Visa Partner | Terms of Use
Terms of Use
Visa Partner Terms of Use, Version: September 19, 2023
Visa International Service Association (“Visa” or “we”) owns and permits access and use of the website located at partner.visa.com (“Site”) to the person accessing and using this Site, Applicants and Visa Partners (collectively, “you” or “your”), according to the terms below (“Terms”). BY USING OR ACCESSING THE SITE, YOU AGREE TO THESE TERMS; IF YOU DO NOT AGREE, DO NOT USE OR ACCESS THIS SITE.
Visa may at any time revise these Terms by updating this page. You are bound by such revisions and should therefore visit this page, from time to time, to review the current Terms.
Use – Your access to and use of this Site is subject to you complying with all international, federal, state and local laws and regulations, applicable to you. Visa makes this Site available only for (i) you to apply to join and, if approved by Visa, participate in the Visa payment system or a Visa Program, (ii) Visa to assess Applicants and (iii) for Visa to display, and you to find, information about Visa Partners (collectively, the “Purpose”). VISA MAY DENY ACCESS AND USE OF THE SITE FOR ANY OR NO REASON, AT VISA’S SOLE DISCRETION.
Restrictions – Unless otherwise specifically indicated, you may download material displayed on this Site for your internal business use solely in connection with the Purpose. You must retain all copyright and other proprietary notices on downloaded and/or copied material. Without the prior, express and written consent of Visa or any third party that Visa deems necessary, you may not distribute, modify, copy, publish, transmit, display, sell, license, use, reuse or create derivative works of any of the contents of, or material displayed on, this Site, other than in connection with the Purpose. You may not access or use this Site in any way that could, or would be intended to, damage or impair this Site, or any server or network underlying this Site, or interfere with anyone else's use and enjoyment of this Site.
Commercially Sensitive Information – This Site contains information which is commercially sensitive to Visa. You shall not use information other than for the Purpose and shall delete any information downloaded or copied from this Site when no longer required for the Purpose.
Confidential Information.
Definition – “Confidential Information” means information that either party and its Affiliates disclose (directly or indirectly) (“Discloser”) to the other party or its Affiliates (“Recipient”) that is designated as confidential or would normally be considered confidential or proprietary under the circumstances (whether disclosed before or after the Effective Date, and whether written, oral or by inspection of tangible objects), including any proposals, research, products, plans, services, marketing materials, finance documents, software, inventions, processes, designs or technical documentation. Visa Confidential Information includes any information disclosed by Visa relating to the Visa payment network, products, data, or services including any Visa interfaces, service guides, reference designs, development kits, technical documentation, and Specifications (collectively, the “Visa Network”). “Affiliate” means any entity controlling, controlled by, or under common control with a party, where control means beneficial ownership or control of 50% or more of the shares entitled to vote for the election of directors or management authority or other ability, directly or indirectly, to direct or cause the direction of the management or policies of such entity.
Exceptions – Confidential Information does not include information that: (i) becomes public through no fault of Recipient; (ii) is rightfully given to Recipient by a third party without confidentiality obligations; or (iii) that is independently developed by Recipient. Visa will not have any confidentiality obligations with respect to any information provided to Visa regarding the Visa Network.
Cardholder Information – The parties do not intend to share under these Terms any (i) consumer or business account numbers; (ii) transaction data or other individual payment account information; or (iii) related information that may constitute non-public personal information or from which an individual’s identity or personal particulars are apparent or can be reasonably ascertained (“Cardholder Information”). If you nonetheless obtain any Cardholder Information from Visa without a written separate agreement that protects such Cardholder Information, the Cardholder Information shall be protected as Confidential Information under this Agreement and the exceptions in Section 2(B) above shall not apply.
Non-Use and Non-Disclosure – Recipient will not use Confidential Information except for the Purpose, and subject to Section 4 below, will not disclose any Confidential Information except to employees or contractors of Recipient or other persons or entities authorized to receive Confidential Information under this Agreement (“Representatives”) who have agreed to terms with Recipient that are as substantially protective of Discloser’s rights as those set forth herein, and have a need to know such information for the Purpose. Recipient may also disclose Confidential Information to Recipient’s auditors and outside attorneys on a need to know basis, and only to the extent reasonably required.
Maintenance of Confidentiality – Recipient will take reasonable measures to protect the secrecy of (and avoid disclosure and unauthorized use of) the Confidential Information, including at least those measures that Recipient employs to protect its own confidential information of a similar nature. Recipient will reproduce Discloser’s proprietary rights notices on any authorized copies in the same manner as set forth on the original.
Technical Review – If you wish to review any operational or technical documents, manuals, guides, and other related documentation made available by Visa through the Site or through your participation in a Visa Program (the “Specifications”), you and Visa agree that:
- The Specifications are deemed Visa’s Confidential Information and may be used internally by you solely to the extent necessary to determine the feasibility and cost of implementing a solution that uses the Specifications (“Technical Review”) for the period of time designated by Visa for such Technical Review. To avoid doubt, unless otherwise mutually agreed in a separate written agreement, you cannot use the Specifications for any other purpose, including but not limited to development, incorporation into your solution, and/or commercialization.
- You may not use or disclose any Specifications, or any portion thereof, for any patents or patent applications.
- Unless otherwise agreed in a separate written agreement, you may not make any modifications, changes, adaptations, alterations, corrections, updates, upgrades, improvements, enhancements, extensions, and other additions to or implementations of the Specifications (“Modifications”).
- You understand that Visa provides a network and desires to provide the Specifications to enable partners, end users, and others (“Participants”) to benefit widely from the network...
Eligibility Checks – Visa may use information, including Confidential Information, which you provide through this Site to carry out screening checks to assess your eligibility and suitability to participate in the Visa payments system or any Visa Program.
Intellectual Property
Copyright– Visa, or our licensors, own copyright in the content of this Site.
Trademarks– The trademarks, logos, and service marks displayed on this Site are owned by Visa or others.
Further Restrictions – You may not reverse engineer, decompile, disassemble or otherwise attempt to obtain the source code...
No joint development – No joint development is contemplated under this Agreement.
Retaining Rights – Visa retains all right, title and interest in and to this Site and any contents of, or material displayed on, this Site (including the Visa Ready Mark)...
Feedback – You may from time to time provide suggestions...
Privacy – Visa uses personal data captured through this Site according to Visa’s Privacy Notice...
Visa Ready Program
Enrollment – To enroll in the Visa Ready Program, you must either...
Approval – To participate in a Visa Ready Program, an Applicant must satisfy the Approval Requirements...
Visa Ready Mark –...
Visa Ready Program Documentation – Visa may modify Visa Ready Program Documentation...
Disclaimers–To the full extent permitted under applicable law, the site and all information...
Indemnity – You shall indemnity, defend and hold harmless Visa...
Limitations of Liability– TO THE FULL EXTENT PERMITTED UNDER APPLICABLE LAW, UNDER NO CIRCUMSTANCES WILL VISA PARTIES BE LIABLE FOR...
Amendments– Visa may change these Terms at any time by publishing such changes on the Site.
Termination – VISA RESERVES THE RIGHT TO DENY USE OF ALL OR PART OF THIS SITE TO ANY USER FOR ANY REASON WITHOUT NOTIFICATION.
Governing Law; Venue– These Terms and all issues regarding the Site, and any action, proceeding, claim, dispute...
Notice to Visa – You agree to send all notices to Visa required by these Terms, through certified or registered mail...
Other Visa sites – Visa or its Affiliates may provide access to other sites within the domain visa.com.
Other – If a court finds any of the provision of these Terms (or portion thereof) to be invalid or unenforceable...
Definitions– The following terms when used throughout this Site shall have the following meanings:
- “Affiliate” means, in relation to Visa, any subsidiary undertaking or parent undertaking...
- “Applicant” means the person or entity that (i) enters and/or submits information through this Site...
End of the Terms.