, Ecuador, El Salvador, Falkland Islands, French Guiana, Grenada, Guadeloupe, Guatemala, Guyana, Haiti, Honduras, Jamaica, Martinique, Mexico, Montserrat, Nicaragua, Panama, Paraguay, Peru, Puerto Rico, Republica Dominicana, Saint Martin, Sint Maarten, South Georgia and the South Sandwich Islands, St. Kitts-Nevis, St. Lucia, St. Vincent & Grenadines, Suriname, Trinidad and Tobago, Turks & Caicos Islands, U.S. Virgin Islands, Uruguay, Venezuela

Canada, United States of America